COVID Vaccine Prisoners Before Grandparents We discuss this and more on today's show [... more]

Hans goes over the recent report released by the Department of Treasury about the status of long term care insurance in the United States He explains what they found what changes might be made and what it means for you Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

On this classic program a favorite among Focus on the Family listeners Mike Adkins tells the humorous and poignant story of his efforts to befriend and share the Gospel with his neighbor Norman a social misfit who was mocked by virtually everybody in their small town You'll hear how God not only changed Norman but also changed Mike Part of Original airdate Sept Get a CD of today's broadcast for your donation of any amount https store focusonthefamily com singleitem checkout donation item don-daily-broadcast-product- - - Get more episode resources https www focusonthefamily com episodes broadcast a-man-called-norman-part- -of- If you've [... more]

Hans and Robby go over all your options for where to receive long term care when you are older Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

A Union County judge has approved a deal calling on the state of North Carolina to boost education spending by more than million a year It's the first stage of a plan that would lead to billions of dollars of new spending The money is tied to the long-running Leandro lawsuit Terry Stoops John Locke Foundation vice president for research and director of education studies analyzes the latest developments in the quarter-century-old Leandro case The N C Association of Educators teachers union is leading a lawsuit designed to kill the state's Opportunity Scholarship program But three families are going to [... more]

Robby and Hans talk all about planning for retirement this week especially as the world around us is changing Almost everyone wants to age at home but in order to do this you have to have a plan Otherwise it is very unlikely that you will be able to finish your life at your home Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide [... more]

Hans goes over your options for paying for home health care even if you have some health issues and limited income The most important aspect of getting set up for long term care is purchasing it while you are in your 's or early 's Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Many people think Medicare will pay for home health care but it really does not Hans goes over what exactly Medicare covers and what other options you have for covering long term care costs Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

The time is NOW for caregivers to rethink how we give care You've seen the headlines https news yahoo com man- -charged-nursing-home- html https www cnn com us alejandro-ripley-killing index html These incidents are just from the last week I invited Mark Gray of Constant Companion to come on the show to discuss how their secure affordable reliable and easy to use new product can provide family caregivers the connection support and assistance so desperately needed Imagine a parent at the end of her rope caring for a special needs child getting a daily phone call from a caring person [... more]

You don't want to buy or can't afford to buy a traditional long term care insurance policy but you still want coverage Hans goes over your options for short term care and how some policies even pay for care at your home Having a year of coverage is much better than having no coverage at all It gives your family time to figure out a long term plan Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal [... more]

This week on Family Policy Matters host Traci DeVette Griggs talks to Congressman Greg Murphy who represents NC's rd Congressional District about his take on the COVID- pandemic and our federal and state response to this crisis Congressman Murphy draws from his expertise as a certified physician and as a former member of the NC House of Representatives for four years [... more]

We love our callers and Bill in VA offered some great insights from his journey caring for his father with dementia In addition Kerry from OH shared how much the show means to her and wanted to find the archives Hope for the Caregiver's podcast contains nearly episodes in our library We want to make it free to any who needs to connect so please consider being a patron today For as little as per month you can help us continue to reach family caregivers Click here for more Have you ever helped someone else walk Click below to learn [... more]

Welcome to Man Talk with your Hosts Will Hardy and Roy Jones Jr Man Talk welcomes Pastor Ken to the show The discussion this week is about how despite everything that is going on in the world today you were never meant to be alone Our ministry is devoted to breaking down the walls of race and denomination so that men who are disciples of Christ may come together to worship as one body [... more]

This week Robby and Hans discuss how to make sure you have a plan for finishing well specifically one that includes home health care They get into the details of different routes and policies including the policy that Robby is currently getting There is peace of mind that comes with having this planned out now not only for you but for your family Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com [... more]

Home health care is the most popular choice when asking people how they would prefer to receive long term care services It can also be one of the most expensive choices Hans and Robby talk about what you can do now to plan for this cost as well as how Hans helps people who don't plan ahead of time and are now in crisis They go over prices of policies you can purchase to cover home health care as well as other ways you can prepare for this expense Don't forget to get your copy of The Complete Cardinal Guide [... more]

The Secure Act was passed in Congress at the end of It changed a few things related to retirement including Stretch IRAs Stretch IRAs now have to be emptied after years Hans and Robby go through what this means how it affects you and even strategies to put into place so you can avoid ever worrying about this It is all for your family Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide [... more]

For nearly seven years John has joined me as delightful addition to the show We had an exceptionally good time on today's show In addition there's a hilarious story of all I received when I tried to commit myself Yes it's true We through in a special song from Gracie and a bunch of other thoughts to help you start your caregiving year Presented by [... more]

This week Hans Robby and guest Tom Griffith CFP talk all about the objections people give when discussing long term care It is so important that you have a plan for it no matter how rich or poor you are no matter how healthy or sick you are and no matter how much you think your kids will step in to take care of you Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans [... more]

Ever meet someone who has so much knowledge that they end up sounding like a windbag Hans and Robby discuss how some consumer activists in the financial industry talk about life insurance and what they get wrong this week on Finishing Well Life insurance sometimes gets a bad rap - it is too expensive or a bad investment or you don't need it once you retire Hans goes over where he agrees with these people like about term insurance and where he disagrees People need life insurance in retirement What is your family going to do when you die This [... more]

