Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

Josh and Joe from Whitaker and Hamer Law Firm discuss various car accident and personal injury scenarios, providing guidance on how to navigate the process in North Carolina, including the importance of uninsured motorist coverage, understanding negligence and contributory negligence, and being cautious when dealing with insurance companies and social media. [... more]

Real estate and estate planning questions are addressed by practicing attorneys Josh Whitaker and Joe Hamer, who discuss topics such as joint ownership, trusts, and debt inheritance in North Carolina. They also provide guidance on estate administration and the importance of having a well-crafted estate plan. [... more]

A devout Muslim's journey to Jesus Christ, finding freedom, identity, and a fearless faith. The power of the cross and the authenticity of the Bible are explored, inviting Muslims to open their hearts to the truth of Christ. [... more]

David, the last judge of Israel and first prophet, learns to consult God's wisdom in degrees, overcoming fear and doubt in spiritual battles. He inquires of the Lord, seeking guidance and confirmation, and finds strength in God's faithfulness and power. [... more]

Sharon Epps shares insights on the generosity of women in the Bible, specifically Joanna who financially supported Jesus, and how her story teaches us about receiving before giving and the virtuous cycle of giving. Rob West discusses various financial topics, including retirement planning, student loans, and Social Security benefits, using biblical principles to guide decision-making. [... more]

Estate planning attorneys discuss the importance of making non-probate assets, the difference between wills and trusts, and the significance of healthcare power of attorney and general power of attorney in North Carolina. [... more]

Understanding what happens to debt after death and how a little planning today can spare your family unnecessary heartache and confusion tomorrow. Creating a clear plan now, including organized records, updated beneficiaries, and a will or trust, can make all the difference. Secured debts are tied to an asset, such as a home or car, while unsecured debts, like credit cards, are usually paid from your estate. Some assets are protected, like life insurance proceeds and retirement accounts with named beneficiaries. But this only works if your beneficiary designations are accurate and up to date. [... more]

Thousands of retired public servants are finally seeing relief from the windfall elimination provision and government pension offset. However, many are left with questions about what's changed and how it affects their retirement. A senior private wealth advisor and certified financial planner joins the show to clarify the recent social security changes and provide guidance on navigating them. Additionally, listeners share their personal financial concerns, including paying off a mortgage, improving credit scores, and planning for elder care and estate planning. [... more]

Josh Whitaker and Joe Hamer, managing partners of Whitaker and Hamer Law Firm, discuss various legal topics, including traffic law, personal injury, and estate planning. They also delve into warranty deeds and quick claim deeds, and share their thoughts on fantasy football and the need for a national day off after the Super Bowl. [... more]

Mentoring in retirement can be a meaningful way to invest in the next generation, but it's essential to reframe it according to God's design for this season of life. A more effective model is intergenerational friendship, where there's genuine mutuality, blessing, and affirmation. This approach is rooted in biblical models, such as Jesus' relationship with his disciples, and can be applied in various contexts, including local churches and workplaces. [... more]

Rachel McDonough shares three key scriptures and prayers to guide us in faithful stewardship, highlighting the importance of living lives of radical sold-out worship and pursuing joyful, loving relationship with God as our King and with our brothers and sisters for all eternity. [... more]

Dale Vermillion discusses the potential change in the real estate market, citing increased consumer confidence and decreased patience among homebuyers. He advises listeners to make wise financial decisions, considering their values and priorities, when deciding whether to take on debt or wait to cash flow a project. Rob West and Dale Vermillion also address various listener questions, including managing debt, investing in retirement, and creating an emergency fund. [... more]

Human trafficking victims often go unnoticed, even in healthcare settings. Heidi Olson, a forensic nurse, shares her expertise on recognizing and responding to trafficking cases, and discusses the importance of policy and legislation in supporting victims. [... more]

When a loved one passes away, it's essential to take the right financial steps to settle their estate. Rob West provides guidance on the six financial steps to take, including obtaining a death certificate, notifying financial institutions, and filing a petition to begin the probate process. He also emphasizes the importance of prayer and seeking wisdom in this challenging time. [... more]

Living below your means and achieving financial freedom requires a mental exercise, changing your thinking and developing a sense of gratitude for what God has already provided. It's about being faithful stewards, managing God's money according to His ways, and seeking His counsel and wisdom in financial decision-making. [... more]

Navigating Social Security benefits and taxation can be complex, especially when considering retirement and financial planning. Understanding the rules and implications of spousal and survivor benefits, as well as Roth conversions, is crucial for making informed financial decisions. Biblical finance principles can also guide these choices, emphasizing the importance of wise stewardship and responsible decision-making. [... more]

Rob West and Kevin Cross discuss year-end tax tips, including retirement plan contributions, charitable giving, and donor-advised funds. They also touch on qualified charitable distributions and capital gains tax, providing advice on how to minimize tax liability and make the most of tax-advantaged opportunities. [... more]

Rich Eisen discusses quarterback development in the NFL, specifically the Indianapolis Colts' decision to bench Anthony Richardson in favor of Joe Flacco. Jordan Palmer, a quarterback consultant, joins the show to share his insights on quarterback readiness and the importance of proper coaching and development. [... more]

Rich Eisen discusses the NFL with guest Tom Pelissero, covering topics such as Sam Darnold's performance and the trade deadline for Devante Adams. Later, Rich talks to Domantas Sabonis about his NBA career and his experiences playing for the Sacramento Kings, including his relationship with LeBron James and Jimmy Butler. [... more]