Understanding what happens to debt after death and how a little planning today can spare your family unnecessary heartache and confusion tomorrow. Creating a clear plan now, including organized records, updated beneficiaries, and a will or trust, can make all the difference. Secured debts are tied to an asset, such as a home or car, while unsecured debts, like credit cards, are usually paid from your estate. Some assets are protected, like life insurance proceeds and retirement accounts with named beneficiaries. But this only works if your beneficiary designations are accurate and up to date. [... more]

Certified Kingdom Advisors offer financial guidance rooted in biblical wisdom, helping individuals and families make informed decisions about their finances. They emphasize the importance of living within one's means, avoiding debt, building liquidity, setting long-term goals, and giving generously. These principles are not only applicable to individuals but also to businesses and nations. [... more]

Karen Olson's search for her father's identity reveals a complex web of family secrets and coincidences that ultimately lead her to discover a loving family she never knew existed. Her story is a testament to the power of self-discovery and the importance of family relationships. [... more]

Alastair Begg examines Apostle Paul's charge to Timothy to preach the word with complete patience and teaching, emphasizing the importance of sound teaching, faithfulness to Scripture, and enduring suffering in the face of opposition and rejection. [... more]

Brian Wilson, the legendary musician and songwriter, shares his story of creating the iconic album Smile, which was shelved for decades due to creative differences and personal struggles. With the help of his band and friends, Wilson finally performed Smile live in 2004, marking a triumphant return to his musical ambitions. This is a story of redemption, courage, and the power of music to overcome adversity. [... more]

Failing to file taxes for several years is a significant matter, but it's not the end of the road. A seasoned CPA offers practical steps to help individuals get back on track. Meanwhile, a parent considers gifting money to their adult child for a down payment on a home, but must weigh the pros and cons of doing so. Another caller seeks advice on paying off a credit card balance, and a host suggests turning off the credit card and providing a set amount of money each month to help the daughter budget and learn financial discipline. [... more]

Abraham Lincoln's complicated faith life is a matter of controversy, with some historians questioning whether he was a Christian. However, it's clear that he had a deep understanding of the Bible and the concept of God's providence. Lincoln's views on slavery and God were shaped by his experiences as a leader during the Civil War, and he ultimately came to see the war as a punishment for the nation's sin of slavery. In his second inaugural address, Lincoln famously declared that both the North and South prayed to the same God, but that God's judgments are true and righteous altogether. [... more]

Thomas Jefferson's views on slavery and the equality of man are complex and multifaceted. He wrote about the negative impact of slavery on Virginia's culture and advocated for gradual emancipation, but also held racist views and owned enslaved people. His legacy continues to be debated, with some seeing him as a champion of freedom and others as a hypocrite. [... more]

When people are hungry for God's word, they're more likely to have revival. This is evident in the story of Nehemiah, where the people of Israel return to Jerusalem and rebuild the walls. Ezra, the scribe, brings out the book of the law, and the people listen closely, understanding and applying the word of God. As a result, they experience a spiritual awakening, and their lives are transformed. [... more]

Jesus teaches that righteous prayer stems from the grace of God in the gospel, contrasting it with pompous, purposeless, and hypocritical prayers. He gives the model of the Lord's Prayer as a divine, gospel-saturated faith in the Father, rooted in sonship and guided by the wisdom of God's law. [... more]

John refutes the secessionists' claims to know God, abide in God, and be in the light by demonstrating their hatred for fellow believers and their rejection of the apostolic gospel. He emphasizes the importance of trusting in Jesus Christ for the forgiveness of sins and loving Christ's people as evidence of true faith and assurance of salvation. [... more]

John's letter to his readers in 1 John emphasizes the importance of knowing God and having assurance of salvation. He refutes false claims made by secessionists who left the church, focusing on the central purpose of 1 John: to know God and have assurance of knowing Him. John teaches that true knowledge of God is demonstrated by obedience to His commandments, and that the Holy Spirit is the one who brings about this union with Christ, causing believers to trust in His Son and love one another in the church. [... more]

John teaches that knowing God is not just about intellectual knowledge, but about a personal relationship with Him through faith in Christ. He emphasizes the importance of obedience to God's commandments, which are to believe in Jesus Christ and to love one another. John also stresses the need for believers to have assurance of their salvation, which comes from trusting in Christ's propitiation for their sins. [... more]

