The Lumbee Tribe is closer to full federal recognition after the National Defense Authorization Act passed the US House, with the provision included in the bill granting the tribe full federal status and access to federal programs. Meanwhile, North Carolina's holiday shopping season is looking strong, with projected sales of $44 billion in November and December. The state's retail economy is also seeing growth, with one in four jobs tied to the retail industry. In other news, voter registration issues in North Carolina have led to a lawsuit, with the Democratic National Committee and the North Carolina Alliance for Retired Americans arguing that the settlement reached between the state and the Justice Department does not protect all voters. [... more]

Many retirees struggle with rising costs and limited income, yet often overlook their home equity as a valuable resource. A reverse mortgage can provide a safer, more flexible option to tap into this asset, eliminating mortgage payments and offering a guaranteed line of credit for future expenses. Additionally, setting up a 401k plan can be a great tool for small businesses, offering tax benefits and encouraging employees to save for their future. Effective financial planning and stewardship are crucial for a secure retirement, and understanding the options available can make a significant difference in achieving long-term financial goals. [... more]

The North Carolina General Assembly is at an impasse over Medicaid rebase funding, with the House passing several measures that the Senate refused to take up. Meanwhile, the Opportunity Scholarship Program is nearing a milestone of 100,000 students enrolled, with broad support for school choice and medical marijuana on the rise. The state's auto parts manufacturing industry is also feeling the effects of tariffs, with imports declining sharply since the tariffs took effect in April and May. [... more]

Governor Josh Stein requests $13.5 billion in federal funding for disaster recovery efforts in Western North Carolina, one year after Hurricane Helene devastated the region, causing widespread damage and destruction, and affecting hundreds of thousands of people. [... more]

A slowing job market can stir up fear, but as followers of Christ, we don't have to be paralyzed by uncertainty. Preparation and diligence matter, but so does prayer and trust. Remember, God orders your steps, He knows your needs, and He promises to provide. We'll explore how to apply biblical principles to our financial decisions, including wise stewardship, the importance of wisdom over wealth, and how to make informed choices about our money. [... more]

The history of fast food in America is a fascinating story of how it evolved from a niche market to a ubiquitous part of the country's culture. From the early days of White Castle to the rise of McDonald's and other chains, fast food has become an integral part of American life, reflecting the country's values of convenience, affordability, and familiarity. Despite concerns about obesity and the impact of fast food on public health, the industry has adapted to changing consumer demands, introducing healthier options and responding to the needs of busy Americans. The story of fast food is a complex one, reflecting the country's values and aspirations, and its enduring popularity is a testament to its ability to meet the needs of a diverse and ever-changing population. [... more]

Living a life of purpose and meaning requires authentic relationships and a sense of belonging, which can only be found in a small group of people who share a common faith. Christians need to live like Christians, and that means being part of a community that supports and encourages one another in their spiritual growth and discipleship. [... more]

The pursuit of pleasure can lead to emptiness, as seen in the book of Ecclesiastes. The author's experiment in chasing every earthly delight resulted in a life of vanity and striving after wind. This message is crucial for our culture, which constantly bombards us with messages telling us to treat ourselves and follow our hearts. However, Ecclesiastes forces us to ask a harder question: what if pleasure doesn't lead where we think it does? We must reflect on what we're turning to when we feel tired, discouraged, or disconnected, and seek joy in God instead. [... more]

Living paycheck to paycheck can lead to financial stress, but creating an emergency fund and setting up a Roth IRA can provide peace of mind. Buying a new car and paying too much for a home can also be hazardous to your wealth. Understanding estate planning, including special needs trusts and ABLE accounts, can help you make wise decisions about your finances and leave a lasting legacy for your loved ones. [... more]

Managing God's resources requires preparation, prayer, and a spending plan. By carving out time for prayer, creating a budget, and tracking expenses, individuals can avoid financial stress and stay faithful in managing their money. A generous heart is at the core of financial faithfulness, and committing to giving consistently to one's local church and looking for opportunities to bless others through sacrificial giving is essential. [... more]

Many Americans are dissatisfied with their health insurance, seeking alternatives that align with their faith and values. Christian Healthcare Ministries offers a budget-friendly, biblical, and compassionate healthcare cost-sharing option. Meanwhile, individuals struggle with debt, seeking advice on debt management and credit counseling, while others navigate elder law and long term care insurance to secure their financial futures. [... more]

Carrying debt into retirement can significantly reduce lifestyle choices and increase the likelihood of returning to work. Understanding biblical principles of finance and effective debt management strategies can help individuals avoid debt and achieve financial freedom. Additionally, making informed decisions about inherited IRAs and property investments can also impact one's financial future. [... more]

