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CGR TUESDAY 112823 Robert Pittenger Ilan Bracha

Chosen Generation / Pastor Greg Young
The Truth Network Radio
November 28, 2023 9:00 am

CGR TUESDAY 112823 Robert Pittenger Ilan Bracha

Chosen Generation / Pastor Greg Young

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Hi, this is Pastor Greg and you're listening to Chosen Generation Radio. Get more at

That's Chosen Generation Radio, where no topic is off limits and everything filtered through biblical glass. My passion is the fight for freedom. My father fought for a World War II defending our country. Today, we are no longer fighting with guns. Instead, we are fighting an ideological battle for control of our country by contributing to causes that support your constitutional rights.

I am Patriot Mobile. I thank and praise God for this borewell that God has enabled us to put in this village with the prayer and support of Pastor Greg Young and Chosen Generation Radio Ministry. By the prayer and support of Pastor Greg Young and Chosen Generation Ministry, we could put the borewell in this village for the community.

Before this community was drinking dirty water and that was really causing a lot of sickness. But now they are getting pure and fresh water and all the communities are so thankful for Pastor Greg Young and Chosen Generation Ministry and all the supporters. And we pray for all of you that God would bless you and God would use you so that we can put more and more borewells in a poor and needy community, those who are really having a problem of the waters. And this borewell we have put and pure and fresh water is coming and we are so thankful for all of you, especially with thanks to Pastor Greg Young and Chosen Generation Ministry that help us and supporters to put the borewell.

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Ava products do not treat, reduce, cure, or prevent disease. Welcome to Chosen Generation with your host, Pastor Greg Young. But you are a chosen generation, a royal priesthood, a holy nation, a peculiar people that you should chew forth the praises of him who has called you out of darkness into his marvelous light, which in time past were not a people, but are now the people of God, which had not obtained mercy, but now have obtained mercy.

And now, Chosen Generation, where no topic is off-limits and everything is filtered through biblical glasses. And now, here's your host, Pastor Greg. And welcome to the program. Great to have you with me.

Thanks so much for being here. I know you have a choice of where you can listen each and every day. And I thank you for keeping it tuned here to Chosen Generation Radio, where no topic is off-limits and everything filtered through biblical glasses. I'm your host, Pastor Greg. We've got a great program lined up for you today.

We will be talking about the 60th anniversary of the assassination of JFK. Vivian Cottingham will be joining us, our historian, to talk about that. Also coming up on the program today, Matt Long and I will be having a conversation about what can you do about where we are today and what's happening in our world. We'll get into that. And real estate broker and mogul, Ewan Braca joins us.

Why are so many rich young Americans today renting instead of buying homes? We'll talk with him about that and what's happening with regards to that. But joining me now is a former congressman from Charlotte, North Carolina, and author of a brand new book, Character Matters, Personal Stories of 31 World Changers. I want to welcome Robert Pittinger to the program. Robert, welcome. Good to have you. Good morning, Pastor.

Good to be with you. Well, Character Matters. You know, we keep saying that. We keep telling folks that character makes a difference.

But there's been a redefinition of exactly what that even means. Care to give us some insight as to your thoughts as you've researched this and written this book? Yes, sir. Well, I wrote the book, frankly, initially for my grandkids. We have 17 grandchildren. And I wanted them to understand the character traits of the individuals that I've known and worked with for the last five decades that enabled them to have impactful lives, not only for the kingdom of God, but for this country, and why they were uniquely qualified and largely due because of the clear character capacities and innate skill sets that they had to lead in very important times for our country, as well as, you know, athletes, entertainers, business people that we also write about in the book that have had a profound impact. So character is the essential component for all of these individuals and why they were able to accomplish far beyond what most individuals have done. We all come into this earth the same. We are largely began on our own efforts. And yet, what those traits that are built into our lives enable us to yield enormous impactful results. How important are things like faith and morals and then obviously work ethic?

But how important are those foundational principles of faith and morality when it comes to that success? When I first met Margaret Thatcher, this was in 1993, she had just left her term her 11 years and she served as Prime Minister. And I picked her up in a friend's Rolls Royce. And she said, you know, Robert, I'm a commoner. I don't ride in these. I've never ridden one before.

