An emergency fund acts as a financial shock absorber, providing stability and breathing room during uncertain times. Wise financial planning involves considering factors such as income stability, job loss, and medical emergencies when determining the right amount to save. Understanding Social Security and disability insurance can help individuals plan for retirement and navigate complex financial situations. Charitable giving through qualified charitable distributions can also be a strategic way to reduce taxable income and give back to the community. [... more]

Faith-driven investors are seeking ways to align their investments with their values, and new tools are making it easier than ever. Mike Schnackenberg from Eventide Asset Management discusses the rise of faith-based ETFs and how they can help investors make a positive impact through their investments, while avoiding problematic areas that go against their Christian worldview. [... more]

Investing can become an act of worship and a tool for human flourishing when approached with biblical wisdom. Scripture calls us to use what we have to serve others and reflect God's purposes. Faithful investing starts with surrender, inviting God into our investment decisions and asking for wisdom and discernment. It's about directing resources into productive work that serves others, advancing the goodness of God's world, and promoting dignity, justice, and opportunity. [... more]

Journalist Todd Starnes joins the Christian Worldview Radio Program to discuss the current events, including the war in Iran, the rise of Islam in Europe, and the impact of pride on leadership. He shares his insights on how to maintain a biblical worldview and the importance of humility in leadership. [... more]

A statewide burn ban is in effect in North Carolina due to drought severity and forecast fire weather, with six major wildfires burning across the state. Meanwhile, recovery efforts continue in western North Carolina after Hurricane Helene, with some areas seeing progress and others still facing significant challenges. North Carolina's Republican congressional delegation is urging the Department of Homeland Security to clear administrative bottlenecks that have delayed FEMA aid for Hurricane Helene. Additionally, a state audit has found delivery gaps in the ABC system, which generates over $1.4 billion in revenue annually, despite meeting cost accuracy and safety performance indicators. The audit recommends improvements to the system, including developing contingency plans and establishing improved fleet maintenance schedules. [... more]

Navigating financial decisions in blended families requires intentional effort and a clear plan. Couples can use a Togetherness Agreement to promote peace and unity in their marriage by addressing emotionally charged issues and creating a roadmap for their financial future. This agreement can provide clarity on financial decisions, including how to manage debt, investments, and assets, and can help couples make decisions that align with their values and faith. [... more]

Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

The Todd Sterns Radio Show discusses various topics including the Save America Act, voter ID laws, tax planning, and charitable giving. The show also touches on current events such as the conflict in the Middle East and the controversy surrounding Cesar Chavez's legacy. Additionally, the hosts address concerns about scams and the importance of verifying information before making decisions. [... more]

A qualified longevity annuity contract can help postpone a portion of required minimum distributions, providing a guaranteed income stream for life, and reducing RMD pressure. This strategy can also protect against longevity risk and inflation risk, and provide peace of mind in advanced age. [... more]

Scripture defines success as becoming more like Christ, not accumulating wealth or possessions. Jesus invites us to measure progress by obedience and faithfulness, not by accumulation or fame. Rob West guides listeners through a 21-day devotional, Our Ultimate Treasure, to realign their hearts and financial decisions with God's purposes. [... more]

Taking the long view in financial planning can lead to significant tax savings and a more secure retirement. Certified Financial Planner Hans Scheil discusses the importance of considering tax implications when making financial decisions, including Roth conversions, required minimum distributions, and charitable giving. He also highlights the potential pitfalls of the widow's penalty and the importance of planning for it. [... more]

Charitable giving and tax planning are crucial during year-end, and understanding donor-advised funds and qualified charitable distributions can help individuals make the most of their donations. Financial stewardship and biblical wisdom are essential in managing money, and recognizing God as the owner of everything can lead to a more balanced approach to finances. [... more]

Required Minimum Distributions, or RMDs, are a crucial aspect of retirement planning, requiring individuals to take a minimum amount of money from their Individual Retirement Accounts, or IRAs, each year. This can have significant tax implications and affect the overall financial plan. Understanding RMDs and how to manage them can help individuals make informed decisions about their retirement savings and charitable giving. [... more]