As the baby boomer generation ages, they'll leave a tidal wave of wealth to their heirs, but is the next generation ready for that wealth? Experts say it's more important than ever for families to discuss wealth transfer and seek professional guidance when necessary. [... more]

Dale Vermillion discusses the potential change in the real estate market, citing increased consumer confidence and decreased patience among homebuyers. He advises listeners to make wise financial decisions, considering their values and priorities, when deciding whether to take on debt or wait to cash flow a project. Rob West and Dale Vermillion also address various listener questions, including managing debt, investing in retirement, and creating an emergency fund. [... more]

Rob West discusses various financial topics, including retirement planning, investment strategies, and biblical stewardship. He answers listener questions on topics such as IRA inheritance, life insurance, and divorce and finances, providing guidance on making wise financial decisions and living a life of stewardship. [... more]

Biblical principles guide Christian financial advisors in managing debt, making wise financial decisions, and prioritizing clients' best interests. Understanding fiduciary interest and seeking professional advice can help individuals navigate complex financial situations and make informed decisions about their assets and investments. [... more]

Dr. Nathan Harris discusses the concept of gospel generosity and its application to financial stewardship, emphasizing the importance of living generously, humbly, and selflessly. He also addresses questions from listeners on topics such as credit management, debt consolidation, mortgage refinancing, and credit score improvement. [... more]

Employment scams skyrocketed last year, increasing by nearly 120 percent. The FTC routinely handles thousands of employment scam complaints each year, but that number is rising dramatically as technology makes conning job seekers easier for online thieves. Meanwhile, a listener seeks advice on how to pay off a mortgage and remove a co-borrower from the deed, while another listener wants to know how to determine the value of a commemorative coin collection. Additionally, a listener asks about the impact of taking a part-time job on disability benefits, and a couple seeks advice on how to plan for retirement. [... more]

Rob West discusses the importance of keeping a cash reserve for emergencies, and how to determine the right amount to keep on hand. He also talks about the benefits of hiring a wealth manager and the importance of aligning your financial decisions with your Christian values. [... more]

The automotive industry is facing new challenges with the rise of electric vehicles, including collision repair and driver monitoring systems. Auto repair shops must adapt to these changes, and consumers need to be aware of the potential issues and consequences of owning an electric vehicle. Additionally, auto maintenance and repair procedures are evolving, and tow truck drivers are receiving specialized training to handle EVs safely. [... more]

Dr. Shane Enoch discusses the importance of managing finances with a Jesus-centered approach, highlighting the dangers of debt and the benefits of financial freedom. He shares personal anecdotes and biblical principles to help listeners make wise financial decisions and live a life that honors God. [... more]

Donating appreciated stocks to a ministry can greatly benefit both the donor and recipient, allowing for tax-deductible gifts and avoiding capital gains taxes. However, it's essential to consider the type of organization and the donor's adjusted gross income to maximize the tax benefits. Additionally, managing multiple 401K accounts and making informed investment decisions can impact one's financial future, and paying off a mortgage with a low interest rate may not always be the most financially savvy option. [... more]

Retiring with debt can reduce lifestyle choices and increase the likelihood of returning to work. A debt management plan can help pay off debt 80% faster, and financial planning can ensure a comfortable retirement. Considering income-generating land or downsizing can also provide financial freedom. [... more]

College is a significant financial decision, with varying earning potential depending on the major. Data shows that engineering and computer science degrees offer the highest return on investment, while education and humanities majors rank lowest. Understanding the earning potential of a major can help individuals make informed decisions about borrowing and investing in their education. [... more]

The average person faces various legal issues throughout their lifetime, including estate planning, consumer protection, bankruptcy, civil damage claims, property protection, child support, child custody, divorce, and traffic citations, with varying costs associated with each issue. [... more]

God is bigger than your problem, and He loves you deeply. He wants to reveal His custom-made plan for you, flood your life with love, peace, and joy, and spend eternity with you in heaven. But Satan, the devil, opposes God and opposes anyone who follows Him, seeking to stop you from following Jesus Christ and ruining your life. [... more]

Living a Christian lifestyle with finances means having the right attitude about money, not the amount you have. Ron Blue discusses what the Bible says about financial decisions and how to make obedience a priority. He also answers listener questions on credit reports, identity theft, timeshares, and annuities. [... more]

