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The following listen on-demand podcasts matched your search results for: Credit Counselors
Faith And Finance
Rob West
June 23, 2025
Should You Change Your Financial Finish Line? with Cody Hobelmann
Setting a financial finish line can help individuals prioritize generosity and manage resources effectively. It's a biblical principle that involves recognizing God as the ultimate treasure and stewarding resources wisely. By setting a finish line, individuals can gain freedom, contentment, and peace in their financial lives, and ultimately, draw closer to God. [... more]
Faith And Finance
Rob West
June 11, 2025
Living Giving: How Generosity Leads to Freedom with Ron Blue
Living a life of generosity can bring real financial freedom, and it's not just about giving money, but also about giving our hearts to God. Ron Blue shares his insights on how to grow into more joyful, intentional givers, and how giving can break the power of money over our lives. We also discuss how to manage debt, understand social security taxes, and find advisors who share our values. [... more]
Faith And Finance
Rob West
May 21, 2025
The Danger of Buy Now, Pay Later
The dangers of buy now pay later programs and their impact on financial freedom are explored, with a focus on biblical wisdom for managing debt and making smart financial decisions. Experts discuss the importance of debt management, the benefits of faith-based investing, and how to navigate complex financial situations, including inheritance tax and title insurance fraud. [... more]
Faith And Finance
Rob West
May 15, 2025
How Biblical Principles Transform Your Budget
Aligning faith values with financial decisions requires a biblically grounded approach to budgeting, prioritizing giving, saving, and investing. By reordering financial priorities around God's kingdom, individuals can live wisely and intentionally, making thoughtful choices rather than drifting along with the world's shifting priorities. [... more]
Faith And Finance
Rob West
March 27, 2025
Top Credit Report Myths with Neile Simon
Credit reports and scores are often shrouded in myths, but understanding the truth can help individuals manage their debt and make informed financial decisions. Neely Simon, a certified credit counselor, dispels common misconceptions about credit reports and scores, providing valuable insights and advice for those seeking to improve their financial health. [... more]
Faith And Finance
Rob West
March 25, 2025
Using a Reverse Mortgage for an Early Inheritance with Harlan Accola
Using a reverse mortgage for an early inheritance can be a strategic financial planning tool, allowing homeowners to give away part of their home value while alive without risking ownership or ability to live in the home. It's essential to consider long-term health care planning, tax implications, and overall financial goals when making this decision. Additionally, protecting credit files and scores is crucial to prevent identity theft and ensure financial stability. [... more]
Faith And Finance
Rob West
March 14, 2025
Financially Faithful in the Busyness of Life
Managing God's resources requires preparation, prayer, and a spending plan. By carving out time for prayer, creating a budget, and tracking expenses, individuals can avoid financial stress and stay faithful in managing their money. A generous heart is at the core of financial faithfulness, and committing to giving consistently to one's local church and looking for opportunities to bless others through sacrificial giving is essential. [... more]
Faith And Finance
Rob West
March 13, 2025
How Our View of God Shapes Our Stewardship
Understanding God's character and our role as stewards of his resources is crucial for making wise financial decisions. When we see God as a loving and generous master, we are more likely to trust him and act boldly in our financial lives. This podcast explores the intersection of faith and finance, providing guidance on debt management, charitable giving, and living a life of generosity. [... more]
Faith And Finance
Rob West
March 06, 2025
Making Ends Meet with Brian Holtz
Compass Financial Ministry's Making Ends Meet project addresses financial struggles by providing a simplified method for managing spending, the importance of an emergency fund, and building a network of people to rely on. The project combines biblical perspective with tactical step-by-step instructions to help individuals move from struggling to thriving. [... more]
Faith And Finance
Rob West
March 04, 2025
Frustrated with Traditional Healthcare? with Lauren Gajdek
Many Americans are dissatisfied with their health insurance, seeking alternatives that align with their faith and values. Christian Healthcare Ministries offers a budget-friendly, biblical, and compassionate healthcare cost-sharing option. Meanwhile, individuals struggle with debt, seeking advice on debt management and credit counseling, while others navigate elder law and long term care insurance to secure their financial futures. [... more]
Faith And Finance
Rob West
March 03, 2025
Don't Carry Debt Into Retirement
