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The following listen on-demand podcasts matched your search results for: Social Security
Faith And Finance
Rob West
July 26, 2024
The human instinct is to hoard things in times of economic stress Let's look at what the Bible has to say about that Hoarding is the over-the-top collection of stuff you can't rationally use in a reasonable time Today we'll talk about the root causes of this temptation and how to avoid it Triggers of HoardingPeople hoard at different levels sometimes even to the point of mental illness though that's not our focus here Instead we'll discuss the kind of hoarding that many of us are tempted to do often in response to circumstances Various factors can trigger hoarding Fear [... more]
Faith And Finance
Rob West
July 24, 2024
Is Jesus Lord of all your affairs or is there still one part of your life where you insist on being in charge That one area all too often is money We all have to make a decision Will we live in God's economy or man's Sharon Epps is here today to help us understand the difference Sharon Epps is the president of Kingdom Advisors FaithFi's parent organization Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise Being In the World but Not Of the World Oswald Chambers once [... more]
Faith And Finance
Rob West
July 18, 2024
The Puritan poet Anne Bradstreet once wrote Wisdom without an inheritance is better than an inheritance without wisdom As Baby Boomers age it's estimated they'll leave a tidal wave of wealth to their heirs perhaps as much as trillion by But is the next generation ready for that wealth The Biblical Perspective on Inheritance Anne Bradstreet's wisdom likely stemmed from Ecclesiastes - highlighting wisdom's value alongside an inheritance This biblical perspective underscores the importance of preparing heirs with wealth and the wisdom to manage it Current State of Wealth Transfer PreparednessResearch indicates that while Boomers are poised to make the [... more]
Faith And Finance
Rob West
July 12, 2024
Paying off debt is always a good thing but paying it off before retirement is one of the best financial moves you'll ever make It's a disturbing trend more people than ever are retiring with debt That reduces their lifestyle choices and increases the likelihood they'll have to return to work at some point Today we'll talk about carrying debt into retirement and how you can avoid it Preparing for a Debt-Free Retirement A Practical GuideAccording to the Federal Reserve's Survey of Consumer Finances of people aged to are in debt up from years ago This rising debt can severely [... more]
Faith And Finance
Rob West
July 09, 2024
You have to be at least to collect Social Security maybe because it takes that long to understand the program Do you have questions about Social Security Of course you do Who doesn't Well you don't want to miss today's program Eddie Holland is back to answer more of your questions about Social Security Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville South Carolina He's also a CPA a Certified Financial Planner CFP and a Certified Kingdom Advisor CKA Can You Claim Benefits Early and Switch Later You can claim Social Security benefits [... more]
Planning Matters Radio
Peter Richon
July 06, 2024
Inflation is the natural enemy of retirement savings but there are strategies you can put in place to guard your nest egg from spiking consumer prices and they may even allow you to use those higher costs to your advantage According to Peter with Richon Planning and Erin Kennedy you should Keep Investing time in the market is often your best inflation hedge Maximize Your Social Security and keep in mind you don't miss out on the COLA if you delay claiming Rethink Your Expenses put simply save more money Working with a financial advisor can help implement these strategies [... more]
Finishing Well
Hans Scheil
July 06, 2024
Hans and Robby are back again this week with a brand new episode This week's discussion is about thousand dollar annuity years later Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]
Planning Matters Radio
Peter Richon
June 29, 2024
Required Minimum Distributions whether you need the income or not the government will force you to take those distributions so they can collect the taxes but as Peter with Richon Planning explains to Erin Kennedy proactive planning means you control your tax liability Here are Peter's quick tips to optimize your RMDs Roth Conversions Plan for Strategic Withdrawals Delay Taking Social Security If you'd like to speak with Peter about how you can better control your tax liability please give him a call at - or visit www RichonPlanning com WealthManagement Taxes SocialSecurity RothConversions FinancialAdvisor [... more]
Faith And Finance
Rob West
June 28, 2024
Since the beginning of time God's design for humanity has always been to be a giant family spread throughout the earth So what happened Because of the power of sin in our world families are broken children become orphans and many feel alone and isolated as if they don't belong Dr Albert Reyes with Buckner International joins us today to share a hopeful message about God's design for his family Dr Albert Reyes is the author of Never Alone The Power of Family to Inspire Hope and Hope Now Peace Healing and Justice When the Kingdom Comes Near He serves [... more]
Dana Loesch Show
Dana Loesch
June 27, 2024
