It's almost time for health insurance open enrollment again For many families that means sorting through premiums deductibles coverage options and rising healthcare costs But what if you didn't have to wait for open enrollment to explore a different approach Traditional health insurance isn't the only option available to Christians Health cost-sharing ministries offer an alternative rooted in biblical community mutual support and financial stewardship Lauren Gajdek Senior Director of External Affairs at Christian Healthcare Ministries CHM joined us today to explain how this approach works and why more Christians are exploring it Why Healthcare Decisions Feel So OverwhelmingChoosing healthcare [... more]

We like to think we make rational decisions with our money but what if our emotions influence our financial choices far more than we realize That's one of behavioral economics' central findings human psychology shapes financial decisions While these discoveries have challenged traditional economic thinking they reinforce what Scripture has taught for thousands of years human wisdom is limited our hearts can deceive us and our emotions don't always lead us in the right direction Mark Biller Executive Editor and Senior Portfolio Manager at Sound Mind Investing SMI believes understanding these tendencies can help Christians become wiser more disciplined investors [... more]

In and of themselves the guidelines agreed upon at the White House will be inadequate to keep AI companies honest Download the Colson Educators app today on the Apple App Store or Google Play [... more]

In this episode of Finishing Well certified financial planner Hans Scheil and host Robby Dilmore break down the new IRC Section A Savings Accounts for Children also known as Trump Accounts and explains how these new accounts could provide a powerful financial head start for the next generation Hans and Robbie explore who qualifies how eligible children can receive government-funded contributions and how some families may also benefit from additional private foundation incentives You'll learn who can open these accounts contribution limits investment guidelines withdrawal rules and how these new savings vehicles compare to traditional options like education plans and [... more]

In this episode of Finishing Well Hans Scheil and host Robby Dilmore unpack one of the most misunderstood aspects of long-term care planning tax-qualified long-term care insurance under IRS Code B While the topic may sound technical the conversation reveals how these IRS guidelines were actually designed to protect families by ensuring long-term care benefits can be received tax-free when they're needed most Hans explains the simple but critical qualifications for filing a long-term care claim walks through the six Activities of Daily Living and shares practical insights from helping his own mother navigate Alzheimer's care The discussion also explores [... more]

Chip reminds us that because everything begins with God we need to choose His Word as the handbook for relational guidelines Learn how aligning our lives with His Truth creates the foundation for healthy lasting connections ResourcesMessage NotesSpecial OffersConnect - - WebsiteChip Ingram AppInstagramFacebookYouTubePartner With UsDonate Online - - [... more]

ESG investing promises to align your portfolio with your values But an important question remains Whose values are shaping the standards Environmental social and governance ratings are often presented as measures of corporate responsibility Yet the assumptions behind those ratings may not always align with biblical convictions Nick Schmitz Professor of Finance at The Catholic University of America and a Board Member of the Christian Investing Council CIC joined the show today to explain the differences between ESG and faith-based investing and why Christians should pay attention not only to what they own but also to how their shares are [... more]

Investors can pursue global diversification while staying aligned with their convictions through faith-based investing. A new international ETF, PRXI, offers a benchmark-like return while maintaining a faith-based approach. Certified Kingdom Advisors can help tailor portfolios to individual risk profiles and goals, and provide faith-aligned investment options. [... more]

A former Wisconsin judge, Hannah Dugan, is sentenced to a fine and no jail time after obstructing a proceeding and helping an individual evade immigration officials. The federal judge's decision has sparked debate about the fairness of the judicial system and the application of federal sentencing guidelines. Meanwhile, tensions between the US and Iran escalate as the Iranian nuclear deal collapses, and NATO alliance reforms are discussed. [... more]

Living by the Joy Principle, a three-step biblical guideline, involves making sure Jesus is glorified, others are edified, and you are sanctified. This principle is crucial for making godly decisions and producing genuine Christian joy in life. It requires considering the needs of weak brothers and sisters in Christ, being sensitive to their conscience, and not causing them to fall into sin. [... more]

Marriage is normal and for the majority, but singleness is a gift of God. When married to an unbeliever, let them stay if they want to, but let them go if they want to leave, as God has called you to peace. The believer's presence in the home sanctifies the unbeliever, and the believer's children are also sanctified by the same grace. [... more]

God's design for marriage is a union between a man and a woman, and it is not an absolute commandment for everybody. Some people have the gift of being single, and it is a unique gift of God that should be maintained because it puts them in a position to be used by Him in a very unique way. The Bible teaches that marriage is normal, but it is not an absolute necessity for everyone. Christians should not divorce their partners, except in the case of adultery, and even then, the divorce is allowed, but remarriage is not. The most important thing in marriage is not finding the right person, but being the right person, and that means walking in the Spirit, demonstrating love, joy, peace, gentleness, goodness, faith, meekness, and self-control. [... more]

Families are struggling with rising healthcare expenses, but there are alternatives to traditional health insurance. Medical cost sharing programs like Christian Healthcare Ministries allow individuals to share medical costs with a community of believers, providing a more affordable option. Meanwhile, listeners ask questions about Social Security, retirement planning, and investing, highlighting the importance of financial stewardship and making informed decisions about one's money. [... more]

Christianity is not a list of rules, but a life of relationship with God through faith in Jesus Christ, guided by the principle of grace, which brings transformation and fellowship, rather than fear and guilt. [... more]

Scripture defines success as becoming more like Christ, not accumulating wealth or possessions. Jesus invites us to measure progress by obedience and faithfulness, not by accumulation or fame. Rob West guides listeners through a 21-day devotional, Our Ultimate Treasure, to realign their hearts and financial decisions with God's purposes. [... more]

Many people struggle with medical debt due to a broken healthcare system. Christian Healthcare Ministries offers a biblical community-based approach to managing healthcare costs, allowing members to choose their own healthcare providers and share medical expenses. This nonprofit organization has been serving Christians for over 40 years, sharing over $13 billion in medical bills. It's a unique and affordable alternative to traditional insurance, with programs starting under $100 per month. [... more]

Lawmakers in North Carolina's General Assembly have been busy dealing with redistricting, disaster recovery, and education funding, among other issues. A new mini-budget has been approved to fund essential state operations, including disaster recovery, education, and public safety initiatives. The budget also includes funding for broadband fiber repair, court technology upgrades, and infrastructure projects. Meanwhile, Governor Josh Stein has expressed concerns about the redistricting process and has called for increased funding for public safety and mental health services. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

When approaching God in worship, it's essential to come with the right heart, attitude, and reverence. True worship involves listening, being open to God's presence, and not using words to pull the wool over God's eyes. Solomon's warnings in Ecclesiastes emphasize the importance of genuine worship, where we surrender to God's desires and not demand our own dreams. [... more]

Marriage is an institution created by God, designed to provide spiritual, emotional, and physical intimacy. Cohabitation, on the other hand, has been shown to have negative effects on relationships and society. Research has found that cohabitants tend to be less committed and more focused on personal autonomy, leading to a higher likelihood of break-up. The consequences of cohabitation can be devastating, especially for women. In contrast, marriage is the glue that holds society and culture together, providing a foundation for families and communities. [... more]