Stock markets have seen record highs in the past couple of months Is it a good time to take profits Well it certainly can be a good time to take profits if you've seen your investments go through the roof recently And today I want to tell you about a way to realize those gains for God's Kingdom Why Donate Appreciated Stocks With recent historic highs in the markets now is an excellent time to consider donating appreciated stocks to your church or other ministries Donating stock instead of cash can significantly benefit both the donor and recipient primarily due [... more]

California is America's most beautiful state and was once its most innovative and dynamic Now it's at the top of every list you want to be at the bottom of Steve Hilton helped Charlie figure out the Covid scam and now he wants to liberate the state he chose to make his home Charlie and Steve have an in-depth conversation about how California went so awry how the election is likely to go the legacy of lockdowns years on and more Support the show http www charliekirk com supportSee omnystudio com listener for privacy information [... more]

In the beginning God created the heavens and the earth The earth was without form and void and darkness was over the face of the deep - Genesis - I'm sure you're more than familiar with those first lines of the Bible but are you aware of the economic implications of the creation story Jerry Bowyer fills us in today Jerry Bowyer is the President of Bowyer Research and our Resident Economist here at Faith Finance He is the author of The Maker Versus the Takers What Jesus Really Said About Social Justice and Economics You can also read his [... more]

If you're tired of living paycheck-to-paycheck you can make a decision today that will change your life All you have to do is practice God's financial principles and then wait to see what happens You'll be amazed at the results Admitting the ProblemLike most things the first step in making financial changes is admitting that you have a problem and then identifying what you're doing wrong So what's not right with the way you're handling money Maybe you worry about bouncing a check or you fear the phone ringing because it might be a bill collector or you're dealing with [... more]

Corinthians says Whoever sows sparingly will also reap sparingly and whoever sows bountifully will also reap bountifully God's Word repeatedly challenges us to be generous givers to our families and His Kingdom When should we do this giving Are we waiting too long Ron Blue joins us today with an idea you may not have thought about Ron Blue is the Co-Founder of Kingdom Advisors and the author of many books on biblical finance most notably Master Your Money A Step-by-Step Plan for Experiencing Financial Contentment The Joy of GivingThere is immense joy in seeing the impact of your generosity [... more]

What's harder to get rid of than termites and hurts more than a toothache A certain group of people will tell you it's a timeshare It seemed like a good idea at the time but now it's just another budget buster Today we're diving deeper into this topic Unfortunately none of the options are particularly great but let's explore them Why Are Timeshares Hard to Sell First it's important to understand why timeshares are so difficult to sell Ideally you'd sell your timeshare and recoup your investment However this rarely happens If anyone has managed it please let us know [... more]

According to some estimates the average household spends an astonishing of its food budget on eating out That's a lot to digest After housing and transportation food is probably the next biggest item in the budget It's also a place where you can easily make changes that will save you a lot of money The Cost of ConvenienceEating out is convenient especially for busy families with two working parents or parents shuttling kids to various activities However this convenience comes at a cost not just financially but also in terms of health Fast food often leads to weight gain and [... more]

The data shows that personal debt is rising and folks are worried about their financial future So what's the solution We can't control some things like inflation and a slowing economy But we can do some things especially when managing and eliminating debt Neile Simon joins us today to discuss the solution to fretting over finances Neile Simon is a Certified Credit Counselor with Christian Credit Counselors CCC an underwriter of Faith Finance Understanding The Financial StormWith credit card debt at an all-time high the GDP falling and a disappointing jobs report it's a perfect storm for financial stress Debt [... more]

Do you use a credit union Or have you never considered using one Credit union members know their advantages and million nationwide can't be wrong Aaron Caid joins us today to discuss the pros and cons of credit unions and spoiler alert there aren't many cons Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union an underwriter of Faith Finance What are the pros of joining a typical credit union Credit unions are member-owned cooperatives Members are customers and stakeholders governed by a volunteer board selected from the member base They also have voting rights on credit [... more]

