The human instinct is to hoard things in times of economic stress Let's look at what the Bible has to say about that Hoarding is the over-the-top collection of stuff you can't rationally use in a reasonable time Today we'll talk about the root causes of this temptation and how to avoid it Triggers of HoardingPeople hoard at different levels sometimes even to the point of mental illness though that's not our focus here Instead we'll discuss the kind of hoarding that many of us are tempted to do often in response to circumstances Various factors can trigger hoarding Fear [... more]

Margin is one of those important things in life that we often take for granted and that can lead to trouble Margin basically means something extra A little extra time or even distance from the car in front of you It's critical especially with your finances I'll talk about financial margin today Applying Margin to Personal FinancesWhen you think of margin you might associate it with the business term profit margin This concept is crucial in business as it determines a company's profit after all expenses Every step of bringing a product to market involves multiple entities manufacturers salespeople transporters [... more]

Stock markets have seen record highs in the past couple of months Is it a good time to take profits Well it certainly can be a good time to take profits if you've seen your investments go through the roof recently And today I want to tell you about a way to realize those gains for God's Kingdom Why Donate Appreciated Stocks With recent historic highs in the markets now is an excellent time to consider donating appreciated stocks to your church or other ministries Donating stock instead of cash can significantly benefit both the donor and recipient primarily due [... more]

Everyone knows what inflation means right You'd be surprised by how fuzzy some people think about inflation Is inflation a rise in prices or simply high prices Or does it mean something else entirely The results of a recent poll may surprise you but we've got Mark Biller with us today to explain it Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance What is Inflation A Common MisunderstandingA recent survey revealed a significant misunderstanding among the general public about what inflation actually means While of respondents expressed concern about inflation [... more]

I rsquo d never planned to start a non-profit organization about adult friendship and when I felt called to do so I had so many questions How would the charity be financed and who should help me build it My greatest help on these matters ended up coming not from a business book but a biblical one The book of Ezra is essential reading for anyone called by God to build something Recounting how the Jews rebuilt Jerusalem after their exile it shows how God provided funds through public donations and government grants Ezra - - and how both volunteers [... more]

Paying off debt is always a good thing but paying it off before retirement is one of the best financial moves you'll ever make It's a disturbing trend more people than ever are retiring with debt That reduces their lifestyle choices and increases the likelihood they'll have to return to work at some point Today we'll talk about carrying debt into retirement and how you can avoid it Preparing for a Debt-Free Retirement A Practical GuideAccording to the Federal Reserve's Survey of Consumer Finances of people aged to are in debt up from years ago This rising debt can severely [... more]

If you're tired of living paycheck-to-paycheck you can make a decision today that will change your life All you have to do is practice God's financial principles and then wait to see what happens You'll be amazed at the results Admitting the ProblemLike most things the first step in making financial changes is admitting that you have a problem and then identifying what you're doing wrong So what's not right with the way you're handling money Maybe you worry about bouncing a check or you fear the phone ringing because it might be a bill collector or you're dealing with [... more]

In the First Century B C Roman historian Sallust said Prosperity tries the souls even of the wise Most people would choose financial prosperity despite its temptations But what if you're living with financial adversity Today we'll talk about how to be wise in good times and bad The Temptations of Financial Success and AdversityWhen things are going well financially it's tempting to take credit for your success leading to sins like pride and greed On the other hand adversity brings its own set of temptations such as self-pity bitterness and envy Neither set of attitudes is godly Christians are [... more]

Myths can be persistent things For a long time people thought the world was flat The investing world has its share of myths that persist to this day Rachel McDonough joins us today to go over myths about wealth that many Christians believe but shouldn't Rachel McDonough is a Certified Financial Planner CFP a Certified Kingdom Advisor CKA and a regular Faith Finance contributor Flat Earth and Financial MythsWhen your core assumptions are wrong your strategy becomes useless Imagine planning a voyage worldwide while believing it's flat you'd never reach your destination accurately Similarly in finance myths perpetuated by various [... more]

You've probably heard the saying If you aim at nothing you'll hit it every time But do you know who coined it Christian author and speaker Zig Ziglar is credited with that famous quote It urges us to set goals and stay on mission What are our goals and what's our mission here at FaithFi Chad Clark fills you in today and invites you to be a part of it all Chad Clark is the Executive Director of FaithFi Faith Finance Integrating Faith and Finances for God's GloryAt FaithFi our mission is clear we aim to equip Christians with the [... more]