The NFL's Thanksgiving weekend saw a 6% increase in viewership, with the season pacing to be the highest viewed in history. The league's EVP of media distribution, Hans Schroeder, discussed the success of the weekend, including the tribute to John Madden on Thanksgiving Day. The conversation also touched on the International Series, with the NFL planning to continue growing the game globally, including a full season of international games. Additionally, Schroeder discussed the partnership with ESPN, which will find a home for NFL Network and make it stronger for the future. [... more]

The next generation is redefining stewardship and generosity, with a focus on authenticity, impact, and community. Women play a significant role in shaping generosity, and advisors should consider co-creation and connecting head and heart when working with millennials and Gen Z. A reverse mortgage can be a viable option for tapping into home equity, and QCDs allow for tax-free charitable giving from IRAs. [... more]

Generosity is more than just giving money; it's about heart and presence. Long-term generosity begins at home and grows outward, shaping hearts, strengthening families, and building communities of grace. Christian financial advisors can help individuals align their values with their financial decisions and investments, leading to a lasting impact. [... more]

Republicans continue to have a higher approval rating than Democrats during the government shutdown Zohran Mamdani is now changing his story saying the aunt he cried about wasn't his aunt after all but his father's cousin Dana shares EXCLUSIVE reporting about how Mamdani was pocketing donations for a food distribution program A SNAP recipient goes viral for asking what would you do if I came to your house to go grocery shopping Dana reacts to Tucker Carlson's interview of Nick Fuentes Transgender rabbis for Zohran Mamdani ironically put out an ad supporting the New York City Mayoral Candidate Are you [... more]

When giving, we often expect a transactional return, but scripture presents generosity as a way to receive something far greater than wealth. We receive freedom from greed, joy in Christ, and purpose in God's kingdom. Our motivation for giving should be love, not return, and we should give to participate in the life God has already set before us. [... more]

For many widows, a reverse mortgage can provide stability and dignity in their years ahead, allowing them to stay in their home with confidence. However, it's essential to understand the changes in the law and how they impact widows, as well as the importance of planning for the future, including managing debt and building an emergency fund. Additionally, navigating health insurance options can be challenging, especially for those with limited income or past health history, but there are affordable options available, such as the federal marketplace and private health insurance comparison sites. [... more]

Living as God's stewards means understanding our identity in Christ and managing our finances in a way that honors Him. Dr. Derwin Gray shares how generosity is an act of worship, and how trusting God with our resources can bring peace, joy, and obedience. [... more]

Managing emotions is crucial when making financial decisions to avoid derailing smart investing. Certified Kingdom Advisors offer biblical financial wisdom, while Christian Credit Counselors can help with debt management. Homeowners may need to address mold issues, and retirees must consider annuity distributions and retirement planning. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

Proxy voting gives Christian investors a voice in the companies they own, allowing them to live out their faith. Faith-based investing providers like Guidestone use biblical principles to shape their investment strategies, influencing the marketplace and promoting positive change. Meanwhile, individuals can make informed decisions about their Social Security benefits, health savings accounts, and retirement plans, such as Roth IRAs, to secure their financial futures and align with their values. [... more]

Providing shoes to children in need around the world brings health, education, and hope to vulnerable communities. Buckner Shoes for Orphan Souls is a Christian ministry that has been serving children for decades, distributing shoes and promoting holistic ministry in over 80 countries. Every pair of shoes opens the door for a child to have a better life and hear about the love of Jesus. [... more]

Certified Financial Planner Hans Scheil helps a 401k millionaire navigate tax strategies and financial planning to ensure a comfortable retirement, including Roth IRA conversions, long-term care insurance, and minimizing Medicare tax. [... more]

Thousands of retired public servants are finally seeing relief from the windfall elimination provision and government pension offset. However, many are left with questions about what's changed and how it affects their retirement. A senior private wealth advisor and certified financial planner joins the show to clarify the recent social security changes and provide guidance on navigating them. Additionally, listeners share their personal financial concerns, including paying off a mortgage, improving credit scores, and planning for elder care and estate planning. [... more]

Investors can use their money to advance justice, compassion, and human flourishing by aligning their investments with their faith values. Faith-based investing and impact investing strategies can help shape a more just and compassionate world, and proxy voting can be a powerful tool for speaking truth and justice in the marketplace. [... more]

