The conversation revolves around the implications of same-sex marriage, the ethics of IVF, the prevalence of Down syndrome abortions, the growing interest in Bible reading, and the feminization of society and its connection to wokeness. The discussion also touches on the importance of a Christian worldview and the authority of Scripture in navigating these complex issues. [... more]

Biblical wisdom provides a framework for making financial decisions that honor God and not just benefit ourselves. When we approach money through this lens, our habits begin to change, and we move from reacting emotionally to responding spiritually. [... more]

The number of young people embracing alternative sexual identities has decreased significantly over the past two years, with a recent poll showing a halving of trans-identified students. This shift is attributed to the exposure of lies about gender-affirming care, the coercive nature of the suicide myth, and the empowerment of those who have spoken out against transgender ideology. [... more]

Managing emotions is crucial when making financial decisions to avoid derailing smart investing. Certified Kingdom Advisors offer biblical financial wisdom, while Christian Credit Counselors can help with debt management. Homeowners may need to address mold issues, and retirees must consider annuity distributions and retirement planning. [... more]

Hurricane Helene devastated western North Carolina in 2024, causing widespread destruction and loss of life. The storm's impact was exacerbated by heavy rainfall in the days leading up to the storm, causing saturated ground and landslides. The Federal Emergency Management Agency's (FEMA) bureaucracy has been criticized for hindering the recovery efforts, with officials citing a lack of clarity and consistent guidance. The state of North Carolina has received limited federal funding to cover the damage, with estimates suggesting $60 billion in damage. Despite the challenges, there has been progress in the recovery efforts, with businesses reopening and tourism returning to the area. [... more]

Understanding how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions is crucial for effective money management. In a blended family, deciding how to use wealth and create a plan that reflects both partners' values and wiring can be challenging. A togetherness agreement can be a helpful resource in navigating these decisions and finding a path forward that honors God's heart and reflects each partner's unique strengths and weaknesses. [... more]

As the world faces unprecedented challenges, Pastor Erwin Lutzer explores the consequences of secularism and apostasy, warning of a collapse of Western civilization and encouraging believers to trust in God's promises, even in the face of economic collapse and personal hardship. [... more]

Amelia Earhart, a trailblazing aviator, defied traditional gender roles and became the first woman to fly solo nonstop across the Atlantic, earning her the Distinguished Flying Cross and cementing her place in history as a pioneering woman in aviation. [... more]

Christians facing financial uncertainty should look to Jesus for guidance, not fear and anxiety. A proper understanding of our role as stewards of God's resources can shape our perspective on money and help us make wise financial decisions. [... more]

For those nearing retirement, working longer can have a significant impact on their financial security, with studies showing that delaying retirement by just a few months can have the same benefit as saving a higher percentage of income over three decades. This can be especially beneficial for those who plan to claim Social Security benefits before age 70, as waiting beyond full retirement age can increase monthly benefits by two-thirds of one percent or eight percent per year. However, this decision also involves considering emotional and relational factors, such as the potential impact on relationships and lifestyle, and requires open and honest communication as a couple. [... more]

Dale Vermillion shares insights on the current real estate market, including peak seasons for buying and selling homes, and how to navigate the mortgage process. He also discusses the importance of being budget-minded and prayerful when making financial decisions. Meanwhile, the hosts address questions from listeners, including one who is considering retirement and another who is wondering about the impact of the federal government's shift to electronic payments on check usage. [... more]

Christian financial advisors help individuals align their values with financial decisions and investments, using biblical wisdom to guide their choices. They discuss the impact of tariffs on the economy and provide guidance on investment strategies, generosity, and stewardship. [... more]

Choosing the right tax preparer and understanding the benefits of charitable giving from an IRA can help individuals make informed financial decisions. Meanwhile, managing small business finances requires careful planning, including separating personal and business expenses, establishing a budget, and setting aside money for taxes and retirement. Prioritizing one's well-being by implementing a 'pay yourself first' system can also be a biblically sound approach to financial management. [... more]

Many seniors are struggling with debt, particularly mortgage payments, which can be a significant burden in retirement. Harlan Akula discusses the dangers of keeping mortgage payments into our retirement years and explains how seniors can eliminate or reduce these payments, potentially turning their home into an income stream. Additionally, the hosts address questions on social security, credit card debt, and biblical stewardship, providing guidance on managing finances and achieving financial health. [... more]

Economic trends and investment predictions for 2025 are discussed, with a focus on fewer tailwinds and more tail risks. The chief investment officer at Crossmark Global Investments shares his 10 predictions, including economic growth slowing, inflation remaining sticky, and a possible 10% correction in the market. The discussion also touches on the importance of biblical wisdom in financial decisions and the need for diversification in investment portfolios. [... more]

When prioritizing God above all else, financial decisions reflect one's identity in Christ. A biblical worldview of money management starts with lordship, recognizing God owns everything, followed by stewardship, using money as a tool to accomplish God's purposes, and then generosity, giving breaks the grip of money over our lives. [... more]

