Hans and Robby are back again this week with a brand new episode This week they discuss tax rates brackets and exemptions for retirees in Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

America's IRA expert Ed Slott recently told other industry experts that an IRA is just an IOU to the IRS Slott says he doesn't see any benefit to using a traditional IRA right now because tax rates are so low However Peter with Richon Planning does not agree with Slott and explains why to Erin Kennedy There are many reasons investors should still consider investing in tax-deferred accounts even though we are living in a historically low tax rate There is no cookie cutter answer No blanket statement can apply to every person there are too many variables to consider [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss taxes for Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

There may never be a better time to open a Roth account Roth IRAs offer tax-free earnings growth and as Peter with Richon Planning explains to Erin Kennedy there are clear-cut reasons you should consider investing in a Roth today Today's Historically Low Tax Rate the Tax Cuts and Jobs Act which reduced federal income tax rates is set to sunset in Your Depreciated Portfolio pay taxes on a smaller value now then allow that future growth to happen tax free Possible Elimination of Backdoor Roths the Build Back Better Act proposed ending Backdoor Roths the loophole dodged the axe [... more]

What rsquo s the hold up on this bill passing Is it ACTUALLY looking like it will happen or is there still a chance it won rsquo t pass yet Do we know any details of what the bill will include like tax rates fees start date etc Did he catch the Nick Saban interview where he said ldquo athletics no longer go to schools hellip rdquo for what He seems to have an issue with NIL [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss tax rates and brackets for Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Good news from the IRS inflation adjustments could mean lower tax rates come As Peter with Richon Planning explains to Erin Kennedy tax rates are adjusted for inflation and saw America's fastest price growth in four decades That means most of us will be able to shield more of our income from taxes in Also new for the IRS is increasing the standard deduction marking the largest adjustment to deductions since However these significant changes underscore the importance of proactive tax planning which is something we specialize in at Richon Planning If you would like to talk through these changes [... more]

Your Best Investment Options to Fight Inflation The Myth of Retiring in a Lower Tax Bracket The Consumer Price Index or CPI dipped to in April marking the first slowdown in eight months Some experts say we're past the peak of inflation but Peter Richon with RichonPlanning disagrees and tells Erin Kennedy there are strategies you can put in place today to guard against inflation including Hedged Equities and Structured Notes Also if you do not have a taxplan you do not have a retirement plan In the second half of the show Peter breaks down this common misconception you [... more]

This week Hans and Robby discuss next year's tax rates for those of you that are retired Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The outcome of North Carolina's U S Senate race could help determine which party controls the chamber for the next two years Incumbent Republican Sen Thom Tillis faces a tough challenge from Democrat Cal Cunningham Carolina Journal Editor-in-Chief Rick Henderson analyzes recent developments in the hotly contested race It's safe to say N C colleges and universities did not reopen in the fall in the way they had expected Some campuses welcomed students back only to send them home again for online learning within a matter of weeks Jenna Robinson president of the James G Martin Center for Academic Renewal [... more]

You cannot hide from taxes they will catch up with you eventually Some people push it off and decide they don't want to pay them until later or even pass them onto their children If you take taxes head on ask for advice and put strategies into action for you individual situation it can end up saving you money in the long run Hans and Robby start out talking about how low the tax rates currently are Hans suggests for many of his clients that it is advantageous to pay more tax this year to pay less taxes in the [... more]

In Mathew Jesus confronted the Pharisees and Sadducees when they tried to test Him saying that they knew how to interpret a red sky but couldn't interpret the signs of the times This week Hans and Robby talk about the fear and confusion of retirement taxes People tend to worry when their tax return is smaller than expected while in reality this is no cause for fear because the tax rates holistically have gone down It's important to know the difference between retirement policy and politics so you can plan financially and live well Hans recently participated in a webinar [... more]

North Carolina has been able to cut tax rates in recent years without having to slash state services That's thanks to sustainable budget practices Joseph Coletti John Locke Foundation senior fellow outlines several key steps lawmakers have taken to pursue sustainable budgets When Margaret Spellings wrapped up her tenure as president of the University of North Carolina System she offered the Board of Governors a positive assessment of UNC's current state Shannon Watkins policy associate at the James G Martin Center for Academic Renewal says Spellings and other university leaders might be viewing UNC through rose-colored glasses Watkins explains why [... more]

North Carolina's individual and corporate income tax rates dropped again on Jan The personal income tax rate now stands at percent down more than percent from the top marginal rate of percent that it was in effect in North Carolina's percent corporate tax rate is the lowest rate of any states that assess a tax on corporations' income Becki Gray John Locke Foundation senior vice president assesses the significance of the latest tax rate cuts Negative partisanship plays a significant role in our current political debates That's a problem for Jonah Goldberg American Enterprise Institute scholar and National Review senior [... more]

Republicans have been able to cut tax rates balance budgets and increase spending on high-priority items since taking control of the N C General Assembly in But they will face some new challenges as they return to the budget process in the new year Joseph Coletti John Locke Foundation senior fellow outlines those challenges Nobel Prize-winning economist Milton Friedman delivered free-market messages to a wide television audience with his Free to Choose program on public TV The Free to Choose Network follows in Friedman's footsteps with a series of programs highlighting the importance of markets President and CEO Robert Chatfield [... more]