Carrying debt into retirement can significantly reduce lifestyle choices and increase the likelihood of returning to work. Understanding biblical principles of finance and effective debt management strategies can help individuals avoid debt and achieve financial freedom. Additionally, making informed decisions about inherited IRAs and property investments can also impact one's financial future. [... more]
Faith And Finance
Rob West
February 26, 2025
Taxes: What's New and How to Protect Yourself From Scams with Kevin Cross
Rob West and his guest, Kevin Cross, discuss tax tips for the new year, including changes to reporting crypto and gig economy income. They also warn listeners about common tax scams and provide practical advice for managing finances, including budgeting, emergency funds, and investments. Later, Rob answers listener questions on topics such as annuities, return of premium insurance, and tithing in retirement. [... more]
Faith And Finance
Rob West
February 24, 2025
Avoiding Credit Card Float with Chad Clark
Living off credit card float can lead to unknowingly being one payment behind, while proper financial decision making and stewardship require considering each child's ability to manage wealth responsibly. Estate planning and wealth transfer decisions should reflect God's wisdom, not just human emotions, and may change over time as children mature. [... more]
Faith And Finance
Rob West
February 21, 2025
Trusting God for Our Daily Bread
Jesus teaches us to pray for daily bread, reminding us that God is our provider and we're to ask him to provide for our needs. We must acknowledge daily that we can't sustain ourselves and seek God's help to free us from self-sustaining Christian lives. Understanding God's provision and our role as stewards of His resources is crucial for financial freedom and avoiding materialism. [... more]
Faith And Finance
Rob West
February 17, 2025
Finding Joy and Peace in Financial Uncertainty
God's Word offers wisdom and reassurance in times of financial struggles. By understanding biblical principles, individuals can navigate financial challenges with a heart anchored in peace and joy. Faithful stewards manage God's resources wisely, recognizing that everything belongs to Him and that our purpose is to honor Him through our financial decisions. [... more]
Faith And Finance
Rob West
January 30, 2025
Zacchaeus' Financial Testimony with Dr. Kelly Rush
Zacchaeus, a chief publican, undergoes a profound financial transformation after meeting Jesus, demonstrating the power of God's salvation in changing one's financial stewardship and generosity. [... more]
Faith And Finance
Rob West
January 28, 2025
The Danger of Mortgage Payments in Retirement with Harlan Accola
Many seniors are struggling with debt, particularly mortgage payments, which can be a significant burden in retirement. Harlan Akula discusses the dangers of keeping mortgage payments into our retirement years and explains how seniors can eliminate or reduce these payments, potentially turning their home into an income stream. Additionally, the hosts address questions on social security, credit card debt, and biblical stewardship, providing guidance on managing finances and achieving financial health. [... more]
Faith And Finance
Rob West
January 24, 2025
Leaving A House To The Kids
When making financial decisions, incorporating biblical wisdom can provide a clear direction. However, estate planning and inheritance can be complicated, especially when it comes to property and taxation. Understanding how to navigate these complexities can help individuals make informed choices, ensuring their legacy is protected and their loved ones are taken care of. Additionally, managing retirement investments and credit scores are crucial aspects of financial stewardship, requiring careful consideration and planning. [... more]
Faith And Finance
Rob West
January 08, 2025
New Year, New Hope for Paying Down Debt with Neile Simon
Managing debt wisely is a way to honor God and experience personal freedom, living a life of generosity and service to others. A debt management plan can help you achieve financial well-being while staying true to your values by ensuring you honor your debts fully. Experts discuss various financial topics, including credit card debt, retirement planning, and investment strategies, all from a biblical perspective. [... more]
Faith And Finance
Rob West
January 06, 2025
God Owns It All
Living with the understanding that God owns everything can profoundly impact our financial decisions, making every spending choice a spiritual one. As faithful stewards, we must manage God's resources wisely, being accountable, living with an eternal perspective, holding loosely and giving generously, and being humble. This mindset extends beyond finances to our time, talents, relationships, and more, ultimately bringing glory to God. [... more]
Faith And Finance
Rob West
January 02, 2025
Setting Financial Finish Lines with Rachel McDonough
Setting financial finish lines is essential for achieving clarity, confidence, and permission to deploy resources for kingdom impact. Certified Kingdom Advisors can help individuals set finish lines in areas such as lifestyle spending, gifts to family members, and asset accumulation, ultimately leading to a more intentional and responsible use of finances. [... more]
