Hans and Robby are back again this week with a brand new episode This week's discussion is about when it comes to income tax how much do retirees pay Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Discover the hidden financial traps most retirees don't see coming In retirement it's incredibly important to nail down known expenses so you can build an income plan around them In this video Peter with Richon Planning and Erin Kennedy break down the four expenses that retirees consistently overlook including Healthcare Medicare doesn't cover everything And LTC can wipe out your savings if you don't have insurance Housing Even if you own your home outright you'll still have expenses Taxes A lot of retirees underestimate what they'll pay in taxes in retirement We'll still be paying income taxes in most cases [... more]

Hans and Robby are back again this week with a brand new episode This week's discussion is about income tax brackets for Roth IRA conversion for Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Dana recaps last night's GOP debate Vivek Ramaswamy calls Nikki Haley corrupt Nikki Haley gets fact-checked over signing a trans bathroom bill John Kirby makes a threat with American lives if we don't fund Ukraine On the nd Observance of Pearl Harbor Dana reflects on America's bravery and perseverance on the contrast of the War in Ukraine by Russia How should the RNC handle the remaining debates Grover Norquist President of Americans for Tax Reform joins us to explain Moore v US a Supreme Court case on income tax Please visit our great sponsors Black Rifle Coffeehttps blackriflecoffee com danaChange [... more]

More Americans are tapping their ks because of financial distress In fact the number of people who made a hardship withdrawal surged from the second quarter of If you're thinking of tapping your k early Peter with Richon Planning and Erin Kennedy explain how it works and the risks including -How can I withdraw money from my k without penalty -How the passage of the SECURE Act made hardship withdrawals even easier -The lost opportunity cost of tapping your k Keep in mind if you're not and you make a withdrawal not for a hardship you're going to face a [... more]

The Following Episode is a Rerun This week Hans and Robby discuss social security federal income tax and how you can manage your money to have a low income tax retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans Robby and Tom are back again this week with a brand new episode This week they discuss income tax for life insurance annuities and hybrid long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans Robby and Tom Griffin discuss taxes for those with beaucoup bucks Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Some things you probably won't see in Heaven income taxes hospitals plastic surgeons grief counselors funeral homes telemarketers Sounds pretty good already doesn't it Today on A NEW BEGINNING Pastor Greg Laurie pulls back the veil as we get a glimpse of our resurrected life But more importantly we find out what it takes to make sure we'll get to live a resurrected life We'll consider what made our free gift of eternal life possible Listen on harvest org --- JESUS REVOLUTION is now in theaters Get tickets https jesusrevolution movie A New Beginning is the daily half-hour program hosted [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby have a discussion about long term care income tax Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

There may never be a better time to open a Roth account Roth IRAs offer tax-free earnings growth and as Peter with Richon Planning explains to Erin Kennedy there are clear-cut reasons you should consider investing in a Roth today Today's Historically Low Tax Rate the Tax Cuts and Jobs Act which reduced federal income tax rates is set to sunset in Your Depreciated Portfolio pay taxes on a smaller value now then allow that future growth to happen tax free Possible Elimination of Backdoor Roths the Build Back Better Act proposed ending Backdoor Roths the loophole dodged the axe [... more]

Retirement can come with a lot of tax questions and concerns From understanding the tax implications of withdrawing from your retirement accounts to minimizing taxes on investment income it can be overwhelming On today's episode we'll break down the top ten tax questions retirees are asking in Before you file your taxes and plan ahead for the rest of the year make sure to listen to this episode as we'll discuss some important tax questions that retirees should ask themselves to ensure they're making the most of their retirement savings and minimizing their tax burden Here's some of what you'll [... more]

Democrats in the U S House punitively released six years of President Trump's income tax records today guest host Jeff Stein says they just couldn't resist taking one last jab at before they fall out of power next week Steve Deace Martin Dugard Pastor Jackson Lahmeyer and Arielle Del Turco join the conversation See omnystudio com listener for privacy information [... more]

If you're nearing the age to take Required Minimum Distributions or RMDs and you want to avoid the extra income and its tax implications Peter Richon with Richon Planning and Erin Kennedy break down three strategies to consider Peter recommends these strategies to help reduce your tax exposure Consider taking distributions as early as possible Roth Conversions Qualified Charitable Distributions or QCDs Keep in mind RMDs are income so taking those distributions can boost your taxable income and your income taxes for the year which is why strategic tax planning is so important If you have any questions about these [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss social security federal income tax and how you can manage your money to have a low income tax retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Everybody knows the most important thing you should teach your children is the gospel nbsp But what comes after that On today's MoneyWise Live host Rob West will welcome Art Rainer to explain that after the gospel perhaps the next most important thing you can teach your kids is how to handle money wisely Then Rob will answer your calls and financial questions nbsp See omnystudio com listener for privacy information [... more]

