Everyone knows what inflation means right You d be surprised by how fuzzy some people think about inflation Is inflation a rise in prices or simply high prices Or does it mean something else entirely The results of a recent poll may surprise you but we ve got Mark Biller with us today to explain it Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance What is Inflation A Common MisunderstandingA recent survey revealed a significant misunderstanding among the general public about what inflation actually means While of respondents expressed concern [... more]

LENDING MONEY TO CHILDREN FOR A HOUSE PURCHASE Rob discusses the reasons parents might consider lending money to their children for a house purchase such as reducing the interest the child must pay and helping if the child does not qualify for a mortgage due to debt-to-income ratio issues or insufficient credit history He emphasizes the importance of understanding the implications of lending versus gifting money the potential risks involved and ensuring any loan is legally documented Parents may lend to their children to save them from high interest rates or if they're unable to secure a loan due to [... more]

GOD'S WORD ON PAYING DEBTS Proverbs emphasizes the importance of paying back debts on time Do not withhold good from those to whom it is due when it is in your power to do it DEFINING GOOD CREDIT SCORES FICO scores range from to with a good score between and A very good score is between and and excellent is to Higher credit scores result in better interest rate offers from lenders IMPACT OF CREDIT SCORE ON LOANS AND INTEREST RATES A higher credit score can significantly reduce interest rates on mortgages personal loans and credit cards Example Raising a [... more]

Perfect Storm for Debt With Neile SimonA perfect storm may be coming that could make this Christmas shopping season difficult for folks with student loan debt Neile Simon joins us today with the details today on Faith and Finance Neile Simon is a Certified Credit Counselor with Christian Credit Counselors an underwriter of this program Neile has been following events that affect consumer debt and she's here today with another report CONSUMER DEBT AND ITS IMPACTS Neile explains the resumption of student loan payments in October after a three-year forbearance highlighting the collective federal student loan debt at trillion affecting [... more]

The verse in the book of Philippians that explains God will supply our ever need has assured countless believers of God rsquo s unfailing love But what does that verse really mean On today's MoneyWise Live host Rob West will explain what the phrase ldquo God provides rdquo really means and how it can be easily misunderstood Then he rsquo ll answer your calls and questions on various financial topics nbsp nbsp See omnystudio com listener for privacy information [... more]

For the last two years or so millions of workers have left their jobs looking for better opportunities As a result many employers are now begging their recent retirees to come back to work for them On today's MoneyWise Live Rob West will talk about the big demand for boomerang employees that's occurring in today's workforce See omnystudio com listener for privacy information [... more]

Did you know that improving your credit score by just a few points could save you hundreds of dollars a year On today's MoneyWise Live host Rob West will talk with Neile Simon of Christian Credit Counselors about how you can improve your credit score and save money Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

It's New Year's Eve and you know what that means you only have a few hours left to decide on your resolutions and it's easy to come up with a list of things you're determined to do Sticking to those resolutions is the hard part On today's MoneyWise Live Rob West will share one financial resolution that you'll never regret keeping Then he'll answer some calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Some decidedly ungodly elements have taken over the sphere of corporate engagement with investing So how should Christians respond On today's MoneyWise Live Rob West will talk with Robert Netzly about investing that glorifies God Then he'll answer some calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Does becoming one flesh in marriage mean that you each need to surrender your separate bank accounts On today's MoneyWise Live host Rob West will explain how combining your lives in marriage does require some special consideration about your individual finances Then he'll answer various financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

We all want to leave an inheritance to our kids but tax laws sometimes make that complicated especially if a home is involved On today's MoneyWise Live host Rob West will explain if it's ever wise to put your child's name on the deed to your home Then he'll answer your financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

Colossians reminds us that our work should be for the Lord and not for men That verse can serve as a great reminder that we still need to be a grateful worker during the seasons when we're discontent with our jobs On today's MoneyWise Live host Rob West will explain how we can rearrange our thinking if we're not happy at work Then he'll address your questions on various financial topics See omnystudio com listener for privacy information [... more]