John's letter in 1 John is centered around the theme of knowing God the Father, which is made possible through the incarnation of Jesus Christ and the work of the Holy Spirit. John refutes the claims of those who claim to know God but do not keep his commandments, emphasizing that genuine knowledge of God comes only through faith in Christ. He teaches that to know God is to believe in Christ, trust in him as the only way to receive forgiveness for sins, and to have fellowship with the Father and the Son. [... more]

Benjamin Franklin's faith was shaped by his Protestant upbringing, which influenced his work ethic, moral code, and views on Christianity and deism. He believed in a God who rewarded good deeds and punished bad ones, but had doubts about traditional Christian doctrine. Franklin's faith was centered on virtue and moral action, rather than dogma or doctrine. [... more]

Credit reports and scores are often shrouded in myths, but understanding the truth can help individuals manage their debt and make informed financial decisions. Neely Simon, a certified credit counselor, dispels common misconceptions about credit reports and scores, providing valuable insights and advice for those seeking to improve their financial health. [... more]

The true story of Monopoly's origins reveals a complex history, with Lizzie McGee inventing the game in 1904 to teach people about Henry George's single tax theory. Charles Darrow's claim to have invented the game is debunked, and the game's evolution is explored through the stories of Ralph Anspach and Mary Pilon. [... more]

Many Americans are dissatisfied with their health insurance, seeking alternatives that align with their faith and values. Christian Healthcare Ministries offers a budget-friendly, biblical, and compassionate healthcare cost-sharing option. Meanwhile, individuals struggle with debt, seeking advice on debt management and credit counseling, while others navigate elder law and long term care insurance to secure their financial futures. [... more]

Living according to the Spirit requires a mindset of surrender to God's ways, including how we handle our money. A financial reset can help us recenter our minds and focus on spiritual priorities. Understanding the differences between traditional and Roth IRAs, as well as qualified charitable distributions, can also help us make informed decisions about our finances. [... more]

Robert E. Lee, a complex and beloved general, made a series of decisions that would alter the course of his life and history. He rejected command of the Union Army and resigned from the military, citing his inability to raise his sword against his native state of Virginia. However, Lee's motivations were more nuanced, and he was driven by a desire to preserve his family's property and protect his relatives in Virginia. As the war progressed, Lee became a key figure in the Confederate Army, leading his troops in a series of battles, including the pivotal Battle of Gettysburg. Despite his military successes, Lee's ultimate defeat at Gettysburg marked a turning point in the war, and the Confederacy's fortunes began to decline. [... more]

The Carolina Panthers are looking to hang around with the Kansas City Chiefs in their upcoming game, despite being a 10-point underdog. Meanwhile, Duke basketball faces off against Arizona in a top-20 showdown, and the ACC football season is heating up with Miami and SMU in contention for a spot in the College Football Playoff. Mac Brown's future as UNC's head coach is also in question, and the NC State Wolfpack is looking to break their three-game losing streak against the Tar Heels. [... more]

Quitting bad habits in investing can lead to financial security. Mark Biller discusses six bad habits to quit, including standing on the sidelines, waiting for a low-risk entry point, and making things needlessly complicated. He emphasizes the importance of owning well-managed growing businesses, such as stocks, and making a long-term commitment to beat inflation. [... more]

A conversation about the nature of salvation, faith, and the gospel, exploring the concept of atonement and the role of Jesus in Christianity, with a focus on understanding the Bible and its teachings. [... more]

Creating a variable income budget requires a few extra steps, but it's not difficult. Start by calculating your average monthly income and then draw up a budget using that figure. In the months where you earn more, keep the excess in savings to fund the lean months. A good way to manage this cash flow is to have all of your income go into savings and then set up an automatic transfer of your budgeted amount and only that amount from savings to checking. [... more]

The story of the lost state of Franklin, a territory that existed from 1784 to 1789, is a fascinating chapter in American history. Led by John Sevier, a group of Appalachian mountain men sought to create a new state, but their efforts were ultimately thwarted by the United States government and North Carolina. Despite their struggles, the state of Franklin played a significant role in shaping the course of American history, and its legacy continues to be felt today. [... more]