Okay before we get into the specific money wasters there's a general principle you should be aware of if you're buying things that provide only a temporary sense of satisfaction you're probably wasting money It doesn't matter what it is if it's unnecessary and you grow bored with it it was a waste of money Check your closets for examples I'm not saying you should take a vow of poverty The Lord wants us to enjoy the resources He's given us but that must be tempered by the principle that we're merely stewards and must use His resources wisely Of [... more]

See omnystudio com listener for privacy information [... more]

CBS Sports NFL Analyst joins Zach Gelb [... more]

Winners and Losers from NFL Draft I Why Embiid never gets blamed I News Brief [... more]

Christopher Parker joined JR to discuss his instant reaction to the Bills drafting Keon Coleman in the second round and if Buffalo made a mistake in trading back with the Chiefs in the first round [... more]

NFL Reporter joins Zach Gelb [... more]

Teams with good first rounds I Brian Finneran Former Falcons Wide Receiver I News Brief [... more]

Former NFL Head Coach joins Zach Gelb [... more]

Everybody hates the refs l Will Suns bounce back to beat the Wolves in Game l Calls on NBA referee training [... more]

Knicks amp Nuggets pull out wild Game victories l Keith Pompey Philadelphia Inquirer Sixers reporter l Drake Maye happy with Commanders draft process [... more]

Keith Pompey joined JR to discuss if the Sixers are able to overcome an - deficit to the Knicks and if Joel Embiid is healthy enough to carry Philly in this series [... more]

Is Matt Ryan a Hall of Famer l Calls on hall of fame criteria l Calls on the Buffalo Bills outlook [... more]

Rex Walters joined JR to preview the NBA postseason and discuss who he thinks will win The Finals [... more]

Is Jayden Daniels trying to avoid the Commanders l Calls on if the Commanders should draft Daniels l Deion Sanders denies wanting to restrict Shedeur Sanders amp Travis Hunter to only certain NFL teams [... more]

Which NFL teams could be making first round trades l Damar Hamlin Buffalo Bills defensive back l Klay Thompson unsure about his future [... more]

Should the Warriors re-sign Klay Thompson l Zion's unfortunate injury l Caitlin Clark is excited to join the Fever [... more]

Belichick's coaching future I News Brief I Eastern Conference Play-In expectations [... more]

Daniel Jones not concerned about the Giants drafting a quarterback l Best John Sterling calls to celebrate his retirement l Patrick Mahomes still hungry for more championships [... more]

Keith Pompey joined JR to discuss the latest health update on Joel Embiid and if the Sixers are capable of making a deep postseason run [... more]

Davante Adams said over the weekend that he wants to stay a Raider but Zach isn't so sure about that Mark Pope to Kentucky right fit Newsbrief [... more]

Why do reverse mortgages still have a bit of a PR problem Many people are not aware that federal regulations were put in place in to address issues with the product and protect consumers However some bad players still gave the product a bad reputation by taking advantage of vulnerable seniors in the past Now there are new laws and safeguards by the FHA for widows to be protected and financial assessments to assure someone can afford taxes and maintenance which are recent within the last years or so to eliminate problems in the program How is a HECM Home [... more]

It's appropriate during this Easter season to reflect on the big picture of our Christian faith Sometimes we just have our noses to the grindstone so to speak and we can lose sight of why we're here and how much God has done for us You know whether you're in a season of prosperity or facing hardships you have to remember that God is still on the throne and that your circumstances haven't caught Him by surprise His plan for the redemption of humankind is still on track The Significance of Jesus' SacrificeOf course on Easter Sunday Christians everywhere will [... more]

THE DANGER OF MATERIALISM AND FINDING CONTENTMENT IN GODMaterialism contradicts God's plan for His people by prioritizing the love of material things over loving God This attitude can hinder our relationship with Him and rob us of peace The Bible in Ecclesiastes warns us of the futility in pursuing material wealth emphasizing that everything is meaningless without God LIE LIFE IS BETTER WITH MOREThis mindset leads to an endless cycle of discontentment as no amount of wealth can truly satisfy Ecclesiastes states that those who love money will never have enough illustrating the emptiness of materialism Contentment is the biblical [... more]

