Many folks with ks and IRAs probably don t think much about proxy voting but it can be a powerful tool for the Kingdom As investors we have an opportunity to make our Christian values known to the companies in our portfolio We just need to take advantage of it Brandon Pizzurro joins us today to tell us how Brandon Pizzurro is the President and Chief Investment Officer of GuideStone Capital Management an underwriter of Faith Finance What Is Proxy Voting When you purchase stock in a company you become an owner and as an owner you have a say [... more]

One of the enemy s favorite tools for discouraging Christians is the question What if Unfortunately those What if questions lead right down the road to fear Timothy reminds us for God gave us a spirit not of fear but of power and love and self-control How many times have you worried about your finances asking those scary what if questions like What if I lose my job What if I don t have enough money for retirement What if something bad happens to me or my loved ones We all have these fears often driven by uncertainties about the [... more]

Today s parents have better ways to save for their kids college than existed a generation ago So are you making the most of your college savings program It s been less than years since Congress authorized the tax-advantaged plans More options soon followed Mark Biller joins us today with the pros and cons of several college-savings programs Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance The Rising Cost of CollegeOver the past few decades the cost of higher education has increased at a rate much higher than general inflation [... more]

Concerns about a cooling U S economy led to a recent market downturn And that volatility may continue As Peter with Richon Planning explains to Erin Kennedy a correction was somewhat expected Historically we often see corrections around this time of year particularly in August and September But when our team at Richon Planning constructs portfolios we always consider the potential impact of volatility aligning asset allocation with each investor's unique risk profile This helps manage risk while boosting long-term returns It's important for investors to remember that these moments can present long-term opportunities We're always on the lookout for [... more]

From hats in the hall closet to bats in the belfry we can help you save money on the basics Today we ll offer you a few common-sense strategies for saving money on three basic necessities clothing utilities and home maintenance Saving on ClothingWhen it comes to clothing it s easy to get tempted by sales or the latest trends This is especially true if you have kids especially teenagers with rapidly changing sizes and opinions on what s cool But keeping your family s wardrobe sharp doesn t have to break the bank Shop Thrift Stores You don t [... more]

Let each of you look not only to his own interests but also to the interests of others - Philippians We tend to think of that verse as a prescription for giving to help the poor and needy and that s good But is there an application that involves investing Stella Tai joins us today to talk about how your investing can have a positive impact in the world Stella Tai is Manager of Stewardship Investing Impact and Analysis for Praxis Mutual Funds an underwriter of Faith Finance Why Should People of Faith Focus on Impact Investing Impact investing is [... more]

When you want pithy quotes check out social media When you want words of truth look to the Bible But be careful not to get those two mixed up Some familiar sayings may sound like Bible verses but they re really not Today we ll find out why so many old saws really don t cut wood God Won t Give You More Than You Can Handle Of all the Bible verses that aren t actually in the Bible here s the most familiar one God won t give you more than you can handle This sounds great especially if [... more]

There are so many benefits to rolling your k into an IRA But turns out according to Vanguard nearly one-third of investors who rolled their k into an IRA were still sitting in cash seven years later they never invested their retirement savings As Peter with Richon Planning and Erin Kennedy discuss these investors are missing out on billions in investment gains This problem is most pronounced among investors who've changed jobs and younger investors While cash has a place in most portfolios researchers estimate that the long-term benefit of investing in a target date fund versus staying in cash [... more]

Everyone knows what inflation means right You d be surprised by how fuzzy some people think about inflation Is inflation a rise in prices or simply high prices Or does it mean something else entirely The results of a recent poll may surprise you but we ve got Mark Biller with us today to explain it Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance What is Inflation A Common MisunderstandingA recent survey revealed a significant misunderstanding among the general public about what inflation actually means While of respondents expressed concern [... more]

It s the th of July the day we celebrate our nation s independence It s also a great day to take stock of your financial independence Are you on the road to financial freedom Or are you falling under the bondage of money It s one or the other Either you control your money or your money controls you The Gift of Financial FreedomIndependence gave our nation freedom and financial independence provides us with the freedom to make choices When we control our money we can decide where and how we live where we work and how much we [... more]