God entrusts us with time, money, relationships, and opportunities, and though we don't control what tomorrow holds, we're still called to use today well. Planning is not only allowed, it's encouraged, but presuming on the future is not. Wise planning acknowledges that God is in control, seeking him first, knowing his will is always best. [... more]

Rob West explores how God can use our setbacks to move us forward with Tim Tebow, discussing how to reframe our mindsets and trust God's sovereignty, and how to use our success to turn it into significance for others. [... more]

The new tax law provides benefits to retirees and seniors, including a higher standard deduction, an additional senior deduction, and changes to charitable deductions. The law also extends the estate tax exemption and increases the SALT deduction cap. Understanding these provisions can help individuals make informed decisions about their retirement planning and charitable giving. [... more]

Bitcoin's acceptance by a growing proportion of global investors as digital gold is on the rise, driven by a shift in the regulatory environment and institutional adoption. This trend has significant implications for investors, particularly those with a high risk tolerance, who may consider diversifying a small portion of their portfolio into Bitcoin. However, it's essential to understand the distinction between Bitcoin and other cryptocurrencies, which still carry significant risks. [... more]

Failing to file taxes for several years is a significant matter, but it's not the end of the road. A seasoned CPA offers practical steps to help individuals get back on track. Meanwhile, a parent considers gifting money to their adult child for a down payment on a home, but must weigh the pros and cons of doing so. Another caller seeks advice on paying off a credit card balance, and a host suggests turning off the credit card and providing a set amount of money each month to help the daughter budget and learn financial discipline. [... more]

North Carolina's budget negotiations continue to stall, with the House and Senate at odds over tax reductions and spending priorities. Meanwhile, the state treasurer says a recent US Supreme Court decision bolsters the state's position in a legal battle over transgender care. The state health plan's exclusion of transition-related procedures and medications is at the center of the dispute, with the treasurer arguing that it's about managing benefits equally for all plan members while keeping costs reasonable. [... more]

The pursuit of wealth can lead to emptiness and anxiety, but scripture offers a better way. By living as stewards instead of owners, we can find peace and purpose in our financial journey, and learn to give generously and live with contentment. [... more]

As we remember those who never made it out of uniform on Memorial Day, we're reminded of the spiritual battle happening around the world. In Africa, many Christians are persecuted and denied access to the Bible, but with the help of the Bible League, we can provide them with God's Word and change their lives forever. [... more]

Honoring mothers is a biblical mandate, and their value can't be measured in dollars. Scripture calls us to honor them, and one way to do this is by expressing gratitude and speaking words of blessing over their lives. As mothers grow older, honoring them takes on a new shape, looking like care, practical, and intentional care. This is a biblical mandate, and Jesus addressed this directly in Mark 7:10-13. Honoring mothers is not just a holiday, but a way of living a life of gratitude, service, and responsibility. [... more]

In Africa, Christianity is growing despite spiritual darkness and persecution, with millions coming to saving faith. However, many new believers lack access to Bibles, hindering their growth in faith. The Bible League and Truth Network are working together to provide Bibles to 3,500 waiting believers by June 1, with a goal of $5 per Bible gift. [... more]

Leaving a meaningful legacy goes beyond transferring financial resources, encompassing values, faith, and Christ-centered purpose. Intentional inheritance involves prayerful intentionality, transferring wisdom before wealth, and preparing heirs to steward wealth wisely. [... more]

Guidestone's faith-based investing approach prioritizes Christian values, with a focus on impact investing and kingdom causes. Their Kingdom Causes program supports local, national, and international ministries, including the Prestonwood Pregnancy Center and the Psalm 139 Project. Guidestone also offers financial planning and estate planning services, including trusts and beneficiary designations, to help individuals manage their assets and achieve their financial goals. [... more]

Carrying debt into retirement can significantly reduce lifestyle choices and increase the likelihood of returning to work. Understanding biblical principles of finance and effective debt management strategies can help individuals avoid debt and achieve financial freedom. Additionally, making informed decisions about inherited IRAs and property investments can also impact one's financial future. [... more]