Developing a grounded opinion on Roth IRAs is crucial for making informed decisions about retirement planning. A backdoor Roth IRA can be a viable option for those with limited income or who have already reached their IRA contribution limits. However, it's essential to consider individual circumstances and consult with a financial planner to determine the best approach. A non-deductible IRA contribution can be used to fund a Roth IRA conversion, allowing individuals to build a tax-free account over time. [... more]

Tracking generosity is a simple yet powerful practice that can shape your heart and strengthen your stewardship. According to scripture, our first financial act is to give, and generosity is our financial priority. By tracking our generosity, we can ensure we're chasing after it more aggressively, manage it intentionally, and see the impact it has on lives changed for eternity. [... more]

The Chosen, a historical television series based on the Bible, has become a global phenomenon with over 110 million unique viewers. Its creator, Dallas Jenkins, and Vice President of Original Content, Catherine Warnock, discuss the show's success and its impact on people's lives, including testimonies of transformation, healing, and spiritual awakening. [... more]

Choosing contentment is a daily path that comes from a surrendered heart, cultivated through walking with Christ. It's not found in having everything, but in knowing the one who is everything. A biblical approach to financial decisions and stewardship can help individuals navigate their finances and make wise investment choices, especially in retirement. Additionally, seeking help with debt and credit counseling can provide freedom and peace of mind. [... more]

Recognizing God's ownership of everything is crucial in creating a budget that aligns with biblical principles. By understanding God's role as an active owner, individuals can approach budgeting with a sense of stewardship and responsibility, rather than viewing it as a restrictive or burdensome task. [... more]

Building financial stability requires a solid emergency fund, strategic investments, and a clear understanding of savings and investments. A high-yield savings account can provide a safe and reliable return, while investments in gold and Bitcoin can offer a store of value and diversification. Effective financial planning involves managing risk, making informed decisions, and aligning investments with personal values and goals. [... more]

Military service offers a unique opportunity for students to fund their college education while gaining valuable leadership experience and serving their country. However, the process of applying to service academies or ROTC programs can be complex and requires careful consideration. Meanwhile, individuals approaching retirement may need to reassess their financial plans, including their estate planning and retirement savings, to ensure a secure financial future. [... more]

Faith shapes every part of our lives, including how we spend, save, invest, and give. Every financial decision is ultimately a spiritual one, revealing what we value, trust, and treasure most. A new devotional, Our Ultimate Treasure, explores how faith transforms the way we manage money, emphasizing the importance of living with margin, seeking wise counsel, and understanding God's grace and generosity. [... more]

The story of Dr. Martin Arthur Cooney, a self-proclaimed European doctor who revolutionized the care of premature babies in the early 20th century, saving thousands of lives and paving the way for modern neonatology. [... more]

Rob West advises listeners on managing their finances, discussing topics such as debt consolidation, mortgage payoff, and retirement planning. He emphasizes the importance of financial stewardship and making wise decisions when it comes to money, using biblical principles as a guide. [... more]

This year's Thanksgiving holiday is expected to see a record number of travelers, with over 81.8 million people projected to hit the roads, skies, and seas. AAA reports that the most popular destinations include Orlando, Florida, Fort Lauderdale, Florida, and Miami, Florida. Meanwhile, President Donald Trump and First Lady Melania Trump hosted the 78th annual National Thanksgiving Turkey Pardoning Ceremony, where they spared the lives of two turkeys, Gobble and Waddle, from North Carolina. As the holiday season approaches, experts warn of potential data scams and cybersecurity threats, particularly on Black Friday. With gas prices remaining steady and car rentals 15% cheaper than last year, travelers are expected to have a relatively smooth journey. [... more]

Dr. Robert Jeffress explores the story of King Herod's response to the birth of Jesus, contrasting his philosophy of success with that of Jesus. Herod's actions, including the slaughter of innocent children, demonstrate his desire to eliminate opposition and achieve power, while Jesus' message of love and service offers a different path to success and significance. [... more]

Peter Rosenberger explores the purpose of church music, discussing whether it's to unite the congregation or to showcase individual talent. He questions whether contemporary music is suitable for worship services and whether it's more about entertainment than pointing people to Christ. [... more]