Hans and Robby are back again this week with a brand new episode This week's show is about taxes Hans and Robby has you covered when it comes to information and tips on the standard deduction for Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby cover retiree income tax Everything said in this episode is on a need to know basis but you're in luck cause you need to know this information Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

- - MWL pm - MoneyWise Live record start record start record start record start See omnystudio com listener for privacy information [... more]

This week on Family Policy Matters host Traci DeVette Griggs welcomes Family Research Council's Connor Semelsberger to discuss his recent analysis of Congress's Build Back Better bill entitled Things to Know About Biden's Anti-Family Budget Buster [... more]

Jan spends the hour with Pastor Billy Crone Tyranny is rising daily as the World Economic Forum races to install global government This is reality not conspiracy The push for globalism the last years could culminate in the very near future All of this is outlined for us in the Bible [... more]

This week we're talking the seventh worry standard deductions on income taxes Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby go over the seven opportunities to level up your retirement plan Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

If a friend or family member asks if they can borrow money you may not be sure what to do nbsp And it rsquo s best to avoid making a hasty decision because it rsquo s wise to consider all your options nbsp On the next MoneyWise Live host Rob West will explain that your decision to lend money could have lasting consequences so you should make it carefully Then he rsquo ll answer your financial questions from a biblical perspective That rsquo s on the next MoneyWise Live where biblical wisdom meets today rsquo s finances weekdays at pm [... more]

Weathering the market rsquo s ups and downs at times can seem like a roller coaster ride Volatility is nothing unusual but how can we endure those downward turns without panicking On the next MoneyWise Live host Rob West talks with Robert Netzly of Inspire Investing to get a biblical perspective on market volatility Then Rob will answer your calls and financial questions That's MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Do you know what your other income is Hans and Robby go over how your Social Security is taxed and strategies you can put into place that could lower the taxes paid Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans goes over state taxes social security taxes pension taxes estate taxes and IRA distribution taxes and how they can differ between the state you choose to retire in Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

The outcome of North Carolina's U S Senate race could help determine which party controls the chamber for the next two years Incumbent Republican Sen Thom Tillis faces a tough challenge from Democrat Cal Cunningham Carolina Journal Editor-in-Chief Rick Henderson analyzes recent developments in the hotly contested race It's safe to say N C colleges and universities did not reopen in the fall in the way they had expected Some campuses welcomed students back only to send them home again for online learning within a matter of weeks Jenna Robinson president of the James G Martin Center for Academic Renewal [... more]

This week Hans and Robby discuss plans coming together specifically how having a plan for your income in retirement can reduce the tax you pay on your Social Security benefit While only states charge income tax on Social Security the federal government will charge everyone who falls into their set threshold Hans goes over these thresholds If all you have to live off of is Social Security you won't pay taxes It is when you throw other income in there that it can be complicated Don't forget to get your copy of The Complete Cardinal Guide to Planning for and [... more]

Hans and Robbys discuss income tax for people who are retired this week on Finishing Well Have questions Please reach out - we would love to answer them on the show Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Constitution Day earlier this month reminded us of the importance of the United States' governing document Jon Guze John Locke Foundation director of legal studies emphasizes constitutional provisions that protect the nation from damaging policies put forward by elected officials Guze touts the value of these constitutional safeguards Jesse Helms departed the American political scene long before Donald Trump started his campaign for the White House But at least one man who worked for Helms believes the late U S senator would appreciate much of what Trump is trying to accomplish in the White House Marc Thiessen followed his work [... more]

President Trump holds slim leads well within the margin of error over several major Democratic contenders for the presidential race in North Carolina That's according to the latest Civitas Poll Rick Henderson Carolina Journal editor-in-chief analyzes those numbers and other poll highlights As thousands of college students head back to campus it's a good time to remind you about a recent report questioning the politicization of education schools in North Carolina Jay Schalin director of policy analysis at the James G Martin Center for Academic Renewal recently compiled a report detailing the problem Schalin shares highlights from his research and [... more]