Train up a child in the way he should go even when he is old he will not depart from it Proverbs Teaching our children how to manage God's money is vital to raising them But how can parents do this well Brian Holtz will share some great insights today Brian Holtz is the Chief Operating Officer at Compass Financial Ministry and the author of Financial Discipleship for Families Intentionally Raising Faithful Children MVP Parenting Building Financial Wisdom in the Next GenerationIntroducing MVP Parenting a concept foundational for nurturing financial wisdom and spiritual growth in our children Howard Dayton defines [... more]

LA City Council members removed No U-Turn signs from a gay neighborhood calling them homophobic Meanwhile Chicago Mayor Brandon Johnson defends spending K on hair and makeup with his campaign funds in order to support Black-owned businesses Please visit our great sponsors Ammo Squaredhttps ammosquared comEnsure you are prepared for whatever comes your way with ammosquared comBlack Rifle Coffeehttps blackriflecoffee com danaUse code DANA to save on your next order Byrnahttps byrna com danaVisit today for off and get the protection you need Goldcohttps danalikesgold comGet your free Gold Kit from GoldCo today Hillsdale Collegehttps danaforhillsdale comVisit DanaForHillsdale com to [... more]

The Supreme Court rules that the bump stock ban is unconstitutional LA City Council members removed No U-Turn signs from a gay neighborhood calling them homophobic Recovering Investment Banker Carol Roth joins us on CPI data stagnant Fed rates the end of the petrodollar amp more Chicago Mayor Brandon Johnson defends spending K on hair and makeup with his campaign funds in order to support Black-owned businesses Why aren't other G leaders speaking up about Biden's mental acuity Jill Biden claims this election isn't about age Please visit our great sponsors Ammo Squaredhttps ammosquared comEnsure you are prepared for whatever [... more]

Knowing where and how to give to God's Kingdom can be a challenge for any one person but all the more so if you're married It's beautiful when couples agree on how to manage their money how much to spend and save but finding agreement on giving is just as important Today Bob shares what he and his wife Leslie learned about it Bob Doll is the CEO and CIO of Crossmark Global Investments He regularly contributes to Faith and Finance and other media outlets such as Bloomberg TV Fox Business and CNBC The Foundation of GivingFinancial disagreements are common [... more]

The Qualified Charitable Distribution is one of the most underutilized tax benefits yet almost million Americans can take it There are many requirements for taking a Qualified Charitable Distribution QCD or QCD You must be and have an IRA If more folks understood QCDs better they might take them David Hogan joins us today with the ABCs of QCDs David Hogan is the Principal of Clifton Larson Allen CPA's in Atlanta GA What is a Qualified Charitable Distribution QCD Simply put a QCD directly transfers funds from your Individual Retirement Account IRA to a qualified charity This move doesn't offer [... more]

Homeowners now have an average of nearly in home equity and the nationwide total is staggering at trillion Home equity is undoubtedly one of our largest assets So how do the biblical principles of stewardship apply to it Harlan Accola joins us today to discuss this Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage an underwriter of Faith and Finance He is also the author of Home Equity and Reverse Mortgages The Cinderella of the Baby Boomer Retirement Understanding Reverse MortgagesToday's reverse mortgages are not the same product that gave the name such a negative reputation in [... more]

The far Left is upset that Trump-appointed Judge Aileen Cannon is overseeing Special Counsel Jack Smith's classified documents case against President Donald Trump and tried to have her removed However the th Circuit Court of Appeals dismissed the orchestrated campaign to oust Judge Cannon and she will remain in place as the far Left continues its lawfare attacks against Trump The Sekulow team discusses the effort to remove Judge Cannon the state of the presidential election between President Biden and President Trump U S foreign policy and much more [... more]

Americans have an average of four credit cards Do you really need that many And how many is enough Too often we hang on to credit cards we no longer use providing an unnecessary invitation to identity thieves to run up charges in our names Canceling them is a good idea if done correctly The Risks of Holding Unused Credit CardsMany of us hang on to credit cards we no longer use but this can invite identity thieves to run up charges in your name Canceling unused cards is a good idea but it needs to be done correctly Let's [... more]