Thanksgiving's well behind us and we're knee deep in the Christmas season but are you feeling the Christmas spirit yet On today's MoneyWise Live host Rob West will talk about how being generous can counter the stress and strain of the season and help you find your Christmas spirit Then he'll address your questions on various financial topics See omnystudio com listener for privacy information [... more]

It should come as no surprise that a new survey shows nearly half of Americans have seen their credit card balances go up since COVID came on the scene And half of those folks cite the pandemic as the direct cause of their increased debt On today's MoneyWise Live host Rob West will talk with Neile Simon of Christian Credit Counselors about how to pay off that debt faster Then Rob will answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

The Bible leaves no room for doubt that God owns the earth and all that is in it Yet it's often a challenge for Christians to put their understanding of that principle into practice On today's MoneyWise Live Rob West will talk with Dan Schilling about how to practice the principle of God's total ownership in your life Then Rob will answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Do you feel like you're not controlling your money but instead your money is controlling you If so what are some steps you can take to be a wise steward of the money God has given you On today's MoneyWise Live host Rob West will talk about some ways to get control of your money again Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Did you know that two thirds of smartphone users have at least one budgeting app They've discovered how easy it is to keep tabs on their money from anywhere On today's MoneyWise Live host Rob West will talk with Chad Clark about how to make your life easier by choosing the right budgeting app Then Rob will take your calls on various financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

For more than years having a good credit score was the only way to get a credit card Now there's a movement to put credit cards in the hands of folks who have no credit score at all On today's MoneyWise Live host Rob West will talk about a government initiative to make credit available more broadly Then Rob will answer various financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

People often ask if they rsquo re responsible for a loved one rsquo s debts once they pass away In most cases the answer is no mdash but not always nbsp On the next MoneyWise Live host Rob West will explain that managing a family member rsquo s finances after death can be a little more complex than you might think Then he rsquo ll take your calls and questions on the financial topics you rsquo d like to discuss That rsquo s the next MoneyWise Live where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm [... more]

Do you know the number one reason why it rsquo s good to have a high credit score Here rsquo s a hint mdash it rsquo s not about bragging rights or feeling superior although some folks might view it that way On the next MoneyWise Live host Rob West will explain the number one reason you want to have a good credit score is that it saves you money Then he rsquo ll take your questions on the financial matters you rsquo d like to discuss That rsquo s MoneyWise Live mdash where biblical wisdom meets today rsquo s [... more]

Have you ever been hit with a big doctor bill and prayed for a miracle mdash like maybe angels would suddenly appear and pay it for you On the next MoneyWise Live host Rob West welcomes Lauren Gajdek with Christian Healthcare Ministries to tell us how that rsquo s kind of what happens when you sign up for a medical cost sharing plan Then Rob will take your calls and questions on the financial topics you rsquo d like to discuss That rsquo s MoneyWise Live where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central [... more]

If you rsquo re familiar with the treasure principle you rsquo re aware that when your money is flowing toward God rsquo s Kingdom then your heart will follow On the next MoneyWise Live host Rob West welcomes author Ron Blue to explain this timeless principle and how giving breaks the power of money Then Rob will address your questions on the financial topics you rsquo d like to discuss That rsquo s on MoneyWise Live where biblical wisdom meets today rsquo s finances mdash weekdays at pm Eastern pm Central on Moody Radio [... more]

When you hear the word ldquo cryptocurrency rdquo what comes to mind nbsp Do you think it rsquo s a wise investment or is it too volatile for your risk tolerance On the next MoneyWise Live host Rob West will talk about the crypto-market and how what rsquo s happening today compares with what took place during one of history rsquo s great investing bubbles Then he rsquo ll address your questions on the financial topics you rsquo d like to discuss That rsquo s on the next MoneyWise Live where biblical wisdom meets today rsquo s finances mdash weekdays [... more]

As the economy continues to recover employers in many sectors are scrambling to find workers and to hang onto the ones they have So does that mean that it rsquo s time to ask for a raise On the next MoneyWise Live host Rob West explains that how you ask your employer for a raise can really improve your chances of getting one Then he rsquo ll answer your financial questions from a biblical perspective That rsquo s on the next MoneyWise Live where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central on Moody Radio [... more]

