When planning for retirement, it's essential to consider the needs of the surviving spouse, especially in blended families where there may be disproportionate wealth. Estate planning involves making difficult conversations about priorities, such as leaving money to children or enjoying it during one's lifetime. Life insurance can be a solution to provide for children in the event of the surviving spouse's death, and beneficiaries must be updated to reflect the current wishes of the individual. [... more]

Wives can transform their marriages by learning to speak life and affirmation to their husbands, rather than criticism and negativity, and couples can rebuild respect and intimacy through prayer and a commitment to understanding each other's perspectives. [... more]

We know the tongues of fire that fell at Pentecost brought many constructive blessings But did they also bring a destructive force And if so what was it And why did it visit the Spirit-filled assembly of Christians John the Baptist warned that the Baptism with the Holy Spirit would bring spiritual fire into our lives Matthew - Just as flesh cannot stand before fired our flesh or sinful selfish carnal nature and its ways and acts cannot stand before the examining purging purifying fires of the Holy Spirit John said Christ came to destroy the works of Satan in [... more]

The subtle danger of using wealth to boast is explored through the story of King Hezekiah, who treated God's miraculous provision as a monument to his own success. This temptation is not new and can lead to spiritual toxicity. Modern-day stewards must ask whether their wealth is creeping into their identity and check what their possessions are pointing to. Faithful stewardship flips the script and says, 'Everything I have has been entrusted to me by God.' [... more]

The host discusses the Democrat Party's alleged voter fraud, the 25th Amendment, and the Christian resistance against liberal ideologies. He also talks about the importance of understanding the Constitution and the Bible in making informed decisions. Additionally, he touches on the topic of abortion and its implications. [... more]

Being led by the Spirit of God means to be led into the Word of God and to obey its teachings. This is a fundamental aspect of Christianity, where the Holy Spirit enables believers to follow divine leadership and experience a divine relationship with God. Through adoption by God, believers become sons of God, inheriting the full rights of their citizenship in heaven and receiving the spirit of adoption, which allows them to cry out to God as Abba, Father, with intimacy and respect. [... more]

The Todd Stern Show celebrates the 4th of July by reflecting on American history, the founding fathers, and the importance of patriotism. The show also discusses the rise of socialism and communism in the US, the upcoming midterm elections, and the role of faith in politics. Additionally, Adam Martin from Strategic Financial Partners provides advice on college planning and financial strategies for families. [... more]

A shocking election result in Colorado sends a warning to the establishment, as a 30-year incumbent is defeated by a 29-year-old socialist. This is part of a larger trend of socialist candidates winning primaries in blue areas, and the implications for the Democratic Party and the country are far-reaching. The issue of anti-Semitism and hatred of Israel is becoming a litmus test for Democrats, and the consequences of this trend are being felt globally. [... more]

A $34.4 billion state budget has been unveiled in North Carolina, with a 7% increase from the last budget. The plan includes an average 8% pay raise for educators, a 3% raise for all other state employees, and bonuses for certain positions. The budget also includes tax cuts, with the personal income tax rate set to decrease to 3.49% from 2027 to 2029. Additionally, the plan allocates more than $700 million for Hurricane Helene relief and $450 million to the Rainy Day Fund. [... more]

Navigating the complexities of step-grandparenting and blended families requires a deep understanding of family dynamics and the need to prioritize relationships. Grandparents must learn to build trust and connection with step-grandchildren, while also being mindful of the feelings of biological grandchildren. Effective communication, pacing, and a willingness to adapt are essential in managing the challenges of step-grandparenting and creating a harmonious family environment. [... more]

Certified Kingdom Advisors help individuals integrate their faith with financial decisions, offering guidance on biblical finance, faith-based investing, and charitable giving. They emphasize the importance of stewardship, financial planning, and living out Christian values in all aspects of life. [... more]

North Carolina lawmakers are set to unveil a new state budget, which includes raises for state employees and teachers, as well as tax cuts. Meanwhile, Duke Energy has agreed to cancel its offshore wind energy project and reinvest $129 million in other energy sources. A lawsuit filed by bar owners against former Governor Roy Cooper and the state of North Carolina over COVID-19 restrictions is moving forward, with the plaintiffs seeking depositions from Cooper and his former Health and Human Services Secretary, Mandy Cohen. [... more]

