Families face significant challenges in planning for long-term care, with many retirees unprepared for the financial burden. Harlan Akala discusses the financial realities of long-term care and how home equity can play a strategic role in meeting those costs. He also explores the benefits of delaying Social Security benefits and the risks of 401k loans. Additionally, the hosts answer listener questions on beneficiary designations and 1031 exchanges. [... more]

Exploring the intersection of faith and culture, the hosts discuss the changing landscape of sports and faith, the importance of marriage and family, and the challenges facing young men in finding purpose. They also delve into the history of the American Revolution and the ideals that shaped the nation, as well as the impact of feminism on women's understanding of sin and identity. [... more]

Emotional buying peaks in the final days before Christmas, driven by pressure, expectations, and fear of missing out. However, Scripture offers a wiser approach to giving, rooted in love and generosity. By setting values over emotions, remembering that generosity is more than money, and letting Christ define Christmas, individuals can stay intentional and avoid overspending. Furthermore, credit counseling can help alleviate debt and provide a more manageable financial situation. [... more]

The story of St. Nicholas, a man of selfless love and generosity, inspires reflection on the true meaning of Christmas. His life embodied the gospel message of love and generosity, and his acts of kindness pointed others to the greatest gift of all, Jesus Christ. As people exchange presents and celebrate with loved ones, they're reminded that the greatest gift has already been given, and that sharing that gift with others is what truly makes this season special. [... more]

Military service offers a unique opportunity for students to fund their college education while gaining valuable leadership experience and serving their country. However, the process of applying to service academies or ROTC programs can be complex and requires careful consideration. Meanwhile, individuals approaching retirement may need to reassess their financial plans, including their estate planning and retirement savings, to ensure a secure financial future. [... more]

Islamists set fire to a nativity scene at a Christmas market in Scandiano Italy as the threats against Western civilizations reach a breaking point Trump expands a travel ban to FIVE more countries after the National Guard shooting Brown University REMOVES the profile of the possible shooter from their school's website as speculation flies following a press conference where even more questions were raised An EBT recipient goes viral for asking what's the point of food stamps if it's just for real food Mark Levin calls President Trump the first Jewish president Dana recaps her speech Tuesday speaking to Dallas [... more]

Many retirees struggle with rising costs and limited income, yet often overlook their home equity as a valuable resource. A reverse mortgage can provide a safer, more flexible option to tap into this asset, eliminating mortgage payments and offering a guaranteed line of credit for future expenses. Additionally, setting up a 401k plan can be a great tool for small businesses, offering tax benefits and encouraging employees to save for their future. Effective financial planning and stewardship are crucial for a secure retirement, and understanding the options available can make a significant difference in achieving long-term financial goals. [... more]

Sharon Epps shares insights on the generosity of women in the Bible, specifically Joanna who financially supported Jesus, and how her story teaches us about receiving before giving and the virtuous cycle of giving. Rob West discusses various financial topics, including retirement planning, student loans, and Social Security benefits, using biblical principles to guide decision-making. [... more]

The cover-up of sin is a common human tendency, often resulting in devastating consequences. David's story in the Bible serves as a powerful illustration of this, as he attempts to cover up his sin with Bathsheba, leading to the death of Uriah and ultimately, his own downfall. However, it is through confession and accountability that we can find true forgiveness and salvation, as exemplified by David's own testimony. [... more]

Anger is a secondary emotion, often masking deeper issues such as hurt, frustration, or insecurity. Understanding the root cause of anger requires courage to look below the surface, identifying unmet needs, unrealistic expectations, and personal attacks on self-worth. By recognizing these underlying factors, individuals can develop tools to manage anger and respond to situations in a more constructive manner. [... more]

Homer Plessy, a young man from New Orleans, challenges the segregation laws of 1890s Louisiana, leading to the landmark Supreme Court case Plessy v. Ferguson, which solidifies 'separate but equal' as the law of the land, affecting generations to come. [... more]

When we feel angry, it's often a secondary emotion masking deeper issues like hurt, frustration, or insecurity. Recognizing this can help us address the root cause and respond more constructively. By using 'I feel' messages, we can express our emotions and needs without attacking others, leading to healthier relationships and personal growth. [... more]

Many people struggle with medical debt due to a broken healthcare system. Christian Healthcare Ministries offers a biblical community-based approach to managing healthcare costs, allowing members to choose their own healthcare providers and share medical expenses. This nonprofit organization has been serving Christians for over 40 years, sharing over $13 billion in medical bills. It's a unique and affordable alternative to traditional insurance, with programs starting under $100 per month. [... more]

