Couples should carefully consider the financial and emotional consequences of retiring simultaneously before making the decision If you're considering retiring at the same time peter with richonplanning and erinkennedy walk through questions you should consider first Have You Correctly Calculated Your Cost of Living in Retirement According to a recent study of older adults spend MORE money during their first few years of retirement than before retiring When is the Best Time for each Person to Claim Social Security Do You Feel Ready to Retire The decision to retire is not just a financial one And keep in mind when [... more]

Roth IRAs are one of the best ways to minimize taxes However many people earn too much to qualify for a Roth IRA single filers who make more than K and married couples who make more than k In this video Peter with Richon Planning and Erin Kennedy talk through an alternative for those high earners known as the Rich Person's Roth However it's not a retirement account it's a cash value life insurance policy which also offers tax free growth and tax free withdrawals Cash value life insurance can be a great strategy for certain investors However it's certainly [... more]

We talk a lot about the benefits of Roth accounts A Roth IRA allows you to save for retirement with after-tax dollars That means you pay taxes on your contributions now but your withdrawals are tax free in retirement There are also several benefits to inheriting a Roth IRA as Peter with Richon Planning explains to Erin Kennedy the distributions are tax-free and they won't affect your taxable income However with a few exceptions you'll still have to drain the inherited account within years If you are inheriting a Roth IRA here's a quick action plan Understand your beneficiary type [... more]

More Americans are tapping their ks because of financial distress In fact the number of people who made a hardship withdrawal surged from the second quarter of If you're thinking of tapping your k early Peter with Richon Planning and Erin Kennedy explain how it works and the risks including -How can I withdraw money from my k without penalty -How the passage of the SECURE Act made hardship withdrawals even easier -The lost opportunity cost of tapping your k Keep in mind if you're not and you make a withdrawal not for a hardship you're going to face a [... more]

Hurricane Idalia makes landfall in Florida Biden stumbles through remarks and looks deteriorated in a meeting with the Costa Rican President A Gold Star Father torches Biden over his Afghan withdrawal Miami Mayor Francis Suarez drops out of the race The details of the second GOP debate are announced Mitch McConnell has another scary moment as he freezes at a press conference Was the Russian oligarch who was filmed in a plane crash a doppelganger Rep James Comer joins us to share the revelations in the Biden family investigation including Biden's multiple pseudonyms Please visit our great sponsors Black Rifle [... more]

Gold Star families call on military leaders to resign over the botched Afghanistan withdrawal DeSantis removes his campaign manager Nikki Haley sides with the left over military funding Is the era of defund the police in blue cities officially over Ne-Yo speaks out against gender surgeries for minors A transgender woman 'demands' her ex-boyfriend to return her testicles from his fridge Vivek Rawaswamey flip-flops on Juneteenth Dana breaks down the Alabama dock brawl Chris Christie wants the war in Ukraine forever Please visit our great sponsors Black Rifle Coffeehttps blackriflecoffee com danaChange the lives of Veterans and their families with [... more]

Having a tax-efficient withdrawal strategy in retirement can save you thousands of dollars A good strategy will minimize the total taxes paid over the course of your retirement which will increase your wealth and the longevity of your portfolio In this video Peter Richon with Richon Planning and Erin Kennedy break down two very different strategies traditional and proportional The traditional approach has you spend your retirement money in this order taxable tax deferred tax exempt On the other hand the proportional withdrawal method would have you take a proportional amount from all of your accounts While certain headlines will [... more]

Trans activists assault a speaker at San Francisco State University Dana breaks down the story of Rebekah Jones turning her son into authorities for threatening to shoot up his school Pentagon Spokesperson John Kirby tries to defend the botched Afghanistan withdrawal and blames Trump Charles Barkley explains why he travels with his own bar of soap A Florida sheriff defends the Second Amendment after being asked about a shooting Elon Musk feuds with Substack The IRS is increasing tax audits tenfold Please visit our great sponsors Black Rifle Coffeehttps blackriflecoffee com danaUse code DANA at checkout for off Fast Growing [... more]

