New parents can benefit from a financial checklist to ensure they're prepared for the added expenses of raising a child. This includes updating health insurance, life insurance, budgeting, creating or updating a will, building an emergency fund, updating taxes, and considering education savings. A financial advisor can help individuals navigate these changes and make informed decisions about their finances. [... more]

Embracing the conviction that God owns everything can transform the way we live, give, and steward our resources. By surrendering our ownership and adopting a stewardship mindset, we can gain humility and hope, and reorder our hearts so that money serves its proper place. This shift in perspective can lead to a more faithful and intentional approach to financial decision-making, aligning our desires with God's priorities and multiplying what belongs to the Lord. [... more]

First-time homebuyers often face common misunderstandings around home ownership, including the cost of getting into a home, rising rent, and the fear of waiting too long. It's essential to take a clear-eyed look at the true costs of moving from renting into home ownership and to approach the transition with wisdom and patience. A home should fit one's current season of life and support responsibilities and priorities, not stretch finances or limit the ability to live and give faithfully. [... more]

Dale Vermillion shares insights on the current state of the housing market, explaining that it's a buyer's market with improving mortgage rates and increasing inventory. He advises buyers to be encouraged and take advantage of the opportunities, and cautions sellers to be prepared for a potentially slower market. Vermillion also discusses the importance of budgeting and doing a pre-approval for a mortgage, and provides guidance for first-time homebuyers and those looking to move up to a new home. [... more]

Couples can turn financial conflict into connection by having intentional financial conversations, known as money dates, which can be enjoyable and help them build stronger relationships and become better stewards of their resources. [... more]

Todd Starnes discusses the upcoming election for Shelby County Mayor, the situation in Venezuela, and the implications of socialism in New York City. He interviews Harold Collins, a candidate for the position, and Vicki Gandy, a real estate expert, about the current state of the housing market and the challenges of homeownership. [... more]

President Trump's nationwide tour aims to bring back the American dream by addressing affordability issues, particularly in homeownership. The administration is considering portability of mortgages and increasing the amount that can be taken out of 401k plans to help young adults buy homes. Meanwhile, the border crisis continues to impact the economy, with a shortage of houses for sale and rising prices. The president's team is working to address these issues and improve the economy, but critics argue that their efforts are not enough. [... more]

North Carolina is preparing for the peak of the Atlantic hurricane season, with Tropical Storm Aaron forming in the Atlantic Ocean. The state's General Assembly has banned transgender surgery for minors, leading to a lawsuit that has been paused due to a recent U.S. Supreme Court decision. Meanwhile, the state is struggling with a housing shortage, with a lack of affordable homes and rising prices. The issue of education freedom and school choice is also gaining attention, with a new tax credit program being proposed to support families who want to choose alternative education options. [... more]

Living with faith and integrity in finances brings peace, contentment, and joy. Committing to manage money God's way requires surrender, trust, and perseverance. Biblical principles guide financial decisions, and wise stewardship involves deploying God's capital into investments that align with values, solve problems, and meet needs. [... more]

Living paycheck to paycheck can lead to financial stress, but creating an emergency fund and setting up a Roth IRA can provide peace of mind. Buying a new car and paying too much for a home can also be hazardous to your wealth. Understanding estate planning, including special needs trusts and ABLE accounts, can help you make wise decisions about your finances and leave a lasting legacy for your loved ones. [... more]

Using a reverse mortgage for an early inheritance can be a strategic financial planning tool, allowing homeowners to give away part of their home value while alive without risking ownership or ability to live in the home. It's essential to consider long-term health care planning, tax implications, and overall financial goals when making this decision. Additionally, protecting credit files and scores is crucial to prevent identity theft and ensure financial stability. [... more]

Dale Vermillion discusses the potential change in the real estate market, citing increased consumer confidence and decreased patience among homebuyers. He advises listeners to make wise financial decisions, considering their values and priorities, when deciding whether to take on debt or wait to cash flow a project. Rob West and Dale Vermillion also address various listener questions, including managing debt, investing in retirement, and creating an emergency fund. [... more]

Considering a home purchase requires careful planning, including weighing the costs of renting versus buying, understanding the current market conditions, and evaluating one's monthly budget. It's also essential to consider the emotional aspects of homeownership, such as the sense of satisfaction and personalization that comes with owning a home. Additionally, shared ownership with family members can be a viable option for some individuals. [... more]

The US housing market is experiencing a shortage of large homes, making it difficult for younger generations to buy their dream houses. Baby boomers own a significant portion of large homes, and their reluctance to sell is contributing to the shortage. Analysts predict that more boomers will sell and downsize in the future, increasing inventory and making homes more affordable. [... more]

Mortgage rates are stable, with some analysts predicting a decrease in interest rates, which could lead to improved mortgage rates. Home values are expected to appreciate at a slower rate, with a 3.2% increase predicted for 2024. Inflation continues to drop, and the bond market improves, contributing to these predictions. When it comes to investment, it's essential to match the time horizon with the appropriate risk level. Tithing and giving are discussed, with options for calculating the tithe on Social Security benefits and the importance of giving cheerfully and sacrificially. [... more]

The rent versus buy debate has shifted due to high mortgage rates and low housing inventory. Experts predict interest rates will come down in 2024, making it a good time to consider buying a home. Meanwhile, first-time home buyers are being priced out of the market, and renters are facing high costs. Financial experts offer advice on managing debt, saving for a down payment, and making smart investment decisions. [... more]

God's word emphasizes the importance of financial justice and righteousness, warning against greed, envy, and dishonesty. Christians are called to be proactive with their investment dollars, making a meaningful difference in the world while preparing for their financial future. Financial planning and retirement planning are crucial, and understanding biblical principles can help individuals make wise decisions about their finances, including tithing and social security benefits. [... more]

Dusty Baker's decision to step away from managing the Astros has left a lasting impact on the team and the baseball world. Meanwhile, the Rangers and Diamondbacks are gearing up for the World Series, with the Rangers looking to protect their home field and the Diamondbacks seeking to rally from multiple times down. The NFL and MLB are also in the spotlight, with the NFL's Week 8 preview and the MLB's World Series matchup between the Rangers and Diamondbacks. [... more]

Navigating the challenges of homeownership, managing credit cards, and improving credit scores requires careful financial planning. Biblical wisdom can provide valuable guidance in making informed decisions about mortgages, credit, and investments. [... more]