So I haven't either. Lady Thatcher, let's enjoy the ride. But as we went along, I said, you know, Lady Thatcher, we all know you are the Iron Woman. You were there when the law came down. You fought the liberals, you fought the socialists. You prevailed in reining in the enormous amount of spending that were sending your country into economic collapse. And you faced enormous headwinds, even from your own party.

What we don't know is what enabled Margaret Thatcher to rise to the occasion. What gave you those innate capacities, the strength, the fortitude, the focus, the determination to succeed? She said, Robert is my father. My father, number one, he was a Methodist Sunday school teacher.

And he took me every Wednesday night and every Sunday morning to Sunday school to church where I learned about Jesus, I learned about Christianity. But she said he taught me three things about leadership that profoundly affected my life. The first one was determine the right thing to do. What's the principal thing to do in any given situation? Secondly, with your whole heart, commit yourself to that objective. And thirdly, with all your persuasion, seek to bring your friends and your colleagues to join you. Well, how succinct, but how profound that that was.

She said, Robert, that led and drove me my path to working as the prime minister of the United Kingdom. Well, let's move forward several decades. I'd just been elected to the United States Congress in 2013. And we're up at Harvard, all 85 new members, Democrat and Republican.

I think Harvard wanted to try to indoctrinate us. So we were there for five days. And there were four British MPs that came over to observe us, to labor, to Tory, to conservative.

And they spent the time seeing how we reacted to different policies. But at the end of the week, Joe Kennedy, our classmate, took us out to Fenway Park. Great treat. I'm a big baseball fan, a Yankee fan, nonetheless.

But we went to Fenway Park and went to the dugout in the locker room and all around and no games. This was in January. It was a great fun. On the way out, I sit on the bus with a member of the UK parliament who was a member of the Labour Party, the opposite party of Lady Thatcher. And we chatted along about different people and other MPs I knew. But finally I got the courage to say to her, well, what did you think of Margaret Thatcher expecting the darts to fly because she was the opposite party? She said, Margaret Thatcher, God bless her, she saved her country. She had the guts and determination to do what my party didn't have the guts to do.

And boy, that rang a bell with me. During my term in Congress, I saw it as best I could to try to follow those three clear definitions of leadership that her father had given to Margaret Thatcher. So character does really matter. It mattered in all the people in it, not who Reagan, Bush, senior, everyone that we write about in the book has unique skill sets that allow them to rise to the important occasions for the sake of our country and for the sake of Christianity. As you look at how character, because one of the things that I think we challenge with today, is people are debating ideologically, what does it mean to have character? When we think about the left today, they look at you and I, and it's become very clear the January 6th situation, everything that's gone on.

We have people that have been in prison now for a thousand days with no charges, just held in prison. When we look at these kinds of things, they look at us and they say, you are the enemy. So their belief is that they're the ones that have the character, and we don't have any character. How do we redefine or change that definition to a more biblical worldview, I guess, in my estimation? And again, when it comes to that, their idea of a biblical worldview, I think is significantly different than the one that is actually described right here in this good book.

Yes, sir, well said. You know, some people it's don't confuse me with the facts. They've got their mind made up.

They're happy with whatever they believe. But in time, you have to continue to generally work with people hoping that the truth will prevail. I had many friends on the left side of the aisle that you continue to try to build a relationship with. But part of it, frankly, is building up straw man images of what you want people to believe or what you're thinking of other people.

And so you react and you come up with all hypothetical or hypothetical types of views that aren't anything related to reality. What is needed, I think, to break down walls of any difference, if you're witnessing to someone or whoever, is a relationship. I had a very good relationship with Maxine Waters. And frankly, Ms. Waters, Chairman Waters, today, she endorsed and supported three major bills that I did.

But I went to Maxine and I, you know, she's a very far left progressive, sat down in her office many times and was always pleasant with her and talked to her. You just have to befriend people and break through the barriers of their anger and the perspective that they built up in their own mind. There's no easy snap of the finger, but these folks clearly don't believe fully all the things that they're saying, but they are reacting and they're throwing stones or throwing rocks or street fighters. And street fighters say and do whatever they want to say to accomplish their means because they're angry people. And, you know, the soft answer turns away wrath. I talk about that some in my book. We've got to be a people, particularly in government, where we're willing to have civil discussions and to be able to reason with people, even though they may be tautous with their reactions, it's important not to taunt back. It's important to stay thoughtful and kind and loving.

