Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss the sounds too good to be true but it is lifetime income plan Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode The topic this week is about redoing your social security Hans shares a story about an interesting couple that did just that That's right it's story time with Hans and Robby Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Couples in their fifties face a time of life that's full of new challenges But beyond navigating the empty nest what other issues do couples in this stage of life face On today's MoneyWise Live host Rob West will welcome Jim Burns to talk about facing these challenges head on and managing your empty nest finances Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Hans and Robby are back again this week with a brand new episode This week's show is all about MYGA or multi-year guaranteed annuity Is this the right course of action for you and your loved ones This show has the information you seek to make that determination Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week's title is a mouthful for sure Luckily you have Hans and Robby here to give you a mind full of information to help you make informed and educated choices Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby are going over social security full retirement age This is vital information for those at full retirement age as well as for those approaching that age Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

On this week's program Peter Richon addresses the financial protection we strive to offer our family through having a plan in place that takes into consideration the fact that we will not always be here to support them ourselves The plan and assets provide the support when we can't [... more]

Hans and Robby and guest Tom Griffith discuss Safety Liquidity and Growth How do they relate to each other and which of the three is most important to your financial well being Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Now that October has arrived it's time once again for us to celebrate appreciate and bring honor to our pastors On today's MoneyWise Live Rob West will talk with Brian Kluth about ways you can lift up and encourage your pastor in the weeks ahead Then Rob will answer your calls on various financial topics See omnystudio com listener for privacy information [... more]

I Bonds may not be the most attractive choice among fixed income securities but you may be surprised to find they have a feature that will make them more appealing in the near future On the next MoneyWise Live host Rob West will talk about I Bonds and how their built-in inflation protection is becoming increasingly important in today rsquo s economy Then he rsquo ll answer your calls and questions on various financial topics That rsquo s MoneyWise Live mdash where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central on Moody Radio [... more]

Hans and Robby discuss the Buckets of Income Strategy Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans and Robby discuss Hybrid Long Term Care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

The biggest challenge to saving money is overcoming the temptation to spend it But there are steps you can take to make it easier to overcome that temptation and become a successful saver On the next MoneyWise Live host Rob West will talk about those steps toward saving more money Then he rsquo ll answer your financial questions from a biblical perspective That rsquo s on MoneyWise Live where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central on Moody Radio nbsp [... more]

Hans and Robby talk about income riders this week and how they provide one of the only guarantees in making sure you don't outlive your money Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Weathering the market rsquo s ups and downs at times can seem like a roller coaster ride Volatility is nothing unusual but how can we endure those downward turns without panicking On the next MoneyWise Live host Rob West talks with Robert Netzly of Inspire Investing to get a biblical perspective on market volatility Then Rob will answer your calls and financial questions That's MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Hans goes over annuities specially different types and how they work for people in retirement The biggest advantage is that annuities create a guaranteed income for you exactly when you need it Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Applying faith to investing can lead to questions like mdash should investing for Christians look different than it does for the world Or how do we reconcile our faith convictions with our need to grow our money On the next MoneyWise Live hosts Rob West and Steve Moore welcome Jason Myhre of Eventide to answer those questions and more Big questions about faith-based investing on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

In case you haven rsquo t been bombarded lately with ads about healthcare plans we want to remind you it rsquo s open enrollment season That rsquo s right the clock is ticking and you have less than a month to decide which healthcare plan you rsquo ll go with in On the next MoneyWise Live hosts Rob West and Steve Moore talk about that and more with Lauren Gajdek of Christian Healthcare Ministries That rsquo s the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

As followers of Christ we cling to the hope that He gives us of an eternity with Him in Heaven But having that hope doesn rsquo t mean that we won rsquo t have troubles in this world On the next MoneyWise Live hosts Rob West and Steve Moore welcome Compass founder and author Howard Dayton to share a hopeful message about life rsquo s difficulties Facing the storms of life on the next MoneyWise nbsp Live at pm Eastern pm Central on Moody Radio [... more]

An annuity is equal or increased payments over a period of time Social Security is a lifetime annuity for you Hans and Robby explain what this means how to use it and what you might want to consider for your other income Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Currently the market is crashing Hans and Robby go over what you should and shouldn't do during this time The first thing to do is make a plan and understand how you want to use your money in retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

The number one worry retirees face is outliving their money Hans and Robby go through examples of clients who faced this fear one who did it early and one who did it late While it is scary to face this fear head on it is only going to benefit you the earlier you start the process of planning While annuities get a bad rap Hans goes through how with the right plan and policy annuities can give you a guarantee that you cannot outlive your money Don't forget to get your copy of The Complete Cardinal Guide to Planning for [... more]

