For you know the grace of our Lord Jesus Christ that though he was rich yet for your sake he became poor so that you by his poverty might become rich - Corinthians This powerful verse is often quoted when we talk about generosity and rightly so It shows us that generosity isn t just a financial principle it s rooted in the very heart of the Gospel Today Dr Nathan W Harris joins us to explore that connection more deeply Dr Nathan W Harris is the Vice President of Strategic Initiatives at The University of Mobile in Mobile Alabama [... more]

We all want the best for our kids but knowing what s truly best isn t always easy You ve probably heard it or said it yourself I just want my kids to have what I didn t It sounds noble but it can sometimes lead to financial trouble Today we ll talk with Dr Art Rainer about how that mindset can push parents into debt Dr Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions He is a regular contributor here at Faith Finance and the author of Money in the Light [... more]

Ecclesiastes says every man who eats and drinks sees good in all his labor it is the gift of God The Bible calls work a gift But if you have to work more than one job it might not feel like it Today we ll offer a few practical and spiritual insights for working multiple jobs Work A Gift and a StruggleGod created us for work Throughout the Bible we see the importance of work not just for our own benefit but for God s glory From the beginning Adam and Eve s work in the garden was meant to [... more]

They say life insurance is like a parachute If you don t have it the first time odds are you won t need it again While that s a funny line all kidding aside life insurance is the only way most people can provide for their families if they should die But what happens when it ends Term life insurance is often recommended due to its simplicity and affordability Unlike whole life insurance it doesn t combine investing with a death benefit allowing you to invest separately for better financial returns But when your term life insurance expires what should [... more]

Student loan forgiveness is much in the news these days It s on It s off It s on again maybe What s the lesson here The lesson is this Avoiding student loan debt is much easier than getting out of it It just takes discipline We ll talk about that with Dr Art Rainer today Dr Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions He is a regular contributor here at Faith Finance and the author of The Money Challenge for Teens Prepare for College Run from Debt and Live Generously [... more]

You ve saved up your downpayment and found the perfect house to buy But have you considered closing costs They re really the first big expense you ll have with home ownership Which can you negotiate and which are set in stone The Hidden Costs of Homebuying What You Need to Know About Closing CostsBuying a home is an exciting milestone but amidst the thrill of owning your first house it s easy to overlook the long list of closing costs that come with it Many people think that because these costs are often rolled into the mortgage they don [... more]

If you have school-age children you know that we ve entered one of the year's busiest shopping seasons It s true families are gearing up to send kids back to school which means a lot of spending So how can you make the most of yours without going into debt As summer winds down retailers gear up for their own version of Christmas back-to-school shopping season A recent survey by NerdWallet reveals that parents of K- and college students plan to spend an average of on school supplies and clothing this year Unfortunately this can lead to financial strain with [... more]

THE DECLINING MARRIAGE RATE AND ITS FINANCIAL IMPLICATIONS Studies consistently show that married people fare better financially than single people Significantly better But the marriage rate in America continues to fall The percentage of adults living with a spouse dropped from to over the last decade continuing a trend that started when of adults were married in This trend affects millennials significantly with only choosing to marry potentially missing out on the financial benefits associated with marital status THE FINANCIAL ADVANTAGE OF MARRIED COUPLES Married couples generally have a higher median net worth at all age levels compared to unmarried [... more]

COMMITMENT TO BIBLICAL FINANCIAL PRINCIPLES Success in various areas including financial life requires strong commitment and adherence to biblical principles Effort is required to attain financial objectives like saving planning paying off debt giving and living with integrity This commitment offers peace contentment and joy Serving God with finances allows participation in his blessings and provides testimonies to inspire others BIBLICAL EXAMPLES OF COMMITMENT The Bible emphasizes commitment through examples in Hebrews showcasing believers prioritizing their faith in God Jesus is the epitome of commitment sacrificing himself for humanity He signifies God's unwavering dedication to us ROLE OF FAITH Faith [... more]

Objectives for Successful Investing th century humorist Will Rogers once said I'm not so much interested in the return on my money as I am in the return of my money It's a funny line but also something every investor should keep in mind What are the objectives you should consider when risking your money We'll give you three of them today on Faith and Finance Here are Objectives for Successful Investing UNDERSTANDING INVESTING OBJECTIVES Rob West clarifies the difference between an objective and a goal emphasizing the significance of objectives in the investment journey There are three main objectives [... more]

INTEGRITY Beyond being honest it also means strength and dependability CHRISTIANS AND INTEGRITY Called to be honest strong and dependable like a bridge Represent Jesus to the world With God's help Christians persevere through trials James perseverance under trial FOCUS ON FINANCIAL INTEGRITY Your financial behavior reveals a lot about your character Are you being honest and dependable with your money HONESTY Central to integrity Jesus demands honesty from believers Luke Honesty is crucial for effective service in God's kingdom Titus Honest communities prosper Proverbs - Practical aspects Telling the truth on documents fair treatment transparency in financial dealings MORAL [... more]

If you're not familiar with the latest variation of the individual retirement account it wouldn't be surprising It's only gone into effect this year ABOUT LEGACY IRAs Unlike a traditional IRA a Legacy IRA indirectly provides income to retirees through a Charitable Gift Annuity CGA A CGA is an agreement between a donor and a nonprofit organization where the donor donates assets and the nonprofit provides regular payments for life based on the donated assets keeping the assets upon the donor's death The Legacy IRA allows individuals over the age of with a traditional IRA to take up to as [... more]

