Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

The 1792 Exchange aims to depoliticize corporate America by promoting ideological neutrality and free market principles. Their research and resources help steer public companies away from activism and back to serving shareholders and customers with excellence and integrity. This effort has led to a decline in corporate participation in the Human Rights Campaign's CEI, a welcome development that suggests a shift away from the transgender industrial complex and a potential 'backwards march through the institutions'. [... more]

Many older adults feel financially locked in their homes, which were never designed for aging bodies. A reverse mortgage can help them move into safer, healthier homes without taking on new monthly payments. Financial experts discuss the importance of prevention and planning for housing decisions later in life, and offer guidance on budgeting, debt management, and building an emergency fund. [... more]

Discovering God's purpose for money leads to financial freedom, direction, and joy. Intentional living and biblical stewardship are key to making wise financial decisions and living a life that honors God. [... more]

Counterfeit verses can distort our understanding of God's character and financial stewardship, leading to a lack of discernment and dependence on ourselves rather than God. By immersing ourselves in the truth of Scripture, we can develop the ability to recognize these counterfeit verses and instead cultivate a deeper understanding of God's wisdom and guidance in our financial decisions. [... more]

Navigating tax season requires careful consideration of financial advisors, tax filing status, and government benefits. A certified kingdom advisor can provide biblical wisdom and professional guidance to make informed decisions about long-term care insurance, home equity loans, and reverse mortgages. [... more]

The heart behind generosity is explored, with a focus on the motives that shape our giving and why God cares deeply about them. Pierce Taylor Hibbs discusses the biblical concept of the heart, Labob, and how it governs all that we do, including our actions and decisions. He also unpacks the story of the widow in Mark 12, who gave two copper coins, and how her motives were celebrated by Jesus. [... more]

Economic uncertainty and rising healthcare costs can amplify stress for households and retirees. Lauren Guideck from Christian Healthcare Ministries shares practical ways to ease anxiety and explains how health cost sharing works as an alternative to traditional health insurance. Meanwhile, a listener asks about financing a nonprofit's property purchase and another questions about protecting a large deposit with FDIC insurance. [... more]

Families face significant challenges in planning for long-term care, with many retirees unprepared for the financial burden. Harlan Akala discusses the financial realities of long-term care and how home equity can play a strategic role in meeting those costs. He also explores the benefits of delaying Social Security benefits and the risks of 401k loans. Additionally, the hosts answer listener questions on beneficiary designations and 1031 exchanges. [... more]

Many retirees struggle with rising costs and limited income, yet often overlook their home equity as a valuable resource. A reverse mortgage can provide a safer, more flexible option to tap into this asset, eliminating mortgage payments and offering a guaranteed line of credit for future expenses. Additionally, setting up a 401k plan can be a great tool for small businesses, offering tax benefits and encouraging employees to save for their future. Effective financial planning and stewardship are crucial for a secure retirement, and understanding the options available can make a significant difference in achieving long-term financial goals. [... more]

New tax laws are on the horizon, and they could change the way you give. Bruce McKee, attorney and senior vice president of complex gifts at the National Christian Foundation, joins Rob West to help understand what's changing and how to respond wisely. They discuss the One Big Beautiful Bill Act, its implications for givers, and strategies for maximizing charitable impact. [... more]

Families can create a realistic plan before the holiday season by deciding what they can afford, setting a total budget, and using cash or debit cards to track spending. Giving meaningful gifts, staying within healthy limits, and focusing on shared experiences can also help. For families dealing with debt, giving within their means and scaling back can help celebrate Christmas without adding to the burden. [... more]

God's mercy can reverse years of defeat and transform the everyday into the extraordinary, but it requires faithfulness to Him and a willingness to seek His guidance, even in the midst of spiritual compromise and idolatry. [... more]

God's people faced spiritual breakdown and cultural collapse when they departed from His truth, leading to moral compromise and reliance on worldly solutions. This cycle of sin, judgment, and deliverance is seen in the book of Judges, where God's people would cry out for help, and He would raise up a deliverer to bring about victory, only to have them return to their idols when the deliverer died. [... more]

