Lifetime income annuities can provide a predictable income stream for life, with the option to double the amount if long-term care is needed. This type of annuity can be used as a social security bridge, providing additional income to supplement retirement benefits. It can also be used to cover long-term care expenses, with the ability to double the income if one spouse requires care. The annuity can be customized to meet individual needs, with options to add a Roth conversion and invest in a variety of assets. [... more]

The importance of life insurance in securing a family's financial future is highlighted by a personal experience of the host, who found a simple and online process with Ethos. The discussion then shifts to the impact of Trump on American politics, particularly among young men, and the role of sports in unifying men around him. The conversation also touches on the challenges of capitalism, the rise of AI, and the need for a responsible Republican to defend democracy and capitalism. [... more]

Financial teacher Ron Blue explores the disconnect between what people say and do about money, revealing that expecting money to fix problems or fill hearts is a recipe for disappointment. He notes that true wealth isn't measured in net worth, but in contentment, and that freedom and joy come from trusting God as provider, not paycheck. The solution lies in realizing it's not our money, but God's, and that our trust should shift from our finances to the Lord Himself. [... more]

The North Carolina Rate Bureau is seeking a 68.3% average statewide increase in dwelling insurance rates over the next two years, citing rising claim costs due to climate change and storm damage. Meanwhile, a Durham-based startup, Vulcan Elements, has partnered with the US government to build a $1.4 billion magnet facility, sparking concerns about crony capitalism. As the federal government shutdown continues, air travel is expected to be impacted, with a 10% reduction in capacity at 40 high-volume airports. [... more]

Living with a variable income can be stressful, but God's Word offers timeless wisdom for managing finances. Building a plan around your lowest or average income, creating an income holding account, and distinguishing between fixed and flexible expenses can bring stability and peace. Remember, God is not unpredictable, and His provision is faithful. By integrating your faith and financial decisions, you can cultivate faithful stewardship and grow in generosity. [... more]

A conservative movement is growing at Rhodes College, with students forming a Young America's Foundation chapter and pushing back against the school's left-leaning atmosphere. Meanwhile, the National Guard is patrolling the streets of Memphis, with some pastors speaking out against the deployment. The cost of health care is also a major issue, with many Americans struggling to afford medical debt and complicated health insurance. Christian Healthcare Ministries offers an alternative to traditional health insurance at half the cost. [... more]

Donald Trump's trip to the Far East was a success, with significant gains in trade deals and a ceasefire agreement between Thailand and Cambodia. Meanwhile, Elise Stefanik is considering a run for governor of New York, and Jack Chitterelli is making a strong bid for governor of New Jersey. Turning Point USA has seen a surge in membership and is expanding its presence on college campuses, but some schools are pushing back against the organization. The investigation into the assassination of Charlie Kirk continues, and Andrew Colvett is working to bring justice to the family and friends of the victim. [... more]

The US-China economic trade talks have yielded positive outcomes, with China's industrial upgrading expected to contribute to global growth. President Xi Jinping's tone during the meeting was described as positive, with the Chinese government's newspaper, the People's Daily, publishing headlines that were largely supportive of the talks. In contrast, the meeting between Joe Biden and China's leaders was marked by criticism of the US, with President Xi Jinping's speech highlighting the importance of maintaining a stable relationship between the two countries. [... more]

Arthur Brooks, a Harvard professor and best-selling author, discusses the science of happiness and how to achieve it. He shares his insights on how to manage negative mood, the importance of love and relationships, and how to overcome unhappiness. Brooks also talks about his new book, The Meaning of Your Life, Finding Purpose, and how it explores the concept of survival and success in different cultures. [... more]

Generosity begins in the heart, not in the tax code. A donor-advised fund can help you give joyfully and steward resources efficiently, separating the act of giving from the act of distributing. You can make a large contribution in a high income year, receive an immediate tax deduction, and then prayerfully decide where those dollars should go. Donor-advised funds have become the fastest-growing vehicle for charitable giving in America, combining the flexibility of a personal giving account with the efficiency of professional administration. [... more]