It s said that we learn from mistakes not success but do you want to experience that with your retirement savings No question saving and investing for retirement is something you want to get right the first time Mark Biller joins us today to help you avoid some of the most common retirement planning mistakes Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance Underestimating the Impact of InflationOne of the most common retirement-planning mistakes is underestimating the impact of inflation Many fail to grasp the destructive power of inflation s [... more]

Many think Solomon was the wisest man who ever lived and much of his God-given wisdom is about managing money John Putnam joins us today to talk about the Money Moves of Solomon so you can be just as wise John Putnam is a Strategic Stewardship Coach a Certified Kingdom Advisor CKA and the founder of Money Made Faithful a financial discipleship marketplace ministry The Wisdom of King SolomonScripture makes it clear just how wise Solomon was In Kings we learn that God granted Solomon wisdom and understanding beyond measure surpassing all others in wisdom So what financial principles did [... more]

Fidelity recently published a white paper titled The Case for Bitcoin Fidelity researchers state that a allocation to Bitcoin could allow for an increase in annual spending ranging from - and a Bitcoin allocation could allow for an increase in annual spending by as much as Considering those findings Peter with Richon Planning discusses the findings with Erin Kennedy and weighs in on whether retirees or pre retirees should incorporate Bitcoin into their retirement portfolio If you have any questions about whether your portfolio is properly diversified or if you'd like to learn more about investing in Bitcoin please reach [... more]

My eyes are ever toward the Lord for he will pluck my feet out of the net the troubles of my heart are enlarged bring me out of my distresses - Psalm Do you feel trapped by your finances Do you find yourself giving in to worldly pressure Is there a way out of the world s money trap There is and Sharon Epps joins us today to talk about it Sharon Epps is the president of Kingdom Advisors FaithFi s parent organization Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom [... more]

Do you think of yourself as a generous person Most of us would like to think we are but do we know why we re generous Jesus told us that it s better to give than to receive and Christians are very generous people Today we ll hear from Chris Gabriel about why this is the case and how we can be even more generous Chris Gabriel is the author of WISEgenerosity A Guide To Purposeful and Productive Living and Giving Chris recently spoke to financial professionals at the Kingdom Advisors Redeeming Money Conference in Orlando However his keen insights [... more]

We tend to think that wealthy individuals always make the right financial decisions but is that always the case The truth is that people with a high net worth can sometimes make financial mistakes just as easily as the rest of us and perhaps with even worse consequences Cole Pearson shares five of them today Cole Pearson is the President of Investment Solutions at OneAscent a family of companies seeking to help people align their investments with their Christian values OneAscent is also an underwriter of Faith Finance Five Mistakes That The Wealthy Make With Their InvestmentsEven wealthy or high-net-worth [... more]

According to a recent report from Consumer Affairs of seniors have regrets about how they prepared or didn't for retirement In this video Peter with Richon Planning and Erin Kennedy break down those top regrets including wished they had planned their investments to provide automatic income wished they had built their portfolios to deal with the unexpected including inflation and market volatility Another regret not considering tax implications It's not too late to prepare for a happy retirement If you'd like to talk with Peter about how to avoid these mistakes and how to create sustainable income in retirement reach [... more]

God Owns EverythingNow to be sure the message that God owns everything and we don't is something we need to hear repeatedly That's probably why the Bible repeats this teaching several times Job needed reminding Job - reads Then the Lord answered Job out of the whirlwind and said 'Who is this that darkens counsel by words without knowledge Dress for action like a man I will question you and you make it known to me Where were you when I laid the foundation of the earth Tell me if you have understanding Who determined its measurements surely you know [... more]

