Many families are struggling with credit card debt and financial pressure due to rising costs and stagnant wages. Credit counseling can help break the cycle of high interest payments and provide a structured debt management plan to pay off debt responsibly. Financial literacy is growing, and online resources are helping consumers learn responsible ways to pay off debt and understand the risks of debt settlement programs. A certified credit counselor can review your specific situation and help you create a plan to achieve financial freedom. [... more]

A discussion about the impact of illegal immigration on housing costs, the controversy surrounding the Trump accounts, and the importance of protecting one's identity and health. [... more]

Rob West discusses six financial choices that can help individuals steward their resources wisely, including choosing to spend with a plan, choosing the right car for their budget, and preparing for the unexpected. He also answers listener questions on topics such as reverse mortgages, charitable donations from IRAs, and finding a certified kingdom advisor. [... more]

The White House is considering a housing bill that could lead to high-density housing in suburban areas, potentially changing the voting base and leading to a loss of control in Red America. Meanwhile, tensions are rising in the Middle East as Iran is accused of violating a ceasefire in the strait of Hormuz, with a cargo vessel being attacked in Omani waters. [... more]

A discussion on the redefinition of Christianity, the Red-Green Alliance's push for multipolarity, and the threat of high-density living on voting patterns. The host also talks about identity theft, detoxing, and the multifront war on Western ideals, as well as the Iran MOU and Israel's defense. [... more]

The United States is dealing with a crisis in the Middle East as Iran is being defiant and laying mines in the Strait of Hormuz. Meanwhile, in the US, the housing market is in crisis as socialist Mayor Mamdani unveils a failed plan on housing in New York City. Donald Trump is in charge of the Republican party and is running away with it, but the question is whether his influence will carry over to the midterms. The US is also dealing with a housing crisis in Los Angeles as Spencer Pratt tries to save the city from itself. The economy is a major issue as gas prices are high and the US is in a state of conflict with Iran. The US is also dealing with a crisis in Ukraine as Russia is besieging Kyiv with rockets and drones. The US is also dealing with a crisis in the Baltic states as Russia is eyeing them as a potential target. [... more]

North Carolina lawmakers are expected to vote on three constitutional amendments, including one that would lower the state's income tax rate and another that would limit how much local governments can raise property taxes. Meanwhile, Governor Josh Stein signed an executive order aimed at addressing the state's affordable housing crisis, and the agricultural industry is facing a fertilizer shortage due to global disruptions and trade policies. [... more]

An emergency fund acts as a financial shock absorber, providing stability and breathing room during uncertain times. Wise financial planning involves considering factors such as income stability, job loss, and medical emergencies when determining the right amount to save. Understanding Social Security and disability insurance can help individuals plan for retirement and navigate complex financial situations. Charitable giving through qualified charitable distributions can also be a strategic way to reduce taxable income and give back to the community. [... more]

Families are struggling with rising healthcare expenses, but there are alternatives to traditional health insurance. Medical cost sharing programs like Christian Healthcare Ministries allow individuals to share medical costs with a community of believers, providing a more affordable option. Meanwhile, listeners ask questions about Social Security, retirement planning, and investing, highlighting the importance of financial stewardship and making informed decisions about one's money. [... more]

Former FBI Director James Comey's scheduled court appearance in North Carolina has been canceled due to a motion filed by his lawyers. Meanwhile, a bipartisan group of lawmakers has introduced legislation to eliminate tax exemptions for data centers, which could save the state millions of dollars. Additionally, a proposal to create a $50 million revolving loan fund to help nonprofit developers cover upfront infrastructure costs for affordable housing projects is gaining traction. The North Carolina Supreme Court is also considering a petition for rehearing in the Leandro case, which has been ongoing for over 30 years and deals with education funding in the state. [... more]

Paul Blavin, a former Wall Street workaholic, shares his transformation from success to significance and real purpose. He founded the Blavin Scholars Program to support foster care youth, and his son Joseph, a Blavin scholar, is working on a novel approach for the early detection of cancer. Paul's story highlights the importance of connection, community, and support in helping foster care youth thrive and achieve their goals. [... more]

A Salvation Army officer and her husband discuss the challenges of being a good neighbor in a busy life, and how their community is affected by poverty and a housing crisis. They share their experiences of serving others and how it has helped them live out their calling as Salvation Army officers. [... more]

Representative Carla Cunningham switches party affiliation from Democrat to unaffiliated, potentially impacting veto overrides in the North Carolina House. Meanwhile, a new infusion of federal disaster funding highlights progress and challenges in Western North Carolina's recovery from Hurricane Helene. Governor Josh Stein's proposed budget would phase out the Opportunity Scholarship Program, affecting an estimated 60,000 students. The U.S. Postal Service's regulations on cluster box units are causing delays and adding costs to housing developments, making homes less affordable for many families. U.S. Representative Alma Adams was cleared of any wrongdoing after an investigation by the House Ethics Committee regarding an alleged inappropriate relationship with a staffer. [... more]

