Everyone knows what inflation means right You'd be surprised by how fuzzy some people think about inflation Is inflation a rise in prices or simply high prices Or does it mean something else entirely The results of a recent poll may surprise you but we've got Mark Biller with us today to explain it Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance What is Inflation A Common MisunderstandingA recent survey revealed a significant misunderstanding among the general public about what inflation actually means While of respondents expressed concern about inflation [... more]

Dr Tiffany Gholson had seen crime impact her small American city of East Saint Louis Missouri in many ways By however the town recorded a percent drop in homicides and a percent drop in crime overall What happened A partnership Working together the city rsquo s Public Safety Enforcement Group mdash including the state and city police the city school district and a faith organization mdash combined efforts to turn the tide for all citizens ldquo We say it rsquo s a marriage rdquo Dr Gholson stated with all members of the city partnership joining in to help citizens The [... more]

On this episode of Our American Stories in the s the American West was a refuge for outcasts as the nation recovered from the Civil War In fact life was so hard that percent of the population was under It was in this harsh and lawless place that a legend was forged Roger McGrath tells the story of Billy The Kid Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

What's harder to get rid of than termites and hurts more than a toothache A certain group of people will tell you it's a timeshare It seemed like a good idea at the time but now it's just another budget buster Today we're diving deeper into this topic Unfortunately none of the options are particularly great but let's explore them Why Are Timeshares Hard to Sell First it's important to understand why timeshares are so difficult to sell Ideally you'd sell your timeshare and recoup your investment However this rarely happens If anyone has managed it please let us know [... more]

The latest Fox News poll says percent of white rural voters are backing President Biden over Donald Trump Anyone believe this garbage See omnystudio com listener for privacy information [... more]

Holly Cooke didn rsquo t have one single friend when she moved to London for a job Her weekends felt miserable The city itself tops the list for feeling blue mdash with fifty-five percent of Londoners saying they rsquo re lonely according to a global survey compared to just ten percent of residents in neighborly Lisbon Portugal For connection Holly defied her fears and formed a social media group called The London Lonely Girls Club mdash and some have joined Small-group meetups every few weeks offer park picnics art lessons jewelry workshops dinners and even outdoor exercise sessions with puppies [... more]

Dr Richard Swenson author of The Overload Syndrome and Margin writes that We must have some room to breathe We need freedom to think and permission to heal Our relationships are being starved to death by velocity Too many people are physically emotionally mentally and financially overloaded these days So we'll look at rest from a biblical perspective today The Concept of MarginIn his writings Dr Richard Swenson introduces the concept of margin essentially it's the space to take a break before you break down Many of us feel there's just not enough time money or energy left at the [... more]

Knowing where and how to give to God's Kingdom can be a challenge for any one person but all the more so if you're married It's beautiful when couples agree on how to manage their money how much to spend and save but finding agreement on giving is just as important Today Bob shares what he and his wife Leslie learned about it Bob Doll is the CEO and CIO of Crossmark Global Investments He regularly contributes to Faith and Finance and other media outlets such as Bloomberg TV Fox Business and CNBC The Foundation of GivingFinancial disagreements are common [... more]

GUEST STEVEN LAWSON author Show Me Your GloryPsalm starts out this way God is our refuge and strength a very present help in trouble Therefore we will not fear though the earth should change The earth is changing A strong delusion has bewitched the leaders and peoples of this world There are authoritarian baseless mandates and discrimination regarding vaccines masks lockdowns over a virus that kills an infinitesimally small percentage of those who contract it The greatest superpower in the world spends billions of dollars and thousands of lives over years in Afghanistan only to pull out before removing its [... more]

Statistics show that many people aren't saving for retirement Others may have far more than enough How do you find the right balance Yes saving too much for retirement is possible although many more folks aren't saving enough What does Scripture tell us about responsible savings Brian Holtz fills us in today Brian Holtz is the Chief Operating Officer at Compass Financial Ministry and the author of Financial Discipleship for Families Intentionally Raising Faithful Children It's essential to save and invest enough for retirement but it's just as misguided to prioritize that above all others right The Bible gives us [... more]

