Faith-based investing can align your investments with your values without sacrificing performance or diversification. Professional portfolio managers use sound investment analysis to produce competitive returns. T-bills are a low-risk investment option, but high-yield savings or money market accounts may be a better long-term solution. Payday loans can lead to a cycle of debt and should be avoided, with debt consolidation options available through organizations like Christian Credit Counselors. [... more]

Christian financial advisors equipped with biblical wisdom and professional credibility help clients align their values with financial decisions and investments. They provide guidance on faith-based financial planning, retirement planning, and navigating complex financial situations, including Social Security benefits and inheritance tax. [... more]

Work is not just a means to an end, but an act of worship to God, reflecting the God who creates, orders, and sustains all things. Scripture reframes the conversation on work, showing it as a sacred calling woven into what it means to bear God's image. Faithful stewardship of resources, including finances, is a key aspect of living out one's faith, and trusting in God's provision and sovereignty is essential for navigating life's uncertainties. [... more]

Money reveals our hearts, and our pursuit of treasure often leads to anxiety and slavery. Jesus cares about treasure not because He opposes wealth, but because wealth competes for what He alone deserves, our trust. Generosity can reveal the heart, but it doesn't automatically transform it. True freedom comes from loving Christ most, and when Christ becomes our treasure, everything else takes its proper place. [... more]

Managing credit reports and scores requires understanding common myths and misconceptions. A certified credit counselor explains how to dispel these myths and achieve financial freedom through debt management and responsible credit use. [... more]

Many older adults feel financially locked in their homes, which were never designed for aging bodies. A reverse mortgage can help them move into safer, healthier homes without taking on new monthly payments. Financial experts discuss the importance of prevention and planning for housing decisions later in life, and offer guidance on budgeting, debt management, and building an emergency fund. [... more]

Biblical financial wisdom can reshape the way we think about money, security, and contentment. Scripture teaches that real security comes from trusting God, and that true wealth is found in eternal life and stability. By applying biblical principles, individuals can make faithful financial decisions, manage debt, and cultivate generosity, ultimately achieving financial freedom. [... more]

Biblical counseling is a distinct approach to understanding human problems and their solutions, rooted in the Bible's revelation of humanity's brokenness and God's restoration through Jesus Christ. It emphasizes the importance of biblical truth and the role of the church in providing care and guidance for believers. In contrast to secular counseling, which often focuses on external factors and human effort, biblical counseling encourages individuals to look to God's word for answers and to seek guidance from trusted spiritual authorities. [... more]

Trusting God for daily bread is a concept that takes us back to Israel's journey through the wilderness, where God fed his people with manna each morning, enough for the day, no more, no less. This idea is not about passivity, but about dependence on God, and it's a rhythm that Jesus taught us to ask for daily bread, not burdening ourselves with the need to control tomorrow. In a world of economic anxiety, where budgets are tight and the future feels uncertain, this concept is more relevant than ever, inviting us to rest in real care, and to rely on God for provision, not just for our financial needs, but for his kingdom. [... more]

Planning and execution are key elements for long-term financial success. Research shows that even small steps towards planning can have a huge impact on net worth at retirement. It's essential to get the ball rolling with a plan and follow through, as the diligent lead to profit, according to Proverbs 21:5. [... more]

Precious metals can be a tool for preserving purchasing power, but they don't produce income or guarantee returns. As Christians, we must approach financial decisions with biblical wisdom, considering the bigger question of how to honor God with what He's entrusted. Stewardship involves planning and allocating resources with prudence, patience, and prayer, rather than reacting to fear or uncertainty. [... more]

Seeking wise counsel is essential for making informed financial decisions, especially when it comes to navigating complex financial situations. By prioritizing godly counsel and biblical wisdom, individuals can make decisions that align with their values and goals, leading to greater peace of mind and financial stability. [... more]

A listener in Idaho discusses their rental properties, credit card debt, and lack of emergency fund with host Rob West, who offers guidance on prioritizing financial decisions, managing debt, and building a stronger financial foundation for retirement. [... more]