Defining a financial finish line is a powerful tool for establishing a solid plan for your finances and recognizing that all of God's provision belongs to Him. By setting a maximum for your spending, you can protect yourself against lifestyle creep and keep yourself aligned with God's purposes for your finances. This concept is not just for high net worth individuals, but can be applied by anyone, regardless of their financial situation. [... more]

A North Carolina House Select Committee is recommending broad changes to the state's mental health and criminal justice systems to reduce violent incidents and address untreated mental illness. The committee aims to improve access to mental health services, increase the mental health workforce, and enhance data collection and sharing between state agencies. [... more]

For many Americans, owning a home is central to achieving the American dream, but rising costs and affordability crises are making it increasingly difficult. Meanwhile, electric cars from China are gaining popularity in Europe, and data centers are transforming towns across America as the AI economy takes hold. [... more]

God's Word offers profound and transformative perspectives on managing money, changing how we see it. Sharon Epps joins Rob West to discuss powerful biblical principles for financial decisions, including the power of trust, focus, priorities, planning, and decision-making. [... more]

Harlan Akola discusses the benefits and misconceptions of reverse mortgages, explaining how they can be a valuable tool for seniors struggling with cash flow and high-interest debt. He also addresses common concerns and provides guidance on how to approach debt management and retirement planning with a biblical perspective. [... more]

Jamie Dimon, CEO of JPMorgan Chase, discusses the American Dream Initiative, a program aimed at expanding local and economic opportunity, particularly in lower-income neighborhoods. He emphasizes the importance of education, financial literacy, and access to capital in driving growth and job creation. Dimon also shares his views on the current state of the economy, the housing market, and the need for business-friendly policies to stimulate growth. [... more]

The No Kings rally sparked controversy with its communist flag-waving and rioting against ICE, while celebrities like Jane Fonda and Bruce Springsteen attended. Meanwhile, China's anti-stealth radar capabilities were mocked, and a chief designer for the J-20 fighter jet was found dead, raising questions about China's technological advancements and leadership. The US has made significant strides in the Middle East, with air supremacy in Iran and a successful response to the Iranian conflict, but some critics question the administration's approach. In other news, home sales have hit a four-year low, and the housing market is showing warning signs. [... more]

North Carolina voters express pessimism about the country's direction, with 55% saying it's headed in the wrong direction, according to a recent Carolina Journal poll. The poll also found that 84% of voters support requiring lawmakers to give up their salary if they don't pass a budget, and 78% support requiring AI data centers to provide their own energy generation. Additionally, 69% of respondents support increasing the use of involuntary commitment for people with severe mental illness. [... more]

In rural Malawi, many children wake up each day unsure if they'll eat and relying on water that can make them sick. Cross International is working to break the cycle of poverty, provide clean water, and introduce families to the love of Jesus. Their long-term approach involves partnering with local ministries to equip communities with vital physical resources and spiritual support. [... more]

The discussion revolves around the enforcement of the pistol brace rule, the implications of immigration policies, and the controversy surrounding the installation of tampons in men's bathrooms. Additionally, the conversation touches on the current state of the housing market, taxation, and the importance of heart health, as well as a dam failure in Hawaii and a gaming event. [... more]

A property tax crisis is unfolding in Ohio, with nearly half a million households falling behind on their payments, potentially leading to a foreclosure crisis and housing market crash. Meanwhile, a conspiracy surrounding Jeffrey Epstein's death is being revisited, with new evidence emerging. Additionally, discussions on politics, religion, and freedom of religion are taking place, including debates on Sharia law and the importance of Christianity and the gospel. [... more]

Many older adults feel financially locked in their homes, which were never designed for aging bodies. A reverse mortgage can help them move into safer, healthier homes without taking on new monthly payments. Financial experts discuss the importance of prevention and planning for housing decisions later in life, and offer guidance on budgeting, debt management, and building an emergency fund. [... more]

President Donald Trump's 2026 State of the Union address highlighted several key issues, including the economy, tariffs, and the impact of AI data centers on utility grids. He also discussed the housing shortage, immigration, and the need to prevent large investment firms from purchasing single-family homes. Additionally, the president called for legislation to bar states from granting commercial driver's licenses to illegal aliens and highlighted the case of Irina Zarutska, a Ukrainian refugee who was murdered on the Charlotte Light Rail. [... more]

Trusting God for daily bread is a concept that takes us back to Israel's journey through the wilderness, where God fed his people with manna each morning, enough for the day, no more, no less. This idea is not about passivity, but about dependence on God, and it's a rhythm that Jesus taught us to ask for daily bread, not burdening ourselves with the need to control tomorrow. In a world of economic anxiety, where budgets are tight and the future feels uncertain, this concept is more relevant than ever, inviting us to rest in real care, and to rely on God for provision, not just for our financial needs, but for his kingdom. [... more]

