Cutting back on eating out and preparing more meals at home can save a significant amount of money. Effective meal planning and grocery shopping strategies can help individuals make healthier choices and reduce food expenses. Maximizing savings rates and investing wisely can also lead to financial stability and security. Giving generously and tithing to support the work of the Lord can bring a sense of fulfillment and purpose. [... more]

Gold has failed to meet expectations in recent years, despite high inflation and uncertainty, with interest rates playing a significant role in its price. Mark Biller from Sound Mind Investing explains why gold is cheaper today than it was in 2020, and how interest rates affect its performance. He also discusses the importance of having a small allocation of physical gold and using gold ETFs to supplement that allocation. [... more]