The story of the saddle, a tool that has shaped civilizations and enabled the partnership between horse and human, is a testament to the enduring relationship between these two species. From its origins in Central Asia to its evolution in the American West, the saddle has adapted to every landscape, purpose, and need, reflecting the growth and development of America itself. [... more]

Rob West discusses six financial choices that can help individuals steward their resources wisely, including choosing to spend with a plan, choosing the right car for their budget, and preparing for the unexpected. He also answers listener questions on topics such as reverse mortgages, charitable donations from IRAs, and finding a certified kingdom advisor. [... more]

Generous people change the world, but many Christians struggle to live generously due to human nature, delusional thinking, and irrational fear. Chip Ingram explains that generosity is a journey, and the first step is to recognize that God is a blesser who wants to bless our lives. He shares practical steps to become more generous, including taking daily baby steps, celebrating God's blessings, and giving our first and best portion back to God. [... more]

The NBA free agency period is heating up, with several top players making key decisions about their futures. Draymond Green's opt-out of his contract with the Golden State Warriors has opened up possibilities for the team to sign LeBron James, while the Los Angeles Lakers are trying to convince James to stay. Meanwhile, Anthony Davis is considering a contract extension with the Toronto Raptors, and Kawhi Leonard is reportedly interested in returning to his former team. The Miami Heat are also in the mix, with Giannis Antetokounmpo and the Boston Celtics being other teams to watch. The New York Knicks, who won the NBA championship last season, are looking to keep their core intact and may try to sign a big-name free agent. [... more]

David Belk shares his personal journey of understanding biblical wealth and stewardship, emphasizing the importance of giving, obedience, and having a heart for God. He discusses how Christian principles can be applied to business and finance, and how having a clear plan can help individuals make better decisions with their money. [... more]

Jesus welcomes people with all kinds of problems into his family, but church discipline is necessary to protect the community from sin's destructive power. Paul's letter to the Corinthians emphasizes the importance of removing willfully sinning members from the church to prevent the spread of sin and to bring about restoration and healing. [... more]

The concept of barcodes dates back to ancient civilizations, but the modern barcode was invented in the 1950s by Norman Joseph Woodland and Bernard Silver. Their bullseye code was the first to be developed, but it was later replaced by the Universal Product Code, or UPC, which was established as the standard in 1973. Barcodes have since become ubiquitous in modern commerce, used for stock checking, inventory maintenance, and checkout scanning. [... more]

Living generously is a spiritual journey that can bring measurable rewards, including better relationships, a stronger connection with God, and a more fulfilling life. Research shows that generous people are happier, have deeper relationships, and live longer. God commands generosity, and it's the antidote to idolatry, allowing us to break free from selfishness and live a more abundant life. [... more]

A discussion on various legal topics, including power of attorney, estate planning, life insurance, HOA disputes, cemetery expansion, and cryptocurrency, as well as a nostalgic look back at the music of Sudden Impact and Milan Vanilli. [... more]

Building a reliable retirement income plan involves creating a comprehensive financial plan that considers income, investments, estate, and tax planning. A certified financial planner can help individuals and couples create a plan that ensures they have a steady income stream, protects their assets, and minimizes taxes. This plan can also include strategies for managing long-term care costs and ensuring that their loved ones are taken care of. [... more]

The discussion centers around the Iranian regime, the concept of an influencer operation, and the implications of executive orders on immigration. The conversation also touches on the border crisis, the role of Democrats and Republicans in shaping immigration policy, and the potential consequences of a Democratic victory in the 2028 elections. [... more]

The American flag's design has a fascinating story, with a 17-year-old high school student from Ohio credited with creating the 50-star flag. Meanwhile, a wealthy New York socialite, Captain Kidd, led a double life as a pirate and a family man, burying treasure on a private island in Long Island. These stories highlight the complexities and surprises of American history. [... more]