FINDING PEACE IN UNCERTAIN TIMESNavigating Financial Uncertainty In today's world uncertainty abounds especially in financial matters like home-buying career changes and retirement This uncertainty often leads to worry and sleepless nights Guidance from Scripture Drawing from Psalm we find reassurance that God's Word illuminates our path preventing us from stumbling in the darkness of uncertainty Casting Anxiety on God First Peter - reminds us that God cares for us deeply encouraging us to cast all our anxieties on Him through humble submission FOUR STEPS TO CONQUERING ANXIETYStep One Rejoice in the Lord Philippians instructs us to rejoice always recognizing that [... more]

Art Rainer is Director of the Institute for Christian Financial Health which administers the Certified Christian Financial Counselor program WHAT DO CHRISTIAN FINANCIAL COUNSELORS DO Christian financial counselors aim to integrate God's design into financial decisions They guide individuals and couples through making wise financial choices establishing healthy financial habits and increasing biblical and financial literacy They help you understand and pursue God's design for money They guide you in wise decision-making and developing sound financial habits They increase your understanding of both biblical and financial principles WHO NEEDS A CHRISTIAN FINANCIAL COUNSELOR We actually have a list of signs [... more]

UNDERSTANDING THE PROFESSIONAL LANDSCAPE Tax preparers are typically CPAs Certified Public Accountants Enrolled Agents or specialized attorneys CPAs have more stringent requirements than Enrolled Agents There's a shortage of CPAs and Enrolled Agents leading to firms hiring high school interns at competitive rates to encourage CPA careers Due to professional shortages there's a risk of encountering unscrupulous tax preparers potentially leading to scams like refund fraud and identity theft SAFEGUARDS AGAINST FRAUD Seek preparers available year-round especially useful in case of audits Verify the preparer's IRS Preparer Tax Identification Number PTIN through the IRS directory Inquire about their professional credentials [... more]

Sharon Epps is the President of Kingdom Advisors WHAT IS THE CURRENT STATE OF ECONOMIC UNCERTAINTY ACCORDING TO RECENT RESEARCH AND WHAT ARE ITS EFFECTS Economic uncertainty is at a high as indicated by the International Monetary Fund's World Uncertainty Index Covering data from countries over the past years the current level of uncertainty is among the highest since This uncertainty can lead to fear decision paralysis and irrational decision-making Economic uncertainty is significantly high currently comparable to the highest levels since This uncertainty can cause fear hinder decision-making and lead to irrational choices Historical perspective shows that economic uncertainty [... more]

Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries an underwriter of this program WHAT IS BIBLICAL COST SHARING AT CHM Christian healthcare ministries CHM is not a health insurance company CHM helps members with their medical bills through a biblical model working with healthcare providers to get bill discounts and then remitting payments back to the members CHM has existed for over years and has shared almost billion in medical bills TELL US ABOUT THE SENIOR SHARE PROGRAM Senior Share is for individuals aged and older Members need to be on Medicare Parts A and [... more]

Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries an underwriter of this program WHAT IS BIBLICAL COST SHARING AT CHM Christian healthcare ministries CHM is not a health insurance company CHM helps members with their medical bills through a biblical model working with healthcare providers to get bill discounts and then remitting payments back to the members CHM has existed for over years and has shared almost billion in medical bills TELL US ABOUT THE SENIOR SHARE PROGRAM Senior Share is for individuals aged and older Members need to be on Medicare Parts A and [... more]

Steps to Challenge Your Property AssessmentIt's great when the value of your home goes up but there's also a serious downside Homeowners all across America are getting notices that their property taxes are increasing But are those assessments accurate And if not what can you do about it Today we'll give you the steps to challenging your property assessment Real estate analysts correctly predicted a surge in property taxes due to increased home values Although rising home values are beneficial in theory they often lead to increased property taxes that homeowners must pay immediately However homeowners can challenge these tax [... more]

