When you want pithy quotes check out social media When you want words of truth look to the Bible But be careful not to get those two mixed up Some familiar sayings may sound like Bible verses but they re really not Today we ll find out why so many old saws really don t cut wood God Won t Give You More Than You Can Handle Of all the Bible verses that aren t actually in the Bible here s the most familiar one God won t give you more than you can handle This sounds great especially if [... more]

The Bible contains many accounts of God providing miraculously for His people but none are more fascinating than the story of the Widow s Oil That passage is found in Kings - it s just seven verses but they re loaded with teaching about God s provision Sharon Epps joins us today to unpack the story of the Widow s Oil and how we can apply it to our lives today Sharon Epps is the president of Kingdom Advisors FaithFi s parent organization Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom [... more]

Many think that Solomon was the wisest man who ever lived and much of his God-given wisdom is about managing money On today's Faith amp Finance Live John Putnam will join Rob West to talk about the Money Moves of Solomon mdash so you can be just as wise Then Rob will answer your calls on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Proverbs reads The prudent sees danger and hides himself but the simple go on and suffer for it The word insurance isn't in the Bible but it does say that it's wise to protect your financial holdings and insurance is one way to do that Understanding Essential Insurance PoliciesInsurance is a fundamental aspect of financial planning For most of us unless we have vast wealth diversified across numerous investments insurance serves as a critical safety net So what insurance policies are necessary Auto and Home InsuranceAuto insurance is generally required by law if you own a vehicle Homeowners insurance is [... more]

As if you don rsquo t have enough to do ndash here comes May And with it the graduations sports playoffs and end-of-school events that keep you hopping On today's Faith amp Finance Live host Rob West will talk about how you can avoid buying into the busyness Then he rsquo ll answer your questions on various financial topics See omnystudio com listener for privacy information [... more]

Why do reverse mortgages still have a bit of a PR problem Many people are not aware that federal regulations were put in place in to address issues with the product and protect consumers However some bad players still gave the product a bad reputation by taking advantage of vulnerable seniors in the past Now there are new laws and safeguards by the FHA for widows to be protected and financial assessments to assure someone can afford taxes and maintenance which are recent within the last years or so to eliminate problems in the program How is a HECM Home [... more]

CONSIDERING THE FUTURE POST-HIGH SCHOOLRob discusses the pressure high school seniors and their parents face concerning post-secondary education and emphasizes the importance of aligning educational choices with financial realities He stresses the goal of avoiding college debt through early savings exploring scholarships and considering alternatives to a four-year college such as technical schools online courses and military service Financial planning for education should begin early incorporating discussions about affordability and scholarships Exploring educational alternatives can provide viable paths that align with career goals and financial constraints Completing the FAFSA is essential for all college-bound students to assess eligibility for financial [... more]

Randy Alcorn is the author of over books on Christian Living and the founder and director of Eternal Perspective Ministries WHY IS MATERIALISM A CHALLENGE ESPECIALLY IN AMERICA Materialism is a significant challenge especially in America because it acts like a false god or idol as identified by Jesus This idolatry of materialism is often overlooked in our culture Accumulating possessions leads to being in orbit around our wealth even for Christians striving to honor God Materialism likened to a false god 'mammon' exerts a powerful hold over people's lives The accumulation of possessions creates a gravitational pull making us [... more]

There rsquo s no doubt that a reverse mortgage could make your retirement years more comfortable But are there other reasons to take advantage of this type of loan On the next Faith amp Finance Live host Rob West will welcome Harlan Accola to give us a fresh look at reverse mortgages Then Rob will tackle some questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

There's no doubt that a reverse mortgage could make your retirement years more comfortable But are there other reasons to take advantage of this type of loan On the next Faith amp Finance Live host Rob West will welcome Harlan Accola to give us a fresh look at reverse mortgages Then Rob will tackle some questions on various financial topics See omnystudio com listener for privacy information [... more]

