Investing can become an act of worship and a tool for human flourishing when approached with biblical wisdom. Scripture calls us to use what we have to serve others and reflect God's purposes. Faithful investing starts with surrender, inviting God into our investment decisions and asking for wisdom and discernment. It's about directing resources into productive work that serves others, advancing the goodness of God's world, and promoting dignity, justice, and opportunity. [... more]

In rural Malawi, many children wake up each day unsure if they'll eat and relying on water that can make them sick. Cross International is working to break the cycle of poverty, provide clean water, and introduce families to the love of Jesus. Their long-term approach involves partnering with local ministries to equip communities with vital physical resources and spiritual support. [... more]

Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

The Todd Sterns Radio Show discusses various topics including the Save America Act, voter ID laws, tax planning, and charitable giving. The show also touches on current events such as the conflict in the Middle East and the controversy surrounding Cesar Chavez's legacy. Additionally, the hosts address concerns about scams and the importance of verifying information before making decisions. [... more]

Many faith-based ministries are missing out on billions of dollars in charitable gift matching programs due to restrictive policies. A Christian investment firm is working to change this by engaging with companies to create more inclusive programs. Meanwhile, a couple is seeking advice on how to manage their retirement accounts, including a TSP with a large balance, and a listener asks about the factors that determine when to start taking Social Security payments. [... more]

Dr. Russell James III discusses the biblical perspective on wealth management, highlighting the importance of joyful stewardship and generosity. He explains how fear can lead to hoarding and how recognizing God as the giver can free us to enjoy and share our wealth. The conversation also touches on the role of generosity in building trust and witness, and how joyful wealth management can help us take hold of life that is truly life. [... more]

A qualified longevity annuity contract can help postpone a portion of required minimum distributions, providing a guaranteed income stream for life, and reducing RMD pressure. This strategy can also protect against longevity risk and inflation risk, and provide peace of mind in advanced age. [... more]

Financial success can lead to spiritual failure if we forget God and become blinded by wealth. The Bible teaches us to prioritize rest and worship, and to use our wealth to bless others and advance God's kingdom. By living generously and connecting our daily work to God's kingdom, we can break free from the toxic cycle of success and live a life of joy and purpose. [... more]

Steve Trice, the founder of Jasco Products, shares his story of how he and his family have given away all available profits to charity, and how this decision has positively impacted their business and employees, living out their Christian faith in the public square. [... more]

Scripture defines success as becoming more like Christ, not accumulating wealth or possessions. Jesus invites us to measure progress by obedience and faithfulness, not by accumulation or fame. Rob West guides listeners through a 21-day devotional, Our Ultimate Treasure, to realign their hearts and financial decisions with God's purposes. [... more]

Taking the long view in financial planning can lead to significant tax savings and a more secure retirement. Certified Financial Planner Hans Scheil discusses the importance of considering tax implications when making financial decisions, including Roth conversions, required minimum distributions, and charitable giving. He also highlights the potential pitfalls of the widow's penalty and the importance of planning for it. [... more]

Aligning finances with God's wisdom can bring lasting peace and clarity, and understanding that God owns everything can eliminate fear and invite peace. True financial freedom begins with surrender, not strategy, and a lifestyle of giving can lead us into financial freedom. Estate planning and retirement planning are also crucial aspects of managing one's finances, and generosity and giving are essential for breaking the power of money. [... more]

Money touches nearly every part of our life, revealing what we trust, desire, and worship. God cares deeply about the state of our hearts and invites us to experience freedom from fear, comparison, and striving. By becoming a steward of God's resources, we can manage our finances with gratitude, humility, and freedom, making every spending choice an act of worship. [... more]

Charitable giving and tax planning are crucial during year-end, and understanding donor-advised funds and qualified charitable distributions can help individuals make the most of their donations. Financial stewardship and biblical wisdom are essential in managing money, and recognizing God as the owner of everything can lead to a more balanced approach to finances. [... more]