And, you know, the wristband people used to wear years ago, what would Jesus do? And, you know, I'm a very imperfect person. I stumble and stumble and stumble every day. But all I know is to try to follow the concepts and the ideas, frankly, in the book of Proverbs leads us into a lot of ways in terms of relating to people and to diffuse their antagonism. It's challenging. I mean, I understand that it's challenging. And I think, you know, you have the you have to present the argument in a thoughtful manner.

And like you said, you know, building relationship so that the person knows that you're coming from a place of love, even as much as you would disagree. One of the challenges that I think a lot of us are concerned about has been the consistency of compromise that we feel like takes place. And I know I had a long conversation and several years ago, with a representative that was retiring here in Texas, a house representative, and in that conversation, you know, that we had had the supermajority in the house, supermajority in the Senate, and a Republican governor. And yet the platform that we put forward, the family values, all of the things that we put forward, were generally ignored when it came to session. And in fact, Democrats were put in chair positions.

And I asked him about it. And he said, Well, you know, we've got to compromise because one of these days, the democrats are going to be back in charge again. And, and, you know, my response was, is, wait a minute, you guys have been sent there to do a job. We've worked diligently to give you a platform so that you understand the will of the voters that sent you. Why not do what the voters want you to do? You know, yes, you're going to get screaming and yelling and hollering. And we even watched the democrats get on an airplane and leave the state in order to try to avoid a vote.

But that doesn't change. Again, what you what you have to do. That's the right thing to do. Yes, sir, I never yield on principle. In fact, I don't understand the logic in yielding committee chairmanships or whatever to the other to the other side, the people elected us to represent their point of view. And to that end, the political process should be a means by which to accomplish that, not to yield that to the other side. So I don't.

That's a foreign thought to me. You don't become a doormat to your enemies, just for, you know, to get along with them. No, I believe you stand for principle and truth. But, you know, Harry Truman once said, speak softly and carry a big stick. And Teddy got that from Teddy Roosevelt, right? But no one ever questioned the integrity, the commitment, the fortitude of Ronald Reagan or Truman or others. But they were kind, gentle people. And they spoke with strength. In fact, the first time I ever met Ned and I met Gorbachev, I said, Mr. Gorbachev, tell me, what did you think of Ronald Reagan when you first met him? And he said, oh, air traffic controllers.

Well, it was very clear. When Reagan came to office, he wasn't there for a couple months. Air traffic controllers threatened to strike. Reagan said, you strike and you're fired. They struck and they got fired. Now, Reagan didn't get up on a podium and pound his fist and get yelled at him and get mad.

He just quietly did what he said he was going to do. And we need to have that kind of resolve. We need to have that type of communication, that steadfast commitment to do the principled thing. But we can do it in a civil way. And the discourse on both sides has been, frankly, very uncivil. And it doesn't work to our better end to accomplish what we're trying to accomplish, not yielding one ounce in terms of commitment to our principles.

Do you think there's also been a hypersensitivity that has been created in the environment that we live in? Because of all of the, I don't know, special group things and groupthink and and, you know, if you say this, then you're, then you're, I mean, all the labels that are thrown out. Do you think that there's been a reduction in the ability to be able to have those kinds of civil discourse because maybe the rules have changed? Well, I mean, street fighting, you know, is the name of the game now, you know, who can be the smartest and quickest in terms of throwing out some type of ludicrous assertion. It happens on both sides. And I'm just not fond of that. I believe that regardless of the level of discourse of your opponent, you've got to keep a cool head and you've got to think and react and respond in a thoughtful way. That's all I'm saying. We don't yield one ounce on our principles, but we communicate in a way that doesn't inflame, antagonize other people.

So my friend once said, Mary Crowley, a dear friend of mine, I write about her in the book. You can't antagonize and you can't influence at the same time. And so we can't go in and have this antagonistic demeanor where we're out to attack and they get them all the time. And then maybe it may look good on national media. It may look good for a clip on the evening news or cable TV or whatever. And it may play to the base because he's fighting for me.

He's fighting for me. Well, it's all show and tell. But, you know, it's it doesn't deliver and we have to we're there to deliver and we've got to be able to deliver. We've got to have meaningful, trustful relationships. There's some folks on the other side that I trusted.