Dana previews CNN's debate stage including their ridiculous muted microphone policy Meanwhile Dana shares a story about her mom freaking out over social security Please visit our great sponsors Ammo Squaredhttps ammosquared comEnsure you are prepared for whatever comes your way with ammosquared comBlack Rifle Coffeehttps blackriflecoffee com danaUse code DANA to save on your next order Byrnahttps byrna com danaVisit today for off and get the protection you need Goldcohttps danalikesgold comGet your free Gold Kit from GoldCo today KelTechttps KelTecWeapons comSign up for the KelTec Insider and be the first to know the latest KelTec news Lumenhttps lumen [... more]
Dana Loesch Show
Dana Loesch
June 27, 2024
Dana previews CNN's debate stage including their ridiculous muted microphone policy Biden's Campaign Co-Chair says Trump voters have amnesia Dana shares a story about her mom freaking out over social security Who benefits the most out of CNN's debate rules The Supreme Court will push the rest of their opinions into July CBS writes a piece saying Nobel Prize-winning economists warn that Trump's economic plans could reignite inflation More on Debate Two US astronauts are STUCK in space Please visit our great sponsors Ammo Squaredhttps ammosquared comEnsure you are prepared for whatever comes your way with ammosquared comBlack Rifle Coffeehttps [... more]
Faith And Finance
Rob West
June 24, 2024
Myths can be persistent things For a long time people thought the world was flat The investing world has its share of myths that persist to this day Rachel McDonough joins us today to go over myths about wealth that many Christians believe but shouldn't Rachel McDonough is a Certified Financial Planner CFP a Certified Kingdom Advisor CKA and a regular Faith Finance contributor Flat Earth and Financial MythsWhen your core assumptions are wrong your strategy becomes useless Imagine planning a voyage worldwide while believing it's flat you'd never reach your destination accurately Similarly in finance myths perpetuated by various [... more]
Faith And Finance
Rob West
June 19, 2024
There rsquo s a well-known verse in Proverbs that urges us to train up our children in the way they should go And it applies to managing money as much as anything else But how should Christian parents train up their children to be good stewards On today's Faith amp Finance Live host Rob West will share some great insights on financial discipleship for families from Brian Holtz Then Rob will answer your calls on various financial topics nbsp See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
June 19, 2024
Train up a child in the way he should go even when he is old he will not depart from it Proverbs Teaching our children how to manage God's money is vital to raising them But how can parents do this well Brian Holtz will share some great insights today Brian Holtz is the Chief Operating Officer at Compass Financial Ministry and the author of Financial Discipleship for Families Intentionally Raising Faithful Children MVP Parenting Building Financial Wisdom in the Next GenerationIntroducing MVP Parenting a concept foundational for nurturing financial wisdom and spiritual growth in our children Howard Dayton defines [... more]
Faith And Finance
Rob West
June 18, 2024
By wisdom a house is built and by understanding it is established by knowledge the rooms are filled with all precious and pleasant riches - Proverbs - Faithful stewardship requires us to make wise financial decisions manage and grow assets and protect our families from hardship Are you ready if you're suddenly disabled or incapacitated Valerie Hogan joins us with a checklist to prepare you for it Valerie Hogan is an attorney a Certified Financial Planner CFP a member of Kingdom Advisors as well as the co-author of Wise Women Managing Money Expert Advice on Debt Wealth Budgeting and More [... more]
Faith And Finance
Rob West
June 17, 2024
You've been a careful steward working hard saving your money and spending wisely Now what Being able to live comfortably and afford the things you need seems like a worthy goal Today we'll look at having a surplus from a biblical perspective Celebrating Financial FaithfulnessMaybe we don't do this enough speak directly to the faithful listeners who already follow God's principles in their finances You've been living with integrity and making wise choices with your money for years Well we're talking to you today First of all well done Financial faithfulness is a big deal It takes sacrifice commitment and [... more]
Planning Matters Radio
Peter Richon
June 15, 2024
To design your ideal retirement you need to start with a few specific questions and if you're married make sure you do this exercise together In this video Peter Richon with Richon Planning and Erin Kennedy walk through what you should consider when answering these vital questions When do you want to retire Where do you want to live when you're retired How is your health How much could your Social Security benefits be Do you have a financial plan Because retirement is so much more than just a number in your bank account working with a financial professional can [... more]
Faith And Finance
Rob West
June 14, 2024
These days too many of us are physically emotionally mentally and financially overloaded So what can we do to gain freedom from all these stressors in our lives On today's Faith amp Finance Live host Rob West will look at rest from a biblical perspective Then he'll take some calls and answer various financial questions See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
June 13, 2024
We all want our plans to succeed but what does the Lord want Are you and God on the same page regarding your financial plans Today we'll discuss achieving your financial goals and doing God's will As avid planners we know that having a plan is the best way to meet your financial goals or any goals for that matter But how do you ensure your plans align with God's will for your life As Christians we believe that Jesus' plans are the best and the Bible supports this in Proverbs Many are the plans in the mind of a [... more]