Guest Tom Ascol Senior Pastor Grace Baptist Church Cape Coral FL The Southern Baptist Convention SBC is the largest Protestant church denomination in North America with six seminaries churches million church members and entities like the Ethics and Religious Liberty Commission ERLC Lifeway Christian Resources the North American Mission Board NAMB and more Some of the most influential churches and pastors in America are part of the SBC SBC churches are expected to give to the Cooperative Program CP which uses the funds for all their various entities and endeavors In the CP budget was nearly M Any organization this [... more]

And let us not grow weary of doing good for in due season we will reap if we do not give up - Galatians One Christian ministry has been doing good for nearly years and shows zero signs of growing weary Scott Collins joins us today to discuss Buckner International and its ongoing efforts to support foster care adoption and family outreach Scott Collins is the Senior Vice President of Communications at Buckner International an underwriter of Faith Finance A Legacy of Service Since Buckner International founded by R C Buckner years ago with just for its first orphanage has [... more]

Romans says Let love be without hypocrisy Abhor what is evil Cling to what is good It may not be intuitive but this verse is a compelling guide for applying our faith to our investment decisions We'll talk with Jason Myhre today about how we can love without hypocrisy as we invest our money Jason Myhre is the Executive Director of the Eventide Center for Faith Investing an educational initiative of Eventide Asset Management and an underwriter of Faith Finance Bringing Faith into Investing A Deeper LookThe phrase Let love be without hypocrisy challenges us to ensure our love is [... more]

From Jeremiah we know God's people should seek the welfare of the places and people around them But is seeking the welfare of our community something Christians can pursue by means of investing choices Today we speak with an investment manager who has been seeking the welfare of cities all over America and the world through his advocacy work with corporations As we will hear today investors can influence decisions made behind closed doors by corporations Chris Meyer joins us today to examine how this advocacy works Chris Meyer is the Manager of Stewardship Investing Research and Advocacy for Praxis [... more]

You've heard the expression Pennywise and pound foolish Here in the States we could say Pennywise and dollar foolish A good example is when someone is more concerned about the interest they're getting on their savings account than the interest they're paying on their mortgage Top Tips to Save Big on InterestWhen managing your finances shopping around for the best interest rates on savings is wise However focusing on reducing the interest on your mortgage can have a much bigger payoff Consider the total interest paid over a -year fixed-rate mortgage It's a powerful motivator to pay off your mortgage [... more]

In Matthew Jesus called us to be wise as snakes and gentle as doves But can we be gentle and wise when standing up for biblical principles and our voting rights as investors It's the annual shareholder meeting season for public corporations meaning companies will hear about their policies from investors Jerry Bowyer joins us today with a biblical perspective on corporate engagement Jerry Bowyer is the President of Bowyer Research and our Resident Economist here at Faith Finance He is the author of The Maker Versus the Takers What Jesus Really Said About Social Justice and Economics You can [... more]

When you leave the house one of the last things you do is something you take entirely for granted mdash putting on a pair of shoes But that simple act isn rsquo t possible for millions of children in dozens of countries around the world mdash because they have no shoes On today's Faith amp Finance Live Shawn Spurrier joins us to talk about how you can help bring hope to some of those children Then Rob will tackle your financial questions nbsp See omnystudio com listener for privacy information [... more]

- Hour Rich recaps his RunRichRun event to raise funds for St Jude Children's Research Hospital that featured an appearance by new Chargers Head Coach Jim Harbaugh and weighs in on the latest press conference by Pittsburgh Steelers HC Mike Tomlin Actor Ramon Rodriguez joins Rich in-studio to discuss his 'Will Trent' ABC series reveals how playing basketball got him into acting landing a role in HBO's 'The Wire ' and more Jets fan Rich reacts to New York trading former overall draft pick Zach Wilson to the Denver Broncos Please check out other RES productions Overreaction Monday http apple [... more]

What is the risk of playing it too safe That does seem like a bit of a riddle but we can start to make sense of it by first exploring a behavioral phenomenon called loss aversion Researchers have found that most people feel the pain of losing money roughly twice as strongly as the joy of gaining money To say it again clearly losses feel twice as bad as gains feel good This naturally causes many people to be loss averse and try to avoid losses sometimes to such a substantial degree that it undermines their long-term goals One of [... more]

