The retirement red zone is the years before and after retirement a critical time when your decisions about investments income and risk can have a lasting impact on your retirement security In this video Peter with Richon Planning and Erin Kennedy zero in on the Steps to Prepare for Retirement Define Your Budget Why knowing what you ll spend is the foundation of your plan Define Your Sources of Guaranteed Income Create a predictable income stream Define Your Income Gap Identify how much more you ll need to cover expenses Strategize on Social Security One of the biggest decisions you [... more]

By wisdom a house is built and by understanding it is established by knowledge the rooms are filled with all precious and pleasant riches - Proverbs - Faithful stewardship requires us to make wise financial decisions manage and grow assets and protect our families from hardship Are you ready if you re suddenly disabled or incapacitated Valerie Hogan joins us with a checklist to prepare you for it Valerie Hogan is an attorney a Certified Financial Planner CFP a member of Kingdom Advisors as well as the co-author of Wise Women Managing Money Expert Advice on Debt Wealth Budgeting and [... more]

Accidents and natural disasters are always in the news but we never really expect them to happen to us do we When a freak summer storm knocked out the power around here for many hours most of us were completely taken by surprise You don't appreciate running water and electricity until you don't have them Let's talk about how to be well prepared for emergencies PERSONAL AND FINANCIAL DOCUMENTS Rob stresses the importance of storing original documents securely either in a safe deposit box or a fireproof safe at home and keeping copies on a thumb drive or in the [... more]

Despite potentially devastating consequences of Americans don't have a will leaving estate planning to a complicated range of state laws If you die without a will your loved ones might get kicked out of the family house and could face hefty surprise tax bills In this video Peter with Richon Planning and Erin Kennedy share these tips when it comes to creating a will -Know Your State's Laws -Make Sure All Your Assets are Covered -Don't Delay If you die without a will your loved ones may get nothing especially if they are unmarried partners or stepchildren who are left [... more]

Hans and Robby are back again this week with a brand new episode The topic this week is about legal documents that everyone will need Hans and Robby will go over each document and why they are important Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

This week special guest Tom Griffith is sitting in for Hans The topic this week is about having a plan in place when it's time to start thinking of long term care What type of questions and conversations do you need to have What type of legal documents do you need before you start talking about funding Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more [... more]

Hans and Robby are back again this week with a brand new episode This week's show is about trusts Do you need a trust What is the purpose of a trust There are those of you that may have one and not need it Hans and Robby get to the bottom of this topic Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

It's a very short step from 'I don't want to live like that' to 'No one should live like that ' We need more protection for people - Nancy Valko www nancyvalko com Palliative and Hospice care continue to confuse so many caregivers While some programs offer amazing and beneficial services to families others seem to be detrimental Involving the Govt seems to give a stamp of approval of something but is it what it says it is How can we know Nancy Valko called HOPE FOR THE CAREGIVER on Sirius XM's Family Talk Channel to discuss this Transcript of [... more]

Proverbs says Plans fail for lack of counsel but with many advisers they succeed This week Tovah Mitchell elder law and estate planning attorney joins Hans and Robby as an adviser to help you succeed in finishing well She covers everything from power of attorneys to stock certificates and taxes Estate planning is for everyone Once you turn you're an adult Your parents cannot help you unless you have the documents in place Tovah does say it is important to remember that estate plans do not just involve legal documents though you have to consider what life insurance you have [... more]