Margin is one of those important things in life that we often take for granted and that can lead to trouble Margin basically means something extra A little extra time or even distance from the car in front of you It's critical especially with your finances I'll talk about financial margin today Applying Margin to Personal FinancesWhen you think of margin you might associate it with the business term profit margin This concept is crucial in business as it determines a company's profit after all expenses Every step of bringing a product to market involves multiple entities manufacturers salespeople transporters [... more]

Is Jesus Lord of all your affairs or is there still one part of your life where you insist on being in charge That one area all too often is money We all have to make a decision Will we live in God's economy or man's Sharon Epps is here today to help us understand the difference Sharon Epps is the president of Kingdom Advisors FaithFi's parent organization Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise Being In the World but Not Of the World Oswald Chambers once [... more]

It's human nature to be concerned about having enough but would you know it when you get there It's a question we don't ask ourselves enough how much is enough We have a great story in the Bible that gives us a clue and Dr Kelly Rush joins us today to talk about it Dr Kelly Rush is a Professor of Finance Department Chair and Financial Planning Program Coordinator at Mount Vernon Nazarene University in Ohio Understanding Lifestyle CreepIf you're unfamiliar with the concept of lifestyle creep it's where individuals tend to spend more on lifestyle comforts and luxuries as [... more]

Therefore do not be foolish but understand what the Lord's will is - Ephesians That verse is a good reminder that to follow God's will we must first know it for all areas of our lives including finances Brian Holtz joins us today with a question Does your budget reflect God's priorities or yours Brian Holtz is the Chief Operating Officer at Compass Financial Ministry and the author of Financial Discipleship for Families Intentionally Raising Faithful Children Ownership vs Stewardship One of the fundamental concepts of Christian finances is the distinction between ownership and stewardship Psalm reminds us The earth [... more]

Well it's hard to believe but soon the kids will be heading back to school Are you ready to start the new school year on the right foot Could you use a few tips Well you're in for a treat Crystal Paine joins us today with some great advice to make your back-to-school experience easier Crystal Paine is the founder of MoneySavingMom com and the author of The Time-Saving Mom How to Juggle a Lot Enjoy Your Life and Accomplish What Matters Most Budgeting for Back-to-School EssentialsAs the new school year approaches parents are reminded of the inevitable expenses from [... more]

Paying off debt is always a good thing but paying it off before retirement is one of the best financial moves you'll ever make It's a disturbing trend more people than ever are retiring with debt That reduces their lifestyle choices and increases the likelihood they'll have to return to work at some point Today we'll talk about carrying debt into retirement and how you can avoid it Preparing for a Debt-Free Retirement A Practical GuideAccording to the Federal Reserve's Survey of Consumer Finances of people aged to are in debt up from years ago This rising debt can severely [... more]

Is it the best of times or the worst of times Well it all depends on if you're trying to buy or sell a house It really is a matter of perspective Home values remain sky-high and are likely to continue rising in the foreseeable future How you view that depends on which side of the transaction you're on Navigating the Current Housing Market Tips for First-Time Home BuyersIt may be the worst of times if you're a first-time home buyer Home values have never been higher thanks to the continued high cost of building materials inflation and low inventory [... more]

If you're tired of living paycheck-to-paycheck you can make a decision today that will change your life All you have to do is practice God's financial principles and then wait to see what happens You'll be amazed at the results Admitting the ProblemLike most things the first step in making financial changes is admitting that you have a problem and then identifying what you're doing wrong So what's not right with the way you're handling money Maybe you worry about bouncing a check or you fear the phone ringing because it might be a bill collector or you're dealing with [... more]

Inflation is the natural enemy of retirement savings but there are strategies you can put in place to guard your nest egg from spiking consumer prices and they may even allow you to use those higher costs to your advantage According to Peter with Richon Planning and Erin Kennedy you should Keep Investing time in the market is often your best inflation hedge Maximize Your Social Security and keep in mind you don't miss out on the COLA if you delay claiming Rethink Your Expenses put simply save more money Working with a financial advisor can help implement these strategies [... more]