The cost of raising a child to the age of now costs about and that doesn't even include college For a child with special needs that cost can more than triple Without proper preparation your child's lifetime needs can quickly outstrip your funds Peter Richon with Richon Planning recommends to Erin Kennedy that you -Prepare Your Estate -Coordinate with Government Benefits -Identify a Caregiver -Involve the Family Seek Professional Guidance You may also consider a special needs trust Proactive planning means you your child and your family will be okay in case the worst happens And keep in mind estate [... more]

The Danger Of CovetousnessCovetousness is what happens when you see someone else's possessions and want them for yourself It's part envy and part greed and completely sinful But what's so dangerous about that kind of desire Well like any sin its first effect is to draw you away from a right relationship with God Envy can also destroy your relationships with other people When you're zeroing in on getting and keeping what you want you're putting your fleshly desires in God's place Selfishness obliterates your ability to love God and other people One problem with a materialistic mindset is that [... more]

Why do reverse mortgages still have a bit of a PR problem Many people are not aware that federal regulations were put in place in to address issues with the product and protect consumers However some bad players still gave the product a bad reputation by taking advantage of vulnerable seniors in the past Now there are new laws and safeguards by the FHA for widows to be protected and financial assessments to assure someone can afford taxes and maintenance which are recent within the last years or so to eliminate problems in the program How is a HECM Home [... more]

So how much is enough for Christians If you're just starting out or struggling financially How much is enough might seem like a silly question The bottom line for you is that you just need more money at the moment Why should you think about how much is enough when you hardly have anything And what if you're at the other end of things If you're approaching retirement you might be thinking about the size of your nest egg But why put a limit on accumulating money and possessions Based on these two examples the definition of enough seems to [... more]

It All Starts With CommunicationCommunication is crucial for estate planning in blended families highlighting the importance of being open transparent and truthful While this may be difficult at times it's essential for bringing issues to the forefront suggesting that effective communication is the foundation for addressing the unique challenges blended families face in estate planning How do blended families with different goals work it out When spouses in blended families have different goals they should prioritize seeking understanding and compromise Seek first to understand and then to be understood emphasizing the value of asking questions like tell me more about [... more]

Historical Context and Modern ImplicationsAfter crossing the Jordan into the promised land the Israelites fought the battle of Jericho Joshua was their leader and the Lord gave them the victory In Joshua the general reminds his people of God's faithfulness to them at Jericho and through their history He ends by making that memorable statement of faith As for me and my household we will serve the Lord As Christians in a non-Christian culture we are also called to take a stand We can either choose to serve the gods of this world or the Lord It's not easy for [... more]

Trust in the Lord with all your heart and do not lean on your own understanding In all your ways acknowledge him and he will make straight your paths - Proverbs - Why are people so worried about the economy these days Part of the issue is concern about a number of factors including the upcoming US election high inflation high interest rates and various geopolitical issues like what's happening with China Taiwan Ukraine and the Middle East How are people dealing with this uncertainty Uncertainty for many people leads to fear especially for those on a fixed budget or [... more]

CONSIDERING THE FUTURE POST-HIGH SCHOOLRob discusses the pressure high school seniors and their parents face concerning post-secondary education and emphasizes the importance of aligning educational choices with financial realities He stresses the goal of avoiding college debt through early savings exploring scholarships and considering alternatives to a four-year college such as technical schools online courses and military service Financial planning for education should begin early incorporating discussions about affordability and scholarships Exploring educational alternatives can provide viable paths that align with career goals and financial constraints Completing the FAFSA is essential for all college-bound students to assess eligibility for financial [... more]

LLC or Limited Liability Company This business structure protects you from personal responsibility for the company's debts or liabilities An LLC gives you protection from debt collectors and lawsuits involving the company just as a corporation would But unlike a corporation the LLC allows what's called flow through for tax purposes The LLC doesn't pay corporate income taxes The company's profits and losses or deductions are passed on to the members of the LLC With an LLC it's easier to set up than a corporation An LLC may have to be dissolved if a member dies or files for bankruptcy [... more]

