Navigating the financial talk with aging parents can be a sensitive yet crucial conversation In this video Peter Richon with Richon Planning and Erin Kennedy talk through when you need to have this talk with your parents and what topics you need to discuss including your parents' -Current Financial Status and Income -Long-Term Care -Estate Planning Knowing that your parents have a plan for the unexpected will bring peace of mind for both generations Keep in mind this conversation is an opportunity to ensure their well-being and financial security in later years If you'd like help getting the ball rolling [... more]

The Bible contains many accounts of God providing miraculously for His people but none are more fascinating than the story of the Widow's Oil That passage is found in Kings - it's just seven verses but they're loaded with teaching about God's provision Sharon Epps joins us today to unpack the story of the Widow's Oil and how we can apply it to our lives today Sharon Epps is the president of Kingdom Advisors FaithFi's parent organization Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise Elisha and the [... more]

Hans and Robby are back again this week with a brand new episode This week's discussion is about paying for long term care insurance yourself Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

It's said that we learn from mistakes not success but do you want to experience that with your retirement savings No question saving and investing for retirement is something you want to get right the first time Mark Biller joins us today to help you avoid some of the most common retirement planning mistakes Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance Underestimating the Impact of InflationOne of the most common retirement-planning mistakes is underestimating the impact of inflation Many fail to grasp the destructive power of inflation's compounding effect [... more]

By wisdom a house is built and by understanding it is established by knowledge the rooms are filled with all precious and pleasant riches - Proverbs - Faithful stewardship requires us to make wise financial decisions manage and grow assets and protect our families from hardship Are you ready if you're suddenly disabled or incapacitated Valerie Hogan joins us with a checklist to prepare you for it Valerie Hogan is an attorney a Certified Financial Planner CFP a member of Kingdom Advisors as well as the co-author of Wise Women Managing Money Expert Advice on Debt Wealth Budgeting and More [... more]

Many think that Solomon was the wisest man who ever lived and much of his God-given wisdom is about managing money On today's Faith amp Finance Live John Putnam will join Rob West to talk about the Money Moves of Solomon mdash so you can be just as wise Then Rob will answer your calls on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Are you confident you'll be able to retire comfortably someday Are you taking steps to make that happen Inadequate savings faulty assumptions and high inflation could create barriers to a comfortable retirement Can we learn anything from today's retirees Matt Bell thinks we can and joins us today to discuss this Matt Bell is the Managing Editor at Sound Mind Investing an underwriter of Faith Finance What does the latest Employee Benefit Research Institute data show about how people feel about their retirement prospects In the latest report nearly of people in the workforce and somewhat higher numbers of those [... more]

Proverbs reads The prudent sees danger and hides himself but the simple go on and suffer for it The word insurance isn't in the Bible but it does say that it's wise to protect your financial holdings and insurance is one way to do that Understanding Essential Insurance PoliciesInsurance is a fundamental aspect of financial planning For most of us unless we have vast wealth diversified across numerous investments insurance serves as a critical safety net So what insurance policies are necessary Auto and Home InsuranceAuto insurance is generally required by law if you own a vehicle Homeowners insurance is [... more]

As if you don rsquo t have enough to do ndash here comes May And with it the graduations sports playoffs and end-of-school events that keep you hopping On today's Faith amp Finance Live host Rob West will talk about how you can avoid buying into the busyness Then he rsquo ll answer your questions on various financial topics See omnystudio com listener for privacy information [... more]

Hans and Robby are back again this week with a brand new episode This week's discussion is about long term care annuity Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Why do reverse mortgages still have a bit of a PR problem Many people are not aware that federal regulations were put in place in to address issues with the product and protect consumers However some bad players still gave the product a bad reputation by taking advantage of vulnerable seniors in the past Now there are new laws and safeguards by the FHA for widows to be protected and financial assessments to assure someone can afford taxes and maintenance which are recent within the last years or so to eliminate problems in the program How is a HECM Home [... more]

What should folks consider when making this decision People should consider the following when deciding when to take Social Security benefits Understanding that if they take benefits before full retirement age they will be subject to a reductionDelaying past full retirement age means receiving an annual increase of called a delayed retirement creditCash flow needs if retiring and replacing incomePaying down debtIncreasing charitable givingHealth and longevity in the family impacting how long benefits may need to last Legacy goals and inheritance as Social Security benefits can't typically be passed on while portfolio assets can beIncome taxes as Social Security could [... more]

CONSIDERING THE FUTURE POST-HIGH SCHOOLRob discusses the pressure high school seniors and their parents face concerning post-secondary education and emphasizes the importance of aligning educational choices with financial realities He stresses the goal of avoiding college debt through early savings exploring scholarships and considering alternatives to a four-year college such as technical schools online courses and military service Financial planning for education should begin early incorporating discussions about affordability and scholarships Exploring educational alternatives can provide viable paths that align with career goals and financial constraints Completing the FAFSA is essential for all college-bound students to assess eligibility for financial [... more]

