MAXIMIZING K CONTRIBUTIONS Not contributing enough to a k to receive the maximum employer matching contribution can result in money loss An additional strategy involves front-loading contributions at the beginning of the year to maximize compound earnings with the annual contribution limit noted as or for those aged or older Caution is advised to maintain contributions throughout the year to secure the employer match effectively UTILIZING ROTH IRAS In cases where employers do not offer k plans establishing a Roth IRA is recommended to prevent money loss due to compound earnings over time Roth IRAs provide tax-free retirement income and
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