Faith And Finance
Rob West
December 13, 2024
3 Biblical Principles for Debt With Sharon Epps
Biblical principles guide Christian financial advisors in managing debt, making wise financial decisions, and prioritizing clients' best interests. Understanding fiduciary interest and seeking professional advice can help individuals navigate complex financial situations and make informed decisions about their assets and investments. [... more]
Faith And Finance
Rob West
December 03, 2024
Gospel Generosity with Dr. Nathan Harris
Dr. Nathan Harris discusses the concept of gospel generosity and its application to financial stewardship, emphasizing the importance of living generously, humbly, and selflessly. He also addresses questions from listeners on topics such as credit management, debt consolidation, mortgage refinancing, and credit score improvement. [... more]
Faith And Finance
Rob West
December 02, 2024
Having The Mind of Christ in Your Finances
Living a life of biblical finance means surrendering to God's lordship, exercising stewardship, and giving generously. It's about managing money as a tool to accomplish God's purposes, not as an end in itself. By understanding and applying these principles, individuals can make wise financial decisions, overcome debt, and experience God's best in their lives. [... more]
Faith And Finance
Rob West
November 28, 2024
The Story of Thanksgiving
The Pilgrims' journey to the New World was a remarkable story of faith and resilience. They faced intense persecution in England and made the significant decision to sail to the New World, where they hoped to live according to their beliefs. Their story is a significant part of our heritage and a reminder of the importance of gratitude and freedom to worship as we choose. Meanwhile, managing credit card debt in retirement can be a real challenge, especially with high interest rates and tight budgets. Experts recommend cutting costs, increasing income, and reducing interest rates to pay off debt and achieve financial stability. [... more]
Faith And Finance
Rob West
November 22, 2024
How to Prepare for Your First Home Purchase
When preparing for a home purchase, it's essential to determine what you can afford, set a savings goal for your down payment, and check your credit score. A good credit score can help you qualify for better mortgage rates. Additionally, managing your debt and avoiding unnecessary expenses can make a significant difference in your financial planning. Giving to charitable causes, such as tithing, can also be a vital part of your financial strategy. [... more]
Faith And Finance
Rob West
November 13, 2024
Keeping Christmas Stress-Free with Crystal Paine
Creating a Christmas budget can bring financial freedom and reduce holiday stress. Focus on the reason for the season and prioritize family togetherness. Consider simplifying holiday cooking and shopping, and make time for spiritual reflection and Advent celebrations. [... more]
Faith And Finance
Rob West
November 08, 2024
3 Questions To Ask Before Dipping Into Your Emergency Fund
Having an emergency fund is crucial for financial management, but knowing when to use it requires careful consideration. Three questions to ask before tapping into your emergency fund are: is it urgent, is it necessary, and is it an unexpected expense? Understanding these concepts can help you avoid unnecessary debt and achieve financial peace of mind. [... more]
Faith And Finance
Rob West
October 29, 2024
Variable Income Budgeting
Creating a variable income budget requires a few extra steps, but it's not difficult. Start by calculating your average monthly income and then draw up a budget using that figure. In the months where you earn more, keep the excess in savings to fund the lean months. A good way to manage this cash flow is to have all of your income go into savings and then set up an automatic transfer of your budgeted amount and only that amount from savings to checking. [... more]
Faith And Finance
Rob West
October 23, 2024
Grateful Living with Sharon Epps
Sharon Epps discusses the importance of grateful living, generosity, and biblical stewardship in Christian finance, highlighting practical ways to cultivate gratitude and apply it to daily life, including keeping a gratitude journal and expressing gratitude through generosity. [... more]
Faith And Finance
Rob West
October 16, 2024
What Is A "Safe" Home? with Harlan Accola
Paying off a mortgage can be a significant milestone, but it's not the only measure of safety. A reverse mortgage can be a tool for God's provision in retirement, allowing individuals to meet their needs and stay in their homes. However, it's essential to consider the options and make informed decisions about financial stewardship. [... more]
Faith And Finance
Rob West
October 01, 2024
7 Steps To Recession-Proof Your Finances
Managing financial stress and recession-proofing your finances requires a solid understanding of credit scores, budgeting, and retirement planning. Insurance rates are increasing due to various factors, and navigating Social Security and VA loans can be complex. A biblical worldview can provide guidance for making financial decisions, and seeking professional advice from a Certified Kingdom Advisor can be beneficial. [... more]