Couples can achieve unity and harmony in their financial decisions by understanding each other's personal values, making a list of financial priorities, and implementing a plan that aligns with their shared goals and values. By doing so, they can cultivate a deeper sense of trust, respect, and love for one another, ultimately strengthening their marriage and their relationship with God. [... more]

A recent survey reveals widespread confusion about the definition of inflation, with many people believing it means high prices or a rise in prices, rather than a sustained increase in the cost of goods and services. Economists and financial experts discuss the difference between the financial world's understanding of inflation and the average person's experience, highlighting the importance of understanding the cumulative cost of inflation and its impact on interest rates and investing. [... more]

Is it the best of times or the worst of times Well it all depends on if you're trying to buy or sell a house It really is a matter of perspective Home values remain sky-high and are likely to continue rising in the foreseeable future How you view that depends on which side of the transaction you're on Navigating the Current Housing Market Tips for First-Time Home BuyersIt may be the worst of times if you're a first-time home buyer Home values have never been higher thanks to the continued high cost of building materials inflation and low inventory [... more]

Many people are confident about their retirement prospects, but a disconnect between worker optimism and actual preparedness exists. Inflation and potential changes to the American retirement system are top concerns. Workers can learn from today's retirees, who often retire earlier than planned due to health issues or changes at work. Building a realistic retirement plan and communicating with spouses about financial goals are essential steps towards a comfortable retirement. [... more]

Managing God's money is a high calling, and it's essential to look to God's word for guidance. Online banking has made it easier to manage finances, but it's also created new challenges. Faith-based financial institutions can provide a sense of security and alignment with one's values. Retirement planning, trusts, and estate planning are all crucial aspects of managing one's finances, and seeking the advice of a godly advisor can be invaluable. [... more]

Balanced parenting requires a delicate balance between love and limits. By teaching children to obey, be responsible, and make wise choices, parents can help them develop into God-honoring adults. Effective discipline involves setting clear expectations, using consequences, and showing mercy and grace. Parents must also prioritize spiritual growth by engaging with their children and teaching them biblical values. [... more]

Raising kids that love God and love you when they're grown requires a balance of love and limits. God's word provides a model of how to parent with love and discipline, teaching obedience to God and His word through consistent consequences and clear instructions in an atmosphere of love. [... more]

Determining your target asset allocation is a crucial step in managing your investment portfolio. This involves deciding how much of your portfolio to invest in stocks versus bonds, and periodically rebalancing to maintain your target allocation. A financial advisor can help you with this process, or you can use tools like target date funds to automate it. [... more]

Bob Dahl, Chief Investment Officer at Crossmark Global Investments, shares his annual 10 predictions for 2024, including a mild recession, rising inflation rate, and potential Fed rate cuts. He also discusses the impact of these predictions on the stock market and the importance of aligning financial decisions with biblical values. [... more]

Rob West talks with Brad Guffey about the physical healthcare services provided by Family Legacy Missions International to over 13,000 orphans in Zambia, and how Christians can be good stewards of their resources to help those in need. [... more]

A mission-driven organization aims to create a positive impact in communities through a portion of their profit, while also promoting a culture of love and value for people. [... more]

Online banks are just as safe as brick and mortar banks, with the same insurance coverage and cybersecurity measures in place. However, investing in online banks or traditional banks requires careful consideration of interest rates, fees, and long-term growth potential. When deciding between buying a house and renting, factors such as time horizon, transaction costs, and interest rates must be taken into account to make an informed financial decision. [... more]

Financial teacher and author Ron Blue discusses the paradox of prosperity, which suggests that having more wealth may not necessarily lead to greater contentment. He emphasizes the importance of living within one's means, saving for retirement, and managing debt effectively. The hosts also take calls from listeners seeking advice on financial planning and debt management. [... more]

Pastor Greg Laurie shares a message from the book of Nehemiah, emphasizing the importance of faithfulness to God's plan and the need to take care of one's character in order to maintain a good reputation. He also discusses the concept of spiritual revival and the need to seek eternal life through Jesus Christ. [... more]

Women have played a crucial role in the supporting cast of Jesus' ministry, providing financial support, serving alongside the disciples, and helping to spread the gospel message. Their stories, such as that of Mary Magdalene, Joanna, and Susanna, demonstrate the Lord's ability to take hopeless and helpless individuals and give them a bright future. These women's examples show that having a dark past doesn't handicap the Lord's ability to give you a bright future, and that being unknown is not the same as being unessential. [... more]

Managing finances together is crucial for a healthy marriage, and it starts with being aware of one's financial condition. Couples must work together to create a budget, prioritize their spending, and make sacrifices to achieve financial freedom. By doing so, they can break free from the bondage of debt and live a life that honors God. [... more]

As the world faces unprecedented challenges, Pastor Erwin Lutzer explores the concept of judgment and how it relates to our current state of affairs. He draws parallels between ancient Israel and modern-day society, highlighting the consequences of moral and economic judgments. [... more]

God reminds us to remember His faithfulness, especially in times of difficulty, and to build memorials to honor His presence and power. He wants us to understand that our success and accomplishments are not due to our own strength, but rather His supernatural intervention. [... more]