Does becoming ldquo one flesh rdquo in marriage mean that you each need to surrender your separate bank accounts On the next MoneyWise Live host Rob West will explain how combining your lives in marriage does require some special consideration about your individual finances Then he rsquo ll answer your financial questions from a biblical perspective That rsquo s on MoneyWise Live mdash where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central on Moody Radio nbsp [... more]

Art Rainer author of The Marriage Challenge A Finance Guide for Married Couples talks about four different money personalities in marriage the saver spender investor and ignorer He explains how to talk about money before and after marriage including how to address bad money habits like hiding purchases that can derail a marriage Show Notes and Resources Find resources from this podcast at https shop familylife com Products aspx categoryid Download FamilyLife's new app https www familylife com app Check out all that's available on the FamilyLife Podcast Network https www familylife com familylife-podcast-network [... more]

Have you ever heard of a wealth killer nbsp It rsquo s a habit people have or a mistake they make when managing their finances that leads to their inability to accumulate even a comfortable amount of wealth On the next MoneyWise Live host Rob West shares some of the biggest wealth killers that may be keeping you from storing up some surplus savings Then he rsquo ll answer your calls and questions on various financial topics That rsquo s the next MoneyWise Live mdash where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central on [... more]

You may be looking to buy peace of mind with a home warranty to cover appliance and system repairs nbsp But nbsp are those policies worth the investment and nbsp do they nbsp really deliver on their nbsp promises nbsp On the next nbsp MoneyWise nbsp Live hosts Rob West and Steve Moore nbsp have the ldquo low down rdquo on those warranty offers nbsp Then they rsquo ll take your calls and questions on any financial topic nbsp It's the trouble with home warranties nbsp on the next nbsp MoneyWise nbsp Live at pm Eastern pm Central on Moody [... more]

Most indicators point to continued economic recovery from the COVID crises this year nbsp nbsp Still there are nbsp things you can do nbsp to ensure that nbsp your own finances will be better in nbsp than nbsp they were nbsp last year nbsp On the next nbsp MoneyWise nbsp Live hosts Rob West and Steve Moore nbsp share some steps to strengthen your financial condition and prepare you for whatever lies ahead nbsp Then nbsp Rob and Steve nbsp answer your calls and questions on various financial topics nbsp Financial tweaks for nbsp on the next nbsp MoneyWise nbsp [... more]

Credit cards can be handy tools when used for items that fit within your budget and when you pay off their balance every month But at times you may need to cancel a card So how do you do that while minimizing the impact on your credit score On the next MoneyWise Live hosts Rob West and Steve Moore have the answer to that question Then they rsquo ll take some calls and questions on several different financial topics Join us to hear how to cancel a credit card on the next MoneyWise Live at pm Eastern pm Central on [... more]

Do you have a plan for your finances nbsp Planning is really the only way to make the most of the resources God rsquo s entrusted to you nbsp On the next MoneyWise Live hosts Rob West and Steve Moore are joined by financial expert Ron Blue to talk about what goes into a financial plan Then they rsquo ll take your calls from across the country and answer your financial questions Planning to succeed financially on the next MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

In Proverbs Solomon writes ldquo A good name is more desirable than great riches hellip rdquo And in today rsquo s financial world having a ldquo good name rdquo means having a good credit score On the next MoneyWise Live hosts Rob West and Steve Moore share some ways you can improve your credit and after some time your financial horizons Then they rsquo ll answer your financial questions from a biblical perspective How to build your credit on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Predictions are unreliable and often fail to come to fruition But that doesn rsquo t mean we don rsquo t like to make them So the trick is mdash getting them right On the next MoneyWise Live hosts Rob West and Steve Moore talk with someone who usually does get his financial predictions right mdash investing expert Bob Doll Then Rob and Steve answer your calls and questions on various financial topics It's predictions for on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

We all know that our FICO score has a huge impact on our finances nbsp But most of us don't even realize there rsquo s another secret number we each have as consumers that could be just as important On the next MoneyWise Live hosts Rob West and Steve Moore explain this little-known measurement and how it can affect your money It's about secret consumer scores on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Weeks before Thanksgiving holiday commercials saturate the airwaves decorations go up in stores and the Christmas rush begins It rsquo s easy to get caught up in the frenzy and forget why we rsquo re celebrating this holiday On the next MoneyWise Live hosts Rob West and Steve Moore help us keep our perspective right and our focus on the birth of Christ this season That rsquo s MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