It's the th of July the day we celebrate our nation's independence It's also a great day to take stock of your financial independence Are you on the road to financial freedom Or are you falling under the bondage of money It's one or the other Either you control your money or your money controls you The Gift of Financial FreedomIndependence gave our nation freedom and financial independence provides us with the freedom to make choices When we control our money we can decide where and how we live where we work and how much we work However financial freedom [... more]

What's harder to get rid of than termites and hurts more than a toothache A certain group of people will tell you it's a timeshare It seemed like a good idea at the time but now it's just another budget buster Today we're diving deeper into this topic Unfortunately none of the options are particularly great but let's explore them Why Are Timeshares Hard to Sell First it's important to understand why timeshares are so difficult to sell Ideally you'd sell your timeshare and recoup your investment However this rarely happens If anyone has managed it please let us know [... more]

By wisdom a house is built and by understanding it is established by knowledge the rooms are filled with all precious and pleasant riches - Proverbs - Faithful stewardship requires us to make wise financial decisions manage and grow assets and protect our families from hardship Are you ready if you're suddenly disabled or incapacitated Valerie Hogan joins us with a checklist to prepare you for it Valerie Hogan is an attorney a Certified Financial Planner CFP a member of Kingdom Advisors as well as the co-author of Wise Women Managing Money Expert Advice on Debt Wealth Budgeting and More [... more]

Some people learn from the mistakes of others Unfortunately some people have to be the others You certainly don't want to be one of the others who must learn things the hard way by making mistakes Today we'll talk to Ron Blue about some of the biggest financial mistakes you want to avoid Ron Blue is the Co-Founder of Kingdom Advisors and the author of many books on biblical finance most notably Master Your Money A Step-by-Step Plan for Experiencing Financial Contentment Setting Financial GoalsRon emphasized the importance of establishing clear financial goals Without clear financial goals you're essentially aiming [... more]

According to some estimates the average household spends an astonishing of its food budget on eating out That's a lot to digest After housing and transportation food is probably the next biggest item in the budget It's also a place where you can easily make changes that will save you a lot of money The Cost of ConvenienceEating out is convenient especially for busy families with two working parents or parents shuttling kids to various activities However this convenience comes at a cost not just financially but also in terms of health Fast food often leads to weight gain and [... more]

Based on some estimates the average household spends an astonishing of its food budget eating out But should we be spending that much on convenient ways to eat On today's Faith amp Finance Live host Rob West will explain how making changes to your food budget can easily save you a lot of money and calories Then Rob will answer some questions on various financial topics See omnystudio com listener for privacy information [... more]

If you're on a fixed income it's vitally important to stretch every dollar But that's becoming increasingly difficult considering huge increases in necessary expenses In this video Peter Richon with Richon Planning and Erin Kennedy break down a few savvy strategies to save money on these expenses -Property Taxes -Home and Car Insurance -Groceries In retirement it's crucial to strike a balance between preserving capital and generating sufficient returns to combat inflation This is where working with a financial advisor can really help If you'd like to speak with Peter please call - or visit www RichonPlanning com WealthManagement Retirement [... more]

Guest Tom Ascol Senior Pastor Grace Baptist Church Cape Coral FL The Southern Baptist Convention SBC is the largest Protestant church denomination in North America with six seminaries churches million church members and entities like the Ethics and Religious Liberty Commission ERLC Lifeway Christian Resources the North American Mission Board NAMB and more Some of the most influential churches and pastors in America are part of the SBC SBC churches are expected to give to the Cooperative Program CP which uses the funds for all their various entities and endeavors In the CP budget was nearly M Any organization this [... more]

The data shows that personal debt is rising and folks are worried about their financial future So what's the solution We can't control some things like inflation and a slowing economy But we can do some things especially when managing and eliminating debt Neile Simon joins us today to discuss the solution to fretting over finances Neile Simon is a Certified Credit Counselor with Christian Credit Counselors CCC an underwriter of Faith Finance Understanding The Financial StormWith credit card debt at an all-time high the GDP falling and a disappointing jobs report it's a perfect storm for financial stress Debt [... more]

