Millions of student loan borrowers are struggling with repayment, leading to a significant impact on their credit scores. A certified credit counselor shares practical steps to help regain control and avoid falling behind on payments. Meanwhile, a listener asks about the importance of an emergency fund versus savings, and another caller inquires about spousal benefits for Social Security. [... more]

The college football season is approaching, with the SEC and other conferences navigating the complexities of the NIL and transfer portal. Meanwhile, Nick Saban's potential return to coaching has sparked debate, and Bill Belichick's first season with North Carolina is generating interest. [... more]

The pursuit of wealth can lead to emptiness and anxiety, but scripture offers a better way. By living as stewards instead of owners, we can find peace and purpose in our financial journey, and learn to give generously and live with contentment. [... more]

A Florida man was arrested for running a dog fighting operation and neglecting animals. Meanwhile, a lawsuit challenges taxpayer funding for Confederate monuments in Jacksonville. Senator Josh Hawley proposes raising the national minimum wage, sparking controversy among conservatives. The White House also suggests paying $1,000 for babies born between 2024 and 2029, sparking concerns about government spending and the role of the federal government. [... more]

California's Governor Gavin Newsom is facing criticism for his handling of the riots in Los Angeles, where protesters have been burning cars and assaulting people. Meanwhile, a Florida man was arrested for running a dog fighting operation and had a nine-foot alligator on his property. The debate over medical freedom continues, with some advocating for the right to choose their own healthcare. In other news, a judge has dismissed a defamation suit against Blake Lively, and a new proposal is being considered to raise the federal minimum wage. Additionally, a $1,000 contribution is being proposed for every U.S. citizen born between 2024 and 2029. Greta Thunberg has spoken out about the humanitarian crisis in Gaza, but some have questioned her motives and the actions of Hamas. [... more]

Money is a good gift from God, but it's easy to get caught up in the pursuit of wealth and lose sight of what truly matters. Faith and Finance explores the deeper purpose behind money management, encouraging listeners to see their finances as a tool for worship, generosity, and kingdom impact. [... more]

Honoring mothers is a biblical mandate, and their value can't be measured in dollars. Scripture calls us to honor them, and one way to do this is by expressing gratitude and speaking words of blessing over their lives. As mothers grow older, honoring them takes on a new shape, looking like care, practical, and intentional care. This is a biblical mandate, and Jesus addressed this directly in Mark 7:10-13. Honoring mothers is not just a holiday, but a way of living a life of gratitude, service, and responsibility. [... more]

Living paycheck to paycheck can lead to financial stress, but creating an emergency fund and setting up a Roth IRA can provide peace of mind. Buying a new car and paying too much for a home can also be hazardous to your wealth. Understanding estate planning, including special needs trusts and ABLE accounts, can help you make wise decisions about your finances and leave a lasting legacy for your loved ones. [... more]

Managing God's resources requires preparation, prayer, and a spending plan. By carving out time for prayer, creating a budget, and tracking expenses, individuals can avoid financial stress and stay faithful in managing their money. A generous heart is at the core of financial faithfulness, and committing to giving consistently to one's local church and looking for opportunities to bless others through sacrificial giving is essential. [... more]

Understanding God's character and our role as stewards of his resources is crucial for making wise financial decisions. When we see God as a loving and generous master, we are more likely to trust him and act boldly in our financial lives. This podcast explores the intersection of faith and finance, providing guidance on debt management, charitable giving, and living a life of generosity. [... more]

Investing in private markets can provide unique opportunities for positive impact, aligning with Christian values and furthering God's kingdom through the marketplace. One Ascent offers a values-aligned private market fund, accessible to everyday investors, providing a diversified portfolio with potential for higher returns and lower correlation to public markets. [... more]

Carrying debt into retirement can significantly reduce lifestyle choices and increase the likelihood of returning to work. Understanding biblical principles of finance and effective debt management strategies can help individuals avoid debt and achieve financial freedom. Additionally, making informed decisions about inherited IRAs and property investments can also impact one's financial future. [... more]

Jonathan, a bivocational pastor, struggles with feeling hypocritical about his financial situation, despite having a six-figure income. He seeks advice on how to manage his finances and give generously to his congregation. Rob West offers guidance on defining values, setting goals, and creating a spending plan to align with Christian principles. [... more]

Understanding the values and motivations behind financial decisions is crucial for a healthy marriage. Shanti Feldhahn and her husband Jeff share their insights on how to navigate financial conflicts and find unity in their marriage, highlighting the importance of communication, empathy, and biblical principles. [... more]

Rob West discusses various financial topics, including retirement planning, investment strategies, and biblical stewardship. He answers listener questions on topics such as IRA inheritance, life insurance, and divorce and finances, providing guidance on making wise financial decisions and living a life of stewardship. [... more]

Managing debt wisely is a way to honor God and experience personal freedom, living a life of generosity and service to others. A debt management plan can help you achieve financial well-being while staying true to your values by ensuring you honor your debts fully. Experts discuss various financial topics, including credit card debt, retirement planning, and investment strategies, all from a biblical perspective. [... more]

Rob West discusses various financial topics, including healthcare cost-sharing alternatives, biblical stewardship, and estate planning. He also answers listener questions on investing, savings bonds, and tax implications of selling a multi-family property. [... more]

Modeling generosity and teaching children the value of giving is crucial for their future well-being. By experiencing financial freedom, individuals can live a life free from the bondage of money. A donor-advised fund and other tools can help grandparents pass on the value of generosity to their grandkids. [... more]

Choosing a financial advisor who aligns with your biblical values is crucial for making informed financial decisions. Understanding long-term capital gains and tax laws can help you navigate complex financial situations. Practicing good stewardship and seeking guidance from trusted professionals can alleviate financial anxiety and lead to wise financial decisions. [... more]

