A new grant program, Renew NC Single Family Housing Program, is now available to homeowners and businesses in western North Carolina that suffered losses from Hurricane Helene last September. The program is the first of a series of recovery initiatives and services to help Western North Carolinians recover. Meanwhile, a federal trial is underway in Winston-Salem as it relates to congressional and state legislative maps in North Carolina, with plaintiffs arguing that some election maps violate the U.S. Constitution's ban on racial gerrymandering. Additionally, a new national analysis of DMV locations across the nation ranks Charlotte's DMV offices as some of the worst in the country, with three of the city's locations landing in the first five worst offices nationally. [... more]

North Carolina's constitutional carry debate clears a major hurdle in the House Judiciary Committee, with the legislation now on track to become the 30th state to legalize constitutional carry. Meanwhile, homeowners' insurance rates have increased by 7.5% in the state, with average rates set to rise another 7.5% next year. The state is also recovering from Hurricane Helene, with efforts underway to drive business in western North Carolina. The steel industry is facing uncertainty due to tariffs, with the US imposing a 50% tariff on most imported steel and aluminum products. [... more]

Rob West discusses various financial topics with guests, including reverse mortgages, credit scores, emergency funds, and retirement planning, all from a biblical perspective, helping listeners make informed decisions about their finances and live out their faith in their financial lives. [... more]

Foreign stocks may be poised for a comeback as the US stock market has become richly valued and foreign stocks look relatively cheap. Factors such as government spending trends, inflation, and interest rates are shifting in favor of foreign markets, making them an attractive option for investors looking to diversify their portfolios. [... more]

Using a reverse mortgage for an early inheritance can be a strategic financial planning tool, allowing homeowners to give away part of their home value while alive without risking ownership or ability to live in the home. It's essential to consider long-term health care planning, tax implications, and overall financial goals when making this decision. Additionally, protecting credit files and scores is crucial to prevent identity theft and ensure financial stability. [... more]

Dale Vermillion discusses the potential change in the real estate market, citing increased consumer confidence and decreased patience among homebuyers. He advises listeners to make wise financial decisions, considering their values and priorities, when deciding whether to take on debt or wait to cash flow a project. Rob West and Dale Vermillion also address various listener questions, including managing debt, investing in retirement, and creating an emergency fund. [... more]

When making financial decisions, incorporating biblical wisdom can provide a clear direction. However, estate planning and inheritance can be complicated, especially when it comes to property and taxation. Understanding how to navigate these complexities can help individuals make informed choices, ensuring their legacy is protected and their loved ones are taken care of. Additionally, managing retirement investments and credit scores are crucial aspects of financial stewardship, requiring careful consideration and planning. [... more]

The confirmation hearings for Pete Hegseth as Secretary of Defense are underway, with Democrats questioning his qualifications and past statements. Meanwhile, wildfires continue to ravage California, and Florida's Governor DeSantis is calling for a special session to implement Trump's immigration agenda. The Biden administration is also facing criticism for its handling of the Gaza conflict, and the Pentagon is dealing with issues related to climate change and diversity in the military. [... more]

Rob West and Kevin Cross discuss year-end tax tips, including retirement plan contributions, charitable giving, and donor-advised funds. They also touch on qualified charitable distributions and capital gains tax, providing advice on how to minimize tax liability and make the most of tax-advantaged opportunities. [... more]

When prioritizing God above all else, financial decisions reflect one's identity in Christ. A biblical worldview of money management starts with lordship, recognizing God owns everything, followed by stewardship, using money as a tool to accomplish God's purposes, and then generosity, giving breaks the grip of money over our lives. [... more]

Determining the right time to refinance your mortgage involves considering factors such as interest rates, breakeven points, and loan terms. Meanwhile, financial planning for retirement savings includes options like Roth IRAs, SEP IRAs, and health savings accounts, which can provide tax advantages and help build wealth over time. [... more]

A Christian finance expert discusses the importance of understanding mortgage closing costs, permanent endowments, and stewardship in giving. He also answers listener questions on financial planning, retirement accounts, and whole life insurance. [... more]

