A lot of us want to go into retirement debt free But before you pay down that debt you should consider a few specific variables And as Peter Richon with Richon Planning explains to Erin Kennedy this isn't a strictly financial decision So before you put money toward that mortgage debt first consider -Your mortgage rate if it's very low your money may be better spent in another investment with a higher rate of return -Tax Consequences you would potentially eliminate a mortage write off and there are penalties if you withdraw money from retirement accounts early -Prioritize Paying Down [... more]

Knowing when you are ready to retire is accomplished through a specific financial planning process How much do I need When can I retire These are questions that are answered through that planning process Peter Richon walks through the steps of this process to help you have more confidence when you choose to take this big step [... more]

If you rsquo re looking to make or save more money the digital age is providing new ways to improve your cash flow And with a smartphone and an Internet connection you can make or save money online with very little effort On the next nbsp MoneyWise nbsp Live hosts Rob West and Steve Moore tell you how you can start earning or saving today It rsquo s ways to make or save money online on the next MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

A recent survey showed that nearly one third of Americans have no emergency savings If that rsquo s you the best way to build up your savings and control cash flow is to stay on top of your outgoing expenses On the next MoneyWise Live hosts Rob West and Steve Moore welcome money expert Ron Blue who offers some guiding principles for better money management Tips for better cash flow on MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

There rsquo s been a wave of refinancing activity spurred on by the COVID- crisis With interest rates down and the need for lower payments and increased cash flow some homeowners are choosing to refinance their mortgage On the next MoneyWise Live hosts Rob West and Steve Moore welcome mortgage expert Dale Vermillion who offers mortgage advice for homeowners Refinancing your home on MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

North Carolina lawmakers and law enforcement agencies are focusing increased attention on the problem of human trafficking The latest Carolina Journal cover package details those efforts Editor-in-Chief Rick Henderson explains how state legislation approved this year targets trafficking in new ways Travis also shares personal stories from trafficking victims A controversial proposal from Washington D C could force North Carolina families to pay hundreds of dollars more each year in taxes on everyday household items It's called the border-adjustment tax Andy Ellen president and general counsel of the N C Retail Merchants Association explains why his group has been highlighting [... more]