What is the risk of playing it too safe That does seem like a bit of a riddle but we can start to make sense of it by first exploring a behavioral phenomenon called loss aversion Researchers have found that most people feel the pain of losing money roughly twice as strongly as the joy of gaining money To say it again clearly losses feel twice as bad as gains feel good This naturally causes many people to be loss averse and try to avoid losses sometimes to such a substantial degree that it undermines their long-term goals One of [... more]

What should folks consider when making this decision People should consider the following when deciding when to take Social Security benefits Understanding that if they take benefits before full retirement age they will be subject to a reductionDelaying past full retirement age means receiving an annual increase of called a delayed retirement creditCash flow needs if retiring and replacing incomePaying down debtIncreasing charitable givingHealth and longevity in the family impacting how long benefits may need to last Legacy goals and inheritance as Social Security benefits can't typically be passed on while portfolio assets can beIncome taxes as Social Security could [... more]

CONSIDERING THE FUTURE POST-HIGH SCHOOLRob discusses the pressure high school seniors and their parents face concerning post-secondary education and emphasizes the importance of aligning educational choices with financial realities He stresses the goal of avoiding college debt through early savings exploring scholarships and considering alternatives to a four-year college such as technical schools online courses and military service Financial planning for education should begin early incorporating discussions about affordability and scholarships Exploring educational alternatives can provide viable paths that align with career goals and financial constraints Completing the FAFSA is essential for all college-bound students to assess eligibility for financial [... more]

WHAT DOES BIBLICAL HOSPITALITY LOOK LIKE IN TODAY'S CULTURE Sharon reflects on the biblical instruction to show hospitality emphasizing its relevance beyond traditional notions of entertaining Hospitality is an act of generosity and kindness extending warmth and generosity to both guests and strangers alike This understanding encourages us to reconsider hospitality as acting as God's ambassadors Hospitality transcends formal dining and embraces the simple generous reception of others It's an expression of generosity serving as a means to fulfill our role as ambassadors for Christ Personal experiences underscore the profound impact hospitality can have during challenging times illustrating its power [... more]

Shaun Morgan is the Director of Product Marketing at Eventide Asset Management an underwriter of this program IS THERE A NEED TO REBRAND FAITH-BASED INVESTING Shaun Morgan discusses the ambiguous understanding of Faith-Based Investing among investors who consider faith important in their lives Eventide's survey reveals that terms like Values-Based Investing and Faith-Based Investing often lead to neutral or unfamiliar responses suggesting a gap in communication and understanding The term Faith-Based Investing does not resonate strongly with many even those who prioritize their faith A survey indicates a general lack of awareness and understanding about investing terms related to faith [... more]

SPIRITUAL BOTTOM LINE OVER FINANCIAL CONCERNS The true bottom line for believers in Jesus is our identity in Christ providing us peace and assurance that our sins are paid for as highlighted in the hymn Jesus paid it all This foundational truth encourages believers to rest in God's role as protector and provider alleviating worries about financial matters SCRIPTURAL ENCOURAGEMENTS AGAINST WORRY Matthew Jesus teaches not to worry about material needs emphasizing God's provision for all creation thus underscoring our value and God's care for us over our material concerns Numbers Highlights God's unchangeable and trustworthy nature contrasting human unreliability [... more]

Matt Syverson is a Certified Financial Planner and Certified Kingdom Advisor in Overland Park Kansas He's also a specialist in helping families understand and set up ABLE accounts WHAT ARE ABLE ACCOUNTS AND HOW DO THEY COMPARE TO EDUCATION SAVINGS ACCOUNTS ABLE accounts akin to education savings accounts in terms of contributions and tax treatments are designed to assist individuals with disabilities by allowing for the accumulation of resources without affecting their eligibility for government assistance ABLE accounts initially referred to as A plans are intended for individuals with disabilities allowing them to save beyond the typical asset limits set [... more]

Corinthians So whether you eat or drink or whatever you do do all to the glory of God Chad Horning is the president of Praxis Mutual Funds an underwriter of this program and one of the oldest faith-based mutual funds in the country WHAT DOES FAITH BASED INVESTING MEAN TO PRAXIS At Praxis Faith Based Investing is all about letting your faith guide your investment decisions It's not just about smart money moves it's about aligning those moves with your Christian principles This approach is key for those looking to ensure their investments reflect their values The idea here is [... more]