Required Minimum Distributions, or RMDs, are a crucial aspect of retirement planning, requiring individuals to take a minimum amount of money from their Individual Retirement Accounts, or IRAs, each year. This can have significant tax implications and affect the overall financial plan. Understanding RMDs and how to manage them can help individuals make informed decisions about their retirement savings and charitable giving. [... more]

Theater Memphis celebrates its 48th annual production of A Christmas Carol, a timeless tale of redemption and self-discovery. Meanwhile, experts from Strategic Financial Partners discuss the importance of intentional charitable giving and financial planning during the holiday season, highlighting ways to maximize tax benefits and support local causes. [... more]

New tax laws are on the horizon, and they could change the way you give. Bruce McKee, attorney and senior vice president of complex gifts at the National Christian Foundation, joins Rob West to help understand what's changing and how to respond wisely. They discuss the One Big Beautiful Bill Act, its implications for givers, and strategies for maximizing charitable impact. [... more]

Al Mueller, founder and CEO of Excellence in Giving, shares insights on how to approach generosity with both heart and wisdom, evaluating ministries well, and experiencing the joy of stewardship. He emphasizes the importance of intentional and strategic giving, and discusses the key things to consider when deciding where to give, including the ministry's problem-solving approach, measurable outcomes, leadership stability, and donor retention. [... more]

North Carolina's charitable donations have rebounded after a slump last year, with licensed charities collecting $48.14 million from July 2024 to June 2025, a $21 million increase from the previous year. The state's tax competitiveness has also been ranked 13th in the 2026 State Tax Competitive Index, with North Carolina performing well in corporate taxes and property taxes. However, the index recommends that the state reform its franchise tax and adopt permanent full expensing to improve its tax competitiveness. Meanwhile, the University of North Carolina system is considering tuition increases, with some universities already seeking increases citing strained budgets. A lawsuit is also ongoing regarding the state health plan's exclusion of certain treatments for transgender individuals, with all parties agreeing to put the case on hold until a similar case in West Virginia is decided. [... more]

The next generation is redefining stewardship and generosity, with a focus on authenticity, impact, and community. Women play a significant role in shaping generosity, and advisors should consider co-creation and connecting head and heart when working with millennials and Gen Z. A reverse mortgage can be a viable option for tapping into home equity, and QCDs allow for tax-free charitable giving from IRAs. [... more]

Managing holiday finances and debt can be stressful, but with the right strategies, you can enjoy the season without financial regret. Consider options like reverse mortgages, retirement account contributions, and debt-free living to make the most of your financial situation. [... more]

Generosity begins in the heart, not in the tax code. A donor-advised fund can help you give joyfully and steward resources efficiently, separating the act of giving from the act of distributing. You can make a large contribution in a high income year, receive an immediate tax deduction, and then prayerfully decide where those dollars should go. Donor-advised funds have become the fastest-growing vehicle for charitable giving in America, combining the flexibility of a personal giving account with the efficiency of professional administration. [... more]

Generosity is more than just giving money; it's about heart and presence. Long-term generosity begins at home and grows outward, shaping hearts, strengthening families, and building communities of grace. Christian financial advisors can help individuals align their values with their financial decisions and investments, leading to a lasting impact. [... more]

Generosity is about more than dollars; it's about discipleship, financial literacy, and passing on wisdom along with wealth. A giving fund can be a powerful tool for generosity, allowing individuals to give easily and strategically, and involving family members in the process. Modeling generosity can also leave a spiritual legacy for future generations, and planning ahead can help families navigate the challenges of succession planning and wealth transfer. [... more]

For many widows, a reverse mortgage can provide stability and dignity in their years ahead, allowing them to stay in their home with confidence. However, it's essential to understand the changes in the law and how they impact widows, as well as the importance of planning for the future, including managing debt and building an emergency fund. Additionally, navigating health insurance options can be challenging, especially for those with limited income or past health history, but there are affordable options available, such as the federal marketplace and private health insurance comparison sites. [... more]