You've heard it before the best time to buy Long Term Care Insurance is before you need it Now you may not have an option Thirteen states are considering taxing you if you don't have a long-term care insurance policy And as Peter with Richon Planning explains to Erin Kennedy he believes we will see more and more states adopt the tax However there are ways to prepare for the tax and for the cost of LTC Insurance Following the passage of the SECURE Act you may be able to buy LTC insurance directly from your K Distributions from those [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss long term care life insurance Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss lump sum long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

More than of adults who live to will need Long Term Care of some kind Not only is LTC very expensive most costs aren't covered by Medicare nor other health insurance plans As Peter with Richon Planning explains to Erin Kennedy without proper planning this can wipe out your retirement savings but before you buy a policy first crunch the numbers to determine - What is the right age to buy LTC insurance -How Much Coverage to Buy -Should You Consider Other Options like Permanent Life Insurance There's a lot of advanced planning that goes into determining when or whether [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby have a discussion about long term care income tax Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

From our broadcast with special guest Hans Scheil host of the FINISHING WELL podcast [... more]

This week Hans and Robby discuss the whys and hows of long term care They go into detail on the things you really should consider when it comes to your long term care options Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss the whys and hows of long term care They go into detail on the things you really should consider when it comes to your long term care options Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

This week Hans and Robby discuss long term care starter plans Hans and Robby go over much needed information to help you make sound decisions Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode The topic this week is about how you can receive a guaranteed income for the rest of your life Hans and Robby will walk you through everything you need to know Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode The topic this week is about dental coverage on medicare A somewhat rare occurrence but it can happen Hans and Robby gives some insight into this interesting scenario Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week's show is all about making sure you cross the T's and dot the I's on your long term insurance claim application Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The market's reaction to current events grabs daily headlines If your plan is long-term and only has money exposed to the market that you are comfortable taking some risk with and seeing fluctuate then volatility is just a natural part of the long-term investor experience and could potentially represent an opportunity for those properly positioned On the other hand there may be a time that even seasoned investors who understand this ignore the risks of the market when they shouldn't Listen this week as Peter Richon walks you through the concerns you may have for retirement and savings looking out [... more]

Enjoy the first ever episode of Finishing Well Most people have more difficulty accepting the possibility of incapacity than they do facing the reality of their own death The biggest consequences of failing to plan for long-term care are suffered by the family This episode will dive into the different types of long-term care insurance how Medicare covers long-term care and how to get a plan in place for long-term care coverage Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can [... more]

Hans and Robby are back again this week with a brand new episode This week's title is a mouthful for sure Luckily you have Hans and Robby here to give you a mind full of information to help you make informed and educated choices Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The market's reaction to current events grabs daily headlines If your plan is long-term and only has money exposed to the market that you are comfortable taking some risk with and seeing fluctuate then volatility is just a natural part of the long-term investor experience and could potentially represent an opportunity for those properly positioned On the other hand there may be a time that even seasoned investors who understand this ignore the risks of the market when they shouldn't Listen this week as Peter Richon walks you through the concerns you may have for retirement and savings looking out [... more]

Hans and Robby gives you some things to consider when planning your future Enjoy as they drop some knowledge on you about funding long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Preparation is the key to nailing a job interview If you're looking for a new job you need to be relaxed confident and ready for anything On today's MoneyWise Live host Rob West will give some tips on how to be prepared for your next interview Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Hans and Robby take a long term view at the types of concerns you may encounter as you get older We're talking things like heath care and finances for example Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

They say you should always be nice to your kids because one day they'll choose your nursing home Now that's an old joke but there is some truth to it On today's MoneyWise Live host Rob West will explain that one way to keep more decision-making power about those matters in your hands is to have long term care insurance Then he'll take your questions on the financial topics you'd like to discuss See omnystudio com listener for privacy information [... more]