Proverbs reads The prudent sees danger and hides himself but the simple go on and suffer for it The word insurance isn't in the Bible but it does say that it's wise to protect your financial holdings and insurance is one way to do that Understanding Essential Insurance PoliciesInsurance is a fundamental aspect of financial planning For most of us unless we have vast wealth diversified across numerous investments insurance serves as a critical safety net So what insurance policies are necessary Auto and Home InsuranceAuto insurance is generally required by law if you own a vehicle Homeowners insurance is [... more]

A century ago lush forest covered roughly percent of Ethiopia but today it rsquo s around percent Clearing acreage for crops while failing to protect the trees has led to an ecological crisis The vast majority of the remaining small patches of green are protected by churches For centuries local Ethiopian Orthodox Tewahido churches have nurtured these oases in the midst of the barren desert If you look at aerial images you see verdant islands surrounded by brown sand Church leaders insist that watching over the trees is part of their obedience to God as stewards of His creation The [... more]

The summer home buying season is straight ahead Will sellers get a break on real estate commissions The National Association of Realtors recently shocked the industry by dropping its sales commission What does that mean for home sellers this summer Dale Vermillion fills us in today Dale Vermillion is the author of Navigating the Mortgage Maze The Simple Truth About Financing Your Home This book covers everything you need to know about securing a mortgage all from a biblical perspective Industry watchers say this National Association of Realtors settlement will change how people buy houses What is this settlement about [... more]

On this episode of Our American Stories Eddie Willis always knew he was adopted And he was fine with not knowing where he came from That is until he had his children of his own He tells the story of the search for his birth parents and an outcome he never could've imagined Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

What is the main problem with any investment that guarantees returns such as annuities They're always a tradeoff Guarantees come with a cost Typically the lower the risk the lower the return What does the Bible say about this You won't find the word annuities'' in the Bible but there is a biblical principle to guide us on this topic The Parable of the Talents found in Matthew reveals that one of the servants buried his talent in the ground The master asked why he did that and the servant said he was afraid and the master was displeased All [... more]

Surprisingly to percent of prescriptions for chronic health conditions are never filled and about half are not taken as prescribed Think about that We go to the doctor he or she examines us and gives us the medication to make us better All we gotta do is take the pills and an alarming number don't Today on A NEW BEGINNING Pastor Greg Laurie points out the Bible's prescription for growing spiritually but same thing we've got to follow the Great Physician's instructions Listen on harvest org --- Learn more and subscribe to Harvest updates at harvest org A New Beginning [... more]

Shaun Morgan is the Director of Product Marketing at Eventide Asset Management an underwriter of this program IS THERE A NEED TO REBRAND FAITH-BASED INVESTING Shaun Morgan discusses the ambiguous understanding of Faith-Based Investing among investors who consider faith important in their lives Eventide's survey reveals that terms like Values-Based Investing and Faith-Based Investing often lead to neutral or unfamiliar responses suggesting a gap in communication and understanding The term Faith-Based Investing does not resonate strongly with many even those who prioritize their faith A survey indicates a general lack of awareness and understanding about investing terms related to faith [... more]

Brian Geisinger Sports on this huge ACC basketball rivalry game and more What rsquo s the difference between Duke then and Duke now Who might have the edge in this matchup What rsquo s the rebound percentage when Sean Stewart is on the court Who rsquo s been key for Duke UNC How does Brian see this huge rivalry matchup going What rsquo s the element Brian thinks will decide this game [... more]

WHAT DOES IT MEAN TO LIVE A CHRISTIAN LIFESTYLE WITH REGARDS TO MONEY Living a Christian lifestyle with money involves having the right attitude towards it regardless of the amount one possesses This perspective transcends the amount of wealth and focuses on the heart and obedience to God's principles on financial management It's about the attitude and obedience rather than the amount of wealth Lifestyle controversies often stem from misunderstandings of biblical teachings on wealth True obedience involves aligning one's financial decisions and lifestyle with biblical convictions HOW CAN WE INTERPRET THE BIBLICAL RANGE OF WEALTH AND POVERTY The Bible [... more]

THE DECLINING MARRIAGE RATE AND ITS FINANCIAL IMPLICATIONS Studies consistently show that married people fare better financially than single people Significantly better But the marriage rate in America continues to fall The percentage of adults living with a spouse dropped from to over the last decade continuing a trend that started when of adults were married in This trend affects millennials significantly with only choosing to marry potentially missing out on the financial benefits associated with marital status THE FINANCIAL ADVANTAGE OF MARRIED COUPLES Married couples generally have a higher median net worth at all age levels compared to unmarried [... more]