The US and China reached a tentative agreement on rare earth sales and fentanyl cooperation, with China suspending rare earth exports and agreeing to work on fentanyl production. The deal also includes soybean purchases and a 10% reduction in tariffs for fentanyl cooperation. However, concerns remain about China's economic model and its impact on US manufacturing, with experts warning that allowing Chinese auto industry into the US could drive US companies out of business. [... more]

The federal government shutdown nears its one-month mark, impacting communities across the country and in North Carolina. The shutdown has left thousands of federal workers on unpaid leave, and the number of people with taxpayer-subsidized health insurance is expected to increase by nearly 3.8 million by 2035 if the Affordable Care Act subsidies are extended. Meanwhile, North Carolina's rainy day fund has dipped to $3.6 billion, and the state's insurance rates are expected to increase due to the rising cost of reinsurance. Additionally, the USDA has warned that SNAP benefits will stop on November 1st, and North Carolina has filed a lawsuit against the USDA over the issue. [... more]

Living simply isn't about deprivation, but about freedom, which can unleash extraordinary generosity. Randy Alcorn joins Rob West to discuss how to loosen our grip on earthly things to open our hands to eternal impact, and how seeing life through the lens of eternity transforms how we approach our possessions. [... more]

A financial planner uses a biblical story to illustrate the importance of long-term care planning, discussing the benefits of a hybrid life-long-term care policy with unlimited benefits and the process of qualifying for a claim. The policy covers informal care, home health care, assisted living, and nursing home costs, and the planner explains the indemnity benefit and the process of applying for a claim. [... more]

The White House is undergoing construction, with a new ballroom being added, privately funded by various donors. Meanwhile, Florida Man stories continue to captivate, including a man who tried to pass off his house as a drug-free zone and a woman who was kidnapped by a man she mistook for her Uber driver. In other news, Chicago's murder rate remains high, with the city's mayor claiming a reduction in crime, but critics argue that the numbers are being manipulated. [... more]

Day of Democrat Government Shutdown Dana breaks down how John Fetterman now has a larger reach than AOC Virginia Democrats plan on redistricting to pull Winsome Sears off the campaign trail Ontario runs an ad against Trump on tariffs with an out-of-context narration from a speech from Ronald Reagan Bruce Springsteen drops a No Kings at a recent show on his tour J B Pritzker floats a conspiracy theory that Trump will use the military to seize the ballot boxes in the Midterms Maine Senate candidate Graham Platner's former political director said his campaign offered her to sign an NDA [... more]

The FBI led a coordinated takedown across 11 states to arrest over 30 individuals responsible for an illegal gambling and sports rigging operation that spanned years, involving major crime families and former NBA players and coaches. Meanwhile, the CEO of the Babylon Bee, Seth Dillon, discusses the rise of anti-Semitism on the right and the need for conservatives to draw lines and condemn bigotry and authoritarianism. [... more]

Democrats weeping and gnashing of teeth over the White House renovations continues Marco Rubio delivers a PERFECT response to a reporter when asked about blowing up drug boats John Fetterman goes on Fox and sounds exactly like a Republican State Rep Jolanda Jones just went on CNN and called for SLASHING THE NECKS of Republicans if necessary Portland Trail Blazers HC Chauncey Billups was arrested by the FBI for being used by the Italian Mafia to attract poker players exposing multiple crime families Sunny Hostin apparently thinks all her white neighbors are racists Dana explains how she is noticing the [... more]

The sanctity of the White House is being questioned over a proposed ballroom addition, but critics point out that past administrations have made similar changes. Meanwhile, immigration and Islamophobia are hot topics, with some arguing that certain individuals are not assimilating into American culture. [... more]

The host discusses various topics including the government shutdown, White House renovations, Israel hostages, and the unaffordability of Obamacare. They also touch on firearm laws, Medicare enrollment, and a terrorism investigation involving a man with marijuana possession. Additionally, they address identity theft and the importance of protecting one's personal information. [... more]

Many people want their investments to reflect their values and convictions, and they need guidance from financial advisors to align their finances with their faith. Research shows that 48% of investors have already connected their investments with their faith or are interested in doing so, but a gap exists between investor interest and advisor action. Financial advisors can help clients incorporate faith-based investing into their financial plans, and tools are available to screen portfolios and exclude companies that conflict with their values. [... more]