The next generation is redefining stewardship and generosity, with a focus on authenticity, impact, and community. Women play a significant role in shaping generosity, and advisors should consider co-creation and connecting head and heart when working with millennials and Gen Z. A reverse mortgage can be a viable option for tapping into home equity, and QCDs allow for tax-free charitable giving from IRAs. [... more]

Managing holiday finances and debt can be stressful, but with the right strategies, you can enjoy the season without financial regret. Consider options like reverse mortgages, retirement account contributions, and debt-free living to make the most of your financial situation. [... more]

Christians often struggle to give more due to spiritual, financial, or emotional barriers. Ron Blue joins Rob West to discuss five key reasons why Christians don't give more and how to begin climbing toward greater generosity. They explore the importance of spiritual condition, financial stability, vision, community, and planning in maximizing giving. [... more]

For many widows, a reverse mortgage can provide stability and dignity in their years ahead, allowing them to stay in their home with confidence. However, it's essential to understand the changes in the law and how they impact widows, as well as the importance of planning for the future, including managing debt and building an emergency fund. Additionally, navigating health insurance options can be challenging, especially for those with limited income or past health history, but there are affordable options available, such as the federal marketplace and private health insurance comparison sites. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

Biblical wisdom for financial decisions is explored through discussions on generosity, stewardship, retirement planning, taxes, debt management, and mortgage payoff strategies. Experts provide guidance on navigating complex financial situations and making informed decisions that align with one's values. [... more]

Israel has emerged as a global innovation hub and a rising player in international markets, offering a strategic opportunity for investors. The country's economy is strong, with a developed economy and a growing tech sector, driven by companies like Wiz and CyberArc. Investing in Israel can provide access to foreign markets and diversification, while also aligning with faith-based values and screens. [... more]

Biblical financial wisdom and faith-based financial guidance are essential for making informed decisions about your money. Certified Kingdom Advisors can provide sound advice grounded in God's word, helping you navigate complex financial situations and achieve your goals. Whether you're seeking to understand reverse mortgages, improve your credit score, or manage debt, these experts can offer valuable insights and support. [... more]

Jesus' words to the rich young ruler are both a warning and an invitation, challenging us to examine our hearts and surrender to Christ, not to rob us of joy but to offer us something greater, Himself. Being rich toward God means treasuring Christ above all else, practicing generosity, and holding our resources with open hands. We explore this more in our devotional Rich Toward God, a study designed to help you see money and possessions from God's perspective and reorient your heart toward eternal treasure. [... more]

Certified Kingdom Advisors offer financial guidance rooted in biblical wisdom, helping individuals and families make informed decisions about their finances. They emphasize the importance of living within one's means, avoiding debt, building liquidity, setting long-term goals, and giving generously. These principles are not only applicable to individuals but also to businesses and nations. [... more]

Living in the tension of trusting God's provision while participating in it, we explore the balance of responsibility and trust in our finances, and how God invites us to partner with Him, trusting in His sovereignty while participating in His provision. [... more]

The Biscuit-in-Chief has issued a recommendation to the woke executives of Cracker Barrel reverse course and bring back the country charm What say you America Call Todd - - See omnystudio com listener for privacy information [... more]

Seniors facing financial strain and credit card debt may find relief through reverse mortgages, which can provide access to home equity and stability. Understanding Social Security benefits and maximizing them through strategic claiming can also help alleviate financial burdens in retirement. Effective stewardship of resources is crucial for wise financial decision-making. [... more]

When generosity becomes a tool for control, we cross a line. Giving isn't about control, it's about surrender. We discuss how to give with a cheerful heart, not a contract, and how to let go of control to find peace. [... more]

North Carolina lawmakers introduced a wide-ranging overhaul of the state's election law, presented in a proposed committee substitute of House Bill 958. The bill includes changes to ballot counting timelines, absentee voting procedures, campaign finance thresholds, and authority of the North Carolina State Board of Elections. It also grants county election boards the ability to challenge ballots cast during early voting or by mail if an audit reveals potential ineligibility. [... more]

Raising financially literate children who understand God's heart and the counsel of Scripture is crucial. Parents can start teaching their kids about money at a young age, using age-appropriate lessons to help them become wise and faithful stewards. As children grow, parents can introduce more complex concepts, such as budgeting, saving, and investing, while reinforcing the importance of generosity and delayed gratification. [... more]