Faith And Finance
Rob West
September 05, 2024
A Journey To Faithful Stewardship
A Christian man in his 70s wants to gift his children a large sum of money to help them buy their first house, but he's unsure of the tax implications. He seeks advice from a financial expert on how to structure the gift and minimize taxes. Meanwhile, a listener in Nashville, Tennessee, is struggling to rent out a duplex and is considering selling it, but is unsure of the best course of action. The host offers guidance on the potential benefits and drawbacks of selling the property and investing the proceeds. [... more]
Faith And Finance
Rob West
August 15, 2024
Integrity: Applying Honesty, Strength, and Dependability to Your Financial Life
Living with integrity in financial dealings means being honest, morally strong, and dependable. Christians are called to represent Jesus Christ to the world, and their attitudes and actions around money reveal a lot about their heart. Honesty, moral strength, and dependability are essential elements of integrity, and God's Word provides guidance on how to manage finances wisely and faithfully. [... more]
Faith And Finance
Rob West
August 13, 2024
Why Debt Management Is Better with Neile Simon
Managing debt effectively involves understanding the differences between debt consolidation, debt settlement, and debt management. Credit counseling can help individuals get out of debt the right way by honoring their debt in full. Meanwhile, job scams are on the rise, leveraging artificial intelligence to steal money and personal information from unsuspecting job seekers. It's essential to be cautious when dealing with digital-only transactions and to verify the legitimacy of job listings and employers. Additionally, individuals should be aware of their banking options and consider maximizing their savings rates to achieve their financial goals, including retirement planning. [... more]
Faith And Finance
Rob West
August 02, 2024
The High Price of a Home Purchase with Dale Vermillion
High home mortgage rates and high home values make it challenging for first-time home buyers. Experts discuss the current market and offer advice on how to navigate the situation, emphasizing the importance of making informed financial decisions and seeking help from Christian credit counselors to manage debt. [... more]
Faith And Finance
Rob West
August 01, 2024
Why and How We Save
Many people struggle with saving money due to lack of self-discipline and financial literacy. Rob West discusses the importance of having a spending plan, cutting unnecessary expenses, and developing the habit of saving. He also addresses debt management, investing, and union benefits, emphasizing the need to approach financial decisions from a biblical perspective. [... more]
Faith And Finance
Rob West
July 12, 2024
Don't Carry Debt Into Retirement
Retiring with debt can reduce lifestyle choices and increase the likelihood of returning to work. A debt management plan can help pay off debt 80% faster, and financial planning can ensure a comfortable retirement. Considering income-generating land or downsizing can also provide financial freedom. [... more]
Faith And Finance
Rob West
June 24, 2024
3 Myths About Wealth That Christians Believe with Rachel Mcdonough
A certified financial planner discusses common myths about wealth and investing, including the idea that performance is the ultimate success and the importance of considering the impact of investments on people and places. She also addresses questions from listeners on topics such as Social Security benefits, investing in a Roth IRA, and managing debt. [... more]
Faith And Finance
Rob West
June 13, 2024
Financial Plans and God's Will
Achieving financial goals and doing God's will requires a plan that aligns with biblical principles. Christians can focus on eternal value, trust in the Lord, and seek wise counsel to make informed decisions about saving, debt, and employment. By prioritizing God's will, individuals can experience greater peace and confidence in their financial choices. [... more]
Faith And Finance
Rob West
May 30, 2024
Worrying About The Financial Future With Neile Simon
Managing personal debt and securing a financial future is crucial for achieving peace of mind and living within one's means. A debt management plan can help individuals reduce their debt and create a budget that aligns with their financial goals. Stewardship of one's finances is essential for building wealth and ensuring a secure retirement. Estate planning, including the creation of a trust, is also vital for transferring wealth to the next generation and ensuring that one's assets are distributed according to their wishes. [... more]
Faith And Finance
Rob West
May 24, 2024
For Where Your Treasure Is With Chad Clark
Christians are encouraged to view God as their ultimate treasure, rather than money or material possessions. This mindset shift can impact how they manage their finances, making them more faithful stewards of their resources. The hosts discuss various financial topics, including investing, divorce, and credit card debt, offering biblical wisdom and practical advice to listeners. [... more]
Faith And Finance
Rob West
April 05, 2024
How Much Is Enough?