A Florida man is accused of causing significant injuries to his mother after stabbing her multiple times. A man in Jacksonville claims to have contracted flesh-eating bacteria while cutting grass. The host visits a church that has a female pastor, leading to a discussion about Christianity and female leadership. J.K. Rowling is criticized for her views on trans people, with the host defending her right to express her opinions. [... more]

The government shutdown continues, with Democrats refusing to reopen the government unless their demands for subsidies in the healthcare system are met. Meanwhile, Senator John Cornyn discusses the possibility of using the nuclear option to pass a continuing resolution, and the implications of this move. The Trump administration's tariffs on Chinese goods are also discussed, as well as the impact of these tariffs on the US economy. Additionally, the show touches on the importance of border security and the need for a comprehensive immigration reform. The hosts also discuss the latest developments in the world of healthcare, including the ongoing debate over Medicare and the Affordable Care Act. Furthermore, the show explores the potential of self-driving cars and the benefits of using Waymo's on-demand service. Finally, the hosts emphasize the importance of identity protection and cybersecurity, highlighting the services offered by LifeLock. [... more]

Florida Man stories continue to captivate the nation, with tales of a man stealing a car with a child inside and another accused of online threats. Meanwhile, a Cuban Tarzan has been dubbed for catching a record-sized iguana. In other news, identity theft and cybersecurity awareness are on the rise, with LifeLock offering protection and tips to stay safe. The Louvre museum in Paris has been robbed, with thieves stealing valuable jewels and artifacts. A whale shark has been spotted in Gaza, only to be beaten to death by locals. These stories and more are explored in this podcast. [... more]

The discussion revolves around the tariff battle with China, rare earth minerals, and foreign policy. The president is taking steps to force China out, and allies are being reassured. The conversation also touches on the rare earth minerals processing bottleneck, China's economic strain, and the potential for a meeting between the president and Xi Jinping in China. Additionally, the topic of fentanyl and its connection to Venezuela and China is discussed, as well as the importance of securing the border and engaging with good countries in the region. [... more]

The American Revolution was a no-kings rally, but a recent rally sponsored by communists was historically illiterate, displaying communist and socialist logos. The true horror is the stupidity of man and the lengths to which he will go to satisfy his own ego. A debate between Mandani and Cuomo highlighted their differences, with Mandani refusing to condemn Hamas and Cuomo failing to challenge him. Meanwhile, cybersecurity awareness is crucial, especially during Cybersecurity Awareness Month, and protecting one's identity is essential, with LifeLock offering comprehensive protection. [... more]

Liberals prepare to march at Saturday's No Kings rallies across the country Dana reacts to the most viral moments from New York City's Mayoral Debate between Zohran Mamdani Andrew Cuomo and Curtis Sliwa Jimmy Kimmel claims The American Revolution was a No Kings Rally J B Pritzker says he just got incredibly lucky and won million by gambling and encouraged others to start gambling Premiere League Club Aston Villa BANS supporters of the Tel Aviv football club over fears of violence against Jews Josh Hammer joins us to discuss Aston Villa's Jewish ban growing anti-Semitism on the woke right the [... more]

A conversation with Delicia Bollinger and Dr. Talesa Franklin about their experiences with crime in Memphis and the impact of the National Guard's presence, as well as their perspectives on politics, Christianity, and public education. [... more]

A discussion on the impact of critical race theory on media diversity and the hiring practices in newsrooms, as well as the taxation policies in New York City and their effects on affordability and economic stability. [... more]

Daggers are out for Sen John Fetterman as Democrats are plotting to primary him CNN's had a disastrous town hall where Bernie and AOC had a full-on meltdown NBC News cuts of their staff including their DEI department Dana breaks down the angles surrounding the Politico piece exposing text messages in the Young Republicans' group chats and calls out the anti-Semitic woke right who are making idols out of bigots Dana goes scorched Earth on how the new fad of being anti-Semitic isn't edgy Zohran Mamdani faces the gauntlet on Fox News to defend his radical policy proposals Justice Ketanji [... more]