In Mathew Jesus confronted the Pharisees and Sadducees when they tried to test Him saying that they knew how to interpret a red sky but couldn't interpret the signs of the times This week Hans and Robby talk about the fear and confusion of retirement taxes People tend to worry when their tax return is smaller than expected while in reality this is no cause for fear because the tax rates holistically have gone down It's important to know the difference between retirement policy and politics so you can plan financially and live well Hans recently participated in a webinar [... more]

In Luke Jesus praises the shrewd manager who stole from his boss He says I tell you use worldly wealth to gain friends for yourselves so that when it is gone you will be welcomed into eternal dwellings Many people tend to waste their wealth by not dealing shrewdly Hans and Robby discuss how to apply these principles to income taxes especially in retirement Paying more taxes than you should because you have not planned correctly can be wasteful You should not cheat on your taxes but with proper planning you can make sure you don't pay more than you [... more]

This tax season returns might look very different for a lot of Americans This week Hans and Robby talk about what differences people and older might see Social Security is the biggest difference for people in this age bracket If your only income is Social Security you will pay no income taxes on this money If your other taxable income is small you will pay some tax on that income but still none on your Social Security benefit Only when you reach higher levels of other income does your Social Security benefit become taxable It is important to note that [... more]

North Carolina's individual and corporate income tax rates dropped again on Jan The personal income tax rate now stands at percent down more than percent from the top marginal rate of percent that it was in effect in North Carolina's percent corporate tax rate is the lowest rate of any states that assess a tax on corporations' income Becki Gray John Locke Foundation senior vice president assesses the significance of the latest tax rate cuts Negative partisanship plays a significant role in our current political debates That's a problem for Jonah Goldberg American Enterprise Institute scholar and National Review senior [... more]

Most school-age children are back in classrooms after summer break Their families recently encountered the annual trip to the store to buy new school supplies Terry Stoops John Locke Foundation vice president for research and resident scholar crunches the numbers to determine how much parents teachers and state taxpayers spend to equip kids for a new year of school Advocates of North Carolina's Opportunity Scholarship school voucher program recently touted results of a study from N C State University It documented the vouchers' positive large and statistically significant benefits for low-income students Two of the key NCSU researchers assistant professor [... more]

North Carolina moves up to No in the Tax Foundation's latest ranking of states' business tax climates Before comprehensive tax reform launched in the Tar Heel State's ranking languished in the s Roy Cordato John Locke Foundation senior economist and resident scholar discusses the reasons for the improvement Cordato also outlines some top priorities for federal tax reform Free speech will get additional attention and protection on N C public college campuses That's thanks to the Campus Free Speech Act state lawmakers approved this year Jenna Robinson president of the James G Martin Center for Academic Renewal explains why this [... more]

The income tax filing deadline is approaching and it's a good time to remind ourselves of major changes North Carolina has made in recent years to the state's personal income tax Becki Gray John Locke Foundation senior vice president recaps recent reforms and discusses additional changes that are under discussion now in the state Legislative Building Ask a dozen different pundits and you might get a dozen different answers about whether the American economy is heading toward prosperity or peril Robert Whaples professor of economics at Wake Forest University co-edited a recent book assessing the national economy's -year outlook Whaples [... more]

Now that Barack Obama has left the White House congressional Republicans can make a serious effort to repeal and replace his namesake health care law Katherine Restrepo the John Locke Foundation's director of health care policy analyzes key elements of the GOP health care reform proposals Donald Trump's presidential election win could lead to major shifts in the future of the U S Supreme Court Campbell University Law School professor Greg Wallace assesses Trump's likely impact on the nation's highest court especially with an initial appointment to replace conservative icon Antonin Scalia North Carolina's senior U S senator Richard Burr [... more]

A Wallace couple is heading to federal prison for its role in defrauding the federal government of millions of dollars in phony tax refunds Carolina Journal has been documenting the tax fraud story of Perfecto Ruano and Walda Luna in a series of articles dating back to February Editor-in-chief Rick Henderson assesses the resolution of the case which involved charges of million in refund fraud People from across the political spectrum want to see improvement in North Carolina's public schools Former state Rep Marcus Brandon approaches that goal now as executive director of the education advocacy group Carolina CAN Brandon [... more]

In a continuation of a previous week's conversation about financially savvy grandparenting John touches on the six tips for grandparents to consider as they help their grandchildren grow into financially savvy adults [... more]