A fresh blanket of snow often evokes thoughts of a winter wonderland But winter rsquo s arrival isn rsquo t so wonderful when you can rsquo t pay your heating bills Keeping the furnace going over the long months ahead is yet another challenge for millions affected by the pandemic On the next MoneyWise Live hosts Rob West and Steve Moore have some tips to assist with that nbsp Help with heating bills on MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

For the past years retirement investors have relied on the rule to help them make nbsp plans for their future nbsp But nbsp this nbsp rule mdash designed to help nbsp you nbsp stretch your savings to last your lifetime mdash is nbsp now nbsp suddenly nbsp changing nbsp On the next nbsp MoneyWise nbsp Live hosts Rob West and Steve Moore nbsp share the new revelations about this retirement savings nbsp strategy nbsp nbsp Find out what rsquo s changed with the nbsp rule nbsp on nbsp the next nbsp MoneyWise nbsp Live at pm Eastern pm Central on [... more]

Can being thankful be good for your health and life in general Research shows that grateful people tend to be healthier and happier and exhibit lower levels of stress when it comes to their financial wellbeing On the next MoneyWise Live hosts Rob West and Steve Moore detail the benefits of gratitude An attitude of gratitude on MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

None of us do it intentionally but Americans end up wasting a tremendous amount of food And when those over-ripe bananas go into the garbage so does the hard-earned money we used to buy them On the next MoneyWise Live hosts Rob West and Steve Moore share some ways to help you cut your losses when it comes to unused food We rsquo ll talk about how to stop wasting food on the next MoneyWise nbsp Live at pm Eastern pm Central on Moody Radio nbsp [... more]

As the pandemic drags on the economy is actually improving But there are still millions unemployed or losing work hours and overtime and dealing with anxiety about their finances On the next MoneyWise Live hosts Rob West and Steve Moore talk with Neile Simon of Christian Credit Counselors about a plan to relieve the stress We rsquo re overcoming COVID financial struggles on the next nbsp MoneyWise nbsp Live at pm Eastern pm Central on Moody Radio [... more]

Most of us are aware of the three main credit bureaus that monitor our transactions But did you know there are several others that are also keeping tabs on you nbsp On the next MoneyWise Live hosts Rob West and Steve Moore reveal the various kinds of agencies involved in determining your credit-worthiness We rsquo ll tell you about the little-known credit bureaus on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Most people let their spare change pile up until they cash it in for a fee nbsp But instead of filling up coffee cans with your pennies dimes nickels and quarters why not put them to work On the next MoneyWise Live hosts Rob West and Steve Moore share several investing options that require little or no money to start Investing with pennies on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Does God promise to meet our needs or to make us healthy and wealthy according to the strength of our faith Scripture clearly states that God will provide for believers but often those biblical promises are twisted to mean something else entirely On the next Moneywise Live hosts Rob West and Steve Moore explore what the Bible really says about God rsquo s provision We rsquo re poking holes in the prosperity gospel on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

In the past a person could go to prison for not paying their debt nbsp Thankfully today we rsquo re not imprisoned for non-payment nbsp But we can certainly feel shackled by the consequences of delinquency On the next Moneywise Live hosts Rob West and Steve Moore explain how there rsquo s still plenty of punishment for not paying your debts Learn about the history of debtor rsquo s prison on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Just because something rsquo s never happened to you it rsquo s easy to think that it won rsquo t nbsp But the reality is we are all vulnerable to crisis The coronavirus pandemic is a case in point On the next MoneyWise Live hosts Rob West and Steve Moore talk with Howard Dayton about preparing for the next crisis through budgeting It rsquo s all about planning for a financial disaster instead of reacting to it on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Not a lot of things in life are free so why don rsquo t more consumers avail themselves to their free credit report Your credit report affects many parts of your financial life so it rsquo s important that the information contained in your report is accurate and positive On the next MoneyWise Live hosts Rob West and Steve Moore reveal how to get your credit report for free Let rsquo s discuss why a credit report is important on MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]