I didn't believe much of what they said, but I believe in spirit. They were doing what they thought was the right thing to do. And I had to respect that part and reason from that perspective, shifting that to to the current administration and and, you know, what what they're doing all around the world. You know, I mean, on on one hand, you know, they they they act as though they're extending a warm hand to Israel, while on the other hand, preventing Israel from defending herself. And and, you know, we just watched one of the exchanges was a woman and and and the media tried to play up sympathies. Oh, she, you know, her face was destroyed.

Look at her face. Look at how well this was a woman who tried to basically blow up herself and others. As a terrorist, she was caught she was convicted. The bomb that she exploded actually blew up in her own face, but she also injured an IDF soldier who is still recovering. And and Hamas is demanding the release and getting the release with the support of Biden, the UN and Hamas. They're getting terrorists in exchange for innocent women and children. It you know, this is this is like schizophrenia in my mind.

Is there any character to be found in this? You know, in 1984 Reagan made the decision at the time he felt he had no choice but to pull out of Lebanon where we were engaged with Israel to defeat Hezbollah in Lebanon. There was blood in the streets and a lot of collateral damage, a lot of, you know, women, children and others who were lost and brutally killed and displayed publicly through the media. And the pressure was so great that Reagan yielded and he pulled out. The demands were there from throughout the world, the clamoring of multitudes of people like they're doing today relative to Hamas. And so Reagan essentially told Israel to back out. I was in Bud McFarland's office in 1984 who was national security advisor for Reagan.

I was there with Charles Malick, who was a great scholar and really the George Washington of Lebanon. And to say is there a line in the sand where we won't allow them to cross? No, we've given up. Well, from that decision, Hezbollah, which was a fledgling little organization 40 years ago, has now emerged into a billion dollar funded organization that they have enormous assets throughout South America and other parts of the world. But we were not willing to complete the war and didn't allow Israel to complete the war. And today we have to allow Bibi to be Bibi.

Israel needs to do what they need to do to defeat Hamas, because it's going to be the same metastasize of Hamas and the growth of Hamas that we saw in Hezbollah. So war is brutal. It's gruesome. There's not a happy face in war. And frankly, if we would had cameras in Normandy and when we were right clapping those walls, we may not have stood the mission because we could have handled all the blood that happened.

And Spielberg pointed that out in the movie years later. So I'm I'm not fond of war, but there's a time you have to fight. And God certainly understood that throughout Israel's history, that there is a time you have to fight a war and war is not pretty. Well, and Israel is not asking us to put boots on the ground. They're simply saying, quit trying to to hold us back from doing it and give us access to the weapons that you had had promised us that we were going to have access to. I mean, that that's it so that we so that we can carry out this war. And I think that they're getting, you know, closer and closer to a place. I mean, every everything that's going on, I know they've extended this, this fake truce, again, one in which Hamas is moving troops up from the south to the north, which their treaties specifically said, don't do that, but they're doing it anyway. And there's video of them doing it. But they're doing it under the cover of both the media, the UN and this administration.

Yes, sir. Well, we need to allow Netanyahu to do what he needs to do, we need to back them up. They're fighting in our behest. You know, Iran's target, vis a vis, Hamas and Hezbollah is ultimately the United States. We're the great Satan, Israel's little Satan. And that's the path is ultimately to get to us. And so what Netanyahu is doing today, what Israel is committed to do, is fighting a war in our behalf. And we need to we need to recognize that. And I would go so far as to suggest that, you know, our own October 7th is is is upon us in the sense that we have, we know, cells, mosques, strongholds right here within our own borders, already fully prepared.

They're ready. They're just waiting for the green light. And I think many Americans are asleep at the wheel, not understanding how serious this situation is right here right now. We don't understand the breach in the border, and allowing them to come through, we could have closed that border in 2014. Twenty billion dollars of funding came across from the Senate in a bill that was passed, went to the House and included the DACA funding for the young children to give them legal rights to live here. There's a million, seven hundred thousand of them.

And we lost it in the House. And while I am of total agreement with members of the Freedom Caucus and their values and values, there was a wrong political mistake. They opposed it and it's all thirty five of them.

And we couldn't get that bill across the line. Well, since then, we've had 10 million illegals come across. And God knows how many of them, over 100 countries, have come here with nefarious intentions to destroy our country. And they are here.