Chad Clark is Executive Director here at FaithFi WHAT ARE THE DANGERS OF HAVING A BUDGET A budget while essential for managing finances comes with potential dangers such as idolizing money succumbing to pride and relying more on the budget than on God Idolizing money can occur when constant monitoring of finances leads to an excessive focus on money instead of God Pride can emerge from achieving financial goals leading to self-boasting rather than recognizing God's provision Relying too heavily on a budget may restrict following God's promptings that go beyond our financial plans HOW CAN WE AVOID THESE DANGERS [... more]

The S P recently crossed its January peak fueled by investor optimism and signaling from the Fed that we'll begin to see lower interest rates The Dow also recently hit a new high However as Peter with Richon Planning explains to Erin Kennedy this rally can't last forever which is why it's so important to stick to your financial plan When the market reaches new highs investors feel euphoric and tend to invest more precisely when we are at the point of maximum financial risk This counterintuitive reaction is known as emotional investing Remember the point of maximum financial opportunity [... more]

DECIDING WHEN TO START RECEIVING SOCIAL SECURITY BENEFITSIt's recommended to delay receiving Social Security benefits until Full Retirement Age FRA of or as benefits are permanently reduced by about for each year you start taking them before reaching FRA BREAK-EVEN POINT FOR DELAYING SOCIAL SECURITY BENEFITSIf you delay receiving Social Security benefits until FRA it takes nearly years to recoup the money you missed by not taking benefits early After around age you'll be financially ahead each month for the rest of your life LIFE EXPECTANCY CONSIDERATIONS FOR SOCIAL SECURITYOnce you reach age the average life expectancy is for females [... more]

Tim Macready is head of Global Multi-Asset Investing with BrightLight an EverSource Wealth Advisors Team HOW DID YOU BECOME INTERESTED IN AND A LEADER IN THE FAITH-BASED INVESTING MOVEMENT Tim grew up on the mission field and returned to Australia for studies initially working with pension plans His desire to do something meaningful led him to a faith-based pension fund in Sydney For years he has explored what it means to be a faithful steward of God's resources now working with pension funds investment advisors and families at the intersection of faith and investing CAN YOU EXPLAIN THE DIFFERENCE BETWEEN [... more]

If you rsquo re a do-it-yourself investor and not working with a financial advisor you need to periodically look at your asset allocations to make sure you're keeping up with the changing market trends On today's Faith amp Finance Live host Rob West will welcome Mark Biller to talk about the process of rebalancing your portfolio Then Rob and Mark will answer your investing questions nbsp See omnystudio com listener for privacy information [... more]

If you rsquo re a do-it-yourself investor and not working with a financial advisor you need to periodically look at your asset allocations to make sure you're keeping up with the changing market trends On today's Faith amp Finance Live host Rob West will welcome Mark Biller to talk about the process of rebalancing your portfolio Then Rob and Mark will answer your investing questions nbsp See omnystudio com listener for privacy information [... more]

Mark Biller is executive editor at Sound Mind Investing an underwriter of this program WHAT DOES IT MEAN TO ALLOCATE YOUR PORTFOLIO OR REBALANCE IT Mark Biller explains that asset allocation refers to the distribution of investments across various asset types like stocks and bonds Portfolio rebalancing is the process of adjusting the portfolio back to its target allocation This is necessary because different investments perform differently over time causing the portfolio to drift from its intended allocation Rebalancing involves selling assets that have grown beyond their target percentage and buying those that are underrepresented to maintain the desired risk [... more]

Charlie sits down with Grant Cardone to discuss his intense past hitting rock bottom and becoming an incredibly successful equity fund manager with booming businesses a huge platform and a portfolio of more than billion How did he become the highly sought-after businessman he is today Who is he backing in the election And how can a young person today get involved with the business world right away instead of wasting years inside a system rigged against them For more content become a member at members charliekirk com Support the show http www charliekirk com supportSee omnystudio com listener for [... more]