Some question whether people of faith should have insurance because isn't it enough to trust God for protection On today's MoneyWise Live host Rob West explains that the word insurance isn't in the Bible but faith appears numerous times providing a clue about what God may think about insurance Then he'll answer some calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Our view of the world shapes many aspects of our lives and it especially affects how we manage our money On today's MoneyWise Live Rob West will talk with pastor and author Paul David Tripp about the importance of having a gospel worldview to help us understand life and money the way God wants us to Then Rob will answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

The book of Proverbs warns against gaining wealth hastily like through means such as playing the lottery or visiting casinos But even if you've never bought a scratch off ticket did you know you could still be gambling with the resources God has given you On today's MoneyWise Live Rob West will talk about taking unnecessary risks with your finances Then he'll answer various financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

We take a close look at the insurance that allows you to stay in your own home Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Saving in general is always prudent But have you ever considered setting aside a special fund that would be designated to cover your home repair needs On the next MoneyWise Live host Rob West will talk about how that savings strategy can give you some extra peace of mind Then he'll answer your calls and financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

Some question whether people of faith should have insurance because isn't it enough to trust God for protection On the next MoneyWise Live host Rob West explains that the word ldquo insurance rdquo isn rsquo t in the Bible but ldquo faith rdquo appears numerous times providing a clue about what God may think about insurance Then it rsquo s your calls and questions on various financial topics That rsquo s MoneyWise Live mdash where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central on Moody Radio [... more]

Hans and Robby discuss Hybrid Long Term Care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans and Robby talk about income riders this week and how they provide one of the only guarantees in making sure you don't outlive your money Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Do you feel joy when giving to your church or those in need nbsp Did you know there rsquo s a way to increase that joyful feeling that rsquo s found only through generosity On the next MoneyWise Live hosts Rob West and Steve Moore welcome Kendra VanderMeulen of the National Christian Foundation to talk about that Then Rob and Steve take calls from across the country and answer various financial questions How to find more joy in giving on the next MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

Most clients who come to us saying they are self insured for long term care - but do you really know what this means Hans goes over what being properly self insured for long term care actually entails [... more]

The story of The Widow rsquo s Oil in Kings is a wonderful example of God providing for the faithful in miraculous ways So what can we glean from this Bible passage that applies to our lives and faith today On the next MoneyWise Live hosts Rob West and Steve Moore reveal instructions from this passage we can apply to our own lives Lessons from The Widow rsquo s Oil on the next MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

Hans goes over the recent report released by the Department of Treasury about the status of long term care insurance in the United States He explains what they found what changes might be made and what it means for you Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

In case you haven rsquo t been bombarded lately with ads about healthcare plans we want to remind you it rsquo s open enrollment season That rsquo s right the clock is ticking and you have less than a month to decide which healthcare plan you rsquo ll go with in On the next MoneyWise Live hosts Rob West and Steve Moore talk about that and more with Lauren Gajdek of Christian Healthcare Ministries That rsquo s the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Hans and Robby go over a specific long term care policy They also discuss why long term care is so personal to both of them Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Surprises can be fun and even make you smile But when the surprise is about your retirement savings hellip now that rsquo s a different story We all hope to support ourselves in retirement one day but there may be some factors that could keep us from that goal On the next MoneyWise Live hosts Rob West and Steve Moore uncover retirement surprises we should consider now That rsquo s on the next nbsp MoneyWise nbsp Live at pm Eastern pm Central on Moody Radio [... more]

Work is something God ordained for us to do But sometimes it can feel like a punishment instead of a blessing If your job rsquo s getting you down it may be time for a refresher course on the biblical principles for work On the next MoneyWise Live hosts Rob West and Steve Moore welcome Compass founder Howard Dayton to discuss those in detail It rsquo s all about who rsquo s your real boss on the next nbsp MoneyWise nbsp Live at pm Eastern pm Central on Moody Radio [... more]

Hans goes over what qualifies as qualified money as well as explains the advantages of this Then he tells Robby the story of a client he had any how he used his IRA in order to leave the legacy he wanted Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

