Reverse mortgages have carried a negative reputation for years especially among Christians who are cautious about debt But as with any financial tool faithful stewardship calls us to understand how it works before deciding whether it belongs in a financial plan Harlan Accola leads the reverse mortgage team at Movement Mortgage a FaithFi underwriter He joined the show today to explain why reverse mortgages remain controversial how today's Home Equity Conversion Mortgage HECM differs from older products and when it might play a useful role in retirement planning Why Are Christians Hesitant About Reverse Mortgages For many believers the hesitation [... more]

Jesus ends the Sermon on the Mount with a familiar picture two men building two houses One builds on rock The other builds on sand When the storms come only one house remains standing The difference isn't the weather Both houses face the storm The difference is the foundation That picture from Matthew offers a helpful way to think about our financial lives Job losses medical expenses market declines and unexpected bills eventually test every household The question is whether our financial lives are built on something strong enough to withstand them John Cortines a Family Office Advisor with Blue [... more]

Rest and margin are essential for living wisely and well, as they allow us to recharge and make intentional financial decisions. God's idea of rest is not just a luxury, but a necessary part of living faithfully, and it's essential to balance work and rest to avoid burnout and maintain healthy relationships. [... more]

Financial burdens can weigh heavily on individuals, affecting not only their bank accounts but also their relationships, health, and sense of peace. Seeking help from certified credit counselors can provide clarity and a path forward, helping to alleviate the emotional weight of debt and promote financial freedom. Biblical wisdom emphasizes the importance of living within one's means, being content with what one has, and being generous with resources. Effective financial planning and stewardship involve considering factors such as retirement planning, Social Security, and Medicare, to ensure a secure future for oneself and one's loved ones. [... more]

Representative Jennifer Balcombe, a two-term member of the North Carolina House, has been selected by Republicans in western North Carolina to replace Congressman Chuck Edwards as the GOP nominee for North Carolina's 11th congressional district. Balcombe plans to bring her focus on making life more affordable for working families, improving community safety, and supporting farmers to Washington, D.C. as she faces off against Democrat Jamie Ager in the November general election. [... more]

The book of Ecclesiastes teaches that wisdom is a shelter that preserves life, while wealth can be fleeting. John Cortinez shares his study, Wisdom Over Wealth, which explores 12 lessons from Ecclesiastes on money and the importance of prioritizing wisdom over wealth. He discusses how to obtain wisdom, the dangers of wealth without wisdom, and the benefits of living a life that honors God. [... more]

A budget is a plan for managing what God has entrusted to you, not a burden or source of shame. It's a tool for faithfulness, helping you live with biblical wisdom and generosity, and revealing patterns in your spending. Best practices include starting with giving, knowing your true income, giving every dollar a job, planning for irregular expenses, building margin, and reviewing and adjusting your budget regularly. [... more]

The North Carolina Supreme Court has signaled it will hear oral arguments in a case involving appointments and judicial vacancies in November, with no resolution expected before the 2027 election. Meanwhile, the governor of Asheville is criticizing North Carolina's firearm laws, arguing they have made the community less safe, despite the legislation not being in effect. A private gated community in North Carolina received $300,000 in public funding for emergency services and shelter repairs, sparking questions about transparency and accountability in the earmarks process. Additionally, a new federal school choice tax credit program could benefit nearly 1.7 million North Carolina children, with 93% of the state's K-12 population qualifying for scholarships. [... more]

Rob West guides listeners through practical financial decisions grounded in biblical principles, exploring topics such as faithful stewardship, money management, debt repayment, and retirement planning, to help individuals live out their faith in their financial lives. [... more]

The speaker emphasizes the importance of valuing and budgeting every day, as God values time with us and desires us to prioritize Him. The day of Jesus' crucifixion is highlighted as a pivotal moment that should change our lives and decisions, motivating us to live for God and not just seek a ticket to heaven. [... more]

Todd Starnes discusses the Save America Act, the Senate Majority Leader's stance on the filibuster, and the Republican Party's struggles with conservative media. He also talks to Monty Fritz, a candidate for the Tennessee gubernatorial election, about his platform of liberty and less government. Additionally, he discusses the wokeness in the Smithsonian museums, the rise of the Democratic Socialists, and the importance of Judeo-Christian cultural foundations. He also touches on the topic of men's fashion, specifically the trend of men wearing shorts to work, and the controversy surrounding a transgender doll designed for children. Furthermore, he talks about the out-of-control mental health problem in the country and the need for a return to Judeo-Christian values. He also discusses the rise of anti-Semitism in the country and the importance of standing with Israel. [... more]

A Durham-based energy company, American Efficient, files for bankruptcy after being accused of collecting hundreds of millions of dollars in electricity savings it did not produce. The company's CEO, Adam Abrams, has ties to former Governor Roy Cooper and the North Carolina Democratic Party. Meanwhile, VinFast, a Vietnamese EV manufacturer, is facing a lawsuit from the North Carolina Attorney General's office over its failure to meet job creation targets. The company received a $300 million grant from the state's JDIG program. In other news, former Governor Roy Cooper is leading in fundraising for the US Senate race, with $14.8 million raised in the second quarter compared to Michael Watley's $5 million. [... more]