GOD'S WORD ON PAYING DEBTS Proverbs emphasizes the importance of paying back debts on time Do not withhold good from those to whom it is due when it is in your power to do it DEFINING GOOD CREDIT SCORES FICO scores range from to with a good score between and A very good score is between and and excellent is to Higher credit scores result in better interest rate offers from lenders IMPACT OF CREDIT SCORE ON LOANS AND INTEREST RATES A higher credit score can significantly reduce interest rates on mortgages personal loans and credit cards Example Raising a [... more]

NEW YEAR'S RESOLUTIONS A survey of people highlights common resolutions diet exercise more save more spend less learn a new skill quit smoking find a new job and spend time with family and friends These resolutions are often hard to keep due to requiring significant lifestyle changes THE IMPORTANCE OF CHRISTIAN RESOLUTIONS For Christians resolutions should prioritize God's will and honor Him Success in resolutions is more likely when they align with God's will Examples of Christian resolutions include seeking God's guidance for resolutions and praying for wisdom and strength SCRIPTURAL GUIDANCE James encourages seeking God's wisdom If any of [... more]

The following is an encore presentation from Chad Clark is Executive Director here at FaithFi WHERE DOES STEWARDSHIP BEGIN Start by envisioning a target with three rings When we think about stewardship we need to start in the inner circle the bullseye which is our heart At the heart of a good and faithful steward you will find a love and devotion to Christ Really it's our identity that is found in Christ as Galatians points out It is no longer I who live but Christ who lives in me This is contrary to the world which is focused on [... more]

The following is an encore presentation from God's Word contains dozens of verses about repaying debt but usually from the perspective of owing it to others Another example of this is Ecclesiastes It reads It is better that you should not vow than that you should vow and not pay We have to dig a little deeper to discern God's will for us when someone owes us money but one thing is very clear - the Lord expects us to act differently than the world For one thing if the one who owes you is a fellow believer you should [... more]

For the first time since investors are putting a lot of their money in S P index funds or in mutual funds that use the S P as a benchmark Most investors probably don't know that about of the gains we've seen this year are due to the performance of only companies In other words you may have a lot of money tied up in just a few stocks which could mean you're taking on more risk than you know In this video Peter with Richon Planning and Erin Kennedy talk through the reasons behind this new trend and how [... more]

So how would God's word in particular give us guidance on this giving portfolio approach Jesus gives His mission here on earth in Luke - The Spirit of the Lord is upon me because he has anointed me to proclaim good news to the poor He has sent me to proclaim liberty to the captives and recovering of sight to the blind to set at liberty those who are oppressed to proclaim the year of the Lord's favor This is a really is a model for a giving portfolio So how do you take that and apply it to giving [... more]

Please tell us about your list titled Your Most Important Financial Moves for We want to help people choose the best ideas that specifically fit their situation So we discuss over suggestions in the article and encourage each reader to select their personal Top list We've found that those who go through this process of making a personal Top list and then follow through on those action steps become better stewards and make tangible progress toward their long-term goals These suggestions are broken into several categories Help us understand spiritual and financial fundamentals We try to set the appropriate context [... more]

Crystal Paine is the creator of the amazing website MoneySavingMom com WHAT ARE SOME WAYS YOUR FAMILY SAVORS THE MEANING OF CHRISTMAS To savor the meaning of Christmas Crystal Payne's family engages in simple yet meaningful traditions They use an Advent calendar specifically Ann Voskamp's which includes daily devotionals to focus on the spiritual significance of the season Additionally they undertake a family giving project where each member contributes and decides on a cause to support fostering a sense of ownership and generosity They use an Advent calendar with daily devotionals to focus on the meaning of Christmas The family [... more]

