Harlan Akola joins the show to discuss how bringing home equity into financial plans can change everything, especially for retirees. He explains how home equity can function as a third bucket alongside income and investments, and how using it strategically can help preserve investment accounts longer. The conversation also touches on the importance of timing and the best way to use money, as well as the role of stewardship in managing financial resources. [... more]

A devastating conflict is unfolding in Lebanon, leaving families in fear and uncertainty. Heart for Lebanon is responding with emergency aid and the hope of the gospel, providing food, shelter, and hygiene supplies to newly displaced families. The organization is committed to walking with these families for as long as they need, introducing them to the hope of Christ and the possibility of a lasting eternal peace. [... more]

Retirees face a crucial question: how much can they safely withdraw from their savings without depleting their retirement funds too soon. Mark Biller joins the discussion to revisit the widely used 4% rule and explore a more flexible, thoughtful approach to retirement withdrawals. [... more]

The hosts discuss the dangers of a color revolution and the manipulation of the American people, referencing Saul Alinsky's Rules for Radicals. They also touch on the importance of understanding the difference between democracy and a republic, and the need for Christians to stand up against tyranny. The conversation shifts to the topic of election fraud and the use of voting machines, with the hosts sharing examples of alleged wrongdoing. The discussion concludes with a focus on salvation and the importance of following the gospel and the teachings of the Bible. [... more]

Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

Many faith-based ministries are missing out on billions of dollars in charitable gift matching programs due to restrictive policies. A Christian investment firm is working to change this by engaging with companies to create more inclusive programs. Meanwhile, a couple is seeking advice on how to manage their retirement accounts, including a TSP with a large balance, and a listener asks about the factors that determine when to start taking Social Security payments. [... more]

When making financial decisions, it's essential to remember that God is the source of all we have, not just the provision itself, but the power to earn it. By trusting in God's provision, we can stop treating financial security as something we manufacture and begin receiving it as something God provides, freeing us to work, save, and give with joy. [... more]

Sharon Epps shares insights on the generosity of women in the Bible, specifically Joanna who financially supported Jesus, and how her story teaches us about receiving before giving and the virtuous cycle of giving. Rob West discusses various financial topics, including retirement planning, student loans, and Social Security benefits, using biblical principles to guide decision-making. [... more]

Ron Blue shares insights on biblical and practical wisdom for business partnerships, emphasizing the importance of shared faith and values in lasting relationships. Rob West discusses various financial topics, including vendor access to bank accounts, retirement planning, and charitable giving. [... more]

Biblical financial wisdom and faith-based financial guidance are essential for making informed decisions about your money. Certified Kingdom Advisors can provide sound advice grounded in God's word, helping you navigate complex financial situations and achieve your goals. Whether you're seeking to understand reverse mortgages, improve your credit score, or manage debt, these experts can offer valuable insights and support. [... more]

Managing your money can draw you closer to God. Your bank account is not just a tool for managing finances, but also an opportunity to steward your influence and serve the body of Christ. By choosing a values-aligned institution, you can make a meaningful impact on the kingdom of God, even with small deposits. God isn't limited by the size of your bank account, and he can multiply what you offer in faith. [... more]

The pursuit of wealth can lead to emptiness and anxiety, but scripture offers a better way. By living as stewards instead of owners, we can find peace and purpose in our financial journey, and learn to give generously and live with contentment. [... more]

For those nearing retirement, working longer can have a significant impact on their financial security, with studies showing that delaying retirement by just a few months can have the same benefit as saving a higher percentage of income over three decades. This can be especially beneficial for those who plan to claim Social Security benefits before age 70, as waiting beyond full retirement age can increase monthly benefits by two-thirds of one percent or eight percent per year. However, this decision also involves considering emotional and relational factors, such as the potential impact on relationships and lifestyle, and requires open and honest communication as a couple. [... more]

When a wife speaks life and affirmation to her husband, it can transform him into the man God created him to be. This is not about manipulation, but about being an equal partner who stands toe to toe, speaking truth and love. By understanding the biblical concept of 'helper suitable,' wives can learn to strengthen and support their husbands, rather than criticizing or comparing them to others. [... more]

Living paycheck to paycheck can lead to financial stress, but creating an emergency fund and setting up a Roth IRA can provide peace of mind. Buying a new car and paying too much for a home can also be hazardous to your wealth. Understanding estate planning, including special needs trusts and ABLE accounts, can help you make wise decisions about your finances and leave a lasting legacy for your loved ones. [... more]

Rob West discusses faith-based investing with Brian Mumburt, Vice President for Regional Sales at Timothy Plan. They explore the importance of tithing on investment gains, biblical stewardship, and financial planning. Listeners also share their questions and concerns about mortgage rates, credit scores, and retirement savings. [... more]

Good stewards acknowledge that everything belongs to God and possess resources only temporarily to serve his purposes. They understand the mission they've been given and take it seriously with humility. Faithful stewards are persistent and persevering, trustworthy, and diligent in their financial decisions, seeking God's will and wisdom through prayer and acting when led by the Spirit. [... more]

Charles Dickens' A Christmas Carol is a story written against Malthusian philosophy, which advocates for zero population growth and scarcity mindset. Dickens critiques Scrooge's Malthusian views, highlighting the importance of abundance and generosity. The story explores the concept of God's abundance and how it contrasts with the scarcity mindset of Malthus and his followers. [... more]

Modeling generosity and teaching children the value of giving is crucial for their future well-being. By experiencing financial freedom, individuals can live a life free from the bondage of money. A donor-advised fund and other tools can help grandparents pass on the value of generosity to their grandkids. [... more]

God encourages us to build wealth, not to hoard, but to accomplish great things in his kingdom. We can earn, save, and invest wisely to share what we have with those in need, and avoid the pitfalls of believing toxic beliefs about money and possessions. By studying God's word faithfully, we can handle his resources wisely and live a life of financial freedom. [... more]