Medicare Planning - What Are 7 Items To Know?

Join Certified Financial Planner Hans Scheil and Host Robby Dilmore for an essential conversation about one of the most important financial and healthcare decisions you'll make in retirement. In this episode of Finishing Well, Hans breaks down the seven key things everyone should know about Medicare before enrolling or making changes to their coverage. From understanding the critical differences between Original Medicare and Medicare Advantage to avoiding costly enrollment penalties, navigating Part D prescription drug coverage, understanding IRMAA income surcharges, and knowing when you can make changes during Medicare enrollment periods, this episode provides practical guidance to help you make informed decisions with confidence. Whether you're approaching age 65, already enrolled in Medicare, or helping a loved one through the process, this discussion offers valuable insights that could save you money, reduce stress, and ensure you have the coverage you need when it matters most. Learn why education is your greatest asset when planning for healthcare in retirement—and discover how making the right choices today can protect both your health and your financial future. Visit cardinalguide.com to access free retirement resources, browse our complete library of episodes, and connect with the Finishing Well ministry. Together, we're helping people honor God by finishing well.