Mark Biller is executive editor at Sound Mind Investing WHAT'S THE CURRENT STATE OF BOND INVESTING AND HOW HAVE RECENT EVENTS IMPACTED IT Bond investing has been challenging lately especially after a long period of historically low interest rates Recently there's been a significant shift with the -year treasury bond yield rising from under in to over This has led to losses in long-term bond funds comparable to the worst stock market declines showing it's a tough time for bond investors There's been a drastic shift in the bond market with major losses in long-term bond funds The rise in [... more]

Cole Pearson is the President of Investment Solutions at OneAscent which is a family of companies dedicated to faith-based investing and an underwriter of this program HOW DOES ONE ASCENT VIEW INTERNATIONAL INVESTING One Ascent views international investing as a critical component of a well-diversified investment portfolio They believe that investing in international markets can mitigate risks and potentially enhance returns Historical data shows that international markets have outperformed U S markets in several decades highlighting the importance of global diversification IS VALUES-BASED INVESTING POSSIBLE WHEN INVESTING ABROAD One Ascent strongly believes that values-based investing is achievable globally They emphasize [... more]

ENERGY-SAVING TIPS Ceiling Fans Reverse ceiling fan direction clockwise in winter to circulate warm air from the ceiling Conserve Electricity Unplug electronic devices when not in use Use power strips to easily cut off power to multiple devices Chargers Unplug device chargers when not in use to prevent unnecessary energy draw Home Maintenance Seal drafty doors and windows Install foam gaskets behind switches and outlets on exterior walls for better insulation Ensure proper attic insulation Regularly check heating and air system filters Thermostat Setting Keep at degrees when the heat is on Utilize Sunlight Open shades during the day for [... more]

Faith Full GivingAccording to Hebrews faith is confidence in what we hope for and assurance about what we do not see Faith is the heartbeat of our walk with God Today we'll find out what the story of Cain and Abel has to tell us about faith as it relates to giving Our confidence or faith that God is who he says he is and that Jesus is the way the truth and the life are rooted in God's word We have purpose and hope because of our faith which touches every area of life including our finances Today we're [... more]

CAN YOU OUTGIVE GOD God gave His only Son for our salvation demonstrating the ultimate generosity John Our generosity will always fall short in comparison but this shouldn't discourage us from giving HOW DOES GOD'S GENEROSITY AFFECT US The Bible does tell us of the transformative power of acknowledging God's generosity God's generosity is evident in His sacrificial love even when we were sinners Romans Embracing a generous spirit is part of our faith journey and a way to trust and participate in God's kingdom SHOULD FEAR OF LACK STOP US FROM GIVING What about financial security when giving Trusting [... more]

It seems as if retailers start the so-called traditional buying season earlier and earlier every year There's a lot of pressure to spend money on holiday d cor gifts and experiences Well if they can start early so can we We're going to help you prepare by resisting the temptations of emotional buying and impulse spending It's crucial to prepare in advance to avoid succumbing to emotional buying and impulse spending EMOTIONAL BUYING It's crucial to prepare in advance to avoid succumbing to emotional buying and impulse spending Most buying decisions especially during holidays are influenced by emotions Factors that [... more]

Investors who are concerned about a recession are putting their money in safe havens As Peter Richon with Richon Planning explains to Erin Kennedy gold is usually seen as a safe haven when markets and economies are facing headwinds And during periods of high inflation gold is often seen as a hedge Investing in gold makes sense if you're looking to diversify your portfolio or if you're interested in insuring against the devaluation or collapse of the dollar However if you're looking to maximize the growth of your investments investing in gold is probably not the best vehicle In this [... more]

Learning Through Life's Trials With Chris Fabry For the moment all discipline seems painful rather than pleasant but later it yields the peaceful fruit of righteousness Hebrews No doubt everyone one of us can read that verse and think of a time when the Lord used a trial in our lives to teach us something of value Chris Fabry joins us today to talk about that and much more Chris Fabry is an author and popular Christian network talk show host - TELL ME ABOUT THE THEME OF TRUSTING GOD THAT HAS RECENTLY EMERGED ON YOUR SHOW The struggle to [... more]

