Exploring a more biblical perspective on borrowing and debt management, and how it can impact our financial freedom and ability to live out God's call in our lives. Discussing the importance of budgeting, retirement planning, and understanding taxes and Medicare, to make informed financial decisions and find freedom rooted in contentment, not comparison. [... more]

Protecting your finances is a form of stewardship, and being aware of potential scams and identity theft is crucial. Building a strong credit score without accumulating debt requires intentional steps, such as using a secured credit card or credit builder loan. A more straightforward approach to paying off your mortgage is to send extra payments annually, rather than relying on complicated home equity lines of credit. [... more]

Managing credit reports and scores requires understanding common myths and misconceptions. A certified credit counselor explains how to dispel these myths and achieve financial freedom through debt management and responsible credit use. [... more]

Families face significant challenges in planning for long-term care, with many retirees unprepared for the financial burden. Harlan Akala discusses the financial realities of long-term care and how home equity can play a strategic role in meeting those costs. He also explores the benefits of delaying Social Security benefits and the risks of 401k loans. Additionally, the hosts answer listener questions on beneficiary designations and 1031 exchanges. [... more]

Many retirees struggle with rising costs and limited income, yet often overlook their home equity as a valuable resource. A reverse mortgage can provide a safer, more flexible option to tap into this asset, eliminating mortgage payments and offering a guaranteed line of credit for future expenses. Additionally, setting up a 401k plan can be a great tool for small businesses, offering tax benefits and encouraging employees to save for their future. Effective financial planning and stewardship are crucial for a secure retirement, and understanding the options available can make a significant difference in achieving long-term financial goals. [... more]

Rob West shares 10 common personal finance mistakes to avoid, including borrowing from 401(k), claiming Social Security too early, and overextending oneself for kids. He also discusses biblical wisdom for financial decisions, credit scores, and investments, and answers listener questions on topics such as home equity lines of credit and credit unions. [... more]

Seniors facing financial strain and credit card debt may find relief through reverse mortgages, which can provide access to home equity and stability. Understanding Social Security benefits and maximizing them through strategic claiming can also help alleviate financial burdens in retirement. Effective stewardship of resources is crucial for wise financial decision-making. [... more]

Bitcoin's acceptance by a growing proportion of global investors as digital gold is on the rise, driven by a shift in the regulatory environment and institutional adoption. This trend has significant implications for investors, particularly those with a high risk tolerance, who may consider diversifying a small portion of their portfolio into Bitcoin. However, it's essential to understand the distinction between Bitcoin and other cryptocurrencies, which still carry significant risks. [... more]

Christians facing financial uncertainty should look to Jesus for guidance, not fear and anxiety. A proper understanding of our role as stewards of God's resources can shape our perspective on money and help us make wise financial decisions. [... more]

The Christian resistance is sounding the alarm on Ohio's constitutional amendment allowing borrowing and debt, while also exposing government corruption and mismanagement of taxpayer money, including the Intel corporation deal and the misuse of funds for personal gain and lavish spending. [... more]

Randy Alcorn discusses the six principles from his book The Treasure Principle, emphasizing the importance of a biblical worldview in managing finances and cultivating an eternal perspective. He explains that God owns everything and we are his money managers, and that our heart follows where we put our treasure. Alcorn also shares insights on cultivating an eternal perspective, the law of rewards, and God's prosperity for the purpose of giving. [... more]

Jeff Probst, the host of the popular game show Survivor, shares his insights on human behavior and the psychology behind the show's success. From casting to the challenges faced by contestants, Probst reveals the intricacies of the game and how it tests players in various ways, often revealing unexpected aspects of themselves. [... more]

Living off credit card float can lead to unknowingly being one payment behind, while proper financial decision making and stewardship require considering each child's ability to manage wealth responsibly. Estate planning and wealth transfer decisions should reflect God's wisdom, not just human emotions, and may change over time as children mature. [... more]

Biblical principles guide Christian financial advisors in managing debt, making wise financial decisions, and prioritizing clients' best interests. Understanding fiduciary interest and seeking professional advice can help individuals navigate complex financial situations and make informed decisions about their assets and investments. [... more]

Churches grappling with borrowing for construction and expansion projects must consider the potential risks and benefits, weighing the pros and cons of debt in light of biblical principles. Meanwhile, individuals must navigate their own financial decisions, such as retirement planning and debt management, with the guidance of biblical wisdom and the support of Christian financial professionals. [... more]

Preparing for college requires careful financial planning, and biblical wisdom can guide decision-making. Art Rayner shares strategies for minimizing debt and avoiding costly misconceptions. Meanwhile, listeners seek advice on retirement planning, investment strategies, and faith-based investing, highlighting the importance of aligning financial decisions with one's values. [... more]

A Christian finance expert discusses the importance of understanding mortgage closing costs, permanent endowments, and stewardship in giving. He also answers listener questions on financial planning, retirement accounts, and whole life insurance. [... more]

Dr. Shane Enoch discusses the importance of managing finances with a Jesus-centered approach, highlighting the dangers of debt and the benefits of financial freedom. He shares personal anecdotes and biblical principles to help listeners make wise financial decisions and live a life that honors God. [... more]

Is it the best of times or the worst of times Well it all depends on if you're trying to buy or sell a house It really is a matter of perspective Home values remain sky-high and are likely to continue rising in the foreseeable future How you view that depends on which side of the transaction you're on Navigating the Current Housing Market Tips for First-Time Home BuyersIt may be the worst of times if you're a first-time home buyer Home values have never been higher thanks to the continued high cost of building materials inflation and low inventory [... more]

Financial freedom and independence are possible through biblical wisdom and proper money management. Avoiding debt and following God's principles for managing money can lead to true financial freedom. Understanding investment strategies and retirement planning is crucial for securing one's financial future. [... more]