Protecting your finances is a form of stewardship, and being aware of potential scams and identity theft is crucial. Building a strong credit score without accumulating debt requires intentional steps, such as using a secured credit card or credit builder loan. A more straightforward approach to paying off your mortgage is to send extra payments annually, rather than relying on complicated home equity lines of credit. [... more]

The Todd Sterns Radio Show discusses various topics including the Save America Act, voter ID laws, tax planning, and charitable giving. The show also touches on current events such as the conflict in the Middle East and the controversy surrounding Cesar Chavez's legacy. Additionally, the hosts address concerns about scams and the importance of verifying information before making decisions. [... more]

Navigating tax season requires careful consideration of financial advisors, tax filing status, and government benefits. A certified kingdom advisor can provide biblical wisdom and professional guidance to make informed decisions about long-term care insurance, home equity loans, and reverse mortgages. [... more]

Cotton production plays a significant role in North Carolina's economy, with the state ranking sixth in the nation for cotton production. Meanwhile, immunization is crucial as the immune system weakens with age, and vaccines help train and strengthen the immune response to fight off respiratory illnesses. In North Carolina, the General Assembly has made changes to appointment authority, which has led to legal challenges. Additionally, the state is experiencing winter weather, and scammers are taking advantage of individuals affected by the storms, making it essential to be cautious when dealing with insurance claims. [... more]

Pastor Greg Laurie warns about the tactics and strategies of Satan, the accuser of the brethren, who tempts and condemns believers. He explains how Satan works, using examples from the Bible and his own experiences, and emphasizes the importance of knowing God's protection and forgiveness. The pastor also encourages listeners to submit to God and resist the devil, and offers a prayer for those who want to come to Christ and be forgiven of their sins. [... more]

Florida Man falls victim to an AI-generated Elon Musk car scam, losing $45,000. Meanwhile, a woman's misunderstanding of socialism and its consequences in countries like Cuba and Canada are highlighted, with a focus on the failures of socialist healthcare systems. [... more]

Memphis Tigers football fans are excited about the new head coach Charles Huff, who has a beautiful family and a passion for pouring into young men. Meanwhile, businesses in South Memphis are suffering due to the presence of the federal task force, with some owners reporting a 30-40% decline in business. In other news, Rhonda Odell is running for the Shelby County Commission, District 1, and is advocating for bringing county services to the suburbs. Additionally, the Affordable Care Act is facing a vote in the House, and the Better Business Bureau is warning about online puppy scams, which have been trending down but still pose a threat to consumers. [... more]

This year's Thanksgiving holiday is expected to see a record number of travelers, with over 81.8 million people projected to hit the roads, skies, and seas. AAA reports that the most popular destinations include Orlando, Florida, Fort Lauderdale, Florida, and Miami, Florida. Meanwhile, President Donald Trump and First Lady Melania Trump hosted the 78th annual National Thanksgiving Turkey Pardoning Ceremony, where they spared the lives of two turkeys, Gobble and Waddle, from North Carolina. As the holiday season approaches, experts warn of potential data scams and cybersecurity threats, particularly on Black Friday. With gas prices remaining steady and car rentals 15% cheaper than last year, travelers are expected to have a relatively smooth journey. [... more]

The FBI's surveillance of conservatives has led to a Senate provision allowing senators to sue and collect from taxpayers, sparking outrage among lawmakers and citizens. Meanwhile, a violent mob laid siege to a Turning Point USA event at the University of California, Berkeley, and the Justice Department has launched an investigation. Additionally, a student at a New York high school was told that a Jesus club was not inclusive, prompting a legal challenge from the American Center for Law and Justice. [... more]

The federal government shutdown nears its one-month mark, impacting communities across the country and in North Carolina. The shutdown has left thousands of federal workers on unpaid leave, and the number of people with taxpayer-subsidized health insurance is expected to increase by nearly 3.8 million by 2035 if the Affordable Care Act subsidies are extended. Meanwhile, North Carolina's rainy day fund has dipped to $3.6 billion, and the state's insurance rates are expected to increase due to the rising cost of reinsurance. Additionally, the USDA has warned that SNAP benefits will stop on November 1st, and North Carolina has filed a lawsuit against the USDA over the issue. [... more]

Two friends, Ashton Bingham and Art Kulik, started making videos together to waste scammers' time and raise awareness about the issue. They've built a platform to help victims and have collaborated with law enforcement to bring scammers to justice. [... more]

A school board member in DeSoto County is under fire for supporting a convicted child sex predator, while thousands of people have signed a petition calling for her removal. Meanwhile, President Trump's efforts on crime are being praised, and a local pastor is speaking out in support of the president's actions. Additionally, a coffee house in Bartlett is being featured, and a beloved supermarket chain is being remembered. Furthermore, Medicare scams are being discussed, and Wanda Halbert is embroiled in a controversy over rent payments in Millington. [... more]

A man's crusade against fake wine exposes an industry of tens of millions of counterfeit bottles, highlighting the importance of the rule of law. Meanwhile, a national awareness initiative helps recognize suspected instances of human trafficking, and a school delivers over 1.5 million gallons of clean water to Navajo families struggling to survive on less than 10 gallons of water per day. [... more]

Rob West shares 10 common personal finance mistakes to avoid, including borrowing from 401(k), claiming Social Security too early, and overextending oneself for kids. He also discusses biblical wisdom for financial decisions, credit scores, and investments, and answers listener questions on topics such as home equity lines of credit and credit unions. [... more]

In a spiritual war, Pastor Greg Laurie emphasizes the importance of testing the spirits to discern truth from deception. He explains that God's power is greater than any adversary, citing biblical examples of Moses, David, and Jesus overcoming challenges. Pastor Greg also discusses the dangers of Gnosticism and fake Christs, highlighting the need for a personal relationship with God through Jesus Christ. [... more]

Mark Billingsley discusses his run for the Shelby County Commission and his efforts to address issues such as overcrowding at the Shelby County Jail, mental health, and law enforcement. Randy Hutchinson from the Better Business Bureau of the Mid-South talks about online auto scams and how to avoid them. The hosts also discuss the latest GDP numbers and the Trump administration's policies. [... more]

The National Guard's potential deployment to Memphis is a topic of discussion, with some residents calling for their presence to combat gun violence. Meanwhile, artificial intelligence is being used to facilitate scams and fraud, with the Better Business Bureau warning of its dangers and providing tips on how to protect oneself. [... more]

The conversation revolves around the potential deployment of National Guard troops in Memphis, Tennessee, and the controversy surrounding the elimination of DEI programs at the University of Memphis. Additionally, the hosts discuss tariff scams and the importance of being cautious when making online purchases. The show also features an interview with Grayson Groves, a local food blogger who reviews sandwich shops in the Mid-South. [... more]

Protecting resources entrusted by God is a form of stewardship, and being cautious in a world of increasingly clever scams is essential. To guard finances, pause before responding to urgent requests, verify sources, and never send money via wire transfer or gift cards. Enable two-factor authentication, monitor accounts regularly, and freeze credit to prevent identity theft. Educate others about the latest scams and take advantage of identity theft protection offered by companies after data breaches. [... more]

Preparing for life's transitions requires careful financial planning and a biblical worldview. Sharon Epp shares five essential strategies for meeting and managing changes, including praying for wisdom, seeking godly counsel, and communicating financial decisions. Rob West discusses the importance of investing and avoiding scams, while also exploring the role of precious metals in a portfolio. The tithe is also examined as a guideline for giving, but not the only way to honor God with one's finances. [... more]