Faith And Finance
Rob West
June 13, 2024
We all want our plans to succeed but what does the Lord want And how can we tell if we are on the same page with God when it comes to our financial plans Join us for today's Faith amp Finance Live when host Rob West will talk about achieving your financial goals while doing God's will all at the same time Then he'll answer some calls about various financial topics See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
June 12, 2024
Knowing where and how to give to God's Kingdom can be a challenge for any one person but all the more so if you're married It's beautiful when couples agree on how to manage their money how much to spend and save but finding agreement on giving is just as important Today Bob shares what he and his wife Leslie learned about it Bob Doll is the CEO and CIO of Crossmark Global Investments He regularly contributes to Faith and Finance and other media outlets such as Bloomberg TV Fox Business and CNBC The Foundation of GivingFinancial disagreements are common [... more]
Faith And Finance
Rob West
June 11, 2024
Some people learn from the mistakes of others But some people have to be the others who actually make the mistakes Fortunately you can avoid becoming one of them simply by dodging some common mistakes On today's Faith amp Finance Live host Rob West will talk to Ron Blue about some of the biggest financial mistakes you'll want to avoid Then Rob will answer some caller questions on different financial topics See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
June 10, 2024
According to some estimates the average household spends an astonishing of its food budget on eating out That's a lot to digest After housing and transportation food is probably the next biggest item in the budget It's also a place where you can easily make changes that will save you a lot of money The Cost of ConvenienceEating out is convenient especially for busy families with two working parents or parents shuttling kids to various activities However this convenience comes at a cost not just financially but also in terms of health Fast food often leads to weight gain and [... more]
Finishing Well
Hans Scheil
June 08, 2024
Hans and Robby are back again this week with a brand new episode This week's discussion is about milestone ages in retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]
Faith And Finance
Rob West
June 07, 2024
The Qualified Charitable Distribution is one of the most underutilized tax benefits yet almost million Americans can take it There are many requirements for taking a Qualified Charitable Distribution QCD or QCD You must be and have an IRA If more folks understood QCDs better they might take them David Hogan joins us today with the ABCs of QCDs David Hogan is the Principal of Clifton Larson Allen CPA's in Atlanta GA What is a Qualified Charitable Distribution QCD Simply put a QCD directly transfers funds from your Individual Retirement Account IRA to a qualified charity This move doesn't offer [... more]
Faith And Finance
Rob West
June 07, 2024
The Qualified Charitable Distribution or QCD is one of the most underutilized tax benefits yet almost million Americans are eligible to take it But because of their various requirements more folks might take advantage of this option if they understood them better On today's Faith amp Finance Live host Rob West will welcome David Hogan to talk about the ABCs of QCDs Then Rob will take some calls and answer various financial questions See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
June 04, 2024
Homeowners now have an average of nearly in home equity and the nationwide total is staggering at trillion Home equity is undoubtedly one of our largest assets So how do the biblical principles of stewardship apply to it Harlan Accola joins us today to discuss this Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage an underwriter of Faith and Finance He is also the author of Home Equity and Reverse Mortgages The Cinderella of the Baby Boomer Retirement Understanding Reverse MortgagesToday's reverse mortgages are not the same product that gave the name such a negative reputation in [... more]
Faith And Finance
Rob West
May 23, 2024
From Jeremiah we know God's people should seek the welfare of the places and people around them But is seeking the welfare of our community something Christians can pursue by means of investing choices Today we speak with an investment manager who has been seeking the welfare of cities all over America and the world through his advocacy work with corporations As we will hear today investors can influence decisions made behind closed doors by corporations Chris Meyer joins us today to examine how this advocacy works Chris Meyer is the Manager of Stewardship Investing Research and Advocacy for Praxis [... more]
Faith And Finance
Rob West
May 21, 2024
Inadequate savings faulty assumptions and high inflation could create barriers to a comfortable retirement So what can we learn from recent retirees about how to avoid these pitfalls On today's Faith amp Finance Live host Rob West will welcome Matt Bell to share some lessons from today rsquo s retirees Then Rob will answer your calls about finances See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
May 21, 2024