Faith-based investing is expanding rapidly, with new tools offering more thoughtful stewardship. Exchange Traded Funds (ETFs) have become a popular investment vehicle, providing transparency and lower costs. Christians have a growing opportunity to invest in a way that aligns with their values as Christ followers, using faith-aligned ETFs and other investment options. [... more]

Dale Vermillion shares insights on the current state of the housing market, explaining that it's a buyer's market with improving mortgage rates and increasing inventory. He advises buyers to be encouraged and take advantage of the opportunities, and cautions sellers to be prepared for a potentially slower market. Vermillion also discusses the importance of budgeting and doing a pre-approval for a mortgage, and provides guidance for first-time homebuyers and those looking to move up to a new home. [... more]

A major winter storm affected North Carolina, causing power outages and ice accumulation in western parts of the state. The storm also impacted neighboring states, with over a million people without power. In related news, a housing recovery program for those affected by Hurricane Helene has completed 14 projects and awarded over 86 grants, but still has over 7,500 applications pending. Meanwhile, a lawsuit challenging North Carolina's Sunday hunting restrictions has been dismissed by the state Supreme Court, upholding the existing laws. [... more]

Faith-based investing continues to grow, with more individuals and institutions seeking to align their investments with their faith and values. Experts like Bob Dahl provide market predictions and investment strategies, emphasizing the importance of economic growth, managing inflation, and making informed decisions about retirement planning and stock market investments. [... more]

Families face significant challenges in planning for long-term care, with many retirees unprepared for the financial burden. Harlan Akala discusses the financial realities of long-term care and how home equity can play a strategic role in meeting those costs. He also explores the benefits of delaying Social Security benefits and the risks of 401k loans. Additionally, the hosts answer listener questions on beneficiary designations and 1031 exchanges. [... more]

The discussion revolves around various topics including energy policies under Trump and Biden, the Israeli-Palestinian conflict, rural healthcare, Medicaid and Medicare, abortion and assisted suicide, and the Kennedy Center's renaming controversy. Experts and guests share their insights and opinions on these issues, highlighting the complexities and challenges involved. [... more]

The US economy is experiencing strong growth, with a 4.3% GDP increase, but experts caution that this may not be sustainable. Meanwhile, the Venezuelan regime is under pressure from the US, with a focus on changing the dynamic and promoting democracy and freedom in the country. The administration is also working to reduce the regulatory burden on businesses, which is expected to help the economy in the long term. Additionally, the housing market is a concern, with many communities struggling to build affordable housing due to restrictive rules and regulations. [... more]

The Democratic Party's autopsy report on the 2024 presidential election has been kept secret, sparking concerns about the party's willingness to confront uncomfortable truths. Meanwhile, the economy is adjusting to the Trump team's policies, with signs of growth and optimism, but also potential risks in the AI space. In Israel, the conflict with Hamas remains a concern, with the focus shifting to the yellow zone, where economic progress is being made. [... more]

The Brian Kilmead Show discusses various topics including the Venezuela crisis, the US economy, housing market, and the upcoming midterm elections in 2026. [... more]

Many retirees struggle with rising costs and limited income, yet often overlook their home equity as a valuable resource. A reverse mortgage can provide a safer, more flexible option to tap into this asset, eliminating mortgage payments and offering a guaranteed line of credit for future expenses. Additionally, setting up a 401k plan can be a great tool for small businesses, offering tax benefits and encouraging employees to save for their future. Effective financial planning and stewardship are crucial for a secure retirement, and understanding the options available can make a significant difference in achieving long-term financial goals. [... more]

Senator Kirsten Sinema discusses the importance of life insurance, the need for national AI regulation, and the current state of the economy. She also shares her thoughts on the housing market and the role of politics in shaping Americans' perceptions of the economy. [... more]

North Carolina House Speaker Destin Hall has announced the creation of a 23-member committee to review factors contributing to rising local property taxes and identify ways to reduce the burden on homeowners. The committee will examine existing relief programs, county reevaluation practices, and local spending and debt trends. Meanwhile, a 33-year-old illegal immigrant from Honduras has been arrested for stabbing a 24-year-old on the Charlotte Light Rail, sparking concerns about public safety and immigration. The Trump administration has also announced a $12 billion bailout for American farmers affected by tariffs, which have had a significant impact on the agricultural industry in North Carolina. [... more]

A county commissioner discusses the need for behavioral health services and affordable housing in the community, while an emergency room doctor highlights the importance of blood donation and its various uses. School board members share their thoughts on literacy and education, and the importance of community involvement in solving social problems. [... more]