Matt Syverson is a Certified Financial Planner and Certified Kingdom Advisor in Overland Park Kansas He's also a specialist in helping families understand and set up ABLE accounts WHAT ARE ABLE ACCOUNTS AND HOW DO THEY COMPARE TO EDUCATION SAVINGS ACCOUNTS ABLE accounts akin to education savings accounts in terms of contributions and tax treatments are designed to assist individuals with disabilities by allowing for the accumulation of resources without affecting their eligibility for government assistance ABLE accounts initially referred to as A plans are intended for individuals with disabilities allowing them to save beyond the typical asset limits set [... more]

Corinthians says ldquo So whether you eat or drink or whatever you do do all to the glory of God rdquo And with that verse the apostle Paul sets the bar high calling on Christians to glorify God in every part of life mdash and that certainly includes how we manage money On today's Faith amp Finance Live host Rob West will welcome Chad Horning to talk about an important milestone in the type of investing that helps us honor the Lord Then Rob will answer your calls and various financial questions nbsp See omnystudio com listener for privacy information [... more]

Corinthians So whether you eat or drink or whatever you do do all to the glory of God Chad Horning is the president of Praxis Mutual Funds an underwriter of this program and one of the oldest faith-based mutual funds in the country WHAT DOES FAITH BASED INVESTING MEAN TO PRAXIS At Praxis Faith Based Investing is all about letting your faith guide your investment decisions It's not just about smart money moves it's about aligning those moves with your Christian principles This approach is key for those looking to ensure their investments reflect their values The idea here is [... more]

Brandon Pizzurro is President and Chief Investment Officer of GuideStone Capital Management an underwriter of this program WHAT DOES SEEING THE WORLD TRANSFORMED THROUGH CHRISTIAN INVESTING MEAN Seeing the world transformed through Christian investing means stewarding investment resources with intentionality and a faith-driven mindset Christians approach investing to reflect God's Kingdom impacting areas like sanctity of life human dignity and stewardship of creation It means stewarding investment resources with intentionality and faith-driven mindset Christians approach investing to reflect God's Kingdom impacting areas like sanctity of life human dignity and stewardship of creation HOW CAN INVESTING BRING ABOUT CHANGE Investing can [... more]

Judge Scott McAfee will soon hear the final arguments in Fulton County District Attorney Fani Willis' trial Will DA Willis' alleged improper relationship with Special Prosecutor Nathan Wade and alleged misuse of federal funds disqualify her from trying her case against former President Donald Trump The Sekulow team discusses the potential fallout of the Georgia judge's decision Trump's request for a delay in paying his outrageous million fine President Biden's possible executive action to restrict asylum at the southern border a major ACLJ victory and much more [... more]

Matt Bell is the managing editor at Sound Mind Investing and the author of several books on personal finance including Money Marriage A Complete Guide for Engaged and Newly Married Couples HOW DO INDIVIDUAL TEMPERAMENTS AFFECT MARRIED COUPLES' FINANCIAL MANAGEMENT Understanding each other's temperament helps couples manage money together effectively since temperament influences how individuals naturally react to financial situations bringing inherent strengths and weaknesses to money management Temperament shapes our financial behaviors and preferences influenced by upbringing and personal experiences Knowing and respecting each other's temperament can lead to better teamwork in financial decisions It's crucial to recognize that [... more]

THE DANGERS OF LOVING MONEY AND THE CHRISTIAN RESPONSESome people view money as the source of life's greatest pleasures equating it with security success freedom and power However the Biblical perspective emphasizes trust in Jesus rather than in fleeting worldly possessions THE PROBLEMS WITH LOVING MONEY Timothy warns about the love of money being the root of all kinds of evils emphasizing the destruction and ruin it can bring Loving money leads to a life-destroying path marked by temptation and harmful desires It can cause us to stray from our faith experiencing deep sorrow as a result Money can become [... more]

DECIDING WHEN TO START RECEIVING SOCIAL SECURITY BENEFITSIt's recommended to delay receiving Social Security benefits until Full Retirement Age FRA of or as benefits are permanently reduced by about for each year you start taking them before reaching FRA BREAK-EVEN POINT FOR DELAYING SOCIAL SECURITY BENEFITSIf you delay receiving Social Security benefits until FRA it takes nearly years to recoup the money you missed by not taking benefits early After around age you'll be financially ahead each month for the rest of your life LIFE EXPECTANCY CONSIDERATIONS FOR SOCIAL SECURITYOnce you reach age the average life expectancy is for females [... more]