You've heard the expression Pennywise and pound foolish Here in the States we could say Pennywise and dollar foolish A good example is when someone is more concerned about the interest they're getting on their savings account than the interest they're paying on their mortgage Top Tips to Save Big on InterestWhen managing your finances shopping around for the best interest rates on savings is wise However focusing on reducing the interest on your mortgage can have a much bigger payoff Consider the total interest paid over a -year fixed-rate mortgage It's a powerful motivator to pay off your mortgage [... more]

Do you use a credit union Or have you never considered using one Credit union members know their advantages and million nationwide can't be wrong Aaron Caid joins us today to discuss the pros and cons of credit unions and spoiler alert there aren't many cons Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union an underwriter of Faith Finance What are the pros of joining a typical credit union Credit unions are member-owned cooperatives Members are customers and stakeholders governed by a volunteer board selected from the member base They also have voting rights on credit [... more]

We'd like to think that our actions are always pleasing to God and certainly don't offend Him but we also know that isn't always true Christians are called to do good works so the world will see them and God will be glorified So it shouldn't surprise us that God takes stinginess and generosity personally Randy Alcorn joins us today to discuss this Randy Alcorn is a New York Times bestselling author of over books on Christian Living and the Founder and Director of Eternal Perspective Ministries His ministry focuses on helping others use their time money possessions and opportunities [... more]

JK Rowling is accused of mocking a transgender soccer manager Meanwhile California has a Billion budget deficit due to some CRAZY spending habits Please visit our great sponsors Ammo Squaredhttps ammosquared comEnsure you are prepared for whatever comes your way with ammosquared comBlack Rifle Coffeehttps blackriflecoffee com danaUse code DANA to save on your next order Goldcohttps danalikesgold comGet your free Gold Kit from GoldCo today Hillsdale Collegehttps danaforhillsdale comVisit today to hear a Constitution Minute and sign up for Hillsdales FREE Imprimis publication KelTechttps KelTecWeapons comSign up for the KelTec Insider and be the first to know the latest [... more]

Some college graduations are interrupted by Palestine protesters Biden says he prayed for the media at his Mother's Day mass JK Rowling is accused of mocking a transgender soccer manager The French government questions Kristi Noem's supposed meeting with Macron A advocate Dexter Taylor is sentenced to years in prison for his hobby of manufacturing firearms California has a Billion budget deficit due to some CRAZY spending habits The UN revises the claimed number of casualties from Gaza Foreign policy expert Stephen Yates joins us on Chinese EV exports China's influence in Ukraine Xi's meeting with Macron and more Please [... more]

Okay before we get into the specific money wasters there's a general principle you should be aware of if you're buying things that provide only a temporary sense of satisfaction you're probably wasting money It doesn't matter what it is if it's unnecessary and you grow bored with it it was a waste of money Check your closets for examples I'm not saying you should take a vow of poverty The Lord wants us to enjoy the resources He's given us but that must be tempered by the principle that we're merely stewards and must use His resources wisely Of [... more]

The Power of TrustProverbs - says Trust in the Lord with all your heart and lean not on your own understanding in all your ways submit to him and he will make your paths straight This establishes our role as stewards and God as the owner which gives us the freedom to look to Him for His plans for our money and not worry about our plans The Power of FocusThe power of focus is to ask God what the next thing He would have us do is and to focus on that one thing until we progress on it [... more]

Must-Have Financial SkillsThe first skill is an attitude The Bible says God owns everything as in Psalm The earth is the Lord's and everything in it the world and all who live in it Understand that nothing belongs to you even you You are a manager of God's resources which should change your perspective on money and material things The number two financial skill you'll need is planning A dream without a plan is just a wish they say And wishes won't buy you a house The fundamental planning tool we recommend is a budget otherwise known as a spending [... more]