The next generation is redefining stewardship and generosity, with a focus on authenticity, impact, and community. Women play a significant role in shaping generosity, and advisors should consider co-creation and connecting head and heart when working with millennials and Gen Z. A reverse mortgage can be a viable option for tapping into home equity, and QCDs allow for tax-free charitable giving from IRAs. [... more]

The rise of Islam in America and its potential impact on the country's future is a topic of concern for many Christians. With the election of a Muslim socialist as mayor of New York City, some are warning of a growing threat to American values and the Christian worldview. International journalist Alex Newman joins the discussion, highlighting the importance of understanding Islamic theology and the role of globalism and socialism in promoting Islamic expansion. He also touches on the growing anti-Israel sentiment on the right and the need for Christians to be aware of the threats to their values and freedoms. [... more]

Many people struggle with medical debt due to a broken healthcare system. Christian Healthcare Ministries offers a biblical community-based approach to managing healthcare costs, allowing members to choose their own healthcare providers and share medical expenses. This nonprofit organization has been serving Christians for over 40 years, sharing over $13 billion in medical bills. It's a unique and affordable alternative to traditional insurance, with programs starting under $100 per month. [... more]

The role of the Bible in shaping America's history and values is explored through the story of George Washington's inauguration and the influence of the Bible on the founding fathers, highlighting its enduring impact on American society and culture. [... more]

Navigating the complexities of blended families requires honest conversations about money and finances. Couples must address trust issues, loyalty, and belonging to create a shared vision for their financial journey. A togetherness agreement can facilitate bonding and unity, while also providing a framework for financial decisions. By prioritizing God-honoring marriage and financial planning, couples can build a strong foundation for their relationship and achieve financial stability. [... more]

Financial teacher Ron Blue explores the disconnect between what people say and do about money, revealing that expecting money to fix problems or fill hearts is a recipe for disappointment. He notes that true wealth isn't measured in net worth, but in contentment, and that freedom and joy come from trusting God as provider, not paycheck. The solution lies in realizing it's not our money, but God's, and that our trust should shift from our finances to the Lord Himself. [... more]

Managing money as a couple can be a source of stress, but intentionally scheduling conversations about money, known as 'money dates,' can help couples grow closer together and become better stewards of their resources. Dr. Shane Enet shares six creative ways couples can build stronger relationships by having intentional financial conversations, including sharing their money story, giving together, cooking the books, and discussing credit reports and estate planning. [... more]

Investors are piling into gold and silver as concerns about currency debasement and inflation grow. Central banks have been buying gold aggressively, and individual investors are now joining the trade. Gold has set new all-time highs in both dollar terms and inflation-adjusted terms, while silver is knocking on the door of its 1980 peak. Experts recommend a core position in physical metals, supplemented by ETFs, and caution against over-investing in mining stocks. [... more]

For many widows, a reverse mortgage can provide stability and dignity in their years ahead, allowing them to stay in their home with confidence. However, it's essential to understand the changes in the law and how they impact widows, as well as the importance of planning for the future, including managing debt and building an emergency fund. Additionally, navigating health insurance options can be challenging, especially for those with limited income or past health history, but there are affordable options available, such as the federal marketplace and private health insurance comparison sites. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

A husband's role in the family is not just to provide financially, but to lead and serve as a servant leader, taking responsibility for his family's physical, spiritual, and emotional needs. A wife's empowerment comes from trusting God to provide room for her husband to step up and lead, rather than taking on all the responsibilities herself. [... more]

Rob West shares 10 common personal finance mistakes to avoid, including borrowing from 401(k), claiming Social Security too early, and overextending oneself for kids. He also discusses biblical wisdom for financial decisions, credit scores, and investments, and answers listener questions on topics such as home equity lines of credit and credit unions. [... more]

God's provision for long-term care is highlighted in the story of Ruth, where Naomi's family stepped in to provide for her needs. Certified Financial Planner Hans Scheil discusses the importance of planning for long-term care, comparing traditional and hybrid policies, and how they can provide financial security for individuals and their families. [... more]

Investors can use their money to advance justice, compassion, and human flourishing by aligning their investments with their faith values. Faith-based investing and impact investing strategies can help shape a more just and compassionate world, and proxy voting can be a powerful tool for speaking truth and justice in the marketplace. [... more]

