The pursuit of wealth can lead to emptiness and anxiety, but scripture offers a better way. By living as stewards instead of owners, we can find peace and purpose in our financial journey, and learn to give generously and live with contentment. [... more]

For those nearing retirement, working longer can have a significant impact on their financial security, with studies showing that delaying retirement by just a few months can have the same benefit as saving a higher percentage of income over three decades. This can be especially beneficial for those who plan to claim Social Security benefits before age 70, as waiting beyond full retirement age can increase monthly benefits by two-thirds of one percent or eight percent per year. However, this decision also involves considering emotional and relational factors, such as the potential impact on relationships and lifestyle, and requires open and honest communication as a couple. [... more]

When a wife speaks life and affirmation to her husband, it can transform him into the man God created him to be. This is not about manipulation, but about being an equal partner who stands toe to toe, speaking truth and love. By understanding the biblical concept of 'helper suitable,' wives can learn to strengthen and support their husbands, rather than criticizing or comparing them to others. [... more]

Living paycheck to paycheck can lead to financial stress, but creating an emergency fund and setting up a Roth IRA can provide peace of mind. Buying a new car and paying too much for a home can also be hazardous to your wealth. Understanding estate planning, including special needs trusts and ABLE accounts, can help you make wise decisions about your finances and leave a lasting legacy for your loved ones. [... more]

Rob West discusses faith-based investing with Brian Mumburt, Vice President for Regional Sales at Timothy Plan. They explore the importance of tithing on investment gains, biblical stewardship, and financial planning. Listeners also share their questions and concerns about mortgage rates, credit scores, and retirement savings. [... more]

Good stewards acknowledge that everything belongs to God and possess resources only temporarily to serve his purposes. They understand the mission they've been given and take it seriously with humility. Faithful stewards are persistent and persevering, trustworthy, and diligent in their financial decisions, seeking God's will and wisdom through prayer and acting when led by the Spirit. [... more]

Charles Dickens' A Christmas Carol is a story written against Malthusian philosophy, which advocates for zero population growth and scarcity mindset. Dickens critiques Scrooge's Malthusian views, highlighting the importance of abundance and generosity. The story explores the concept of God's abundance and how it contrasts with the scarcity mindset of Malthus and his followers. [... more]

Modeling generosity and teaching children the value of giving is crucial for their future well-being. By experiencing financial freedom, individuals can live a life free from the bondage of money. A donor-advised fund and other tools can help grandparents pass on the value of generosity to their grandkids. [... more]

God encourages us to build wealth, not to hoard, but to accomplish great things in his kingdom. We can earn, save, and invest wisely to share what we have with those in need, and avoid the pitfalls of believing toxic beliefs about money and possessions. By studying God's word faithfully, we can handle his resources wisely and live a life of financial freedom. [... more]

Helping families with children who have special needs navigate the complexities of financial planning, including the use of ABLE accounts and special needs trusts, to ensure they receive government assistance while also saving for their child's future. [... more]

Saving for college can be a daunting task, but starting early and involving kids in the process can make a big difference. Mark Biller discusses the pros and cons of various college savings programs, including 529 plans, Coverdell ESAs, and Roth IRAs, to help families make informed decisions and minimize student loan debt. [... more]

Couples who disagree on handling their finances can avoid conflicts in marriage by understanding each other's temperament and learning to manage money together as a team. Research shows that men and women tend to have different spending priorities, emotional perspectives, and financial topics of interest, which can lead to conflict. By discovering their individual temperaments and understanding how God has wired them up, couples can foster empathy and grace, and learn to maximize each other's natural money management strengths while navigating around their weaknesses. [... more]

The Bible offers wisdom for putting money in its proper place, and Christians are called to flee from foolish desires, stay faithful to God, and hold on to their hope of eternal life. Financial advisors can help clients make a kingdom impact by aligning their financial decisions with Christian values. [... more]

Tithing in retirement can be complicated due to varying income sources, but having a plan can give you confidence in your financial decisions. A certified financial planner shares expert advice on how to approach tithing in retirement, including considering the first fruits principle and applying a percentage to earnings, not just principal. He also discusses tax-efficient ways to give, such as using appreciated stock or donor advised funds. [... more]

Rob West discusses various financial topics, including retirement planning, rollover mistakes, and capital gains tax. He also answers listener questions on emergency funds, investing for retirement, and teaching children about money. [... more]

Financial potholes like impulse spending, money leaks, and scams can wreak havoc on your budget. Protect yourself from identity theft and know how to avoid common financial pitfalls, including free trials, auto-renewing subscriptions, and daily indulgences. Clarity and communication are key when it comes to joint financial decisions, such as co-owning a home with family members. [... more]

Rob West discusses three ways to avoid losing money, including not contributing enough to a 401k, not taking full advantage of a flexible spending account, and lending too much to Uncle Sam through excessive tax withholding. He also answers listener questions about selling gold coins, capital gains tax, and rolling over a 401k to an IRA or current employer's 401k plan. [... more]

Educating children in Zambia is crucial for their spiritual, intellectual, physical, and emotional growth. When you educate a child, you transform their world. Financial planning and investing in a way that reflects one's values and priorities as a believer is essential for a secure future. Understanding the risks and benefits of different investment options, such as cryptocurrency, and making informed decisions is key to achieving financial readiness, especially when preparing for marriage. [... more]

When considering retirement accounts, understanding the difference between tax-free and tax-deferred options is crucial. Traditional IRAs allow for tax-deferred growth, but taxes are paid upon withdrawal, whereas Roth IRAs require after-tax contributions, resulting in tax-free growth and withdrawals. This distinction can significantly impact financial planning and estate distribution. [... more]

Calculating your RMD, or required minimum distribution, is crucial for a smooth retirement. The IRS requires distributions from traditional IRAs and 401ks starting at age 72, but a smart strategy can minimize taxes and create a sustainable income stream. By understanding the concept of RMDs and developing a distribution plan, individuals can ensure a comfortable retirement and make the most of their IRA assets. [... more]