The House Oversight Committee holds a hearing over the Twitter files House Democrats accuse Elon Musk of paying to get the Twitter files released Rep Barry Loudermilk joins us to discuss being accused by Democrats of giving a reconnaissance tour of the Capitol before January th A wounded Afghan vet testifies on Biden's botched withdrawal Biden releases his Trillion budget Rep Bob Good joins us to break down his bill to end no-knock raids on responsible gun owners Jill Biden gives an award to a trans man on International Women's Day Please visit our great sponsors Black Rifle Coffeehttps blackriflecoffee [... more]

For more than a quarter century financial advisors have used the rule as a guideline for retirement withdrawals So why change it now On today's Faith amp Finance Live Rob West will weigh in on the debate in which some advisors are saying that may be too high while others don't think it's enough Then he'll answer some questions on various financial topics See omnystudio com listener for privacy information [... more]

If you're considering converting an IRA to a Roth IRA in the clock is ticking In this video Peter with Richon Planning and Erin Kennedy break down everything you need to know before making a decision Keep in mind we are in a historically low tax rate Paying your taxes now will allow your money to grow tax free and any future withdrawals will not be taxed Also to help manage your tax liability you may choose to convert just a portion of your assets There is no limit to the number of conversions you can make so you may [... more]

Last night President Biden announced a U S drone strike killed al Qaeda leader Ayman al-Zawahri over the weekend While the Biden Administration is touting this strike as a major victory it has others worried about Biden's botched Afghanistan withdrawal and questioning why al Qaeda's top leader was in Kabul the capital of Afghanistan Jordan Logan and the rest of the Sekulow team discuss this and more today on Sekulow [... more]

Fmr Defense Secretary Mark Esper on President Biden's failed Afghanistan withdrawal and what he thinks held President Trump back the most during his presidency Learn more about your ad choices Visit megaphone fm adchoices [... more]

Michael Bowen tells us about the drug problems in Libera Listen to a lady named Grace as Michael tells her story [... more]

What has really been going on in Afghanistan after the American withdrawal Lantern Rescue has been operating in the country in the months following and Mark shares some of the harrowing realities of life under Taliban control He is joined by phone by Shaheen an Afghan on the ground who has been working with his team to get people supplies and to safety Call the National Human Trafficking Hotline NHTH at - - - [... more]

A new report claims the Taliban has executed dozens of security forces despite promising amnesty Jay Logan and the rest of the Sekulow team discuss the troubling state of Afghanistan after Biden's botched withdrawal of American troops This and more today on Sekulow [... more]

On this edition of the show Peter Richon discusses planning for withdrawals distributions and creating retirement income in an efficient manner [... more]

SoCal Harvest is just a week away Join us in person or online on Sunday October If you are a Christian God has personally picked out gifts for you we call them the gifts of the Spirit And these are gifts you'll want to put to use In this Sunday morning episode Pastor Greg Laurie shows you how to use your gifts for the benefit of those around you Listen in for the latest message from his series in Acts The Upside Down Life Notes Whatever gift God gives us is the right gift Do not neglect the gift that [... more]

Today President Biden delivered a speech to the United Nations U N General Assembly and it appears he celebrated his many failures in just nine months as President The Biden Admin's failures at the border as well as his disastrous withdrawal from Afghanistan has been embarrassing for the U S on the international stage but the President didn't embrace the reality of these failures Jay Jordan and the rest of the Sekulow team break down the President's U N speech We're also joined by ACLJ Senior Counsel for Global Affairs Mike Pompeo and ACLJ Senior Advisor for National Security and [... more]

The Biden Administration has asked the State Department and the Pentagon for contingency plans on the withdrawal efforts from Afghanistan Jay Jordan and the rest of the Sekulow team discuss the latest statements coming out of the White House as well as the ongoing situation on the ground in Afghanistan This and more today on Sekulow [... more]

Guest Soeren Kern geo-political analyst Gatestone Institute What we have seen this past week with the United States' ill-planned and inept withdrawal from Afghanistan stranding of our own citizens in the midst of a country completely overrun by the Taliban a radical Islamic group is a vivid portrait of weak foolish and confused civilian and military leadership and the diminished state of our nation The most prosperous powerful and freest nation the world has ever known is on the wane reaping the judgment of rejecting God His Word and His ways Think that's a bit hyperbolic Think the pendulum will [... more]