IMPACT OF COVID ON HOUSING MARKET AND RENT VS BUY DEBATEThere's no question that we're still feeling the impact of the COVID pandemic The COVID pandemic significantly disrupted the housing market increasing home prices and rental rates making it challenging for first-time home buyers Also during that time rental rates also skyrocketed In the age-old debate rent vs buy things have shifted CURRENT HOUSING MARKET CONDITIONS Skyhigh mortgage payments On average new mortgage payments are now higher than apartment rents the largest gap in years according to CBRE Low first-time home buyer activity Only of buyers were first-timers in the [... more]

Sermon Overview Scripture Passage Song of Solomon - To be completely known and still be loved without fear of rejection is the supreme goal of marriage But how many marriages are on the rocks because of poor communication According to many counselors of couples seeking marriage counseling are out of rhythm due to lack of communication God shows us in His Word how husbands and wives can communicate and it is modeled in the Songs of Solomon a book of love poems exemplifying the music of marriage And as we eavesdrop on their conversation and observe the words said between [... more]

Mark Biller is executive editor at Sound Mind Investing an underwriter of this program WHAT DOES IT MEAN TO ALLOCATE YOUR PORTFOLIO OR REBALANCE IT Mark Biller explains that asset allocation refers to the distribution of investments across various asset types like stocks and bonds Portfolio rebalancing is the process of adjusting the portfolio back to its target allocation This is necessary because different investments perform differently over time causing the portfolio to drift from its intended allocation Rebalancing involves selling assets that have grown beyond their target percentage and buying those that are underrepresented to maintain the desired risk [... more]

Charlie sits down with Grant Cardone to discuss his intense past hitting rock bottom and becoming an incredibly successful equity fund manager with booming businesses a huge platform and a portfolio of more than billion How did he become the highly sought-after businessman he is today Who is he backing in the election And how can a young person today get involved with the business world right away instead of wasting years inside a system rigged against them For more content become a member at members charliekirk com Support the show http www charliekirk com supportSee omnystudio com listener for [... more]

Retirees may not be ready to stop working According to the Bureau of Labor Statistics just over percent of people aged - are employed That's up from about percent in In fact as Peter Richon with Richon Planning lays out with Erin Kennedy as Boomers age more are viewing retirement as another opportunity instead of an ending Here's a look at the top benefits of working in retirement Mental Health people who pursue meaningful activities say they feel happier and healthier according to the NIH Physical Benefits working provides you with many opportunities to stay balanced strong and healthy Financial [... more]

REFLECTION ON LAST YEAR'S PREDICTIONSBob Doll reflects on his previous year's predictions noting that while they achieved a accuracy rate it fell short of their usual mark The unexpected strength in the economy and labor market combined with a decrease in inflation led to deviations from their projections The economy was stronger than expected preventing the anticipated recession Inflation continued to decrease but did not reach the central bank's target of Stock market valuations increased particularly for a small group of high-performing stocks OUTLOOK ON THE US ECONOMY FOR THE UPCOMING YEARBob predicts a mild recession for the upcoming year [... more]

Do you have someone that you can turn to for trusted financial guidance Would you believe that almost -percent of adults say they don rsquo t On today's Faith amp Finance Live host Rob West will welcome Art Rainer to talk about a very special program that offers Certified Christian Financial Counselors who can help guide you in your financial stewardship Then Rob will answer your questions on different financial topics nbsp See omnystudio com listener for privacy information [... more]

Do you have someone that you can turn to for trusted financial guidance Would you believe that almost -percent of adults say they don rsquo t On today's Faith amp Finance Live host Rob West will welcome Art Rainer to talk about a very special program that offers Certified Christian Financial Counselors who can help guide you in your financial stewardship Then Rob will answer your questions on different financial topics nbsp See omnystudio com listener for privacy information [... more]