College students need to learn how to manage their money effectively to avoid financial pitfalls and build a solid financial foundation. Dr. Kelly Rush shares practical budgeting advice and discusses the importance of understanding the time value of money, avoiding debt, and building credit. She also emphasizes the need for clear communication between parents and students when it comes to financial responsibility and independence. [... more]

A state audit flags financial control failures in the town of Zebulon, North Carolina, with issues including excessive travel expenses and unsupported payments to consultants. Meanwhile, U.S. Senator Ted Budd testifies in favor of additional disaster relief funding for Western North Carolina, citing delays and inefficiencies in the federal recovery process. The North Carolina Department of Public Instruction issues guidance on managing screen time on school-issued devices, recommending a focus on purpose and structure rather than strict time limits. [... more]

Couples can achieve financial health and unity by following biblical principles, practicing generosity, and managing debt effectively. A Christian financial advisor shares practical tips and strategies for couples to work together, prioritize their finances, and make wise decisions about retirement planning and debt management. [... more]

God owns everything, and as stewards, we must surrender and trust in His plan for our finances. This biblical wisdom guides us in making wise decisions about money, giving, and investing, and Certified Kingdom Advisors can provide expert guidance and support. By prioritizing faith-based financial guidance, we can live out our values and make decisions that honor God. [... more]

A new investigation by the North Carolina State Auditor's Office has uncovered widespread failures in financial oversight and questionable taxpayer-funded spending in the town of Kerry, one of the state's largest municipalities. The report highlights a culture that discouraged employees from questioning leadership and a lack of transparency in financial decision-making. Meanwhile, former FBI Director James Comey faces a federal investigation in North Carolina, accused of threatening President Donald Trump with a 2025 social media post. [... more]

A new analysis from Carolina Journal shows that elite private schools across North Carolina take little opportunity scholarship dollars, while predominantly lower-cost religious schools receive the largest share of funds. The state budget also expands sports betting and prediction markets, with a 5% increase on gross wagering revenue taxes and a 6% tax on net trading in prediction markets. A federal lawsuit is filed against the Gaston County School Board over a teacher's social media post after Charlie Kirk's assassination, raising questions about First Amendment rights and public vs. private conduct. [... more]

God's wisdom on managing finances is a prominent theme in the Bible, with 16 out of Jesus' 38 parables dealing with finances. Dr. Robert Jeffress shares Solomon's secrets for success in finances, including spending your way to wealth by adjusting your spending below your income and being careful of debt. He emphasizes that financial margin is essential for freedom, security, and serving Christ, and provides practical ways to create margin in your life. [... more]

Couples can turn money from a source of division into an opportunity for greater unity in marriage by facing debt honestly, working through it together, and managing their finances intentionally. A cash flow plan and regular money meetings can help foster transparency and teamwork, while generosity and a shared vision can bring couples closer together. [... more]

Self-control is a heart issue, a spirit-given ability to enjoy God's gifts without letting them replace God as our ultimate treasure. Pierce Taylor Hibbs joins Rob West to discuss how temperance shapes the way we handle money, and how it's not just about willpower or discipline, but about keeping God at the center of our desires. [... more]

North Carolina's state budget has been approved, with a focus on hurricane recovery efforts, transportation infrastructure, and education spending. The budget also raises taxes on sports betting operators and redirects wagering revenues to public university athletics. Additionally, the state is opening the door to taxing prediction markets, which allow users to buy and sell contracts tied to future events. [... more]

Financial anxiety can weigh heavily on our hearts, but Jesus invites us to see reality differently, reminding us that our Father knows what we need and will care for us. He encourages us to look beyond our control and trust in His care, rather than relying on our own planning and striving. By releasing what we cannot control and seeking wisdom, we can find peace and security in God, rather than in our income or investments. [... more]

North Carolina's state health plan undergoes significant changes, including a new preferred provider network and pharmacy benefit manager, aiming to reduce costs and improve healthcare outcomes. Meanwhile, the state budget allocates $48.9 million to farmland preservation efforts, a critical issue as North Carolina faces a high risk of farmland loss. [... more]

A state audit in Rocky Mount, North Carolina, reveals improper utility billing and unpaid bills from city officials, highlighting financial concerns and mismanagement. Meanwhile, the North Carolina General Assembly passes a law limiting the city's ability to transfer electric utility revenues into its general fund, and the state budget repeals a key sales tax exemption for electricity used by data centers, generating additional revenue for the state. [... more]

Crystal Payne shares practical advice on back-to-school budgeting, including involving kids in the process and taking advantage of tax-free weekends. Rob West also answers listener questions on retirement savings, generosity, and estate planning, emphasizing the importance of prioritizing needs, building an emergency fund, and seeking professional guidance. [... more]

