Dale Vermillion shares insights on the current state of the housing market, explaining that it's a buyer's market with improving mortgage rates and increasing inventory. He advises buyers to be encouraged and take advantage of the opportunities, and cautions sellers to be prepared for a potentially slower market. Vermillion also discusses the importance of budgeting and doing a pre-approval for a mortgage, and provides guidance for first-time homebuyers and those looking to move up to a new home. [... more]

Building habits that last requires intentionality, a plan, and accountability. A budget helps automate goals and steward what God has entrusted. Real lasting change requires spiritual power, not just willpower. Sticking to a budget may feel restrictive, but Scripture assures us that discipline produces peace, stability, and a life aligned with God's wisdom. [... more]

The conservative movement is grappling with internal divisions and power struggles, particularly at Amfest, a conference honoring the late Charlie Kirk. Tucker Carlson and Ben Shapiro are at the center of a controversy, with some accusing Shapiro of trying to silence dissenting voices and others criticizing Carlson's views on Islam. Meanwhile, the conference has been co-opted by factional infighting, with some attendees more focused on who will lead the movement than on the issues at hand. The debate raises questions about the future of the conservative movement and the importance of free speech in the face of growing polarization. [... more]

Abraham, considered the father of faith, is used by Paul in Romans 4 as an illustration of justification by faith alone. Despite his flaws and failures, Abraham's faith in God's Word and redemptive plan is credited to him as righteousness, demonstrating that salvation is not earned through works but rather through faith in Jesus Christ. [... more]

A new rule from the United States Department of Labor aims to make farm worker wages more predictable and fair, but some groups are calling for Congress to make the changes permanent to help stabilize the agricultural industry and grocery prices. [... more]

Raising the minimum wage may not save jobs from automation, and good intentions can't justify ineffectiveness or increased harm. Christians should care for the poor, but it's essential to do so for the right reasons, not for personal gain or to be seen as good. [... more]

The Bible teaches that the Christian life is a spiritual war against the forces of darkness, with Satan as the enemy. To wage this war successfully, one must first recognize the enemy and then put on the armor of God, which includes the belt of truth, the shoes of the gospel of peace, the shield of faith, the helmet of salvation, and the sword of the Spirit. This armor is not something that can be provided by oneself, but rather it is something that has been already put to use by God and is now available to believers. By imitating God in his role as divine warrior, believers can fight against Satan and his tactics, which include tempting believers with their fleshly lusts, corrupting the unity of God's people, robbing them of their joy, and hindering the furtherance of the gospel. [... more]

Investors can use their money to advance justice, compassion, and human flourishing by aligning their investments with their faith values. Faith-based investing and impact investing strategies can help shape a more just and compassionate world, and proxy voting can be a powerful tool for speaking truth and justice in the marketplace. [... more]

NFL quarterback Kirk Cousins shares his journey of generosity and stewardship, discussing how his faith shapes his approach to finances and how he's using his platform to make a positive impact. He talks about the importance of modeling generosity, the tension between saving and giving, and how he and his wife Julie make financial decisions together. They also discuss estate planning, trusts, and the benefits of passing assets outside of probate. [... more]

North Carolina received a $4 million grant for workforce re-entry training for incarcerated individuals, aiming to build a strong workforce, improve re-entry outcomes, and provide people with real opportunities for a second chance. [... more]

US inflation slowed slightly in July, with the Consumer Price Index rising by 0.2% on a seasonally adjusted basis. The report indicates that core inflation, which excludes volatile food and energy prices, rose 0.3% in July, remaining within a manageable range for policymakers and consumers. Meanwhile, energy prices made a significant downward move, with gasoline prices dropping 2.2 percent in July, nearly 10 percent lower than they were last year. Wage growth also continued to paint a positive picture for American workers, with real wages increasing by 1.3% compared to last year. [... more]

Failing to file taxes for several years is a significant matter, but it's not the end of the road. A seasoned CPA offers practical steps to help individuals get back on track. Meanwhile, a parent considers gifting money to their adult child for a down payment on a home, but must weigh the pros and cons of doing so. Another caller seeks advice on paying off a credit card balance, and a host suggests turning off the credit card and providing a set amount of money each month to help the daughter budget and learn financial discipline. [... more]

A Florida man was arrested for running a dog fighting operation and neglecting animals. Meanwhile, a lawsuit challenges taxpayer funding for Confederate monuments in Jacksonville. Senator Josh Hawley proposes raising the national minimum wage, sparking controversy among conservatives. The White House also suggests paying $1,000 for babies born between 2024 and 2029, sparking concerns about government spending and the role of the federal government. [... more]

California's Governor Gavin Newsom is facing criticism for his handling of the riots in Los Angeles, where protesters have been burning cars and assaulting people. Meanwhile, a Florida man was arrested for running a dog fighting operation and had a nine-foot alligator on his property. The debate over medical freedom continues, with some advocating for the right to choose their own healthcare. In other news, a judge has dismissed a defamation suit against Blake Lively, and a new proposal is being considered to raise the federal minimum wage. Additionally, a $1,000 contribution is being proposed for every U.S. citizen born between 2024 and 2029. Greta Thunberg has spoken out about the humanitarian crisis in Gaza, but some have questioned her motives and the actions of Hamas. [... more]

As followers of Jesus Christ, we are at war with our sinful nature, which wages a continuous battle against our souls. The enemy within, our flesh, is the most deceptive of our enemies, and we must be guided by the Word of God to abstain from its passions and desires, which are constantly waging war against us. [... more]

Loving parents often struggle with wanting to give their kids the best chance in life without breaking the bank. Dr. Art Raynor discusses six things that can lead parents into debt, including keeping up with the Joneses, social media comparison, and caring more about their child's future career than their character. Meanwhile, a listener asks about canceling a whole life insurance policy and replacing it with term insurance, and another asks about getting a credit card for their college student. The hosts also discuss health savings accounts and retirement planning. [... more]

Money is a good gift from God, but it's easy to get caught up in the pursuit of wealth and lose sight of what truly matters. Faith and Finance explores the deeper purpose behind money management, encouraging listeners to see their finances as a tool for worship, generosity, and kingdom impact. [... more]

The kingdom of God is a gift from God the Father, not something that can be earned or built by humans. Jesus teaches that the kingdom of God comes by way of promise or grace, and that entrance into the kingdom is a miracle of resurrection. The Holy Spirit conquers hearts through the proclamation of the gospel and the sacraments, bringing people into faith union with the king and making them righteous. The kingdom of God is never something that we bring into being, but rather it is established by God himself. When we pray 'Your kingdom come,' we are praying for the success of the worldwide spread of the gospel, the consummation of the Father's kingdom, and the restoration of God's rule and reign in its fullness. [... more]

The Todd Sterns radio show discusses the mysterious drone sightings in New Jersey, the FBI's involvement, and the potential national security threat. The show also touches on President Trump's clemency decisions, the January 6th Capitol riot, and the Inspector General's report on the FBI's handling of confidential human sources. [... more]

The debate over transgender individuals using women's bathrooms continues to spark controversy on Capitol Hill, with Speaker Mike Johnson facing pressure from conservative members to restrict access. Meanwhile, the issue of illegal immigration and deportation is also being discussed, with concerns over the impact on the economy and food prices. Some argue that Americans are becoming a lazy and entitled nation, while others believe that the country needs to focus on teaching children a strong work ethic. The use of Crisco and seed oils in cooking is also being questioned, with some advocating for healthier alternatives. [... more]