UNDERSTANDING THE PROFESSIONAL LANDSCAPE Tax preparers are typically CPAs Certified Public Accountants Enrolled Agents or specialized attorneys CPAs have more stringent requirements than Enrolled Agents There's a shortage of CPAs and Enrolled Agents leading to firms hiring high school interns at competitive rates to encourage CPA careers Due to professional shortages there's a risk of encountering unscrupulous tax preparers potentially leading to scams like refund fraud and identity theft SAFEGUARDS AGAINST FRAUD Seek preparers available year-round especially useful in case of audits Verify the preparer's IRS Preparer Tax Identification Number PTIN through the IRS directory Inquire about their professional credentials [... more]

- Hour ESPN NFL Insider Adam Schefter and Rich discuss the possibility of Jim Harbaugh leaving Michigan to return to the NFL the likelihood Bill Belichick and the Patriots part ways after this season if any kind of collusion went on during Lamar Jackson's restricted free agency before he re-signed with the Baltimore Ravens last summer Rich reveals his latest NFL top Power Rankings heading into Week weighs in on Arizona Cardinals HC Jonathan Gannon throwing his full support behind Kyler Murray for next season and reacts to Titans HC Mike Vrabel dispelling any notion that his team doesn't have [... more]

The following is an encore presentation from Tithing is fairly simple in your working years Your only decision is whether to tithe on your net or gross income But tithing becomes a bit more complicated when you retire So we're bringing in an expert to help simplify things today on Faith and Finance Anthony Saffer is a Certified Financial Planner with One Degree Advisorswhere they've put together a handy resource to help you decide how to tithe in retirement WHY TITHE Let's start by laying the biblical foundation for tithing because some folks will argue that Christians today are no [... more]

The third quarter of saw record growth in annuity sales billion That's an jump over the same quarter last year Here's one reason why recent interest rate hikes When interest rates rise that often means better returns on annuities especially for fixed and fixed index annuities Peter with Richon Planning explains the correlation to Erin Kennedy while outlining why annuities could make sense as part of your larger financial plan Annuities function as a private pension They can provide guaranteed income for the rest of your life Creating a private pension has become increasingly important because the percentage of workers [... more]

Lay up for yourselves treasures in heaven where neither moth nor rust destroys and where thieves do not break in and steal Matthew Ken Boa and Russ Crosson are our guests today Ken is a pastor and founder of Reflections Ministries Russ is executive vice president and chief mission officer of Ronald Blue Trust They're authors of Leverage Using Temporal Wealth for Eternal Gain WHAT IS BIBLICAL LEVERAGE AND HOW CAN IT IMPACT ETERNITY Biblical leverage is the concept of using your current wealth to make a significant impact on eternity It involves investing in God's work around the world [... more]

In this episode of Clearview Today Dr Shah talks about ETS and the importance of the paper he presented Support the showIf you like this content and want to support the show you can visit us at clearviewtodayshow com Don apos t forget to rate and review our show To learn more about us visit us at clearviewbc org If you have any questions or would like to contact us email us at contact clearviewtodayshow com or text us at - - See you tomorrow on Clearview Today Link for Reviewing the Show iTunes https podcasts apple com us podcast [... more]

On this episode of Our American Stories million pounds of cranberries are consumed by Americans each year Twenty percent of that is during the week of Thanksgiving That's million pounds And gallons of jellied cranberry sauce are consumed by Americans every holiday season Here's the History Guy to share the story of the Great Cranberry Scare of Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

On this episode of Our American Stories million pounds of cranberries are consumed by Americans each year Twenty percent of that is during the week of Thanksgiving That's million pounds And gallons of jellied cranberry sauce are consumed by Americans every holiday season Here's the History Guy to share the story of the Great Cranberry Scare of Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

On this episode of Our American Stories million pounds of cranberries are consumed by Americans each year Twenty percent of that is during the week of Thanksgiving That's million pounds And gallons of jellied cranberry sauce are consumed by Americans every holiday season Here's the History Guy to share the story of the Great Cranberry Scare of Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

Seventy percent of young women prefer liberal candidates far above the share of young men voting the same way Can young women be won back to conservative values with reason alone or is a new style of communications needed Livestreamer Isabel Brown has spoken with hundreds of young women on many college campuses and joins Charlie to make the case for an empathy-centered pitch that can win over even unmarried or non-religious young women Support the show http www charliekirk com supportSee omnystudio com listener for privacy information [... more]