GOD'S PROMISESThe Bible is full of God's promises A simple search reveals numerous verses reassuring us that God will provide God provides not just financially but also in many other aspects like family friends and church BIBLICAL EVIDENCEIn Genesis the name Jehovah Jireh translates as The Lord will provide Reference to Abraham and Isaac God provided a ram instead of Abraham sacrificing Isaac Emphasis on obedience preceding God's provision RELATING ANCIENT LESSONS TO TODAYGod's promises have remained consistent over millennia Abraham's obedience brought him peace even in difficult times Modern believers can find peace through obedience Clarification God promises to [... more]

Mark Biller is executive editor at Sound Mind Investing Mark recently published an article in the latest SMI newsletter titled Measuring the Market's Valuation Market valuation refers to the process of assessing the worth or value of the overall stock market or individual stocks within it It involves determining whether the current prices of stocks accurately reflect their underlying fundamentals such as earnings assets and growth potential Market valuation is essential because it helps investors make informed decisions about buying or selling stocks Here's why market valuation is important Price Assessment It helps investors assess whether the prices of stocks [... more]

Do you sometimes feel you rsquo re spiritually at war with your own investments How do you take on corporations that engage in ungodly policies and practices On today's Faith amp Finance Live host Rob West will talk with Chris Meyer about one way to become involved in the companies in your portfolio through shareholder advocacy Then Rob will answer some questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Mark Biller is executive editor at Sound Mind Investing an underwriter of this program The latest issue of Sound Mind Investing's newsletter featured a deep dive on gold an article titled Checking Up On Gold A lot of gold watchers expected gold prices to be halfway to the moon by now but that hasn't happened THE RECENT PERFORMANCE OF GOLDWell when investors think about gold and what drives its price there are a handful of things that stand out inflation government spending wars and other fear events and so on When you think back over the last three years what [... more]

RESOLVED I will accumulate a diversified portfolio of investments that will provide for my family's needs and for God's work [... more]

When you think about it the amount of interest you pay over the life of a -year mortgage should be plenty of incentive to pay off the loan as fast as possible Let's say you take out a -year mortgage at At the end of that term you'll have paid almost in interest alone making the true cost of the home closer to But let's say with years to go you decide to put an extra a month against the principal That will actually shave off six years and months' worth of payments and save you just over in interest [... more]

The National Association of Realtors reports that in the first quarter of home prices actually rose in out of metro markets around the country That happened even as the Federal Reserve continued to raise interest rates pushing the average mortgage rate to nearly This isn't how things typically work When mortgage rates increase prospective buyers typically bow out resulting in fewer sales which then causes prices to fall That's Economics When demand falls so do prices But that's not happening partly because demand is not falling Prospective home buyers have apparently gotten used to the higher rates and are staying [... more]

Going to college is a huge financial decision A verse to keep in mind is Proverbs which tells us The rich rule over the poor and the borrower is the slave of the lender That should guide your decision process because it's so easy to borrow and run up tens of thousands of dollars in debt that will take you decades to pay back In his book Art Rainer lists four ways to minimize debt WAYS TO MINIMIZE DEBTStart saving nowTake college level of AP courses nowExplore scholarships and grantsBe willing to work while in schoolWe're not saying those things [... more]

Do you know if the companies in your investment portfolio are doing good Or do they conduct business in a way that goes against the principles we find in God rsquo s Word On today's MoneyWise Live host Rob West will talk with Cassie Laymon about a way to ensure your investments honor the Lord Then Rob will answer your calls on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Today we're picking up where we left off in our last conversation with Jerry in our series on a Christian Economic Worldview And this time we're talking about what he calls Principled Reasoning But we might add the subtitle A Way Out of this Mess We'll start with a few key questions First is there a way out of the confusion and the futility of boom and bust cycles And is there a way out of the confusion of a fragmented worldview that leaves out cause and effect and leaves us unable to understand the relationship between different parts of [... more]