Americans are leaving millions of dollars on the table by taking Social Security early On the Sermon on the Mount Jesus says But small is the gate and narrow the road that leads to life and only a few find it of Americans are actually finding the narrow gate of Social Security and taking it at the right time to maximize the benefit Learn how to make the right Social Security timing decision with Hans and Robby When first deciding when to take your Social Security Hans and Robby both have ideas about where to start Hans says first to [... more]

In John Jesus tells the story of the shepherd and the hired hand The hired hand cares nothing for the sheep but the shepherd is successful because he cares for the sheep You know people who are hired hands they don't care about their employees or their customers and you know people who are shepherds Shepherds and hired hands also exist in the financial industry This week's guest Doug Amis CFP and author joins Hans and Robby to discuss what to look out for when trying to select a financial advisor CFP's who have to be fiduciaries are required to [... more]

In Romans Paul says Faith comes from hearing and hearing comes from the word of God This week Hans Robby and Tom discuss people's biggest worries in retirement and how to confront those worries with faith and smart planning Tom says the number one worry he's confronted as a CFP Professional is the question Am I going to run out of money People thinking about retirement are concerned they won't have enough money to live comfortably or have the financial resources when and how they need it Hans and Robby discuss how understanding the debate between the investment and insurance [... more]

In Genesis Joseph was called to interpret Pharaoh's dream about an oncoming famine that would last years When the famine hit everyone was taken care of because Joseph made sure to proactively save Unlike Joseph you do not know how many years your famine or retirement is going to last You need years of reserve or money to take care of you and your family A solution to this gap can be an annuity Hans tells the story of a recent client who wanted her full income to be replaced before she retired Social Security was not going to do [... more]

Author Peter Richon defines the most pressing need in and biggest concern of retirement income The traditional approach to planning for income leaves doubt and worry What are the methods for planning for increased lifestyle security [... more]

John says In my Father's house are many mansions if it were not so I would have told you I go to prepare a place for you Jesus isn't just winging it he has a plan for you and your estate You shouldn't wing it with your estate either Having a plan in place and properly set up will save your family the frustration confusion and sadness of having to figure out your estate in their time of grief This week Robby talks about his own personal situation regarding estate planning His father is in his final stages of life [... more]

In our talk today Tom Henga author of Don't Worry Retire Happy and Paycheck Playchecks broke down the science behind the optimal way to retire and the many reasons most Americans don't have a comfortable confident retirement [... more]

We all have the fear of the unknown Psalm says in God I trust and am not afraid We stake our whole future on god because we know him and we can trust him which makes us feel peaceful and at ease Hans and Robby talk about how to feel this same ease with the stock market We are scared of the stock market because we don't know what is going on The market does not like uncertainty either but uncertainty is necessary If you do or do not like this uncertainty that is going to affect what kind of [... more]

We have been doing Finishing Well for a year Thanks for joining us on this journey This week Hans and Robby discuss IRA's The original idea behind money is that it is supposed to serve as a servant for your family and for the kingdom is your money doing this We can show love through our money Just like in Matthew God will reward those who bring back more and chastise those who dig a hole in the ground and hide their money IRAs were not created to accumulate money and leave it all to your children They were created [... more]

The second letter in Hebrew alphabet Bet means household Jesus was born in Bethlehem which translates to house of bread In this new year is our household going to be a house of bread are we going to be able to provide for our families Social Security is the first part of providing in retirement Social Security spousal benefits are particularly interesting as many people do not know that they are leaving money on the table If you do not set them up right you might slice the bread a little thin Hans and Robby first talk about divorced couples [... more]

In the bible Eve had a choice eat from tree of knowledge or eat from tree of life While we all know how the story goes the interesting thing is if she took from tree of life she would have lived forever As we finish well we have to think about how our money is going to last forever Hans tells Robby that the biggest fear clients come in with is the fear of running out of money and becoming dependent on their family or the state They need their money to last even when they stop working So how [... more]

God provided for the Israelites in the dessert with manna so they did not have to worry Even in retirement life and bills keep coming but there is a way to stop this worry Hans and Robby discuss how annuities can be the solution to this worry If you think you are going to live a short life buy life insurance if you think you are going to live a long life buy an annuity Hans explains investments returns and why getting an annuity might be the best decision you can make in retirement Don't forget to get your copy [... more]