In the midst of some military camps across Europe during World War II an unusual type of supply was air-dropped for homesick soldiers mdash upright pianos These instruments were specially manufactured to contain only ten percent of the normal amount of metal and they received special water-resistant glue and anti-insect treatments The pianos were rugged and simple without frills but provided hours of spirit-lifting entertainment for soldiers who gathered around to sing familiar songs of home Singing mdash especially songs of praise mdash is one way that believers in Jesus can find peace in the battle too King Jehoshaphat found [... more]

In less than four years home prices have surged by percent or more in many American cities Interest rates are more than double what they were during the Trump years With house prices rapidly outpacing the wages of American workers the world wonders Will America's young people ever be able to afford a house like their parents and grandparents could E J Antoni breaks down the impact of Washington's disastrous inflationary bubble Plus Rep Chip Roy discusses the prospects for Congress to get rid of endless CRs slash spending and maybe just maybe work over the Christmas holidays Support the [... more]

SELF-EXAMINATION Start by taking an honest assessment of your current financial situation and feelings towards money Worrying about bills arguing with a spouse or avoiding charitable giving are signs of needing a change Change can be daunting but it is beneficial when facing financial troubles TURNING TO SCRIPTURE Isaiah highlights that God is doing something new and will provide a way Rely on biblical truths such as those in Hebrews can guide financial actions and mindset Psalm emphasizes that everything belongs to God shifting the perspective from personal ownership to stewardship Embracing this principle can change one's mindset about money [... more]

Mark Biller is Executive Editor at Sound Mind Investing In this month's SMI newsletter he has a great article to help folks make this decision titled Should You Use A Roth Account Even If You Prefer Traditional WHY IS THIS A GOOD TIME TO ASK WHETHER ONE SHOULD USE A ROTH ACCOUNT EVEN IF THEY PREFER TRADITIONAL Roth IRAs were introduced in with rules about who can contribute A new law will soon mandate some older primarily higher income k investors to direct some contributions into Roth accounts This law also impacts those using B B plans and the Thrift [... more]

On this episode of Our American Stories in the s the American West was a refuge for outcasts as the nation recovered from the Civil War In fact life was so hard that -percent of the population was under It was in this harsh and lawless place where a legend was forged Roger McGrath tells the story of Billy The Kid Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

Someone famously said 'Ninety percent of life is your attitude Ten percent is what happens to you ' In this program Chip continues his series Trusting Jesus No Matter What How to Build an Unshakeable Faith Hear how through any adversity that comes our way we can have the same humble long-suffering attitude Christ had [... more]

Steps to Challenge Your Property AssessmentIt's great when the value of your home goes up but there's also a serious downside Homeowners all across America are getting notices that their property taxes are increasing But are those assessments accurate And if not what can you do about it Today we'll give you the steps to challenging your property assessment Real estate analysts correctly predicted a surge in property taxes due to increased home values Although rising home values are beneficial in theory they often lead to increased property taxes that homeowners must pay immediately However homeowners can challenge these tax [... more]

Sin springs from the fallen condition of our hearts and separates people from God Tragically our world is broken because of this and the tendency towards evil touches every part of our lives including our finances That's why we need Jesus right Today we'll focus on envy and greed both of which are on the list of Seven Deadly Sins drawn up by believers in the th Century to describe the worst kinds of human desires ENVY Defined as a sense of jealousy and wanting what others have It leads to covetousness which directly goes against the Ten Commandments Envy [... more]

An international research team has created a flapping-wing drone that mimics the movements of a particular bird mdash the swift Swifts can fly up to miles per hour and are able to hover plunge turn quickly and stop suddenly The ornithopter drone however is still inferior to the bird One researcher said birds ldquo have multiple sets of muscles which enable them to fly incredibly fast fold their wings twist open feather slots and save energy rdquo He admitted that his team rsquo s efforts were still only able to replicate about ldquo percent of biological flight rdquo God has [... more]

More Americans are tapping their ks because of financial distress In fact the number of people who made a hardship withdrawal surged from the second quarter of If you're thinking of tapping your k early Peter with Richon Planning and Erin Kennedy explain how it works and the risks including -How can I withdraw money from my k without penalty -How the passage of the SECURE Act made hardship withdrawals even easier -The lost opportunity cost of tapping your k Keep in mind if you're not and you make a withdrawal not for a hardship you're going to face a [... more]