Leo Sabo is president of the Christian Stewardship Network and a Faith and Finance contributor He also knows a thing or two about starting a stewardship ministry THE FUNDAMENTAL IMPORTANCE OF STEWARDSHIP MINISTRIES IN CHURCHESBiblical Foundation Stewardship ministries are vital as they align with biblical teachings about money and possessions which are prevalent throughout the Bible Discipleship and Purpose These ministries guide congregants in using money as a tool for fulfilling their God-given calling and purposes emphasizing discipleship in financial matters STEPS FOR ESTABLISHING A STEWARDSHIP MINISTRY IN A CHURCH Securing Leadership Support Begin by gaining the church leadership's endorsement [... more]

God's Word makes it quite clear that we should diversify our investments Often that means dividing them into stocks mutual funds and bonds and maybe precious metals But are we missing a completely different class of investments On today's Faith amp Finance Live host Rob West will welcome Tim Macready to fill us in about an option called private market investing Then Rob will answer your investing questions See omnystudio com listener for privacy information [... more]

Rep Cori Bush is under criminal investigation for misusing tax funds for personal security Meanwhile the NSA has been purchasing Americans' internet browsing data without warrants Please visit our great sponsors Black Rifle Coffeehttps blackriflecoffee com danaJoin the Coffee Club today and get off your first month's subscription Hillsdale Collegehttps danaforhillsdale comVisit today to hear a Constitution Minute and reserve your free pocket copy of the Constitution KelTechttps KelTecWeapons comSign up for the KelTec Insider and be the first to know the latest KelTec news Nimi Skincarehttps nimiskincare comDon't compromise Use promo code DANA for your order Patriot Mobilehttps patriotmobile [... more]

Rich Zeoli sits in for Dana Biden claims he's done all he can do at the border The NSA has been purchasing Americans' internet browsing data without warrants Rep Cori Bush is under criminal investigation for misusing tax funds for personal security Georgia DA Fani Willis' alleged lover asked for a protective order in their divorce case John Kirby loses it on a reporter when asked about Biden's Iran decision Biden asks for more power as it concerns the border Please visit our great sponsors Black Rifle Coffeehttps blackriflecoffee com danaJoin the Coffee Club today and get off your first [... more]

Tim Macready is head of Global Multi-Asset Investing with BrightLight an EverSource Wealth Advisors Team HOW DID YOU BECOME INTERESTED IN AND A LEADER IN THE FAITH-BASED INVESTING MOVEMENT Tim grew up on the mission field and returned to Australia for studies initially working with pension plans His desire to do something meaningful led him to a faith-based pension fund in Sydney For years he has explored what it means to be a faithful steward of God's resources now working with pension funds investment advisors and families at the intersection of faith and investing CAN YOU EXPLAIN THE DIFFERENCE BETWEEN [... more]

Mark Biller is executive editor at Sound Mind Investing an underwriter of this program WHAT DOES IT MEAN TO ALLOCATE YOUR PORTFOLIO OR REBALANCE IT Mark Biller explains that asset allocation refers to the distribution of investments across various asset types like stocks and bonds Portfolio rebalancing is the process of adjusting the portfolio back to its target allocation This is necessary because different investments perform differently over time causing the portfolio to drift from its intended allocation Rebalancing involves selling assets that have grown beyond their target percentage and buying those that are underrepresented to maintain the desired risk [... more]

REFLECTION ON LAST YEAR'S PREDICTIONSBob Doll reflects on his previous year's predictions noting that while they achieved a accuracy rate it fell short of their usual mark The unexpected strength in the economy and labor market combined with a decrease in inflation led to deviations from their projections The economy was stronger than expected preventing the anticipated recession Inflation continued to decrease but did not reach the central bank's target of Stock market valuations increased particularly for a small group of high-performing stocks OUTLOOK ON THE US ECONOMY FOR THE UPCOMING YEARBob predicts a mild recession for the upcoming year [... more]

