Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

Discovering God's purpose for money leads to financial freedom, direction, and joy. Intentional living and biblical stewardship are key to making wise financial decisions and living a life that honors God. [... more]

Stephen Davey shares the story of Abraham, a man who trusted God's promise despite unmet expectations and chronic disappointment, and how his faith in God's character gave him the strength to persevere and find hope in the midst of adversity. [... more]

Faith-based investing allows believers to engage the culture with an eternal impact, and biblical worldview influences financial decisions. A pioneer in faith-based investing shares how faith-based investing can shape the culture for good and advance God's purposes in the world, through generosity and supporting pro-life, pro-family causes. A certified kingdom advisor helps a caller with a deferred compensation plan and retirement planning, and discusses the importance of having a biblical approach to retirement. [... more]

A caregiver shares his 40-year journey of supporting his wife through medical challenges, highlighting the importance of emotional support, mental health, and family dynamics in caregiving. He also discusses his work with Dr. Barry Jacobs, a psychologist and fellow caregiver, and their conversation on the impact of caregiving on individuals and families. [... more]

Understanding the different types of retirement savings accounts, including taxable, tax-deferred, and tax-free options, can help individuals optimize their financial planning and minimize taxes in retirement. Certified financial planner Hans Scheil explains how to use a combination of these accounts to create a tax-free retirement income stream. [... more]

Living off credit card float can lead to unknowingly being one payment behind, while proper financial decision making and stewardship require considering each child's ability to manage wealth responsibly. Estate planning and wealth transfer decisions should reflect God's wisdom, not just human emotions, and may change over time as children mature. [... more]

The birth of Jesus has an economic backdrop that foreshadows his ultimate purpose and death. Mary's economic philosophy, as expressed in the Magnificat, reflects a reversal of the aristocracy and the humble inheriting the earth. The birth of Jesus threatens the ruling temple class in Jerusalem, highlighting the conflict between two kingdoms and two economic models. [... more]

Having an emergency fund is crucial for financial management, but knowing when to use it requires careful consideration. Three questions to ask before tapping into your emergency fund are: is it urgent, is it necessary, and is it an unexpected expense? Understanding these concepts can help you avoid unnecessary debt and achieve financial peace of mind. [... more]

Rob West explores the importance of financial discipline for spiritual and practical reasons, discussing various financial disciplines such as saving, giving, and paying off debt, and how they can lead to financial peace and confidence. He also answers listener questions on topics including converting a retirement account to a Roth IRA, investing for a 19-year-old, and managing a tax-deferred account. [... more]

When faced with financial struggles, it's essential to seek God's guidance and wisdom. By humbling ourselves and acknowledging God's sovereignty, we can find comfort and peace in the midst of hardship. In this episode, we explore the importance of living debt-free and managing our finances as stewards of God's resources. We also discuss the benefits of investing in tax-deferred environments and the importance of seeking wise counsel in financial decision-making. [... more]

The benefits of tax-free savings through a Roth IRA, compared to traditional tax-deferred savings, are discussed in terms of compound interest and financial planning for retirement. [... more]

Ron Blue discusses biblical finance and the importance of giving, even when in debt. He shares insights on managing God's money and prioritizing giving, while also addressing listener questions on debt, IRAs, and required minimum distributions. [... more]

Your identity in Christ provides more lasting satisfaction than financial success ever can. Christians can avoid the trap of using external things like money to determine their identity by remembering that their true identity is in Christ. No need for pride or shame or comparisons. You are made right before God because of Jesus in you, your hope of glory. [... more]

Dr. Michael Brown encourages listeners to hold onto hope despite delayed breakthroughs, emphasizing the importance of faith and obedience in God's sovereignty. He also addresses theistic evolution, anti-Semitism, and marriage, offering biblical guidance and practical advice for spiritual growth. [... more]

Shohei Otani's record-breaking contract with the Los Angeles Dodgers has sparked controversy among MLB teams, with many owners questioning the fairness of the deal. The contract's structure, which defers $680 million in payments over 10 years, has raised concerns about financial fair play and the ability of other teams to replicate the deal. [... more]

Choosing a health insurance plan can be overwhelming, but Christian Healthcare Ministries offers a biblical alternative to traditional insurance. With no waiting period and no pre-authorization requirements, CHM provides a cost-effective and compassionate healthcare cost-sharing option. Individuals and families can join CHM at any time, and the organization helps pay for medical needs while allowing for breathing room in their budget. [... more]

Accelerating mortgage payments can save thousands of dollars in interest, but it requires a spending plan and discipline. Meanwhile, retirement savings goals can be met by contributing 10-15% of pre-retirement income to a 401k or Roth IRA, and investing in stocks and bonds can be a safe and effective way to grow wealth, despite the potential risks and challenges of digital currency. [... more]

Certified financial planner Hans Scheil discusses the importance of planning for long-term care and the use of annuities as a solution to manage healthcare costs and taxes. He explains the different options available, including annuity care, forecare, and bridge, and how they can be used to create a tax-free income stream for long-term care. [... more]

Discover how deferred annuities can provide a guaranteed income for life, ensuring financial security in retirement. Learn how these products can help cover long-term care expenses and provide a predictable income stream, giving you peace of mind and financial freedom. [... more]