The coronavirus pandemic has been a very dark cloud seemingly without a silver lining nbsp But experts say that one upside is the change in the way people are handling their money On the next MoneyWise Live hosts Rob West and Steve Moore explain the ways many of us are managing our finances better than we were before the crisis Some financial lessons learned from COVID on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Hans and Robby break down a specific insurance policy on today's show This policy allows you to rollover your IRA money into a policy that will not only provide your family a benefit at your death but also provide long term care benefits for you and your spouse Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans goes over your options for paying for home health care even if you have some health issues and limited income The most important aspect of getting set up for long term care is purchasing it while you are in your 's or early 's Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Are you struggling to make ends meet or simply want to reach your financial goals more quickly No matter how old you are there are practical ways to increase your income and make the most of your time On the next MoneyWise Live hosts Rob West and Steve Moore reveal ten ways to make extra money without getting a second job Boost your income on MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

The pandemic has changed the way people work and some of those changes may be permanent Many experts say a surge of new entrepreneurs may be in the wake of the COVID crisis On the next MoneyWise Live Rob West and Steve Moore welcome Lauren Gajdek of Christian Healthcare Ministries about a new way entrepreneurs can manage their medical expenses Medical cost sharing on MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

You don't want to buy or can't afford to buy a traditional long term care insurance policy but you still want coverage Hans goes over your options for short term care and how some policies even pay for care at your home Having a year of coverage is much better than having no coverage at all It gives your family time to figure out a long term plan Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal [... more]

A lot of people have a bias against life insurance but as Hans says you need to look at the actual facts Hans and Robby go over term vs whole life insurance and the myths surrounding both of these They also discuss hybrid long term care insurance and the living benefits that come with it There are even living benefits to whole life insurance if you utilize it right that will provide tax-free income in retirement Life insurance can be abused but that is not a reason to be scared of it Don't forget to get your copy of The [... more]

Home health care is the most popular choice when asking people how they would prefer to receive long term care services It can also be one of the most expensive choices Hans and Robby talk about what you can do now to plan for this cost as well as how Hans helps people who don't plan ahead of time and are now in crisis They go over prices of policies you can purchase to cover home health care as well as other ways you can prepare for this expense Don't forget to get your copy of The Complete Cardinal Guide [... more]

The Secure Act was passed in Congress at the end of It changed a few things related to retirement including Stretch IRAs Stretch IRAs now have to be emptied after years Hans and Robby go through what this means how it affects you and even strategies to put into place so you can avoid ever worrying about this It is all for your family Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide [... more]

Ever meet someone who has so much knowledge that they end up sounding like a windbag Hans and Robby discuss how some consumer activists in the financial industry talk about life insurance and what they get wrong this week on Finishing Well Life insurance sometimes gets a bad rap - it is too expensive or a bad investment or you don't need it once you retire Hans goes over where he agrees with these people like about term insurance and where he disagrees People need life insurance in retirement What is your family going to do when you die This [... more]

If you look up the word Love and Father in Hebrew you'll notice the Hebrew symbol for household in the middle of each This week Hans and Robby talk about the love and stewardship behind long-term care for the sake of your household Robby talks about a woman who told him about her mother's declining health Originally she was going to have to take off work to take care of her mother A few months ago she was able to hire someone to help take care of her mother and it was a game-changer She said she was able to [... more]

This week Hans and Robby take the show on the road Hans is in Dallas at the Ed Slott Elite Advisor group for voluntary learning about everything IRAs Learn about all the new updates to IRAs as well as taxes distributions and beneficiary forms Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Paul on the road to Damascus was struck blind and Jesus said to him Why do you kick against the Goad Kicking against the goad causes pain It is meant to train for discipline you learn to not kick against it Hans is a goad for retirement planning especially for Robby You have to stop pushing off these issues and instead develop some discipline around getting your finances in order to finish well The largest goad people kick against in this instance is long term care insurance Before you need long term care insurance you need a plan for long [... more]