A Florida man is arrested for striking a pregnant woman with his car in a parking lot dispute, sparking outrage and debate about entitlement and respect for others. Meanwhile, a study reveals a decline in trans identification among younger people, which some attribute to a social contagion and others to a shift in cultural trends. Additionally, there's a growing interest in Christianity and a decline in youth mental illness, which some link to the rise of social media and lockdowns during the pandemic. [... more]

Speaker Johnson unloads on Democrats for not reopening the government for the ninth time Liberals prepare for their No Kings protests on Saturday Democrat members of Congress attempted to barge into Speaker Mike Johnson's office Dana follows up on the Alec Baldwin crash drama Actress Keira Knightley laughs out loud after a reporter asked if she was aware that trans-allied people are boycotting Harry Potter because of J K Rowling Nancy Pelosi calls Trump the worst president in American history for America's children A new study shows how trans identification is in FREEFALL among young people proving it's not scientifically [... more]

A former youth minister pleads guilty to the sexual battery of a child, sparking outrage and calls for accountability from the community. Meanwhile, the National Guard and federal assets are credited with reducing crime in Memphis, allowing residents to feel safer and enjoy outdoor activities without fear of violence. [... more]

For many widows, a reverse mortgage can provide stability and dignity in their years ahead, allowing them to stay in their home with confidence. However, it's essential to understand the changes in the law and how they impact widows, as well as the importance of planning for the future, including managing debt and building an emergency fund. Additionally, navigating health insurance options can be challenging, especially for those with limited income or past health history, but there are affordable options available, such as the federal marketplace and private health insurance comparison sites. [... more]

Florida Man stories continue to baffle and entertain, while Alec Baldwin's car accident raises questions about accountability. Meanwhile, cybersecurity awareness is crucial, and identity theft is a growing concern. Additionally, a naked bike ride protest in Portland sparks debate about public decency and the limits of free speech. [... more]

The Gaza ceasefire has been met with skepticism by some, with concerns that Hamas may not disarm as promised. Meanwhile, the Abraham Accords have reshaped the balance of power in the Middle East, and the US is taking steps to prevent identity theft and promote cybersecurity awareness. Additionally, the importance of screening for Type 1 diabetes is highlighted, and a new product called Relief Factor is introduced as a solution for inflammation and pain relief. [... more]

A Florida couple is charged with child neglect after leaving their 16-year-old son on the side of the road with a bag of guns and cash. Meanwhile, a conservative politician's comments on labor laws spark controversy, and a Hollywood actor's rant against capitalism is met with criticism. Additionally, a reminder about the importance of cybersecurity and protecting one's identity is highlighted. [... more]

The Middle East peace deal brokered by President Trump has been hailed as a historic achievement, with Hamas agreeing to disarm and leave Gaza. However, the deal also includes the release of terrorist prisoners, sparking controversy. Meanwhile, Democrats are struggling to pass a bill to fund the government, with some lawmakers expressing concerns about the shutdown's impact on their constituents. Additionally, the topic of labor policy is being debated, with some arguing for a more nuanced approach than simply rounding up and deporting undocumented immigrants. Furthermore, cybersecurity awareness is being highlighted, with tips on how to protect one's identity and prevent identity theft. Finally, the Medicare annual enrollment season is underway, with experts advising on how to navigate the process and avoid losing coverage. [... more]

Medicare insurance market disruption is causing changes in coverage and premiums for Medicare Part D and Advantage plans. The Inflation Reduction Act introduced a $2,000 out-of-pocket maximum for Medicare Part D, but the government did not provide funding to support this change. As a result, insurance companies are increasing premiums and changing formularies, affecting drug coverage and costs for beneficiaries. To navigate these changes, Medicare beneficiaries should create a Medicare.gov account to access their claims history, shop for plans, and compare coverage and costs. Insurance agents and advisors can help beneficiaries understand these changes and make informed decisions about their Medicare coverage. [... more]

A Democratic politician's debate performance is scrutinized, with some accusing her of being evasive and unresponsive to questions about her stance on political violence. Meanwhile, a series of bizarre crime stories from Florida are shared, including a couple who abandoned their 16-year-old son on the side of the road and handed him a bag of handguns, and a man who stole a purse containing a one-month-old kitten. The discussion also touches on the potential for government shutdown and the importance of cybersecurity awareness. [... more]