Hans and Robby are back again this week with a brand new episode This week's discussion is about A caregiver's letter It is a letter written by you to your family that describes what you want done long term care wise depending on different scenarios Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

You might look like you're doing fine on the outside but how's your heart these days Perhaps it's time for some introspection and some reassurance from God's Word On tpoday's Faith amp Finance Live host Rob West will talk about how we can do a financial heart check to make sure we're living with the right attitudes when it comes to money and possessions Then he'll answer some calls and various financial questions See omnystudio com listener for privacy information [... more]

Divorce is always a tragic thing mdash but it rsquo s even more so when it happens to your child So naturally parents who see a daughter go through a divorce have some tough questions to answer like how much do we help and for how long On today's Faith amp Finance Live host Rob West will talk with financial teacher Ron Blue to get his views on this topic Then Rob will tackle your financial questions nbsp See omnystudio com listener for privacy information [... more]

Hans and Robby are back again this week with a brand new episode This week they discuss how you can purchase long term care life insurance with IRA k money Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

If anyone does not provide for his own and especially for those of his household he has denied the faith and is worse than an unbeliever Timothy It's a pleasure to welcome Harlan Accola back to the program Harlan is with Movement Mortgage an underwriter of this program He is also the author of Home Equity and Reverse Mortgages The Cinderella of the Baby Boomer Retirement WHY ARE REVERSE MORTGAGES REFERRED TO AS THE CINDERELLA OF RETIREMENT PLANNING Reverse mortgages are seen as the Cinderella of retirement planning because they have been underestimated but hold significant potential for aiding in [... more]

Hans and Robby are back again this week with a brand new episode This week they discuss long term care by the numbers Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Randy Alcorn is the author of over books on Christian Living and the founder and director of Eternal Perspective Ministries WHY IS MATERIALISM A CHALLENGE ESPECIALLY IN AMERICA Materialism is a significant challenge especially in America because it acts like a false god or idol as identified by Jesus This idolatry of materialism is often overlooked in our culture Accumulating possessions leads to being in orbit around our wealth even for Christians striving to honor God Materialism likened to a false god 'mammon' exerts a powerful hold over people's lives The accumulation of possessions creates a gravitational pull making us [... more]

THANKSGIVING'S ORIGINS AND HISTORICAL CONTEXT The official declaration of Thanksgiving as a national holiday occurred in by President Abraham Lincoln amidst the Civil War and the Battle of Gettysburg to offer thanks to God and pray for national healing The Puritans' first Thanksgiving in followed a period of severe hardships including a delayed voyage on the Mayflower a tough winter and a period known as the starving time where nearly half of the Puritans perished PERSEVERANCE AND FAITH OF THE PURITANS Despite their struggles the Puritans' Thanksgiving celebrated survival and harvest with Governor William Bradford using a passage from Hebrews [... more]

There rsquo s no doubt that a reverse mortgage could make your retirement years more comfortable But are there other reasons to take advantage of this type of loan On the next Faith amp Finance Live host Rob West will welcome Harlan Accola to give us a fresh look at reverse mortgages Then Rob will tackle some questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

There's no doubt that a reverse mortgage could make your retirement years more comfortable But are there other reasons to take advantage of this type of loan On the next Faith amp Finance Live host Rob West will welcome Harlan Accola to give us a fresh look at reverse mortgages Then Rob will tackle some questions on various financial topics See omnystudio com listener for privacy information [... more]

Robby and Tom are back again this week with a brand new episode This week they discuss long term care insurance from your k or IRA Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans Robby and Tom are back again this week with a brand new episode This week they discuss income tax for life insurance annuities and hybrid long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans Robby and Tom are back again this week with a brand new episode This week they discuss the long view of long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

You've heard it before the best time to buy Long Term Care Insurance is before you need it Now you may not have an option Thirteen states are considering taxing you if you don't have a long-term care insurance policy And as Peter with Richon Planning explains to Erin Kennedy he believes we will see more and more states adopt the tax However there are ways to prepare for the tax and for the cost of LTC Insurance Following the passage of the SECURE Act you may be able to buy LTC insurance directly from your K Distributions from those [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss long term care life insurance Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The th of July is the day we celebrate our nation's independence It's also a great day to take stock of your financial independence On today's Faith amp Finance Live host Rob West will guide you toward the road to financial freedom and suggest how you can get back on track if necessary Then he'll answer some questions on different financial topics See omnystudio com listener for privacy information [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss paying for your long term care while also paying your heirs Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss lump sum long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