Bob Dahl, Chief Investment Officer at Crossmark Global Investments, shares his annual 10 predictions for 2024, including a mild recession, rising inflation rate, and potential Fed rate cuts. He also discusses the impact of these predictions on the stock market and the importance of aligning financial decisions with biblical values. [... more]

Laying a strong financial foundation is critical, and creating and living on a budget is often the difference between financial success versus financial failure. Mark Biller joins Rob West to discuss the 10 most important financial moves for 2024, covering topics such as spiritual and financial fundamentals, the world around you, and retirement planning. [... more]

The discussion revolves around the issue of illegal immigration, with a focus on the Biden administration's handling of the crisis and the impact on the US economy. The conversation also touches on the importance of border security, the effects of inflation, and the need for effective messaging by the GOP to win the 2024 elections. Additionally, the topic of China's role in the COVID-19 pandemic and the spread of fentanyl is discussed, as well as the issue of intellectual theft and the need for accountability. The conversation also explores the concept of gift cards and the importance of personal finance education. [... more]

A perfect storm may be brewing for debt with student loan payments resuming and inflation still running at 3.4 percent annually. Experts advise on debt management and retirement savings, emphasizing the importance of balancing competing priorities and maintaining proper liquidity. [... more]

Financial potholes like impulse spending, money leaks, and scams can wreak havoc on your budget. Protect yourself from identity theft and know how to avoid common financial pitfalls, including free trials, auto-renewing subscriptions, and daily indulgences. Clarity and communication are key when it comes to joint financial decisions, such as co-owning a home with family members. [... more]

Debt can be enslaving and redefine relationships, but biblical principles guide us to repay what we borrow, free ourselves from debt, and serve God not money. Certified Kingdom Advisors can help with financial planning, estate planning, and annuity decisions. [... more]

A former White House aide, Cassidy Hutchinson, recounts her experiences and testimony about the January 6th events, while also discussing her new book and her journey to becoming a whistleblower. Meanwhile, Consumer Reports tests products and investigates consumer safety, and supermodel Gisele Bundchen opens up about her life, wellness, and her journey to self-discovery. Additionally, the Talking Heads reunite to celebrate their classic concert film, Stop Making Sense, and the world watches as climate change takes a toll on the planet. [... more]

Rob West offers advice on managing finances, paying off debt, and building an emergency fund. He helps callers, including Eunice, who is planning for retirement and wants to know how to position her assets. Rob also discusses the importance of having a long-term view when investing and the benefits of working with a fiduciary financial advisor. [... more]

Pastor Greg Laurie explores the life of Moses, highlighting his flaws and strengths, and how he chose to follow God's plan despite the temptations of sin and the luxuries of Egypt. Through Moses' story, Pastor Greg emphasizes the importance of faith and obedience, and how God's plan for our lives is unique and special, offering us a purpose and meaning that transcends the fleeting pleasures of the world. [... more]

The Biden administration's actions have led some to believe they are acting like a monarchy, with President Biden being referred to as 'King Joe I'. Meanwhile, economist Peter Earle discusses the current state of the economy, including inflation and the Consumer Price Index. Additionally, Curtis Hauck from Newsbusters talks about media bias and the lack of coverage of the Biden crime family. The state superintendent of Oklahoma, Ryan Walters, also joins the show to discuss the infiltration of Confucius Institutes in American schools, and Mae Mailman from the Independent Women's Law Center discusses the Women's Bill of Rights and its importance in defining women and protecting their rights. [... more]

Downsizing into a smaller home can lower maintenance costs, utility bills, and taxes, leaving you with cash to convert into an income stream. Cutting transportation costs by selling one vehicle or using ride-sharing services can also help. Consider paying off high-interest debt, such as credit card balances, and look at interest on consumer debt. In retirement, you may need to work longer or continue working part-time to make up for income gaps, but leveraging your wisdom and experience for God's glory can make this season incredible. [... more]

The abortion movement has become more radical post Roe v. Wade, with extreme bills and laws being pushed through state legislatures, removing almost all limits on abortion. In Minnesota, a bill called the Protect Reproductive Options Act would legalize taxpayer-funded, on-demand abortion for all, and end protections for babies born alive, taxpayer-funded abortions, parental notification, and informed consent for women. [... more]

The history of fast food in America is a fascinating story that reflects the country's values of convenience, affordability, and familiarity. From the birth of White Castle in Wichita, Kansas, to the rise of McDonald's and other iconic chains, fast food has become an integral part of American culture. With its emphasis on standardization, efficiency, and innovation, the fast food industry has adapted to changing consumer demands and has become a symbol of American life. [... more]