Ron Blue is co-founder of Kingdom Advisors and the author of several books on personal finances from a biblical perspective including Never Enough Keys to Financial Contentment Ron published a video series a while back for Kingdom Advisors that revealed questions everyone needs to answer KEY QUESTIONS WHO OWNS IT This question is so foundational because until you answer that question you don't know the difference between the steward and the owner And when I say I own it then I can do whatever I want with money But if I say God owns it now my actions change because [... more]

Give justice to the weak and the fatherless maintain the right of the afflicted and the destitute Rescue the weak and the needy deliver them from the hand of the wicked Chikondi Phiri is Country Director of Family Legacy Missions Zambia empowered by Family Legacy Missions International a ministry that is literally changing the lives of thousands of kids in Zambia today Most Americans don't understand how desperate many of Zambia's children are for basic things like food shelter and education In a country with about six and a half million children more than a million are orphaned due to [... more]

Aaron Caid is our go-to guy for what's happening in the banking industry He's the Chief Marketing Officer at Christian Community Credit Union an underwriter of this program Aaron says we are starting to see what could be the next big exodus for Christians in the marketplace today and that is Christians choosing to bank with their values CCCU has been hearing from new members who have joined the credit union after becoming fed up with their secular bank So they decided to go out and find out if this feedback was more than just anecdotal They surveyed over professed [... more]

MONEY ISN'T THE PROBLEMAsk any couple what causes the most stress in their marriage and they'll probably say money However the problem isn't usually money itself or even lack of money No financial tension in a marriage more often springs from bad attitudes unrealistic expectations and wrong assumptions about how to handle money Part of the problem is that everything has a money angle Most of our plans desires hopes and dreams involve some kind of financial activity That means you're constantly facing emotional questions about how to spend save borrow earn and give your money And chances are you [... more]

Hans and Robby discuss the two different types of life insurance Term and Whole and specially what type you should have in retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Begin with the end in mind Hans and Robby go over the difficult but necessary topic of life insurance for retirees Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans and Robby discuss Hybrid Long Term Care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans goes over the emotional physical and financial consequences of long term care We are on a mission to make sure everyone has a plan for long term care in place before they need it not for you but for your family Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

People with bad pre-existing conditions are under the influence that they cannot get life insurance and that's just not true Hans and Robby go over multiple life insurance policies that accept people with pretty severe pre-existing conditions Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans Robby and Tom dive into estate planning for second marriages today especially for those who are bringing in children from their first marriage They get into how life insurance can be a saving grace for those who find themselves in this situation Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans and Robby discuss the two different types of life insurance Term and Whole and specially what type you should have in retirement Hans goes over why you need life insurance in retirement as well Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans and Robby explain the halo of life insurance which is a list of people who cannot touch the money given to your beneficiaries Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

In retirement if one spouse passes away how do you keep the surviving spouse's income whole Hans and Robby answer this question and go over how life insurance for the surviving spouse can fill the gap in your retirement income plan Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

No matter who you are you need a minimum of in life insurance when you die We know most people don't think they need it but Hans goes over the many reasons why it is necessary Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Who is your beneficiary Hans and Robby want to help you answer that question and make sure you have the right answer Don't let your money go to the wrong person How much does my beneficiary need Don't underestimate this Am I too old to buy life insurance No you're not Hans goes over multiple clients' stories where life insurance was a great investment for them in their 's Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and [... more]

A lot of people have a bias against life insurance but as Hans says you need to look at the actual facts Hans and Robby go over term vs whole life insurance and the myths surrounding both of these They also discuss hybrid long term care insurance and the living benefits that come with it There are even living benefits to whole life insurance if you utilize it right that will provide tax-free income in retirement Life insurance can be abused but that is not a reason to be scared of it Don't forget to get your copy of The [... more]

Ever meet someone who has so much knowledge that they end up sounding like a windbag Hans and Robby discuss how some consumer activists in the financial industry talk about life insurance and what they get wrong this week on Finishing Well Life insurance sometimes gets a bad rap - it is too expensive or a bad investment or you don't need it once you retire Hans goes over where he agrees with these people like about term insurance and where he disagrees People need life insurance in retirement What is your family going to do when you die This [... more]

Life insurance Everyone knows it provides great security to your family when you pass but what many people don't realize is that is can also provide great benefits while are living Certain life insurance products and strategies allow you to take care of your family in life and in death On this show Hans and Robby go over the technical aspects of using life insurance for more than just a death benefit One of the purposes of Finishing Well is to teach but we need to know what motivates you to look into life insurance to teach you about it [... more]

At the end of last week's show Hans and Robby discussed the significant decrease one spouse receives in Social Security income when the other spouse passes This week they talk about the solution to this gap Robby starts of the episode talking about his wife and how he wants to provide for her and allow her to advance the kingdom if he passes before her Life insurance is the way to do this and it is available for everyone who wants to love and provide for their spouse and family Hans then talks about all the people he's worked with [... more]

Ephesians says he eyes of your understanding being enlightened that ye may know what is the hope of his calling and what the riches of the glory of his inheritance in the saints We see a lot about inheritance in the bible but what does this mean in our everyday life We need to look after our family after we die and one way to do this is to provide them with financial security which can come in the form of life insurance While it is easy to decide in your younger years to sign up for life insurance while [... more]