Stewardship involves managing God's resources wisely, including money and skills, to serve His purposes. Good stewards understand their mission, are faithful, trustworthy, diligent, and spend time in prayer, seeking God's will and wisdom. They act when led by the Spirit and surrender to the Holy Spirit to walk in obedience. Financial decisions should be guided by biblical principles, and debt management, savings, and investing should be done with a focus on honoring God. [... more]

Choosing contentment is a daily path that comes from a surrendered heart, cultivated through walking with Christ. It's not found in having everything, but in knowing the one who is everything. A biblical approach to financial decisions and stewardship can help individuals navigate their finances and make wise investment choices, especially in retirement. Additionally, seeking help with debt and credit counseling can provide freedom and peace of mind. [... more]

Emotional buying peaks in the final days before Christmas, driven by pressure, expectations, and fear of missing out. However, Scripture offers a wiser approach to giving, rooted in love and generosity. By setting values over emotions, remembering that generosity is more than money, and letting Christ define Christmas, individuals can stay intentional and avoid overspending. Furthermore, credit counseling can help alleviate debt and provide a more manageable financial situation. [... more]

Scripture offers a far better and far more freeing vision for how believers relate to money and possessions. Rejecting materialism does not mean rejecting material things, but rather recognizing the difference between enjoyment and dependence. Gratitude and generosity are powerful tools in breaking the grip of materialism, and Christians are called to steward God's resources wisely and grow in generosity. [... more]

Developing biblical empathy is crucial for building strong, healthy relationships. By understanding and experiencing God's love and empathy, we can learn to listen, care, and support others, and ultimately, grow in our faith and emotional intelligence. [... more]

Families can create a realistic plan before the holiday season by deciding what they can afford, setting a total budget, and using cash or debit cards to track spending. Giving meaningful gifts, staying within healthy limits, and focusing on shared experiences can also help. For families dealing with debt, giving within their means and scaling back can help celebrate Christmas without adding to the burden. [... more]

Many people struggle with medical debt due to a broken healthcare system. Christian Healthcare Ministries offers a biblical community-based approach to managing healthcare costs, allowing members to choose their own healthcare providers and share medical expenses. This nonprofit organization has been serving Christians for over 40 years, sharing over $13 billion in medical bills. It's a unique and affordable alternative to traditional insurance, with programs starting under $100 per month. [... more]

Navigating the complexities of blended families requires honest conversations about money and finances. Couples must address trust issues, loyalty, and belonging to create a shared vision for their financial journey. A togetherness agreement can facilitate bonding and unity, while also providing a framework for financial decisions. By prioritizing God-honoring marriage and financial planning, couples can build a strong foundation for their relationship and achieve financial stability. [... more]

Shadrach, Meshach, and Abednego stood firm in their faith despite facing a fiery furnace, demonstrating the importance of perseverance and endurance in the face of adversity. Jesus' presence and power were evident in their lives, and His promise to never leave or forsake us is a reminder that we are not alone in our trials. The Bible teaches us to keep ourselves from idols and to worship God alone, and to persevere in our faith despite the challenges we face. [... more]

God's design for creation involves both work and rest, with Sabbath being a gift that recalibrates our hearts to prioritize relationships with God and others, and helps us experience intimacy with Him, delight in beauty, and deepen our well-being. [... more]

Investors are piling into gold and silver as concerns about currency debasement and inflation grow. Central banks have been buying gold aggressively, and individual investors are now joining the trade. Gold has set new all-time highs in both dollar terms and inflation-adjusted terms, while silver is knocking on the door of its 1980 peak. Experts recommend a core position in physical metals, supplemented by ETFs, and caution against over-investing in mining stocks. [... more]

A peace agreement has been reached between Israel and Hamas, but the long-term trauma faced by hostages and the treatment of those taken is a concern. A case before the US Supreme Court challenges a Colorado law banning conversion therapy, highlighting a deeper problem within the approach to therapy. The FDA has approved a generic version of the abortion drug regimen, despite evidence of serious complications. The Church of England has appointed a new Archbishop of Canterbury, who has been criticized for not mentioning the gospel in her speech. The divorce rate in Kentucky has plummeted since a new law was passed, but the reasons behind this are complex and multifaceted. Young women are struggling to find suitable partners for marriage, despite the increasing number of young men returning to church. [... more]