Are you confident you'll be able to retire comfortably someday Are you taking steps to make that happen Inadequate savings faulty assumptions and high inflation could create barriers to a comfortable retirement Can we learn anything from today's retirees Matt Bell thinks we can and joins us today to discuss this Matt Bell is the Managing Editor at Sound Mind Investing an underwriter of Faith Finance What does the latest Employee Benefit Research Institute data show about how people feel about their retirement prospects In the latest report nearly of people in the workforce and somewhat higher numbers of those [... more]
Faith And Finance
Rob West
May 20, 2024
You've heard the expression Pennywise and pound foolish Here in the States we could say Pennywise and dollar foolish A good example is when someone is more concerned about the interest they're getting on their savings account than the interest they're paying on their mortgage Top Tips to Save Big on InterestWhen managing your finances shopping around for the best interest rates on savings is wise However focusing on reducing the interest on your mortgage can have a much bigger payoff Consider the total interest paid over a -year fixed-rate mortgage It's a powerful motivator to pay off your mortgage [... more]
Faith And Finance
Rob West
May 16, 2024
Do you use a credit union Or have you never considered using one Credit union members know their advantages and million nationwide can't be wrong Aaron Caid joins us today to discuss the pros and cons of credit unions and spoiler alert there aren't many cons Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union an underwriter of Faith Finance What are the pros of joining a typical credit union Credit unions are member-owned cooperatives Members are customers and stakeholders governed by a volunteer board selected from the member base They also have voting rights on credit [... more]
Faith And Finance
Rob West
May 15, 2024
Christians are called to do good works so that the world will see them and God will be glorified So it shouldn rsquo t surprise us that God is concerned with the way we choose to handle our finances On today's Faith amp Finance Live host Rob West will welcome Randy Alcorn to explain how God takes stinginess and generosity personally Then Rob will answer your questions on different financial topics nbsp See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
May 13, 2024
Proverbs reads The prudent sees danger and hides himself but the simple go on and suffer for it The word insurance isn't in the Bible but it does say that it's wise to protect your financial holdings and insurance is one way to do that Understanding Essential Insurance PoliciesInsurance is a fundamental aspect of financial planning For most of us unless we have vast wealth diversified across numerous investments insurance serves as a critical safety net So what insurance policies are necessary Auto and Home InsuranceAuto insurance is generally required by law if you own a vehicle Homeowners insurance is [... more]
Finishing Well
Hans Scheil
May 11, 2024
Hans and Robby are back again this week with a brand new episode This week's discussion is about tax deferred vs tax free Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]
Faith And Finance
Rob West
May 10, 2024
The well-known scripture passage from Proverbs describes some of the many ways moms faithfully support and serve their families And with Mother rsquo s Day coming up we want to brag about moms a bit nbsp On today's Faith amp Finance Live host Rob West will share some data related to the value of moms Then he rsquo ll take your calls and answer various financial questions See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
May 09, 2024
What would you say is the most generous act of all time If you said The Cross you'd be correct Jesus gave His life so we may spend eternity with Him We must only have faith in Him as our Lord and Savior to receive this gift Art Rainer joins us today with thoughts on what the Cross reveals about generosity Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions He is a regular contributor here at Faith Finance and the author of Money in the Light of Eternity What the Bible Says [... more]
Faith And Finance
Rob West
May 08, 2024
In Matthew Jesus called us to be wise as snakes and gentle as doves But can we be gentle and wise when standing up for biblical principles and our voting rights as investors It's the annual shareholder meeting season for public corporations meaning companies will hear about their policies from investors Jerry Bowyer joins us today with a biblical perspective on corporate engagement Jerry Bowyer is the President of Bowyer Research and our Resident Economist here at Faith Finance He is the author of The Maker Versus the Takers What Jesus Really Said About Social Justice and Economics You can [... more]
Faith And Finance
Rob West
May 03, 2024
The summer home buying season is straight ahead Will sellers get a break on real estate commissions The National Association of Realtors recently shocked the industry by dropping its sales commission What does that mean for home sellers this summer Dale Vermillion fills us in today Dale Vermillion is the author of Navigating the Mortgage Maze The Simple Truth About Financing Your Home This book covers everything you need to know about securing a mortgage all from a biblical perspective Industry watchers say this National Association of Realtors settlement will change how people buy houses What is this settlement about [... more]
Faith And Finance
Rob West
May 02, 2024
Jesus told His followers to be wary of materialism mdash but we rsquo re all guilty of it from time to time mdash wasting money on things we don rsquo t really need On today's Faith amp Finance Live host Rob West will talk about big time money wasters Then he rsquo ll answer your calls on various financial topics See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