Living as God's stewards means understanding our identity in Christ and managing our finances in a way that honors Him. Dr. Derwin Gray shares how generosity is an act of worship, and how trusting God with our resources can bring peace, joy, and obedience. [... more]

Managing emotions is crucial when making financial decisions to avoid derailing smart investing. Certified Kingdom Advisors offer biblical financial wisdom, while Christian Credit Counselors can help with debt management. Homeowners may need to address mold issues, and retirees must consider annuity distributions and retirement planning. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

The passage of the one big beautiful bill act of 2025 brings significant changes to tax reform, including the extension of tax cuts, increased standard deductions, and new charitable deductions. The bill also introduces tax credits for working families, including the child tax credit and the tax deduction for tips and overtime. Additionally, the bill creates the Trump accounts, which provide a thousand dollars from the government for babies born between 2025 and 2028. These changes aim to simplify tax planning, reduce taxes for seniors, and promote financial literacy. [... more]

Providing shoes to children in need around the world brings health, education, and hope to vulnerable communities. Buckner Shoes for Orphan Souls is a Christian ministry that has been serving children for decades, distributing shoes and promoting holistic ministry in over 80 countries. Every pair of shoes opens the door for a child to have a better life and hear about the love of Jesus. [... more]

Thousands of retired public servants are finally seeing relief from the windfall elimination provision and government pension offset. However, many are left with questions about what's changed and how it affects their retirement. A senior private wealth advisor and certified financial planner joins the show to clarify the recent social security changes and provide guidance on navigating them. Additionally, listeners share their personal financial concerns, including paying off a mortgage, improving credit scores, and planning for elder care and estate planning. [... more]

Living in the tension of trusting God's provision while participating in it, we explore the balance of responsibility and trust in our finances, and how God invites us to partner with Him, trusting in His sovereignty while participating in His provision. [... more]

God entrusts us with time, money, relationships, and opportunities, and though we don't control what tomorrow holds, we're still called to use today well. Planning is not only allowed, it's encouraged, but presuming on the future is not. Wise planning acknowledges that God is in control, seeking him first, knowing his will is always best. [... more]

Financial advisors who share Christian values can help clients make wise decisions about their money, aligning their financial goals with their faith. A Certified Kingdom Advisor can provide guidance on generosity, stewardship, and biblical wisdom, helping clients make informed decisions about their financial resources. [... more]

Rob West explores how God can use our setbacks to move us forward with Tim Tebow, discussing how to reframe our mindsets and trust God's sovereignty, and how to use our success to turn it into significance for others. [... more]

The new tax law provides benefits to retirees and seniors, including a higher standard deduction, an additional senior deduction, and changes to charitable deductions. The law also extends the estate tax exemption and increases the SALT deduction cap. Understanding these provisions can help individuals make informed decisions about their retirement planning and charitable giving. [... more]

Living a life that truly flourishes, not just financially, but in every area God cares about, requires following God's design for life through biblical principles, faithfulness, and generosity, leading to a life of contentment, integrity, and honesty. [... more]

Pastor Paul Shepard emphasizes the importance of honoring God in all aspects of life, including charitable giving, tithing, and generosity. He draws lessons from the book of Daniel, highlighting the consequences of dishonoring God and the benefits of living a life of obedience and worship. [... more]

Failing to file taxes for several years is a significant matter, but it's not the end of the road. A seasoned CPA offers practical steps to help individuals get back on track. Meanwhile, a parent considers gifting money to their adult child for a down payment on a home, but must weigh the pros and cons of doing so. Another caller seeks advice on paying off a credit card balance, and a host suggests turning off the credit card and providing a set amount of money each month to help the daughter budget and learn financial discipline. [... more]

The pursuit of wealth can lead to emptiness and anxiety, but scripture offers a better way. By living as stewards instead of owners, we can find peace and purpose in our financial journey, and learn to give generously and live with contentment. [... more]