Christians can find peace and joy in their financial lives by aligning their values with a biblical worldview. By understanding that God is enough, believers can reevaluate their priorities and desires, focusing on serving others and living generously. Practical advice on managing debt, investing, and retirement planning is shared, emphasizing the importance of trusting God to meet our needs and providing for our future. [... more]
Faith And Finance
Rob West
March 29, 2024
Good Friday Reflections
During the Easter season, Christians reflect on the sacrifice of Jesus and the redemption of humankind. Meanwhile, individuals face various financial challenges, including high real estate prices, credit card debt, and investment decisions. Financial experts offer guidance on managing pensions, credit counseling, and faith-based investing options, emphasizing the importance of seeking godly counsel and diversifying investments. [... more]
Faith And Finance
Rob West
March 28, 2024
When To Take Social Security With Eddie Holland
Deciding when to take social security benefits is a major financial decision, and experts weigh in on factors to consider, including cash flow needs, debt, charitable giving, and legacy goals. Meanwhile, listeners share their financial concerns, from credit card debt to mortgage payments, and seek advice on how to manage their finances in a way that aligns with their biblical values. [... more]
Faith And Finance
Rob West
March 26, 2024
Facing Financial Disappointment
Handling financial disappointments requires a Godly approach, recognizing that unmet expectations can be an opportunity for growth and trust in God's plan. A biblical perspective on stewardship and debt management can provide guidance for navigating financial challenges, and seeking help from trusted resources such as credit counseling agencies can be a valuable step towards achieving financial freedom. [... more]
Faith And Finance
Rob West
March 01, 2024
Finding Victory in Uncertain Circumstances
Uncertainty seems to be the name of the game these days, especially in the financial realm. Financial plans are up in the air for so many people, from home buying to career changes to retirement, and the end result is a lot of worry. According to Scripture, God's Word is a lamp to your feet and a light to your path, keeping you from stumbling and showing you the way forward. [... more]
Faith And Finance
Rob West
February 29, 2024
Why Choose Faith-Based Financial Solutions?
Managing finances biblically to honor God is a key aspect of faith-based finance. Christians believe that God provides every penny they have and that they should honor Him in all financial decisions. This includes choosing faith-based financial solutions, such as investments and banking institutions that align with their values. Research shows that many Christians prioritize managing their finances biblically and want their bank to reflect their Christian values. [... more]
Faith And Finance
Rob West
February 13, 2024
Helping the Kids Buy a House
Parents considering lending money to adult children to buy a house should weigh the pros and cons, including reducing interest payments, improving credit history, and potential pitfalls such as the child not paying back the loan, affecting the relationship, and the opportunity cost of using the money for other investments. A financial gift or loan can also encourage dependency, and it's essential to understand the risks before making a decision. [... more]
Faith And Finance
Rob West
February 12, 2024
The Best Investment I’ve Ever Made With Rachel McDonough
Investing in eternity involves using worldly wealth to make friends for ourselves, so that when it is gone, they will welcome us into eternal dwellings. A simple act of generosity can open the door to gospel conversations, and it doesn't have to involve thousands of dollars. Intentionality and planning are key to making generosity a part of our financial rhythm, and it starts with a budgeting line item to store up treasures in heaven. [... more]
Faith And Finance
Rob West
February 06, 2024
The Housing Market: Rent or Buy?