Home equity can be a powerful tool for retirement planning, but it's often misunderstood. Christians can use reverse mortgages to tap into their home equity, but it's essential to approach this option with caution and consider it as part of a comprehensive financial plan. By understanding the benefits and risks of reverse mortgages, Christians can make informed decisions about how to steward their wealth and achieve their financial goals. [... more]

Home equity represents a significant asset for many Christians, and understanding how to steward it wisely is crucial. Harlan Akkala discusses how biblical principles of stewardship apply to home equity, including the use of reverse mortgages. Rob West also answers listener questions on financial planning, including the great wealth transfer and Social Security benefits. [... more]

When choosing a financial advisor, consider someone who aligns with your biblical values and takes the time to explain your options. Certified Kingdom Advisors meet high standards in competence and integrity, offering biblical financial advice. Understanding insurance needs, such as auto, homeowners, health, and long-term care, is crucial, as is managing debt and creating a budget. Stewardship and money management are key to financial success, and starting with a biblical perspective can simplify the process. [... more]

The birds are coming back the daffodils are blooming and spring is in the air And what that means for homeowners is the maintenance chores we rsquo ve put off all winter now need to get done On today's Faith amp Finance Live host Rob West will have a to-do list for you that includes springtime maintenance tips Then he rsquo ll take some calls and answer various financial questions nbsp See omnystudio com listener for privacy information [... more]

Harlan Akula discusses the benefits of reverse mortgages as a planning tool for seniors, including reducing Medicare premiums, covering long term care costs, and accessing home equity to stay in their homes. He also touches on the importance of retirement planning and debt management in this season of life. [... more]

Real estate analysts predicted a property tax reckoning would happen this year, and it certainly did. Homeowners can challenge their property tax assessment, but it's a complex process that requires careful research and planning. Experts recommend comparing your property to similar homes in your neighborhood, gathering evidence, and filing an appeal with the assessment office. Meanwhile, individuals can take steps to manage their finances, such as investing in bonds or CDs, and creating a budget to live within their means. [... more]

The story of homeowners in North Carolina who fought against the state's MAP Act, which allowed the Department of Transportation to restrict property development and use indefinitely, violating their constitutional rights to own property and receive just compensation. The homeowners, led by Paula Smith and Matthew Bryant, took the case to court, gathering support from over 90 plaintiffs, and ultimately won, with the MAP Act being overturned in 2019. [... more]

Josh Whitaker and Joe Hamer, managing partners of Whitaker and Hamer law firm, discuss various legal topics, including homeowners associations, real estate, and legal advice. They also share personal anecdotes about food delivery, fitness, and dieting. [... more]

Queen Elizabeth II's life and legacy are remembered as a symbol of stability and continuity, but her successor, King Charles III, faces a new era with challenges and promise. Meanwhile, a community in East Brooklyn, New York, has transformed itself through the Nehemiah Project, a pioneering effort in affordable housing and community development. In other news, multimedia sound artist Nikki Lindt explores the hidden universe of underground recordings, and the House of Windsor's rich history is examined in a special report. [... more]

A homeowners association sues a homeowner over a doggy snack station, sparking debate on community property rights. Meanwhile, North Carolina legalizes hemp and considers medicinal marijuana legislation, raising questions about the state's stance on cannabis. Additionally, a parent's rights bill sparks controversy, and a listener asks about their rights when a builder increases the price of a home due to material and supply chain issues. Finally, a listener wonders if they can sue a restaurant after finding a hard object in their food. [... more]

Estate planning, healthcare power of attorney, and homeowners association laws in North Carolina are discussed, including the importance of estate administration, resolving probate issues, and understanding HOA dues and real estate law. [... more]

The hosts discuss the Arbery verdict and the Giselle Maxwell trial, as well as the upcoming Supreme Court case on Roe v. Wade. They also delve into the topic of homeowners associations and foreclosure, and preview their legal movie tournament. [... more]