North Carolina's business creation has hit a record high in the first half of 2026, with over 100,000 new businesses created, according to Secretary of State Elaine Marshall. The state's economic relationship with Canada remains strong, with Canada being North Carolina's top trading partner. Meanwhile, Labor Commissioner Luke Farley reflected on an unforgettable experience meeting U.S. Marine Corps Major James Capers Jr., a recent Medal of Honor recipient. The state's healthcare affordability commission aims to lower healthcare costs, and the pension system has seen significant improvements, with a $8 billion earnings in the pension system reducing the pension deficit by almost 75%. Additionally, the state's emissions testing requirement is set to be rolled back in 19 counties, and Governor Josh Stein has signed 12 bills into law, including a virtual currency kiosk consumer protection act and a farmland and military protection act. [... more]

Financial unrest affects many people, believers and unbelievers alike, regardless of their financial situation. It's not about money, but about our mindset and the downward pulls of the culture, the enemy, and our own human nature. By identifying and confronting the thoughts triggering unrest, we can separate spiritual fact from fiction and apply biblical solutions to achieve financial rest and peace. [... more]

Governor Josh Stein signs North Carolina's $34.4 billion state budget into law, delivering major investments in education, public safety, and hurricane recovery, while also highlighting flaws in the budget and the need for continued investment in the state's people and infrastructure. [... more]

Many families are struggling with credit card debt and financial pressure due to rising costs and stagnant wages. Credit counseling can help break the cycle of high interest payments and provide a structured debt management plan to pay off debt responsibly. Financial literacy is growing, and online resources are helping consumers learn responsible ways to pay off debt and understand the risks of debt settlement programs. A certified credit counselor can review your specific situation and help you create a plan to achieve financial freedom. [... more]

The North Carolina legislature has reached a deal on a budget, but it still awaits Governor Josh Stein's signature or veto. The budget includes a provision to repeal certificate of need laws for inpatient rehabilitation care, which could increase access to affordable healthcare. Meanwhile, two Republican senators have voted against the budget due to a provision requiring tolls on all state ferry routes. Additionally, a lawsuit has been filed against Rockingham County and a county commissioner, Kevin Berger, alleging retaliation against former Sheriff Sam Page for running against Phil Berger's son in a primary election. [... more]

Biblical wisdom for financial decisions, exploring the virtue of prudence and its application in Christian investing, emphasizing the importance of aligning one's financial actions with their faith and values. [... more]

Retirement is not just about escape from work, but about finding purpose and faithfulness in God's kingdom. Scripture offers a deeper vision for our later years, encouraging us to move from labor into legacy, using our experience and wisdom to mentor, teach, and encourage others. As we age, our purpose in God's kingdom does not expire, and we can continue to serve and make a difference in the lives of others. [... more]

North Carolina lawmakers have passed a state budget that includes tax cuts, teacher raises, and disaster recovery funding. The budget, which was passed with bipartisan support, now heads to Governor Josh Stein's desk for signature. The budget also includes funding for economic development projects, including a commercial aircraft manufacturing facility in Greensboro. Meanwhile, the Federal Emergency Management Agency (FEMA) has approved over $197 million in additional disaster recovery funding for Western North Carolina, which was affected by Hurricane Helene. [... more]

The North Carolina General Assembly has passed a budget that includes significant investments in teacher pay raises, public safety, and infrastructure. The budget also allocates funds for farming and water and wastewater infrastructure. Representative Brendan Jones, the Republican majority leader, described the budget as a responsible and conservative budget that prioritizes the needs of working families, teachers, and law enforcement. However, some Democrats have expressed concerns about the budget's impact on public schools and the diversion of taxpayer money to private school vouchers. [... more]

A $34.4 billion state budget has been unveiled in North Carolina, with a 7% increase from the last budget. The plan includes an average 8% pay raise for educators, a 3% raise for all other state employees, and bonuses for certain positions. The budget also includes tax cuts, with the personal income tax rate set to decrease to 3.49% from 2027 to 2029. Additionally, the plan allocates more than $700 million for Hurricane Helene relief and $450 million to the Rainy Day Fund. [... more]

Certified Kingdom Advisors help individuals integrate their faith with financial decisions, offering guidance on biblical finance, faith-based investing, and charitable giving. They emphasize the importance of stewardship, financial planning, and living out Christian values in all aspects of life. [... more]

North Carolina lawmakers are set to unveil a new state budget, which includes raises for state employees and teachers, as well as tax cuts. Meanwhile, Duke Energy has agreed to cancel its offshore wind energy project and reinvest $129 million in other energy sources. A lawsuit filed by bar owners against former Governor Roy Cooper and the state of North Carolina over COVID-19 restrictions is moving forward, with the plaintiffs seeking depositions from Cooper and his former Health and Human Services Secretary, Mandy Cohen. [... more]

Rob West discusses six financial choices that can help individuals steward their resources wisely, including choosing to spend with a plan, choosing the right car for their budget, and preparing for the unexpected. He also answers listener questions on topics such as reverse mortgages, charitable donations from IRAs, and finding a certified kingdom advisor. [... more]

Lawmakers in the North Carolina General Assembly are expected to make significant decisions on a state budget and a constitutional carry bill, while U.S. Senator Ted Budd expresses opposition to a White House funding request for Hurricane Helene recovery. Meanwhile, experts discuss the importance of controlling spending, setting aside funds for emergencies, and reducing the tax burden on individuals and businesses in the state. [... more]