Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

Crystal Payne shares practical steps to simplify your Christmas, stay organized, and keep your focus on what really matters. She discusses the importance of budgeting, using cash, and making homemade gifts to stay within your means. Crystal also shares ideas for cooking ahead of time, hosting a special Christmas celebration with your family, and prioritizing meaningful activities during the holiday season. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

Biblical financial wisdom and faith-based financial guidance are essential for making informed decisions about your money. Certified Kingdom Advisors can provide sound advice grounded in God's word, helping you navigate complex financial situations and achieve your goals. Whether you're seeking to understand reverse mortgages, improve your credit score, or manage debt, these experts can offer valuable insights and support. [... more]

Jesus' words to the rich young ruler are both a warning and an invitation, challenging us to examine our hearts and surrender to Christ, not to rob us of joy but to offer us something greater, Himself. Being rich toward God means treasuring Christ above all else, practicing generosity, and holding our resources with open hands. We explore this more in our devotional Rich Toward God, a study designed to help you see money and possessions from God's perspective and reorient your heart toward eternal treasure. [... more]

Exploring the intersection of faith and finance, guests discuss biblical stewardship, financial wisdom, and wealth management, emphasizing the importance of aligning financial decisions with God's purposes and living a life rich in faith. [... more]

Living a life of spiritual simplicity requires growing up and prioritizing love, faith, and hope. By focusing on what's truly important and letting go of worldly values, individuals can experience a deeper connection with God and others, leading to a more fulfilling life. [... more]

Living a hectic life, moving too fast, demanding too much, and delivering too little can be a destructive pattern. Chip Ingram's teaching helps escape this pattern and reveals how to better prioritize what matters most and love others in a fresh, revolutionary way. [... more]

When generosity becomes a tool for control, we cross a line. Giving isn't about control, it's about surrender. We discuss how to give with a cheerful heart, not a contract, and how to let go of control to find peace. [... more]

The prosperity gospel redefines God's blessing primarily in material terms, leading to a distorted view of faith and financial decisions. Dr. David W. Jones discusses the dangers of this theology and the importance of a biblical understanding of blessing and provision, emphasizing the need to trust in God's revealed grace and not view faith as a force that generates blessings. [... more]

When a loved one passes away, it's essential to take the right financial steps to settle their estate. Rob West provides guidance on the six financial steps to take, including obtaining a death certificate, notifying financial institutions, and filing a petition to begin the probate process. He also emphasizes the importance of prayer and seeking wisdom in this challenging time. [... more]

Developing a financial plan and sticking to it is essential for managing your finances well, and considering exponential generosity can help you lay up treasure in heaven and compound your investments overall eternity. [... more]

As children of a generous God, Christians are called to be generous in turn. To encourage you in your journey, we'll share 10 famous quotes on generosity today, and then we'll take your calls at 800-525-7000. We'll discuss the importance of generosity, biblical financial wisdom, and how to manage your finances effectively. [... more]

David Harms discusses the work of India Partners in rescuing victims of human trafficking and providing safe houses for girls in India. He explains the conditions impoverished women and children face in India and how India Partners works to alleviate their suffering. Meanwhile, Rob West answers listener questions on capital gains, reverse mortgages, and spousal support. [... more]

Financial anxiety is a common struggle, but God's word offers peace and guidance through teachings on money and anxiety. Exploring the heart of scripture, we learn that peace comes from trusting in God's provision and grace, not from having enough money. A devotional on financial fear and anxiety invites us to journey with God's word, reminding us that our ultimate source of security and peace is found in him. [... more]

Living on a budget can be liberating, not restrictive, according to Brandon Sieben, chairman of the board at Compass Financial Ministry. He shares principles of 'freedom budgeting' that helped his sister master her finances, including keeping it simple, being honest, allocating non-negotiables first, and saving for the future. [... more]

A financial reset can re-center our minds and help us focus on spiritual priorities, key to getting back on track. Certified Kingdom Advisors offer biblical financial advice, and understanding reverse mortgages can provide flexibility in financial life. [... more]

Tithing in retirement can be complicated due to varying income sources, but having a plan can give you confidence in your financial decisions. A certified financial planner shares expert advice on how to approach tithing in retirement, including considering the first fruits principle and applying a percentage to earnings, not just principal. He also discusses tax-efficient ways to give, such as using appreciated stock or donor advised funds. [... more]

Keeping costs down at Christmas involves thinking about who to buy for, simplifying gift ideas, and making homemade treats. Crystal Payne shares practical steps to stay within budget, including using a prepaid gift card, making homemade gifts, and giving gifts of time. She also discusses the importance of family togetherness during the holiday season and offers ideas for simplifying and prioritizing activities. [... more]

Pastor JD Greer teaches about the true meaning of loving our neighbors, as seen in the parable of the Good Samaritan. He explains that we are called to love others, especially those who are unlike us, and to show radical grace to those in need. He also discusses the importance of creating margin in our lives to respond to opportunities to serve others. [... more]