The -Step Process For How Busy Moms Or Stay-At-Home Dads Can Get Control Of Their TimePrayStarting our day in a posture of prayer and reliance on the Lord instead of trying to white-knuckle our way through life in our strength changes how we approach life We feel a lot less stressed and more at peace and it helps us focus our energy on those things that truly matter in Eternity This can look like quick flare prayers we shoot up throughout the day when we feel overwhelmed aren't sure how to approach something or just feel extra tired or weary [... more]

Dreaming of a retirement escape but worried about hidden costs or missing your favorite activities As Peter Richon with Richon Planning and Erin Kennedy discuss retirement offers an opportunity for new beginnings and adventures but before you move Peter recommends you first consider Cost of Living essential when trying to figure out if your retirement savings and income will be sufficient to maintain your desired lifestyle Healthcare Access and Quality which becomes increasingly important and often expensive as we age Social Support Network Moving often means leaving behind friends and support networks that can be a tough transition Tax Implications [... more]

It All Starts With CommunicationCommunication is crucial for estate planning in blended families highlighting the importance of being open transparent and truthful While this may be difficult at times it's essential for bringing issues to the forefront suggesting that effective communication is the foundation for addressing the unique challenges blended families face in estate planning How do blended families with different goals work it out When spouses in blended families have different goals they should prioritize seeking understanding and compromise Seek first to understand and then to be understood emphasizing the value of asking questions like tell me more about [... more]

Discover the hidden financial traps most retirees don't see coming In retirement it's incredibly important to nail down known expenses so you can build an income plan around them In this video Peter with Richon Planning and Erin Kennedy break down the four expenses that retirees consistently overlook including Healthcare Medicare doesn't cover everything And LTC can wipe out your savings if you don't have insurance Housing Even if you own your home outright you'll still have expenses Taxes A lot of retirees underestimate what they'll pay in taxes in retirement We'll still be paying income taxes in most cases [... more]

Trust in the Lord with all your heart and do not lean on your own understanding In all your ways acknowledge him and he will make straight your paths - Proverbs - Why are people so worried about the economy these days Part of the issue is concern about a number of factors including the upcoming US election high inflation high interest rates and various geopolitical issues like what's happening with China Taiwan Ukraine and the Middle East How are people dealing with this uncertainty Uncertainty for many people leads to fear especially for those on a fixed budget or [... more]

CONSIDERING THE FUTURE POST-HIGH SCHOOLRob discusses the pressure high school seniors and their parents face concerning post-secondary education and emphasizes the importance of aligning educational choices with financial realities He stresses the goal of avoiding college debt through early savings exploring scholarships and considering alternatives to a four-year college such as technical schools online courses and military service Financial planning for education should begin early incorporating discussions about affordability and scholarships Exploring educational alternatives can provide viable paths that align with career goals and financial constraints Completing the FAFSA is essential for all college-bound students to assess eligibility for financial [... more]

Biden wants to cancel Billion more of student debt while Congress poses a Trillion budget A TikTok influencer tells illegal immigrants how to invade homes in America thanks to progressive squatting laws Biden's support among Latinos has plummeted The media goes on defense of Jordan Neely the homeless man whose violent acts led to his death The Missouri teen charged with bashing Kaylee Gain's head into the pavement is claiming self-defense Dana breaks down the pork in the President's budget An -Year-Old woman threatens a lawsuit after a trans incident at a YMCA pool Please visit our great sponsors Black [... more]

Mark Biller is Executive Editor at Sound Mind Investing a longtime underwriter of this program WHAT IS THE IMPORTANCE OF A RETIREMENT PLANNING CHECKLIST Comparing retirement planning to a preflight checklist underscores the critical importance of preparation Just as pilots meticulously ensure the safety of their flight individuals approaching retirement need to assess various aspects of their financial life to ensure a smooth transition into retirement This analogy highlights the need for thoroughness and attention to detail in retirement planning especially for those within a decade of their planned retirement date A retirement planning checklist serves as a comprehensive review [... more]