Broadcasting on Sirius XM's Family Talk Channel this is HOPE FOR THE CAREGIVER with Peter Rosenberger This episode drills down on the need of caregivers to seek medical attention for themselves of family caregivers fail to see their own doctors How is THAT helpful Caregivers not seeking medical attention for themselves is one of the Caregiver Landmines from my book In addition we had John Butler The Count of Mighty Disco and also went to the phones to take calls Join us LIVE each Sunday evening at PM Eastern for this live show Do you find this show meaningful Let [... more]

This show starting by sharing some hilarious moments of my parents who listen to the show on Alexa Dad calls it A LEXUS We pivoted the show to point caregivers to tangible hope and referenced Lamentations - We took quite a few calls and even discussed the new song by Gracie and Russ Taff that is available below Our phone lines lit up and we talked with a father of a special needs son as well as two different daughters struggling to care for their mothers Along the way we gave them copies of Caregiver Landmines and How You Can [... more]

In Colossians Paul said Now I rejoice in my sufferings for you and in my physical body for the sake of his body the church I fill up what is lacking in the afflictions of Christ This week Hans and Robby listen to Tom as he discusses his personal experience with a health scare and needing an around-the-clock caregiver Tom said he had been experiencing bad headaches and unusual sleep patterns for a few days and wrote it off as work-related stress His wife eventually forced him to go to ER knowing something was wrong The doctors unable to find [... more]

We are thrilled to welcome HOME RULE as a sponsor on our North Carolina affiliates www homerule net Care-taking is a full-time job We believe that families should be able to access the benefits they are receiving When you are understaffed you lose that time sleeping time working time family time restoration time- YOUR time Home Rule offers Skilled Nursing Services as well as Companion Sitter Services in North Carolina in the following countries Catawba Lincoln Gaston Burke Iredell McDowell Caldwell Alexander Mecklenburg Cabarrus Stanly Rowan Davie Forsyth Buncombe Watauga Wilkes Yadkin Avery and Cleveland Counties A primary difference is [... more]

Kingdom Pursuits [... more]

Timothy says Anyone who does not provide for their relatives and especially for their own household has denied the faith and is worse than an unbeliever This week Robby talks about how this verse is more relevant to him now He is no longer ignorant about Medicare and long term care Robby feels like it is his responsibility to share his personal story so that other people don't find themselves where he was without a plan Your chances of needing long term care is either or but Hans stressed that we focus too much on the statistics What really is [... more]

Corinthians says But he said to me My grace is sufficient for you for my power is made perfect in weakness Therefore I will boast all the more gladly about my weaknesses so that Christ's power may rest on me It is hard for people to admit that they might need long term care one day it means they will be weak While people have no problem accepting they are going to die and know that life insurance will be needed in this situation it is much harder to accept the idea of becoming reliant on someone else in their [... more]

From December Caregiver tip of the day P A U S E Today's Senior Moment Interview with a social worker to help provide tips when selecting a social worker www hopeforthecaregiver com [... more]

Hope for the Caregiver on American Family Radio Peter Rosenberger hosts a radio program for family caregivers broadcast weekly from Nashville Tennessee on more than stations He has served as a caregiver for his wife Gracie who has lived with severe disabilities for more than years His new book is Caregiver Landmines and How You Can Avoid Them Follow hope caregiver [... more]

Kingdom Pursuits [... more]

This week we are diving further into Medicare discussing Medicare Supplements and Medicare Advantage Plans We talk about the differences between the two how they cover what Medicare doesn't and how much they cost We also discuss the biggest similarity of them both they don't cover long-term care How do you fill the gap that this leaves How does Medicaid fit into all this Listen to find out If you would like to follow along with the show in the book you can get the books on Amazon or download the corresponding chapters on CardinalGuide com Hans can be reached [... more]

Robby starts off this week by talking about his mom and when Medicare stopped paying for her hospital stay Hans talks about why this was not covered and what all Parts of Medicare cover Part A Part B Part C and Part D all cover different services If you have some of these Parts you will not need others Robby also talks about his mother-in-law who has extra help Hans explains what this program is how it helps people who can't afford all of Medicare and the difference between it and Medicaid Lastly Hans and Robby discuss how Medicare pays [... more]

In Acts - the people were so mad at Stephen that he was stoned to death Buy what did Stephen say that angered the people so badly He told them you can't save yourself When finishing well it is so important to remember this lesson In the last months or years of your life the likelihood is that you will not be able to do everything yourself While many people have family come in and help them like Robby talks about doing with his father sometimes it is the better option to receive professional help This is where long-term care [... more]

Jeremiah says This is what the Lord says 'Stand at the crossroads and look ask for the ancient paths ask where the good way is and walk in it and you will find rest for your souls ' A lot of people planning for long-term care don't ask where the good way is This week Hans and Robby discuss misconceptions or urban legends surrounding how Medicaid pays for long-term care While Medicaid will pay for long-term care it takes a lot to get to this point and giving away all your money is not going to automatically qualify Medicaid-paid long-term [... more]

Most people have more difficulty accepting the possibility of incapacity than they do facing the reality of their own death The biggest consequences of failing to plan for long-term care are suffered by the family This episode will dive into the different types of long-term care insurance how Medicare covers long-term care and how to get a plan in place for long-term care coverage To learn more or get the long-term care chapters of Hans' book The Complete Cardinal Guide to Planning for and Living in Retirement visit CardinalGuide com Hans can be contacted at Hans cardinalguide com or - [... more]