Confronting difficult issues in relationships requires a deep understanding of the complexities involved, and it's a crucial aspect of Christian living. [... more]

A Christian family transforms their home into a beacon of generosity and faith on Halloween night, distributing full-size candy bars and offering prayer cards to thousands of trick-or-treaters, leading to numerous salvations and a sense of community and connection with their neighbors. [... more]

The Rich Eisen Show reviews the latest NFL games, discussing the Lions' impressive performance, the Dolphins' struggles, and the Bills' dominance. Chris Long joins the show to share his thoughts on the season, including the Vikings' potential, the Ravens' strong defense, and Jayden Daniels' impressive play. [... more]

Living on a budget can be liberating, not restrictive, according to Brandon Sieben, chairman of the board at Compass Financial Ministry. He shares principles of 'freedom budgeting' that helped his sister master her finances, including keeping it simple, being honest, allocating non-negotiables first, and saving for the future. [... more]

Dr. Robert Jeffress explains that when Jesus Christ came to earth, died, and rose again, everything changed. The barrier between man and God was removed forever, and Gentiles were brought near by the blood of Christ, who made both groups into one and broke down the barrier between Jews and Gentiles. [... more]

Samson, a strong man, struggled with double-mindedness, but God used his experiences to purify him and make him a victor, teaching valuable lessons on faith, spiritual growth, and endurance. [... more]

A financial reset can re-center our minds and help us focus on spiritual priorities, key to getting back on track. Certified Kingdom Advisors offer biblical financial advice, and understanding reverse mortgages can provide flexibility in financial life. [... more]

When we sin, it's not that God moves away from us. We move away from God, and that's one of the spiritual ramifications of guilt instead of repentance. To develop an attitude of repentance in our lives, we must first identify areas of our life where we have failed to meet God's standard, acknowledge our failure to God, accept God's forgiveness, make restitution where necessary, and finally, turn away from known sin in our life. [... more]

The Jack Smith trial has erupted into chaos, with prosecutors and defense attorneys clashing over pretrial motions and allegations of prosecutorial misconduct. Meanwhile, the border remains a top concern, with thousands of people crossing into the US illegally every day, raising questions about national security and the rule of law. Author Tulsi Gabbard discusses her new book, 'Love of Country,' and shares her experiences at the border, where she witnessed a well-organized and efficient system for illegal crossings. [... more]

The Dallas Cowboys' free agency moves and the team's chances of winning a Super Bowl, with analysis from Michael Irvin and Suzy Schuster. Meanwhile, the New England Patriots' dynasty is explored in a documentary series, with interviews from Matthew Hamachek, the director and executive producer. [... more]

The end times motivate Christians to live in a God-honoring way, and understanding Bible prophecy is crucial for this. Dr. Robert Jeffress explains the events leading up to the rapture, the tribulation, and the second coming of Jesus Christ, highlighting the importance of being prepared and living a life focused on God's Word. [... more]

Mary Magdalene's understanding of Jesus' plan and will is highlighted as she sits at his feet, learning from him. In contrast, Judas Iscariot's critical and hypocritical heart is revealed as he misinterprets a gift meant for Jesus' burial. Jesus' teachings on divine stewardship and the importance of personal intimacy with God are emphasized, as well as the impossibility of remaining neutral about Jesus Christ. [... more]

A meal at Bethany reveals the hearts of those gathered, showcasing diverse relationships, dangerous discipleship, divine stewardship, and diabolical censorship. Jesus' presence and the resurrection of Lazarus highlight the importance of gratitude, love, and service in one's relationship with Christ. [... more]

Tithing is fairly simple during your working years Your only decision is whether to tithe on your net or gross income But tithing becomes a bit more complicated after you retire On today's Faith amp Finance Live host Rob West will talk with Anthony Saffer about how to tithe in retirement Then Rob will tackle various financial questions nbsp See omnystudio com listener for privacy information [... more]

Stepping into a familiar environment, like a local Waffle House, can provide a sense of comfort and connection, especially for those experiencing homesickness or disorientation in new circumstances, such as caregivers supporting loved ones in hospitals. [... more]