Biblical wisdom provides a framework for making financial decisions that honor God and not just benefit ourselves. When we approach money through this lens, our habits begin to change, and we move from reacting emotionally to responding spiritually. [... more]

The Bible teaches that all humans are born with a sinful nature, and no amount of good works or personal effort can bridge the gap between humanity and a holy God. The only way to salvation is through faith in Jesus Christ, who has already paid the penalty for our sin. This concept is known as justification by faith alone, and it is the only way to achieve righteousness before God. [... more]

Living with a variable income can be stressful, but God's Word offers timeless wisdom for managing finances. Building a plan around your lowest or average income, creating an income holding account, and distinguishing between fixed and flexible expenses can bring stability and peace. Remember, God is not unpredictable, and His provision is faithful. By integrating your faith and financial decisions, you can cultivate faithful stewardship and grow in generosity. [... more]

The Bible tells the story of Gideon, a fearful man who was chosen by God to lead the Israelites into battle against the Midianites. Despite his doubts and fears, Gideon learns to trust in God's power and presence, and ultimately leads the Israelites to victory. This story serves as a reminder that God is always with us, and that we should not be afraid to trust in Him, even when faced with seemingly insurmountable challenges. [... more]

God has not permanently rejected the Jewish people, and Israel's future restoration is guaranteed by God's covenant promises. According to Paul's letter to the Romans, the temporary setting aside of Israel has allowed the gospel to be presented to the Gentiles, and now God is working to bring the Jews back to Himself, making them jealous of the blessings of the Gentiles. [... more]

The Jewish people have a special place in God's plan, and their rejection of Jesus as Messiah does not mean they have been permanently cast aside. Apostle Paul explains in Romans chapter 11 that God has not rejected his people, and there is a remnant of believing Jews who have been chosen by God. This chapter explores the implications of Israel's disobedience and the hope for their restoration, highlighting the importance of understanding biblical history and God's relationship with the Jewish people. [... more]

Exploring the idea of a larger story beyond individual struggles, guests share their experiences of finding purpose and community through a boot camp, where they discover they're not alone in their brokenness and that God is working in their lives. [... more]

A lady in Maine curates the world's only umbrella cover museum, showcasing a collection of over 74 countries, and sharing stories of how people find wonder and beauty in everyday life. Meanwhile, a water delivery program aims to provide clean running water to Navajo families, and a national awareness initiative raises awareness about human trafficking. [... more]

Investing is not just about returns, but about reflecting what we truly value. A theology of investing brings our heart, head, and hands together to reframe investing as an act of stewardship, love, and spiritual formation, not just the physical act of putting money into a company or instrument. By understanding God's creation mandate and our role as co-creators, we can use investments to love our neighbor and expand God's blessings through creation, while also being mindful of the temptations of wealth and the importance of trusting in God rather than money. [... more]

Jesus' parable of the Pharisee and the tax collector highlights the dangers of religious hypocrisy and the importance of genuine faith and salvation. The Pharisee, who is confident in his own righteousness, is contrasted with the tax collector, who is aware of his own guilt and shame and seeks mercy from God. The parable teaches that true faith and salvation come from recognizing one's own sinfulness and seeking God's mercy, rather than relying on outward appearances of religiosity. [... more]

Women deserve to have their financial advisors align with their values and provide clear explanations of financial options. Certified Kingdom Advisors meet high standards of competence, integrity, and biblical training, equipping them to offer financial advice grounded in God's Word. [... more]

Golf With Jay Delsing features a visit with Michael Wellington the author of Birdies Bogey's and Bipolar Disorder The show will also cover the latest news and notes from throughout the world of golf See Privacy Policy at https art com privacy and California Privacy Notice at https art com privacy do-not-sell-my-info [... more]

Restoration must be our plan, and admonition must be our call. If you see someone wandering from the truth, say something and encourage them to return to their faith. True conversion always brings about salvation, and helping someone return to their faith can save a soul from spiritual death. [... more]

God desires authenticity from His children, and when we hide behind masks or poses, we prevent others from seeing the true us. In God's presence, He exposes our insincerity and encourages us to be our genuine selves, just as He is with us in our struggles and triumphs. [... more]

God's holiness raises a couple questions, and one is how can sinful people have a relationship with God. The answer is Jesus made it possible through his death on the cross. When we trust in Christ, we are legally declared righteous, and the penalty for sin is forgiven. However, we still struggle with sin, and the process of becoming holy is a journey. It starts with a commitment to holiness and involves surrendering to God, being in His Word, and living in community. God causes us to be transformed progressively, but it requires effort and a willingness to change. The ultimate goal is to be holy, glorified, and transformed once and for all when we meet Christ. [... more]