Fueled by COVID lockdowns and the rise of commission free brokerages like Robinhood online trading or day trading has seen a huge rise in popularity in the last few years However according to several recent financial studies almost all day traders lose lots of money particularly after accounting for fees and taxes If you're considering self-directed investing peter with richonplanning and erinkennedy break down the pros and the cons and Peter offers these considerations before you create an online trading account Consider Your Approach and Expectations if your expenses are covered by income and you are making contributions downturns can [... more]

Howard Dayton is the founder of Compass Finances God's Way and the former host of this program - WHAT'S THE FIRST LOAN TYPE WE SHOULD AVOID Finance Company loans High interest rates large fees and closing costs Important to differentiate between interest rate and the APR as the latter includes additional costs - AND THE SECOND Payday loans Viewed as legalized robbery Typically have an APR of Creates a cycle of borrowing due to high interest rates with borrowers often giving away their entire paycheck to cover the loan - WHAT'S THE THIRD LOAN TYPE Pawnshop loans Short-term loans based [... more]

Live give owe and grow are principles that guide our money management and today we're focusing on owe or debt The Bible doesn't explicitly state that borrowing is wrong but it does caution that debt can be enslaving and change relationships between borrowers and lenders SIMPLE BIBLICAL PRINCIPLES FOR HANDLING DEBTRepay what you borrow Psalm teaches The wicked borrow and do not repay but the righteous give generously Free yourself from debt as quickly as possible Proverbs carries the stark warning The rich rule over the poor and the borrower is slave to the lender And finally we are to [... more]

Aaron Caid is Chief Marketing Officer at Christian Community Credit Union an underwriter of this program Again this is part two of our discussion Please give us a brief recap of what your survey revealed and how folks feel about banks that don't share their values Over of Christians surveyed in a recent study considered switching banks in the last year One of the top three reasons for switching was misalignment with Christian values More than of respondents care deeply about managing their finances biblically Over believe it's crucial for their bank to align with and support their Christian values [... more]

Start with the differences between how men and women tend to think or approach life Broad generalities about men and women in relationships don't apply to every couple Contrasts between men and women builders vs beautifiers risk takers vs nest builders task-focused vs relationship-focused big picture vs detail-oriented factual vs intuitive compartmentalized vs centralizing Men tend to be the head of the home and women tend to be the heart of the home Opposites often attract in couples with one being more of a thinker and the other more of a feeler both holding equal importance When it comes to [... more]

Without counsel plans fail but with many advisers they succeed Proverbs Well as you know we always recommend you look for a financial advisor with the Certified Kingdom Advisor Designation and you can do that by going to FaithFi com and clicking on Find a CKA When you do you'll also find a long list of questions you can ask potential advisors We're going to give you some of them today though because folks have been asking The first thing you should understand is that the type of advisor you're interviewing will determine what you ask And that only makes [... more]

THE TROUBLING NUMBERSFor the first time credit card debt has surpassed trillion and is now at trillion In the second quarter alone it shot up billion or Now compare these numbers to the overall household debt which spiked by trillion since the end of before the pandemic Household debt includes credit card debt mortgages student loans and car notes And credit card debt is now almost of the average household debt That is very concerning when you think about how expensive a car or a home is People are really drowning in debt because of these higher interest rates and [... more]

Aaron Caid is our go-to guy for what's happening in the banking industry He's the Chief Marketing Officer at Christian Community Credit Union an underwriter of this program Aaron says we are starting to see what could be the next big exodus for Christians in the marketplace today and that is Christians choosing to bank with their values CCCU has been hearing from new members who have joined the credit union after becoming fed up with their secular bank So they decided to go out and find out if this feedback was more than just anecdotal They surveyed over professed [... more]