Carolyn Calupca on the program was a long time senior producer at Crown Financial Ministries where she worked closely with Larry Burkett for many years She's now a frequent contributor here at Faith and Finance and the author of our new -week study guide Rich Toward God A Study on the Parable of the Rich Fool WHAT IS THE HISTORICAL CONTEXT OF THE PARABLE OF THE RICH FOOL Jesus delivers this parable in AD during a time of significant political and spiritual tension in Judea under Roman rule As Jesus moves toward Jerusalem for the last time he attracts a [... more]

Special Counsel Robert Hur testifies in Congress over Biden's classified documents Footage shows Pete Buttigieg's husband telling young students to pledge allegiance to the Pride flag Runaways Singer Cherie Currie calls out gender transition surgeries for minors Biden unveils his Trillion budget Dana explains the arguments over banning CCP owned TikTok FBI Director Wray warns about more terrorists coming across the border The UK bans puberty blockers for minors FCC Commissioner Brendan Carr joins us to break down the details of the battle to ban TikTok Please visit our great sponsors Black Rifle Coffeehttps blackriflecoffee com danaJoin the Coffee Club [... more]

Teaching kids about money and financial values isn't just about preparing them for financial success it's about teaching them responsible decision-making boosting their confidence and independence and reducing their vulnerability to scams and manipulation In this video Peter with Richon Planning and Erin Kennedy share tips to get the ball rolling Tailor your approach to their age conversations and questions should vary depending on whether your talking to young children versus tweens versus teens Use everyday opportunities to teach grocery shopping paying bills discussing needs versus wants Lead by example be transparent about your budget savings goals and spending habits [... more]

Nikki Haley signed a pledge to support the Republican nominee But now that it's confirmed she won't be that nominee Haley appears to be walking back her promise Should Trump supporters be worried Or does Trump not need Haley's endorsement to win next fall Kurt Schlichter speculates and then Rich Baris joins to assess polls that are so good for Trump that they don't quite seem believable Support the show http www charliekirk com supportSee omnystudio com listener for privacy information [... more]

PLANNING FOR THE FUTURE AND ESTATE PLANNINGProverbs highlights the importance of acting with knowledge in all aspects of life including the preparation for inevitable events like death This preparation involves legal financial and personal readiness to ensure your wishes are honored and your loved ones are cared for IMPORTANCE OF UPDATED WILLS AND DIRECTIVESHaving updated wills is critical to ensure your wishes are followed after your death with legal powers of attorney and health care directives being equally important An estate attorney is necessary to prepare these documents representing an essential investment in your family's future well-being PREPARING FOR YOUR [... more]

Pastors marched with BLM and called police racist years ago so why are so many pastors afraid to speak up on abortion trans or on the border The usual answer We'll lose our tax deduction from the IRS Charlie delivers a challenge at the Strong Church event where he asks every pastor in America a simple question Do you care more about your church's budget or about the message of Christ Support the show http www charliekirk com supportSee omnystudio com listener for privacy information [... more]

It rsquo s important to plan where you rsquo re going and financially that plan is called a budget which helps you decide where your dollars will go But are there some dangers associated with budgeting On today's Faith amp Finance Live host Rob West will talk with Chad Clark about the dangers of budgeting Then Rob will tackle your calls and financial questions nbsp See omnystudio com listener for privacy information [... more]

It rsquo s important to plan where you rsquo re going and financially that plan is called a budget which helps you decide where your dollars will go But are there some dangers associated with budgeting On today's Faith amp Finance Live host Rob West will talk with Chad Clark about the dangers of budgeting Then Rob will tackle your calls and financial questions nbsp See omnystudio com listener for privacy information [... more]

Chad Clark is Executive Director here at FaithFi WHAT ARE THE DANGERS OF HAVING A BUDGET A budget while essential for managing finances comes with potential dangers such as idolizing money succumbing to pride and relying more on the budget than on God Idolizing money can occur when constant monitoring of finances leads to an excessive focus on money instead of God Pride can emerge from achieving financial goals leading to self-boasting rather than recognizing God's provision Relying too heavily on a budget may restrict following God's promptings that go beyond our financial plans HOW CAN WE AVOID THESE DANGERS [... more]