Understanding your personal cost of living is crucial for making informed financial decisions. It's not just about rent and groceries, but also includes less frequent expenses like insurance premiums and car repairs. Tracking your cost of living can give you clarity and help you live intentionally with a heart that seeks to honor God with every dollar. [... more]

The Hunley, a Confederate submarine, made history by sinking an enemy vessel in 1864, but its exact fate remains a mystery. The submarine's crew, led by Commander Dixon, embarked on a daring mission to break the Union blockade in Charleston Harbor. Despite initial setbacks and a tragic end, the Hunley's legacy as the first submarine to sink an enemy ship endures, leaving behind a tale of bravery and innovation in American history. [... more]

A caregiver's journey through medical challenges, faith, and the importance of hope and resilience in the face of suffering and loss. [... more]

Craig Collins sits in for Dana Victims of Jeffrey Epstein gather on Capitol Hill to speak out about the government's cover-up Chicago Mayor Brandon Johnson blames red states for their massive crime problem The US Military takes out Venezuelan gang members on a drug-carrying boat headed for the US Trump reiterates that he thinks the Epstein scandal is a Democrat hoax Los Angeles Clippers star Kawhi Leonard signed a M endorsement deal for a no-show job with a fraudulent tree-planting company Nigel Farage absolutely humiliates Rep Hank Johnson when asked about free speech in the UK Eric Adams plans to [... more]

Certified Kingdom Advisors offer financial guidance rooted in biblical wisdom, helping individuals and families make informed decisions about their finances. They emphasize the importance of living within one's means, avoiding debt, building liquidity, setting long-term goals, and giving generously. These principles are not only applicable to individuals but also to businesses and nations. [... more]

A chaotic scene unfolded in downtown Memphis on 901 Day, with reports of gun battles, massive fights, and lawlessness on Beale Street. Business owners described the scene as 'insane' and 'a day of lawlessness.' The city's mayor and police department have been criticized for their handling of the situation, with some calling for the deployment of the National Guard to restore order. [... more]

Work is not just a job, but a vital part of how we worship God and serve others, according to Pastor Tom Nelson. He joins Faith and Finance to discuss the biblical understanding of work, work as worship, and how God's design for work can transform us and our communities. From the original creation to the new creation, Pastor Nelson unpacks the four-chapter biblical story of work and how it can be a powerful tool for redemption in the workplace. [... more]

The Earth's population is far from being filled, despite vast deserts and inaccessible regions. However, it may have been filled in a more habitable world before the flood, which was destroyed due to violence. A future kingdom of God will fill the whole earth, and the knowledge of the Lord will cover the sea. [... more]

The Day of Atonement is a crucial concept in Christianity, where the high priest makes atonement for the people's sins through the sacrifice of a goat and a bull. This ritual is a type of substitutionary atonement, where someone else takes the blame for our sins, just like Jesus Christ did on the cross. The high priest's role is to purify the holy place, the tabernacle, and the altar, and to cleanse the people from their sins. [... more]

The Day of Atonement in Leviticus chapter 16 involves a blood sacrifice to purify the high priest, the tabernacle, and the people of Israel from their sins. The scapegoat represents the removal of sin, while the blood of the bull and goat symbolize the substitutionary atonement of Christ. The high priest must be purified before entering the holy place, and the tabernacle requires purification due to the uncleanness of the people. [... more]

The Day of Atonement, as described in Leviticus, is a significant holiday for the Jews where the high priest would offer sacrifices to atone for the sins of the people. The high priest would dress in common priestly robes, symbolizing humility and identification with the people, and would offer a bull as a sin offering for himself and his family. He would then enter the holy place, sprinkle the bull's blood seven times on the mercy seat, and cast lots to decide which goat would be slain and which would be released into the wilderness, representing the removal of sin. This ritual would leave a lasting impression on the people, emphasizing the importance of atonement and the need for blood to deal with man's disobedience. [... more]

DJ and Jessica Rowland share their journey with Huntington's disease, a degenerative disorder that affects their daily lives. As a caregiver, DJ has learned to adapt and support Jessica, while also finding strength in their faith. They discuss the challenges of living with the disease, including the loss of independence and the emotional toll of watching a loved one decline. The couple also shares their experiences with faith-based programs and prosthetic limb recycling, highlighting the importance of community and support in their journey. [... more]