In Genesis God gave man dominion over the earth mdash and with that a responsibility to take care of it So how can we as believers best accomplish that today On today's Faith amp Finance Live Mark Regier joins host Rob West to talk about ldquo investing in the care of creation rdquo Then Rob will take your calls and various financial questions nbsp See omnystudio com listener for privacy information [... more]

The earth is the Lord's and all that is in it the world and those who live in it for he has founded it on the seas and established it on the rivers Psalm - Mark Regier is Vice President of Stewardship Investing at Praxis Mutual Funds WHAT IS STEWARDSHIP INVESTING AND HOW DOES IT INCORPORATE CREATION CARE Stewardship investing is an approach rooted in biblical principles emphasizing responsibility and management of all that God has entrusted to us It involves recognizing God's ownership over everything and managing resources wisely and according to His wishes This philosophy extends to caring [... more]

If anyone does not provide for his own and especially for those of his household he has denied the faith and is worse than an unbeliever Timothy It's a pleasure to welcome Harlan Accola back to the program Harlan is with Movement Mortgage an underwriter of this program He is also the author of Home Equity and Reverse Mortgages The Cinderella of the Baby Boomer Retirement WHY ARE REVERSE MORTGAGES REFERRED TO AS THE CINDERELLA OF RETIREMENT PLANNING Reverse mortgages are seen as the Cinderella of retirement planning because they have been underestimated but hold significant potential for aiding in [... more]

UNDERSTANDING THE PROFESSIONAL LANDSCAPE Tax preparers are typically CPAs Certified Public Accountants Enrolled Agents or specialized attorneys CPAs have more stringent requirements than Enrolled Agents There's a shortage of CPAs and Enrolled Agents leading to firms hiring high school interns at competitive rates to encourage CPA careers Due to professional shortages there's a risk of encountering unscrupulous tax preparers potentially leading to scams like refund fraud and identity theft SAFEGUARDS AGAINST FRAUD Seek preparers available year-round especially useful in case of audits Verify the preparer's IRS Preparer Tax Identification Number PTIN through the IRS directory Inquire about their professional credentials [... more]

NEW YEAR'S RESOLUTIONS A survey of people highlights common resolutions diet exercise more save more spend less learn a new skill quit smoking find a new job and spend time with family and friends These resolutions are often hard to keep due to requiring significant lifestyle changes THE IMPORTANCE OF CHRISTIAN RESOLUTIONS For Christians resolutions should prioritize God's will and honor Him Success in resolutions is more likely when they align with God's will Examples of Christian resolutions include seeking God's guidance for resolutions and praying for wisdom and strength SCRIPTURAL GUIDANCE James encourages seeking God's wisdom If any of [... more]

The following is an encore presentation from God's Word contains dozens of verses about repaying debt but usually from the perspective of owing it to others Another example of this is Ecclesiastes It reads It is better that you should not vow than that you should vow and not pay We have to dig a little deeper to discern God's will for us when someone owes us money but one thing is very clear - the Lord expects us to act differently than the world For one thing if the one who owes you is a fellow believer you should [... more]

The following is an encore presentation from April is just hours away and it's one of our favorite months of the year That's because April is Financial Literacy Month This event began some two decades ago to raise awareness about the critical need for financial literacy It's just as important as learning to read and write We'll talk about that on Faith and Finance It's not quite April yet but we want to give you a head start on gaining financial literacy It's important because if you don't know how to set up a budget handle credit cards responsibly or [... more]

For the first time since investors are putting a lot of their money in S P index funds or in mutual funds that use the S P as a benchmark Most investors probably don't know that about of the gains we've seen this year are due to the performance of only companies In other words you may have a lot of money tied up in just a few stocks which could mean you're taking on more risk than you know In this video Peter with Richon Planning and Erin Kennedy talk through the reasons behind this new trend and how [... more]

UNDERSTANDING TIME'S WORTH IN GOD'S PERSPECTIVE God values our time as evidenced by Psalm which states Teach us to number our days that we may get a heart of wisdom James reminds us of the fleeting nature of life saying You do not know what tomorrow will bring What is your life For you are a mist that appears for a little time and then vanishes Realizing the value of time can influence how we approach work and manage our finances CALCULATING REAL HOURLY WAGE To understand what our time on the job is really worth subtract taxes including Social [... more]