I tell you use worldly wealth to make friends for yourselves so that when it is gone they will welcome you into eternal dwellings Luke Rachel McDonough is a Certified Financial Planner a CertifiedKingdom Advisor and a regular FaithFi contributor WHAT IS THE BEST INVESTMENT YOU EVER MADE ACCORDING TO RACHEL MCDONOUGH Rachel recounts a story of investing not in stocks or bonds but in a person's life with a simple act of kindness She met a woman who identified herself as a witch and was initially very hostile With just Rachel and her friends paid for the woman's phone [... more]

Neile Simon is a Certified Credit Counselor with Christian Credit Counselors and underwriter of this program WHAT ARE SOME TRIED AND TRUE WAYS TO AVOID DEBT AND PROMOTE FINANCIAL WELLNESS Neile Simon from Christian Credit Counselors shares key strategies to manage finances effectively emphasizing the importance of budgeting reducing debt and saving for emergencies Creating or updating a budget is crucial Most Americans need to revisit their budgets especially to adjust for inflation Your budget should track major expenses such as housing food transportation and more It's also wise to review and possibly reduce subscriptions to entertainment services by examining [... more]

GOD'S CREATION AND EXPECTATIONS God created humanity in His image as reflected in Psalm and Ephesians These Scriptures emphasize His intention for His people to live justly and righteously THE REALITY OF FINANCIAL INJUSTICE The world marred by sins such as greed envy dishonesty and pride often leads to the unfair financial exploitation of others a stark reality that Christians must recognize BIBLICAL WARNINGS AGAINST FINANCIAL INJUSTICE The Scriptures provide clear warnings against various forms of financial injustice Proverbs and caution against oppressing the poor teaching that such actions lead to poverty and are an insult to God Proverbs denounces [... more]

Commit your work to the Lord and your plans will be established Proverbs Howard Dayton is the founder of Compass Finances God's Way and the former host of this program HOW DOES A SPENDING PLAN HELP WITH MANAGING YOUR MONEY AND REDUCING YOUR DEBT Howard founder of Compass Finances God's Way introduces the concept of a spending plan budget He explains that a spending plan is not just about restricting expenses but is a strategic tool that helps direct money towards achieving life goals and reducing debt The plan also controls impulse spending and is flexible enough to adjust as [... more]

The House will vote on another CR Thursday Dana doesn't understand the hate for the new Icon of the Seas cruise ship A judge won't dismiss the subway chokehold death case against the US Marine vet Daniel Penny Democrats come up with some weird metaphors to explain not funding border security Dana explains how Republicans should avoid targeting good conservatives over not endorsing the frontrunner Gov Abbott wins his lawsuit over putting buoys in the Rio Rep Thomas Massie joins us to discuss the budget battle border security his DeSantis endorsement and more Please visit our great sponsors Black Rifle [... more]

Miriam Neff back on the program She's the founder and president of Widow Connection a ministry dedicated to helping women overcome and thrive after the loss of a husband She's also co-author with her daughter Valerie Neff Hogan of Wise Women Managing Money THE IMPORTANCE OF WOMEN UNDERSTANDING FINANCESMiriam Neff discusses the importance of women including widows and single moms understanding and managing finances She emphasizes that women manage over of wealth in the U S and this number is growing Every woman should understand finances regardless of their marital status It's crucial to acknowledge that all possessions are God's [... more]

Inflation reared its ugly head two years ago causing many to dip into savings or slide into debt mdash both of which are unsustainable So what rsquo s the answer On the next Faith amp Finance Live host Rob West will explain if you've run up higher balances on your credit cards it might be time for a budget overhaul Then he rsquo ll answer your questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Inflation reared its ugly head two years ago causing many to dip into savings or slide into debt mdash both of which are unsustainable So what rsquo s the answer On the next Faith amp Finance Live host Rob West will explain if you've run up higher balances on your credit cards it might be time for a budget overhaul Then he rsquo ll answer your questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