May 02, 2024
Okay before we get into the specific money wasters there's a general principle you should be aware of if you're buying things that provide only a temporary sense of satisfaction you're probably wasting money It doesn't matter what it is if it's unnecessary and you grow bored with it it was a waste of money Check your closets for examples I'm not saying you should take a vow of poverty The Lord wants us to enjoy the resources He's given us but that must be tempered by the principle that we're merely stewards and must use His resources wisely Of [... more]
Faith And Finance
Rob West
May 01, 2024
Did you realize there rsquo s one place in the Bible where God specifically tells us to test Him And it really shouldn rsquo t surprise us that it involves money On today's Faith amp Finance Live host Rob West will welcome Ron Blue to explore this passage and help us consider important factors about our giving Then Rob will answer your questions on different financial topics nbsp See omnystudio com listener for privacy information [... more]
Planning Matters Radio
Peter Richon
April 27, 2024
If the Social Security Administration considers you a high-income beneficiary you'll pay a surcharge known as the Income-Related Monthly Adjustment Amount IRMAA That means if your modified adjusted gross income is more than for single filers or more than for those who are married and filing jointly you'll be paying the IRMAA penalty However as Peter with Richon Planning explains to Erin Kennedy there are strategies you should consider to reduce that penalty They are Roth IRA Conversions Health Savings Accounts Qualified Charitable Distributions There are also instances when you can apply for an IRMAA waiver To avoid that IRMAA [... more]
Finishing Well
Hans Scheil
April 27, 2024
Hans and Robby are back again this week with a brand new episode This week's discussion is about IRMA for Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]
Faith And Finance
Rob West
April 26, 2024
At the most recent Kingdom Advisors Conference John shared an incredible story about some friends of his and an inheritance decision they made I've got some friends who are a super sharp young couple in their s His Father shared that he was about to give them a vast multi-million-dollar inheritance Amazing But they had been reflecting carefully on money and faith for months They said 'We are so grateful for this but we're already OK And if we got this money we'd start to rely on the shifting sands of this money for our security instead of the firm [... more]
Finishing Well
Hans Scheil
April 20, 2024
Hans and Robby are back again this week with a brand new episode This week's discussion is about should you take social security early or wait until you're Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]
Faith And Finance
Rob West
April 19, 2024
ldquo But God said to him lsquo Fool This night your soul is required of you and the things you have prepared whose will they be rsquo rdquo You may recall that verse from the Parable of the Rich Fool in Luke But have you considered what it means On today's Faith amp Finance Live host Rob West will talk with Carolyn Calupca about the meaning behind that verse and how we can become rich toward God Then Rob will take some calls and answer various financial questions See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
April 16, 2024
All investments carry some degree of risk As history proves companies fail and governments fall so it rsquo s important to make sure the return you rsquo re expecting is worth the risk On today's Faith amp Finance Live Mark Biller joins host Rob West to talk about managing investment risk Then Rob will answer your calls and financial questions nbsp See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
April 16, 2024
What is the risk of playing it too safe That does seem like a bit of a riddle but we can start to make sense of it by first exploring a behavioral phenomenon called loss aversion Researchers have found that most people feel the pain of losing money roughly twice as strongly as the joy of gaining money To say it again clearly losses feel twice as bad as gains feel good This naturally causes many people to be loss averse and try to avoid losses sometimes to such a substantial degree that it undermines their long-term goals One of [... more]
Faith And Finance
Rob West
April 15, 2024
What To Do When You're Treated UnfairlyMoney is often the issue when we interact with others and it's a powerful motivator to strike back when we feel we're being mistreated Losing money we feel we deserve to have can make us feel bitter But Hebrews tells us See to it that no one fails to obtain the grace of God that no 'root of bitterness' springs up and causes trouble and by it many become defiled We live in a fallen world filled with fallen people and we'll all experience mistreatment at one time or another It's important to remember [... more]
Faith And Finance
Rob West
April 10, 2024
Relational Effects Of Lending MoneyProverbs reads The borrower becomes slave to the lender Lending money can hurt a relationship And that can happen whether you lend the money or not You're between a rock and a hard place and it seems like either way someone may end up resentful There are really only three things that can happen and only one of them is good If you decide not to lend the money the other person could be upset If you do lend the money and the other person doesn't repay it you'll probably be upset It's only the third [... more]