A 60-year-old single retiree seeks advice on managing her annuity and diversified accounts, while a listener in Wisconsin considers investing in the stock market instead of purchasing a rental property. A couple in Florida explores the option of a reverse mortgage to supplement their retirement income, and a listener in Illinois asks about the difference between a Roth IRA and a traditional IRA. [... more]

The prosperity gospel redefines God's blessing primarily in material terms, leading to a distorted view of faith and financial decisions. Dr. David W. Jones discusses the dangers of this theology and the importance of a biblical understanding of blessing and provision, emphasizing the need to trust in God's revealed grace and not view faith as a force that generates blessings. [... more]

Robin John, CEO of Eventide Asset Management, shares his journey from an immigrant child struggling in school to co-founder and CEO of a faith-based investment firm. He discusses how investing can be more than financial, but also deeply spiritual, and how businesses can promote human flourishing through their products and practices. [... more]

North Carolina is dealing with the aftermath of Tropical Storm Chantal, which left three people dead and caused historic flooding in the central part of the state. Governor Josh Stein has announced that the state will have to get creative to keep the Medicaid expansion population on the program's rolls after President Donald Trump's one big beautiful bill was signed into law, which will effectively end Medicaid expansion in the state or create a $32 billion budget hole over the next decade. The state's Medicaid expansion program added more than 65,000 able-bodied childrenless working-age adults to the federal entitlement program, and the governor is concerned that about 660,000 people who now have Medicaid through expansion are at risk of losing their coverage. [... more]

Governor Josh Stein signed six pieces of legislation into law, including the PAVE Act, which will allow a one-cent countywide tax referendum to address transportation needs in the Charlotte metro area. The bill also creates a new 27-member transit authority to oversee transportation money. Additionally, Stein signed the Protecting Students in a Digital Age Act, which requires school boards to adopt policies prohibiting students' access to social media platforms in the classroom. Meanwhile, the state health plan is facing a serious deficit, with a projected $949 million cash deficit by the end of 2027. [... more]

The story of Esther beautifully illustrates God's salvation, not just for Israel, but for each one of us. A great example of God's brilliant reversals, where a hopeless situation turns out to be one of the greatest experiences of life, and what seems to be the worst thing that ever could happen turns out to be the source of the greatest blessing. [... more]

A Florida man is caught on camera pinning down an 11-year-old girl he suspected of egging his house, sparking a debate on discipline and responsibility. Meanwhile, a man in Sebring, Florida, allegedly robbed a convenience store and led police on a wild chase, offering them a vodka spritzer during the pursuit. In other news, President Trump is considering a $5,000 baby bonus to reverse declining birth rates, but critics argue it's a form of welfare and wealth redistribution. [... more]

Dana Lash discusses various topics including property tax in Texas, government spending, conservative politics, and the Trump administration. She also talks about Pentagon leaks, AI regulatory ecosystem, trade deals, and national security. Additionally, she shares her thoughts on the healthcare system, chemical sensitivity, food additives, and candy corn. She also addresses Red State Rhino hunting, crony corporatism, and property tax relief in Texas. Furthermore, she discusses the Texas House, Democrats, Republicans, Gavin Newsom, Claire McCaskill, RNC, MS-13 gang members, El Salvador, David Hogg, Reince Priebus, Burna SD, gun-free zones, chemical irritant projectiles, stun guns, snake pattern, emergency landing, marijuana joint, drugs, crime bingo, All Family Pharmacy, ivermectin, hydroxychloroquine, therapeutics, COVID-19, vaccine, natural remedies, snake hallucinations, plane emergency landing, Richland officer, traffic stop, drugs, shrooms, and ecstasy. [... more]

Rob West discusses various financial topics with guests, including reverse mortgages, credit scores, emergency funds, and retirement planning, all from a biblical perspective, helping listeners make informed decisions about their finances and live out their faith in their financial lives. [... more]

Jesus Christ stood before Pontius Pilate, a Roman appointed prefect governor of Judea, who was faced with the decision to release an innocent man or appease the crowd. Pilate's actions demonstrate the consequences of compromising truth and the importance of making a decision regarding Jesus' claims. The story of Pontius Pilate and Jesus serves as a reminder of the need to stand for truth and the consequences of failing to do so. [... more]