More than of adults who live to will need Long Term Care of some kind Not only is LTC very expensive most costs aren't covered by Medicare nor other health insurance plans As Peter with Richon Planning explains to Erin Kennedy without proper planning this can wipe out your retirement savings but before you buy a policy first crunch the numbers to determine - What is the right age to buy LTC insurance -How Much Coverage to Buy -Should You Consider Other Options like Permanent Life Insurance There's a lot of advanced planning that goes into determining when or whether [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby have a discussion about long term care income tax Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

From our broadcast with special guest Hans Scheil host of the FINISHING WELL podcast [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss long term care concierge and what that can mean for you Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss long term care life insurance hybrid Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

This week Hans and Robby discuss the whys and hows of long term care They go into detail on the things you really should consider when it comes to your long term care options Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss the whys and hows of long term care They go into detail on the things you really should consider when it comes to your long term care options Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

This week Hans and Robby discuss long term care starter plans Hans and Robby go over much needed information to help you make sound decisions Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode The topic this week is about how you can receive a guaranteed income for the rest of your life Hans and Robby will walk you through everything you need to know Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

This week special guest Tom Griffith is sitting in for Hans The topic this week is about having a plan in place when it's time to start thinking of long term care What type of questions and conversations do you need to have What type of legal documents do you need before you start talking about funding Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more [... more]

Hans and Robby are back again this week with a brand new episode The topic this week is about dental coverage on medicare A somewhat rare occurrence but it can happen Hans and Robby gives some insight into this interesting scenario Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week's show is all about making sure you cross the T's and dot the I's on your long term insurance claim application Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week's show is about what you can expect when you have just medicare by itself Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week's show is about social security spousal benefits Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The market's reaction to current events grabs daily headlines If your plan is long-term and only has money exposed to the market that you are comfortable taking some risk with and seeing fluctuate then volatility is just a natural part of the long-term investor experience and could potentially represent an opportunity for those properly positioned On the other hand there may be a time that even seasoned investors who understand this ignore the risks of the market when they shouldn't Listen this week as Peter Richon walks you through the concerns you may have for retirement and savings looking out [... more]

Enjoy the first ever episode of Finishing Well Most people have more difficulty accepting the possibility of incapacity than they do facing the reality of their own death The biggest consequences of failing to plan for long-term care are suffered by the family This episode will dive into the different types of long-term care insurance how Medicare covers long-term care and how to get a plan in place for long-term care coverage Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can [... more]

Hans and Robby are back again this week with a brand new episode This week's title is a mouthful for sure Luckily you have Hans and Robby here to give you a mind full of information to help you make informed and educated choices Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The market's reaction to current events grabs daily headlines If your plan is long-term and only has money exposed to the market that you are comfortable taking some risk with and seeing fluctuate then volatility is just a natural part of the long-term investor experience and could potentially represent an opportunity for those properly positioned On the other hand there may be a time that even seasoned investors who understand this ignore the risks of the market when they shouldn't Listen this week as Peter Richon walks you through the concerns you may have for retirement and savings looking out [... more]

Hans and Robby gives you some things to consider when planning your future Enjoy as they drop some knowledge on you about funding long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

This week Hans and Robby discuss maximizing your social security Enjoy as they go over information and handy tips to help you get the most out of your social security this year Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Preparation is the key to nailing a job interview If you're looking for a new job you need to be relaxed confident and ready for anything On today's MoneyWise Live host Rob West will give some tips on how to be prepared for your next interview Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Hans and Robby take a long term view at the types of concerns you may encounter as you get older We're talking things like heath care and finances for example Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

They say you should always be nice to your kids because one day they'll choose your nursing home Now that's an old joke but there is some truth to it On today's MoneyWise Live host Rob West will explain that one way to keep more decision-making power about those matters in your hands is to have long term care insurance Then he'll take your questions on the financial topics you'd like to discuss See omnystudio com listener for privacy information [... more]

Some question whether people of faith should have insurance because isn't it enough to trust God for protection On today's MoneyWise Live host Rob West explains that the word insurance isn't in the Bible but faith appears numerous times providing a clue about what God may think about insurance Then he'll answer some calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Our view of the world shapes many aspects of our lives and it especially affects how we manage our money On today's MoneyWise Live Rob West will talk with pastor and author Paul David Tripp about the importance of having a gospel worldview to help us understand life and money the way God wants us to Then Rob will answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

The book of Proverbs warns against gaining wealth hastily like through means such as playing the lottery or visiting casinos But even if you've never bought a scratch off ticket did you know you could still be gambling with the resources God has given you On today's MoneyWise Live Rob West will talk about taking unnecessary risks with your finances Then he'll answer various financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

We take a close look at the insurance that allows you to stay in your own home Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Saving in general is always prudent But have you ever considered setting aside a special fund that would be designated to cover your home repair needs On the next MoneyWise Live host Rob West will talk about how that savings strategy can give you some extra peace of mind Then he'll answer your calls and financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

Hans and Robby discuss Long Term Care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]