President Joe Biden delivered a speech defending U S military withdrawal from Afghanistan Logan and the rest of the Sekulow team - including former Sec of State ACLJ Senior Counsel for Global Affairs Mike Pompeo - break down the President's statements and what to expect following this Middle East turmoil This and more today on Sekulow [... more]

On this week's CBS Sunday Morning with host Jane Pauley Kelefa Sanneh dishes up a slice of Americana pies Plus Tracy Smith sits down with filmmaker and now novelist Quentin Tarantino Nancy Giles visits a Brooklyn restaurant training refugees for food service industry jobs Mo Rocca examines the partisan divide over statehood for Washington D C David Martin and Charlie D'Agata report on the withdrawal of U S forces from Afghanistan and Faith Salie explores the intelligence of ants See Privacy Policy at https art com privacy and California Privacy Notice at https art com privacy do-not-sell-my-info [... more]

There are some IRAs that allow you to take out money tax-free while others make you pay taxes when you make withdrawals Hans goes over why you should consider looking into the tax-free IRAs and how they could help your family Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Pres Biden to Announce Full Withdrawal from Afghanistan Overdue or Ill Advised [... more]

At age the government makes you start making distributions from your IRA and k Hans goes over why you should think about required minimum withdrawals instead of required minimum distributions in your s and s Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Teens can be moody But how can you tell if a son or daughter is experiencing normal teenage angst or something more serious Pastor David Murray author of Why Is My Teen Feeling Like This explains most teens go through spells of quietness and withdrawal but it won't last long If you see your teen retreating do something they enjoy doing and start the dialogue If your teen is totally uncommunicative or alludes to suicide seek professional help with either a medical doctor or Christian counselor Show Notes and Resources Download FamilyLife's new app https www familylife com app Find [... more]

A lot of people don't know what to do right now especially when it comes to their IRA or k Hans and Robby go over what you should be looking at in your accounts not only during recessions but all the time Make sure you are checking your beneficiaries as well as your balance Also remember it is important to understand the taxes on these accounts before you make any withdrawals or adjustments Don't make any rash decisions Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on [... more]

It's a very short step from 'I don't want to live like that' to 'No one should live like that ' We need more protection for people - Nancy Valko www nancyvalko com Palliative and Hospice care continue to confuse so many caregivers While some programs offer amazing and beneficial services to families others seem to be detrimental Involving the Govt seems to give a stamp of approval of something but is it what it says it is How can we know Nancy Valko called HOPE FOR THE CAREGIVER on Sirius XM's Family Talk Channel to discuss this Transcript of [... more]

Most people have a basic knowledge of Required Minimum Distributions RMDs but few understand how they pertain to IRAs and ks as well as the intricate timing details that are essential to preparing to withdrawal for tax payments For a better understanding of the best times to withdrawal as well as avoiding penalties join John and Ron as they discuss a letter Ron recently received shortly after a big birthday Check out the show notes here https mrstillmansopus com retirement getting-your-rmd-ducks-in-a-row - RMDs for k s RMDs for IRAs Here's an example When do you have to make a withdrawal [... more]

In Luke Jesus praises the shrewd manager who stole from his boss He says I tell you use worldly wealth to gain friends for yourselves so that when it is gone you will be welcomed into eternal dwellings Many people tend to waste their wealth by not dealing shrewdly Hans and Robby discuss how to apply these principles to income taxes especially in retirement Paying more taxes than you should because you have not planned correctly can be wasteful You should not cheat on your taxes but with proper planning you can make sure you don't pay more than you [... more]

In Ecclesiastes it says To everything there is a season Retirement is a season in life that is full of change including your taxes Taxes are different in retirement there is Social Security Medicare IRA withdrawals and for some work income Prosperity can come in your season of retirement from not having the tax burden you had while you were working The only way to reach this prosperity though is to plan for it before this season hits Hans discusses a client who retired when he was years old After retiring he started to withdraw money out of his traditional [... more]

This week NC Family President John Rustin speaks with Dr Omar Manejwala Chief Medical Officer of Catasys and a one of the nation's leading experts of addiction They discuss the opioid epidemic some practical steps we can take to combat it and the role faith can play for someone in recovery [... more]