INFLATION FELL There's something you need to understand about the inflation numbers you hear in the news such as Inflation fell to last month on an annualized basis Some folks think that means prices went down but it really only means that the rate of price increases has gone down INFLATION'S PERMANENT PRICE INCREASES A decrease in inflation rate means slower price increase not price reduction Even if inflation drops to zero the high prices from past inflation remain WAGE GROWTH NOT KEEPING UP WITH INFLATION A significant portion of workers report their wages haven't kept up with inflation leading [... more]

We're revisiting an annual favorite with some new action steps you can take now to set yourself up for success In this video Peter Richon with Richon Planning and Erin Kennedy walk through the top resolutions you should consider in Meet Your Match contribute at least the minimum amount to your retirement accounts to secure your employer's match Contribute More to Retirement contribution limits are higher in and don't forget to contribute to your Roth accounts Create a Budget one of the most important and often overlooked if not avoided steps You don't know what you'll need to live on [... more]

Art Rainer is Director of the Institute for Christian Financial Health which administers the Certified Christian Financial Counselor program WHAT DO CHRISTIAN FINANCIAL COUNSELORS DO Christian financial counselors aim to integrate God's design into financial decisions They guide individuals and couples through making wise financial choices establishing healthy financial habits and increasing biblical and financial literacy They help you understand and pursue God's design for money They guide you in wise decision-making and developing sound financial habits They increase your understanding of both biblical and financial principles WHO NEEDS A CHRISTIAN FINANCIAL COUNSELOR We actually have a list of signs [... more]

People come up with all kinds of reasons not to budget but none of those reason are very good ones On today's Faith amp Finance Live host Rob West will share some very good reasons why everyone should be using a spending plan to manage the money God has entrusted to them Then he rsquo ll answer your questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

People come up with all kinds of reasons not to budget but none of those reason are very good ones On today's Faith amp Finance Live host Rob West will share some very good reasons why everyone should be using a spending plan to manage the money God has entrusted to them Then he rsquo ll answer your questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

You won't find the word budget in the Bible but it does say a lot about stewardship and budgeting is stewardship Having a spending plan and sticking to it is the only way to control your money stay out of debt and gain peace of mind about your finances When you practice faithful stewardship you no longer have to worry about your money because you've accepted that it's God's money He owns everything So budgeting is a key part of stewardship BIBLICAL BASIS FOR BUDGETINGProverbs emphasizes the need to be aware of one's assets Know well the condition of your [... more]

The usual honey-do jobs are anything but sweet Get the oil changed Empty the dishwasher and take the dog to the vet are a few that come to mind But if you think about it these are jobs we do because we love our family and we want things to go smoothly around the house God doesn't require good works for salvation however they're a necessary joyful part of living for Christ Scripture emphasizes the interconnection of faith and works underscoring that like a body without spirit is dead so is faith without works SCRIPTURE INSIGHTS James Faith apart from [... more]

WHAT HAVE YOU LEARNED FROM YEARS OF EXPERIENCE IN BUDGETING SOFTWARE DEVELOPMENT Perspective is key in creating and adhering to a budget Budgeting is often viewed as a necessary but challenging task similar to a diet Success in budgeting hinges on understanding the 'why' behind it Differentiating between your financial goals what you want to do and the underlying reasons why you're doing it is crucial AS BELIEVERS WHAT SHOULD OUR 'WHY' BE IN BUDGETING Our 'why' should align with scriptural teachings recognizing God's ownership over everything Believers should form their own 'why' statements reflecting a commitment to stewardship based [... more]

The following is an encore presentation from Shaunti Feldhahn is a relationship expert and the author of several very helpful books about marriage including Thriving in Love and Money There's a saying about marriage When money troubles come in the door love goes out the window But Shaunti has steps for couples to keep that from happening STEPS TO ERASE TO AVOID FINANCIAL TENSION IN YOUR MARRIAGE ENSURE MARGIN Make sure you have a cushion some margin in your budget and finances The Feldhahns conducted a three-year study involving a couple-thousand people They found that no matter the income level [... more]