The rent versus buy debate has shifted due to high mortgage rates and low housing inventory. Experts predict interest rates will come down in 2024, making it a good time to consider buying a home. Meanwhile, first-time home buyers are being priced out of the market, and renters are facing high costs. Financial experts offer advice on managing debt, saving for a down payment, and making smart investment decisions. [... more]
Faith And Finance
Rob West
February 05, 2024
3 Tips for Financial Wellness With Neile Simon
Building a solid financial foundation involves tracking expenses, paying down debt, and starting an emergency fund. Experts recommend creating a budget, cutting back on unnecessary expenses, and considering a debt management program to get out of credit card debt faster. Additionally, establishing a cash reserve can shield against unexpected expenses and financial shocks. [... more]
Faith And Finance
Rob West
February 02, 2024
Banking On Eternal Rewards With Aaron Caid
Aaron Cade from Christian Community Credit Union discusses the importance of incorporating Christian stewardship into daily life, citing research that shows Christians want to apply stewardship principles to their finances but struggle to do so. He shares a success story of House of Refuge Sunnyslope, a ministry that provides transitional housing, and explains how Christian Community Credit Union helped the ministry acquire new properties. The discussion also covers topics such as online banking, annuities, and timeshares, offering practical advice for listeners. [... more]
Faith And Finance
Rob West
January 30, 2024
Private Market Investing With Tim Macready
A 76-year-old single woman considers using a reverse mortgage to boost her income and stay in her home, while a listener in Indiana weighs the pros and cons of selling a rental property and a listener in Florida seeks advice on managing debt and starting a side business. [... more]
Faith And Finance
Rob West
January 26, 2024
The Futility of Fear
Living in fear of financial uncertainty can be overwhelming, but according to God's word, fear is futile. By trusting in God's provision and protection, individuals can give up their fears and walk in faith every day. Certified Kingdom Advisors can help create a well-thought-out financial plan that aligns with one's values and goals, providing peace of mind and a sense of control over financial circumstances. [... more]
Faith And Finance
Rob West
January 25, 2024
Missed Open Enrollment, No Problem With Lauren Gajdek
Lauren Gydeck discusses Christian Healthcare Ministries, a budget-friendly, biblical, and compassionate healthcare cost-sharing alternative that allows individuals to join at any time of the year. She explains how CHM works, its cost, and spiritual component, and how it can be a lifesaver for those who have missed the open enrollment deadline or are experiencing life transitions. [... more]
Faith And Finance
Rob West
January 02, 2024
A New Perspective for the New Year with Chad Clark
Recognizing God's ownership of everything is a critical concept in financial stewardship, influencing how we manage God's resources. A budget is a tool to wisely manage the king's resources on a practical level, and understanding our role as stewards of God's resources is essential. The FaithFi app offers a system for making financial decisions, helping individuals manage their money effectively and stay on track with their financial goals. [... more]
Faith And Finance
Rob West
December 13, 2023
Financial Discipleship For Families With Brian Holtz Pt. 2
Raising faithful children requires intentional financial discipleship, teaching them to handle finances God's way. Parents can use practical opportunities to give their kids experience in managing money, such as work and income, planning and budgeting, and accounting for finances. Meanwhile, individuals nearing retirement must consider their financial decisions, including debt management and retirement planning, to ensure a secure future. [... more]
Faith And Finance
Rob West
November 18, 2023
Leveraging Financial Accountability
Biblical leverage is about using temporal wealth for eternal gain, and it requires a radical shift in perspective. Christians must define their value system by the word, not the world, and prioritize giving proportionately and sacrificially. The Holy Spirit plays a crucial role in the giving decision-making process, and accountability is essential for good stewardship. The prosperity gospel is a false teaching that promises financial well-being in exchange for righteousness, but true wealth lies in relationships and the fruit of the Spirit, not material possessions. [... more]
Faith And Finance
Rob West
November 13, 2023
Perfect Storm for Debt
A perfect storm may be brewing for debt with student loan payments resuming and inflation still running at 3.4 percent annually. Experts advise on debt management and retirement savings, emphasizing the importance of balancing competing priorities and maintaining proper liquidity. [... more]
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