Faith And Finance
Rob West
April 05, 2024
So how much is enough for Christians If you're just starting out or struggling financially How much is enough might seem like a silly question The bottom line for you is that you just need more money at the moment Why should you think about how much is enough when you hardly have anything And what if you're at the other end of things If you're approaching retirement you might be thinking about the size of your nest egg But why put a limit on accumulating money and possessions Based on these two examples the definition of enough seems to [... more]
Faith And Finance
Rob West
April 04, 2024
It All Starts With CommunicationCommunication is crucial for estate planning in blended families highlighting the importance of being open transparent and truthful While this may be difficult at times it's essential for bringing issues to the forefront suggesting that effective communication is the foundation for addressing the unique challenges blended families face in estate planning How do blended families with different goals work it out When spouses in blended families have different goals they should prioritize seeking understanding and compromise Seek first to understand and then to be understood emphasizing the value of asking questions like tell me more about [... more]
Faith And Finance
Rob West
April 03, 2024
Albert Einstein is credited with saying that the power of compounding is the eighth wonder of the world and He who understands it earns it he who doesn't pays it And Ron Blue shares a story for us about a couple who apparently understood this very well I received a call from my -something-year old son awhile back He'd been married for some time and he is a teacher and his wife Ann was a teacher And his question to me was Dad he said You know Ann and I are just teachers and we're just never going to have [... more]
Faith And Finance
Rob West
April 02, 2024
The Financial Impact of College EducationGoing to college is a financial decision second only to buying a house More specifically it's an investment decision Will it pay off Perhaps the most important factor determining that is whether you graduate with a degree Fail to do that and any money you spend or borrow for college will likely be money down the drain in terms of future earnings The good news is that data just released by the Federal Reserve Bank of New York shows that earning a college degree is still financially worthwhile generally speaking The data shows that recent [... more]
Planning Matters Radio
Peter Richon
March 30, 2024
Discover the hidden financial traps most retirees don't see coming In retirement it's incredibly important to nail down known expenses so you can build an income plan around them In this video Peter with Richon Planning and Erin Kennedy break down the four expenses that retirees consistently overlook including Healthcare Medicare doesn't cover everything And LTC can wipe out your savings if you don't have insurance Housing Even if you own your home outright you'll still have expenses Taxes A lot of retirees underestimate what they'll pay in taxes in retirement We'll still be paying income taxes in most cases [... more]
MoneyWise
Rob West and Steve Moore
March 28, 2024
Whether to buy a house or go to college are major financial decisions but so is deciding when to take Social Security That rsquo s because tens of thousands of dollars if not more are on the line when deciding what rsquo s the right time for you to start receiving your benefits On today's Faith amp Finance Live host Rob West will talk with Eddie Holland about when to take Social Security Then they rsquo ll answer your related questions nbsp See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
March 28, 2024
Whether to buy a house or go to college are major financial decisions but so is deciding when to take Social Security That rsquo s because tens of thousands of dollars if not more are on the line when deciding what rsquo s the right time for you to start receiving your benefits On today's Faith amp Finance Live host Rob West will talk with Eddie Holland about when to take Social Security Then they rsquo ll answer your related questions nbsp See omnystudio com listener for privacy information [... more]
Faith And Finance
Rob West
March 28, 2024
What should folks consider when making this decision People should consider the following when deciding when to take Social Security benefits Understanding that if they take benefits before full retirement age they will be subject to a reductionDelaying past full retirement age means receiving an annual increase of called a delayed retirement creditCash flow needs if retiring and replacing incomePaying down debtIncreasing charitable givingHealth and longevity in the family impacting how long benefits may need to last Legacy goals and inheritance as Social Security benefits can't typically be passed on while portfolio assets can beIncome taxes as Social Security could [... more]
Faith And Finance
Rob West
March 27, 2024
When it comes to work ethic there's nobody we like better aside from Jesus of course than the woman described in Proverbs We don't know her name but her actions and attitudes are worth studying and imitating no matter what kind of work you do A Biblical Work Ethic From Proverbs First a note about Proverbs It's part of the wisdom literature found in the Old Testament We refer to Proverbs a lot since there are many nuggets of financial truth there Proverbs is the final chapter and the description of the woman of noble character is written as a [... more]
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