Teaching children about the dangers of debt and the importance of financial literacy is crucial for their future financial well-being. Parents can start by modeling good financial behavior, using verbal communication to teach their children about money, and providing practical opportunities for them to apply what they've learned. A systematic approach to teaching children about money can help them develop good financial habits and avoid debt. Additionally, understanding trusts and estates can help individuals avoid probate and ensure that their assets are distributed according to their wishes. [... more]

God's ownership of all things and our stewardship responsibility are key concepts in managing finances according to a biblical worldview. Understanding principles such as tithing, budgeting, and financial planning can help individuals make wise decisions with their resources and live in accordance with God's will. [... more]

Navigating identity theft protection plans and understanding their worth, making informed financial decisions with biblical wisdom, and exploring charitable giving options through qualified charitable distributions and estate planning strategies for efficient IRA distributions and effective financial stewardship. [... more]

Christian generosity is about serving a different Master, imitating God's love, and being radically, sacrificially, and joyfully generous. Cultivating a biblical attitude about giving, such as secret, open-handed, cheerful, loving, and sacrificial, can bring spiritual benefits and fill us with joy from the Holy Spirit. [... more]

A Certified Kingdom Advisor is a financial professional who helps families and individuals make faith-based financial decisions, providing biblically wise financial advice and guidance in managing God's resources. [... more]

Preparing for college requires careful financial planning, and biblical wisdom can guide decision-making. Art Rayner shares strategies for minimizing debt and avoiding costly misconceptions. Meanwhile, listeners seek advice on retirement planning, investment strategies, and faith-based investing, highlighting the importance of aligning financial decisions with one's values. [... more]

A Christian finance expert discusses the importance of understanding mortgage closing costs, permanent endowments, and stewardship in giving. He also answers listener questions on financial planning, retirement accounts, and whole life insurance. [... more]

Managing debt effectively involves understanding the differences between debt consolidation, debt settlement, and debt management. Credit counseling can help individuals get out of debt the right way by honoring their debt in full. Meanwhile, job scams are on the rise, leveraging artificial intelligence to steal money and personal information from unsuspecting job seekers. It's essential to be cautious when dealing with digital-only transactions and to verify the legitimacy of job listings and employers. Additionally, individuals should be aware of their banking options and consider maximizing their savings rates to achieve their financial goals, including retirement planning. [... more]

Financial planners discuss the implications of the Medicare tax, known as ERMA, and how it can be appealed. They also explore the benefits of Roth conversions and the importance of planning for retirement, including managing Required Minimum Distributions. [... more]

Retiring with debt can reduce lifestyle choices and increase the likelihood of returning to work. A debt management plan can help pay off debt 80% faster, and financial planning can ensure a comfortable retirement. Considering income-generating land or downsizing can also provide financial freedom. [... more]

Living paycheck to paycheck can be a sign that something needs to change in your financial handling. Following God's financial principles can bring welcome relief from worrying about money. Understanding and believing in biblical truth is essential, and the first principle you need to grasp is that God owns it all. By putting principle into practice, you can develop a spending plan and manage God's money as his steward or manager of the resources he's temporarily entrusted to you. [... more]

Christian parents can train their children in financial discipleship by modeling, verbal instruction, and practical opportunities. A biblical worldview is essential for making financial decisions, and understanding Social Security benefits and retirement planning can help individuals make informed choices. [... more]

Rest is a crucial aspect of maintaining a healthy work-life balance, and it's essential to prioritize it in our busy lives. According to biblical teachings, rest is not just a luxury but a necessity, and it's essential to create margin in our lives to avoid burnout and maintain our physical and mental well-being. [... more]

Rob West discusses the qualified charitable distribution, a tax benefit for individuals over 70 and a half with an IRA, allowing them to transfer funds directly to charity without reporting the income, and the potential to satisfy required minimum distributions. He also answers listener questions on retirement planning, financial decisions, and stewardship, providing biblical wisdom and guidance on managing finances. [... more]

Rob West discusses financial wisdom from King Solomon's money moves, including being disciplined, denying oneself, and being determined. He also answers listener questions on long-term care insurance, investment portfolios, and the national debt, while exploring the impact of artificial intelligence on the economy. [... more]

Ron Blue discusses biblical finance and the importance of giving, even when in debt. He shares insights on managing God's money and prioritizing giving, while also addressing listener questions on debt, IRAs, and required minimum distributions. [... more]

Handling financial disappointments requires a Godly approach, recognizing that unmet expectations can be an opportunity for growth and trust in God's plan. A biblical perspective on stewardship and debt management can provide guidance for navigating financial challenges, and seeking help from trusted resources such as credit counseling agencies can be a valuable step towards achieving financial freedom. [... more]

Helping your teenager navigate the college transition requires open communication about finances, budgeting, and credit cards. As they enter adulthood, discuss career choices, life in the real world, and the importance of financial independence. Meanwhile, for those nearing retirement, consider annuities and long-term care to ensure a secure income stream and peace of mind. [... more]

A recent survey of investors who consider their faith important found that many are unaware of terms like faith-based investing and values-based investing, but are interested in investing in companies that align with their biblical values, and would consider changing financial advisors to work with someone who shares their values. [... more]

Carolyn Kolupka discusses the parable of the rich fool and its relevance to modern financial decisions. She emphasizes the importance of making God one's treasure and using money as a tool to serve others. The hosts also answer listener questions on reverse mortgages, inherited property, and retirement account requirements. [... more]

Florida Man leads a chase on a John Deere lawnmower, while another Florida man faces 50 years in prison for smuggling turtles. Meanwhile, Panera Bread gets a carve out from California's $20 minimum wage law, and a doctor's discussion about statins and cholesterol raises questions about the medical industry's push for medication. [... more]