The Supreme Court heard oral arguments in Chiles v. Salazar, a case with profound implications for free speech rights and those with gender dysphoria. A licensed counselor is suing the state of Colorado over its counseling censorship law, which prohibits counselors from helping clients reconcile their identity with their sex through talk therapy. [... more]

Biblical financial wisdom and faith-based financial guidance are essential for making informed decisions about your money. Certified Kingdom Advisors can provide sound advice grounded in God's word, helping you navigate complex financial situations and achieve your goals. Whether you're seeking to understand reverse mortgages, improve your credit score, or manage debt, these experts can offer valuable insights and support. [... more]

Recognizing the significance of a father's influence in a child's spiritual life, Dr. Zach Clinton discusses the importance of biblical masculinity, spiritual formation, and sanctification for men. He shares his recent book, which explores the story of Shadrach, Meshach, and Abednego, and how they stood firm in their faith despite facing a death sentence. Dr. Clinton emphasizes the need for men to be formed by Christ and to live out their faith in everyday life. [... more]

Men in society today struggle with pressure, loneliness, and toxic masculinity, but biblical masculinity emphasizes being a provider, protector, prophet, and priest, and living out these roles can have a positive impact on mental health and relationships. [... more]

Managing your money can draw you closer to God. Your bank account is not just a tool for managing finances, but also an opportunity to steward your influence and serve the body of Christ. By choosing a values-aligned institution, you can make a meaningful impact on the kingdom of God, even with small deposits. God isn't limited by the size of your bank account, and he can multiply what you offer in faith. [... more]

Dr. Zach Clinton shares his personal story of salvation and his journey to becoming a counselor, discussing the pressures and temptations men face in today's society, including the importance of seeking help and being vulnerable with others. [... more]

A former addict shares his journey of recovery and how helping others helped him find purpose and happiness. He recounts his struggles with addiction, cancer diagnosis, and finding redemption through serving others. [... more]

Millions of student loan borrowers are struggling with repayment, leading to a significant impact on their credit scores. A certified credit counselor shares practical steps to help regain control and avoid falling behind on payments. Meanwhile, a listener asks about the importance of an emergency fund versus savings, and another caller inquires about spousal benefits for Social Security. [... more]

God entrusts us with time, money, relationships, and opportunities, and though we don't control what tomorrow holds, we're still called to use today well. Planning is not only allowed, it's encouraged, but presuming on the future is not. Wise planning acknowledges that God is in control, seeking him first, knowing his will is always best. [... more]

David Bonson discusses how work is an integral part of our identity and purpose, and how it reflects God's design for humanity. He argues that work is not just a means to an end, but an end in itself, and that it has inherent value and meaning. Bonson also explores the relationship between work and rest, and how the modern cultural view of retirement is misguided. He encourages Christians to view work as a way to serve God and others, and to live out their faith in their daily work. [... more]

A 60-year-old single retiree seeks advice on managing her annuity and diversified accounts, while a listener in Wisconsin considers investing in the stock market instead of purchasing a rental property. A couple in Florida explores the option of a reverse mortgage to supplement their retirement income, and a listener in Illinois asks about the difference between a Roth IRA and a traditional IRA. [... more]

Understanding our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. The blue temperament, characterized by perfectionism and order, often views money as a means of safety and security, and values correct conversations. This approach can be both a strength and a weakness in financial planning, requiring balance and collaboration to avoid paralysis and overanalysis. [... more]

Setting a financial finish line can help individuals prioritize generosity and manage resources effectively. It's a biblical principle that involves recognizing God as the ultimate treasure and stewarding resources wisely. By setting a finish line, individuals can gain freedom, contentment, and peace in their financial lives, and ultimately, draw closer to God. [... more]

Supporting vulnerable young women in the Middle East through Heart for Lebanon's ministry, providing education, counseling, and spiritual development to help them stand boldly with their identity in Christ. [... more]

Living a life of generosity can bring real financial freedom, and it's not just about giving money, but also about giving our hearts to God. Ron Blue shares his insights on how to grow into more joyful, intentional givers, and how giving can break the power of money over our lives. We also discuss how to manage debt, understand social security taxes, and find advisors who share our values. [... more]