The story of Prohibition and the temperance movement, including the complex and often misunderstood figure of Carry Nation, who fought against the saloon culture that was devastating families and communities. Her legacy is intertwined with the struggle for women's rights and the rise of jazz music, which became a powerful force for social change during this period in American history. [... more]

Rob West and his team offer guidance on retirement planning, financial stewardship, and biblical finance, discussing topics such as investment strategies, debt management, banking options, charitable giving, and fixed indexed annuities, helping listeners make informed decisions about their finances and live out their faith. [... more]

The Timberwolves' acquisition of LaMelo Ball shakes up the Western Conference, with implications for the Denver Nuggets and other teams. Meanwhile, the Boston Celtics' future with Jalen Brown is uncertain, and Giannis Antetokounmpo leads the Milwaukee Bucks in the East. [... more]

Demarcus Beasley, a U.S. soccer legend, shares his insights on the current U.S. men's national team, comparing their close-knit group dynamic to his own 2002 team. Meanwhile, Matthew Stafford's career is analyzed, with experts discussing his potential to play into his 40s and the Rams' Super Bowl chances. The NBA draft is also discussed, with a debate on the quality of talent outside the lottery picks. [... more]

The story of First Lieutenant Michael Joseph Blassey, a Vietnam War pilot whose remains were mistakenly buried as the Unknown Soldier at Arlington National Cemetery, is revealed. The discovery of his identity and the subsequent disinterment of his remains is a poignant reminder of the sacrifices made by American servicemen and the importance of honoring their memories. [... more]

Prayer can be a powerful tool in making financial decisions, helping individuals align their values with their financial choices and seek God's guidance with trust and humility. Christian financial advisors can provide valuable guidance on biblical stewardship and faith-based investing, empowering individuals to manage God's resources wisely and live with kingdom purpose. [... more]

Exploring the intersection of faith and social justice, panelists discuss how their relationship with Christ shapes their approach to helping others, particularly in areas such as human trafficking, homelessness, and mental health. [... more]

Wyndham Clark, the two-time U.S. Open champion, joins the show to discuss his recent win and the challenges he faced, including a hostile crowd. He also shares his thoughts on the PGA Tour's new changes, including the relegation system. Meanwhile, James Jackson from the Athletic discusses the Giannis trade and its implications for the NBA offseason, and the possibility of LeBron James joining the Miami Heat. [... more]

The Bible teaches that as Christians, we will face persecution and disdain, but with God's grace, we can overcome it. Pastor Jack Hibbs shares his message on the Discipline of Disdain, highlighting the importance of showing compassion and love towards those who attack us, and trusting in God's power to guide us through difficult times. [... more]

Families in Lebanon are struggling to survive amidst ongoing war and displacement, but thanks to the generosity of listeners, 275 families have received critical support, including food, shelter, and the gospel of Jesus Christ. However, the need remains urgent, and more support is needed to continue caring for these families and expanding their reach with the hope of Christ. [... more]

Peter Mutabazi shares his personal story of overcoming a difficult childhood and becoming a foster parent, highlighting the importance of emotional healing, sacrificial love, and creating a safe space for children to express themselves. [... more]

Peter Mutabazi shares his remarkable journey from being a street kid in Uganda to becoming a single foster dad to over 40 kids, and how he learned to love and care for them despite their trauma and challenges. He emphasizes the importance of meeting children's physical needs before sharing the gospel, and how his own experiences of poverty and abuse have shaped his approach to parenting and faith. [... more]

Certified Financial Planner Hans Scheil helps families plan for retirement, discussing IRAs, 401ks, Roth conversions, and charitable donations to minimize taxes and maximize wealth transfer. [... more]

The USA soccer team is making history with their unprecedented performance in the World Cup, controlling possession and dominating games, with a unique atmosphere and excitement building across the country. [... more]

A man shares a personal story of how he came to understand the importance of recognizing God's love and presence in his life, particularly through a meaningful encounter with his cat. [... more]

Pastor Greg Laurie shares his personal story of growing up without a father and how he found God's love and guidance. He emphasizes the importance of being a godly father, leaving a legacy, and modeling faith for children. He also encourages those who are fatherless to know that they have a loving Heavenly Father who desires a relationship with them. [... more]