You work hard all your life so you don rsquo t want your retirement day to roll around and find out you rsquo re not prepared But as you prepare what facts will help you put solid plans in place On today's MoneyWise Live host Rob West will share some facts that will help you as you make your retirement plans Then Rob will answer your calls on various financial topics nbsp See omnystudio com listener for privacy information [... more]

- - MWL record start record start record start record start record startSee omnystudio com listener for privacy information [... more]

Years ago when online banks were first appearing we got a lot of calls from folks wondering if they were safe Now it seems we're getting that call volume again with folks wondering if putting their money in an online bank is a prudent thing to do possibly as a result of a few bank failures this past spring Banking is perhaps the most heavily regulated industry in the U S but it isn't foolproof Managers are human and humans make mistakes There will always be bank failures but the system we have in place makes bank closures rare and [... more]

Credit card companies make billions each year in interest charges and other fees which may seem unavoidable But what may surprise you is there are ways to avoid paying almost all of them On today's Faith amp Finance Live host Rob West will explain how to stop paying unnecessary credit card fees Then he rsquo ll answer your calls on various financial topics nbsp See omnystudio com listener for privacy information [... more]

What rsquo s the hold up on this bill passing Is it ACTUALLY looking like it will happen or is there still a chance it won rsquo t pass yet Do we know any details of what the bill will include like tax rates fees start date etc Did he catch the Nick Saban interview where he said ldquo athletics no longer go to schools hellip rdquo for what He seems to have an issue with NIL [... more]

The end of the year or start of a new year probably means you're getting a lot of financial statements in your mailbox or inbox if you're paperless Ever wonder what some of those terms mean as you look at your k IRA and other account balances Let's spend a little time looking over a financial statement and breaking down some of the terms you might come across Here's some of what you'll learn on this episode How accurate are retirement income projections you'll see What do you need to know about that asset allocation pie chart they include for [... more]

David Sumrall producer of Bloody Hill a documentary about the January th events with expert commentary and video support discusses what is happening to the defendants The current Oath Keepers trial the subpoenas to show evidence the judge who has agreed to look at the evidence and really see what happened Where is the impeachment over the call to violence by Biden and the death of Cayler Ellingson [... more]

Caregivers need legal protection and counsel but the cost can be astronomical for even small legal matters Or is it You are two clicks away from expert legal protection that's reliable and affordable CLICK HERE to Start Then just select the plan that works for your needs With LegalShield finding solutions to your legal issues doesn't have to be stressful complicated or expensive Instead of paying a lawyer expensive hourly fees you pay a small monthly fee and get access to experienced lawyers that can help you with your legal issue [... more]

Often times in life it's good to have options This week Hans and Robby discuss the rd option aka the high deductible Medicare plan G combined with original Medicare Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

As we enter into October and Halloween is right around the corner Peter Richon and special guest Johnnie Mayfield discuss some of the scary financial topics that are keeping savers and investors up at night Taxes Inflation Fees and Market Corrections What is your plan to address these scary financial topics [... more]

What's worse than paying fees that cost you a dollar here or two dollars there or even more What's worse is constantly shelling out that money and getting nothing in return for it On today's MoneyWise Live host Rob West will talk about the discipline and vigilance it takes to spot and eliminate fees you're paying for things you no longer need or perhaps never did See omnystudio com listener for privacy information [... more]

What costs your bank only one dollar but sets you back thirty-five If you guessed an overdraft then you rsquo re correct nbsp But it doesn rsquo t have to be that way any longer On the next MoneyWise Live host Rob West will talk about how the practice of banks gouging their customers with overdraft fees could be coming to an end Then he rsquo ll address the financial questions you rsquo d like to discuss That rsquo s on the next MoneyWise Live where biblical wisdom meets today rsquo s finances mdash weekdays at pm Eastern pm Central [... more]

There are times and opportunities to move your and gain more control or a better outcome In order to optimize our progress we must know how and when these opportunities arise On this episode Peter Richon discusses the moments to move your money Contact Richon Planning for the guide and resource [... more]