Under Joe Biden the cost of everything is rising nine ten even twenty percent in a given year When does transient inflation become permanent inflation And what would it look like for the U S to have low unemployment and a recession at the same time Is that even possible Collin Plume of Noble Gold helps Charlie navigate the confusing and unprecedented world of Bidenomics where nothing is as it was before Support the show http www charliekirk com supportSee omnystudio com listener for privacy information [... more]

Live give owe and grow are principles that guide our money management and today we're focusing on owe or debt The Bible doesn't explicitly state that borrowing is wrong but it does caution that debt can be enslaving and change relationships between borrowers and lenders SIMPLE BIBLICAL PRINCIPLES FOR HANDLING DEBTRepay what you borrow Psalm teaches The wicked borrow and do not repay but the righteous give generously Free yourself from debt as quickly as possible Proverbs carries the stark warning The rich rule over the poor and the borrower is slave to the lender And finally we are to [... more]

Some statistics claim that percent of American employees are happy with their jobs Then again apparently percent of us are suffering from work-related stress So what does all this mean for you If work-related pressure is getting you down what do you do Quit Re-train and change jobs Grit your teeth and keep going We suggest you step back and ask a different question As a believer in Christ why are you working in the first place The desire to do productive meaningful work is in our D-N-A In fact when God created Adam and Eve He immediately set them [... more]

The Matt Slick Live daily radio show broadcast is a production of the Christian Apologetics Research Ministry -CARM- During the show Matt answers questions on the air and offers insight on topics like The Bible Apologetics Theology World Religions Atheism and other issues-- The show airs live on the Truth Network Monday through Friday - PM EST - - PM PST--You can also email questions to Matt using- info-carm org Please put -Radio Show Question- in the Subject line--You can also watch a live stream during the live show on RUMBLE---Time stamps are approximate due to commercials being removed for [... more]

Robert Burns penned the line the best-laid schemes of mice and men can go awry more than years ago in his poem To A Mouse The phrase seems appropriate for the constant changes to the best of plans John Steinbeck turned the term for his classic Of Mice and Men and the phrase in various forms permanently resides in our cultural lexicon This is the phrase that came to mind over the last few days On Friday Sept th Gracie was scheduled for another serious back operation hours in Denver As we prepared to leave for the airport in Montana [... more]

The Line of Fire Radio Broadcast for [... more]

Labor Day is a great day to pause and reflect on one of God rsquo s most important financial principles mdash working for a living On today's Faith amp Finance Live host Rob West will take us on a deep dive into the scriptures to learn God rsquo s view of work and help us discover there rsquo s more to it than we might think Then Rob will answer some questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Without counsel plans fail but with many advisers they succeed Proverbs Well as you know we always recommend you look for a financial advisor with the Certified Kingdom Advisor Designation and you can do that by going to FaithFi com and clicking on Find a CKA When you do you'll also find a long list of questions you can ask potential advisors We're going to give you some of them today though because folks have been asking The first thing you should understand is that the type of advisor you're interviewing will determine what you ask And that only makes [... more]

Mark Biller is executive editor at Sound Mind Investing an underwriter of this program The latest issue of Sound Mind Investing's newsletter featured a deep dive on gold an article titled Checking Up On Gold A lot of gold watchers expected gold prices to be halfway to the moon by now but that hasn't happened THE RECENT PERFORMANCE OF GOLDWell when investors think about gold and what drives its price there are a handful of things that stand out inflation government spending wars and other fear events and so on When you think back over the last three years what [... more]

THE TROUBLING NUMBERSFor the first time credit card debt has surpassed trillion and is now at trillion In the second quarter alone it shot up billion or Now compare these numbers to the overall household debt which spiked by trillion since the end of before the pandemic Household debt includes credit card debt mortgages student loans and car notes And credit card debt is now almost of the average household debt That is very concerning when you think about how expensive a car or a home is People are really drowning in debt because of these higher interest rates and [... more]

INTEREST RATESMortgage interest rates are still elevated around But Dale says what's unusual here is that typically when inflation drops rates drop along with it because the bond market which drives interest rates on mortgages generally responds favorably That has not been the case for the last couple of months And that's due to some other factors For one the Fitch downgrade of the U S government's credit rating was a big deal that really held back rates But Dale adds that a number of signs point to being a much better year in terms of interest rates Doug Duncan [... more]