Trader Joe's, a grocery store chain founded in 1967, has become a household name for its unique selection of products and exceptional customer service. With a focus on quality over quantity, Trader Joe's has managed to outperform its competitors, including Whole Foods, by offering a limited selection of products under its private label. The company's success can be attributed to its understanding of the 'choice paradox,' which suggests that too many options can lead to paralysis and dissatisfaction. Trader Joe's has cultivated a level of trust with its customers by anticipating their needs and selling products at a low price in a fun atmosphere. [... more]

Leve, an Icelandic musician, combines classical and jazz music with her unique blend of pop and storytelling. Growing up in Iceland, she was surrounded by artists and nature, which influenced her musical style. Leve's music is a reflection of her experiences as a foreigner in her own country and her struggles with identity. She has built a devoted fan base online and has used social media to connect with her audience and showcase her music. Leve hopes to create a gateway for younger people to explore traditional genres like jazz and classical music. [... more]

The Christian Worldview Radio program explores the impact of government education on society, highlighting the dangers of Marxist ideology and the promotion of transgenderism in public schools. The show emphasizes the importance of Christian parents raising their children in accordance with biblical values and the need for faith-based education to counteract the secular indoctrination in government schools. [... more]

Navigating healthcare costs and financial decisions through a biblical lens, while avoiding pitfalls like foreclosure and debt. A Christian healthcare cost-sharing ministry offers support for medical expenses, and experts provide guidance on managing credit scores and debt. [... more]

Rob West explores how God can use our setbacks to move us forward with Tim Tebow, discussing how to reframe our mindsets and trust God's sovereignty, and how to use our success to turn it into significance for others. [... more]

Dana Lash discusses the resurgence of traditional standards of beauty, particularly in the context of femininity and masculinity. She argues that the left's obsession with identity politics has led to a denigration of masculinity, resulting in declining marriage rates and a romantic recession in the United States. Lash praises American Eagle for featuring Sidney Sweeney, a woman who embodies traditional beauty standards, in one of their ads, and criticizes the left for immediately assuming the ad was about Nazism due to Sweeney's blonde hair and the word 'jeans'. [... more]

Raising financially literate children who understand God's heart and the counsel of Scripture is crucial. Parents can start teaching their kids about money at a young age, using age-appropriate lessons to help them become wise and faithful stewards. As children grow, parents can introduce more complex concepts, such as budgeting, saving, and investing, while reinforcing the importance of generosity and delayed gratification. [... more]

A 60-year-old single retiree seeks advice on managing her annuity and diversified accounts, while a listener in Wisconsin considers investing in the stock market instead of purchasing a rental property. A couple in Florida explores the option of a reverse mortgage to supplement their retirement income, and a listener in Illinois asks about the difference between a Roth IRA and a traditional IRA. [... more]

Understanding temperaments, specifically the yellow temperament, can help individuals make informed financial decisions that align with their values and personality. By recognizing the strengths and weaknesses of the yellow temperament, individuals can develop strategies for effective financial management, such as using flexible planning tools and framing financial wins in terms of freedom and short-term wins. This approach can help individuals like Rob West, a certified kingdom advisor, navigate financial conversations with ease and make decisions that honor God with their finances. [... more]

Managing money is about more than just numbers and budgets, it's a window into something eternal. Biblical wisdom for your financial journey involves trusting in God and understanding the emptiness of accumulation, finding peace and fulfillment in Christ. [... more]

Bitcoin's acceptance by a growing proportion of global investors as digital gold is on the rise, driven by a shift in the regulatory environment and institutional adoption. This trend has significant implications for investors, particularly those with a high risk tolerance, who may consider diversifying a small portion of their portfolio into Bitcoin. However, it's essential to understand the distinction between Bitcoin and other cryptocurrencies, which still carry significant risks. [... more]

Discovering the power of biblical wisdom in managing finances and achieving financial freedom, with practical advice on money management, stewardship, and God's provision for retirement planning. [... more]

The hosts discuss the importance of a Christian worldview in navigating contemporary issues, including the debate over biological sex and the promotion of Fidelity Month as a counter to Pride Month. They also recommend the music of Christian songwriter Sarah Groves and the Colson Center National Conference. [... more]