We have them here in the U.S. And as you said, they're ready to strike at their will and at their timing. But all this we've written about in our book, you know, it's all about character to me. And an aspiring young person or whoever wants to have an accomplished, successful, meaningful life, I think they can learn a lot in the book. Character matters, personal stories. You can go to Amazon and get it from there and learn why these are people all born the same way.

You know, we come up and Ronald Reagan was a farm boy in Iowa. You know, we all can emerge in life, but it's those character qualities that enable us to have unusual and impactful lives. So that's why we wrote the book originally for my grandkids.

But now we've sent it out around the country, around the world. Robert Pittenger, Character Matters, Personal Stories of 31 World Changers. I encourage you to pick it up again. As he said, you can pick it up in Amazon or wherever fine books are sold.

Character Matters, Personal Stories of 31 World Changers by Robert Pittenger and that's P-I-T-T-E-N-G-E-R. Robert Pittenger. And for those of you that are watching us there, you can see it up full on your screen right there at Amazon. Robert, thank you so much for being with me today. I greatly appreciate it.

And I've enjoyed the conversation, sir. Thank you, Pastor. I commend you for your great leadership down in San Antonio, in Bandera. Thank you very much.

Thank you so much for that. All right, we are going to take a break. We will be back with more coming up on the other side.

Ilan Braca should be joining us here shortly. We'll talk about why is it that there are so many people that are buying or that are not buying real estate, but instead they're renting. We'll talk into that.

I was watching the video, the author of Rich Man, Poor Man, and he talks about that. It's kind of interesting. Anyway, we'll get into it and see what Ilan has to tell us. I'm your host, Pastor Greg.

You're listening to Children's Generation Radio, where no topic is off limits and everything is filtered through biblical glasses. More coming up right after this brief break. So up next, we have clan slight when you. All right, buddy. Sorry about that.

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Neecro products do not treat, reduce, cure or prevent disease. My passion is the fight for freedom. My father fought for a World War II defending our country. Today we are no longer fighting with guns. Instead, we are fighting an ideological battle for control of our country by contributing to causes that support your constitutional rights.

I am Patriot Mobile. Look, I am for marriage between a man and a woman. I am for life from conception. I am for following the Bible and I believe that our founders started this nation on biblical principles.

I am in support of our military and believe that America should play a role in world security. I believe our Constitution was intended for a moral people and that the Bible contains the only true moral code. I believe we are all born sinners and that God in His grace and mercy sent His Son Jesus Christ to die for our sins and that if we will confess our sins, He is just and righteous to forgive us our sins and cleanse us from all unrighteousness. I believe salvation is not just accomplished in a little prayer, but that it is found in how that transformation is lived out. Jesus is to be the Lord of our lives and we should follow biblical precepts. This is not legalism or works, but a life lived out in love and honor towards the one who died for my sins. Faith without works is dead and is no faith at all. I believe that we will fall and that we need to have a repentant heart and that God will ultimately bring us into perfect action through Jesus Christ, spirit man perfected and soulish man in progress. I believe that we are not to live in guilt and shame when we fall, but we repent and get up and move closer to Jesus. I believe that if our nation will repent and turn from wickedness that God will heal our land.

I believe that as a Christian I must occupy until He comes and that to call evil wicked and to warn about those evil acts is a part of the mandated Christianity. That to love also means to be willing to take the risk necessary to confront a friend with the truth in hopes that their heart will be turned because their life matters, even if it means in that moment they will possibly hate me. It means that I must risk scorn to stand for truth and that I can never sit silently by while evil attempts to conquer the world. God is my everything and Jesus is the love of my life. That does not make me weak but strong, not silent but bold, and not fearful but courageous. Therefore, if you are my friend, while we may not fully agree, know that I share what I share because I care.

If you strongly disagree with these beliefs they are not debatable for me and you can, if you choose, unfriend me. I do not say this in anger but in love. I wish for you eyes to see and ears to hear that Jesus Christ is the only way to salvation and that God, not man, gets to decide what is truth, life, and the way. God bless you. God bless you. God bless you. God bless you.

God bless you. At the end of the day, when I stand before my God, I do not want him to ask me, what did you do with the world that I sent my son to die for and redeem? How did you fight the good fight to share the good news and keep evil in check?

How did you shine your light and be a beacon of truth in the darkness? Did you shrink back in fear when they demanded you change my message? Did you call evil good and good evil? Did you forsake my love for that of another, lying with the adulterer and setting up a new idol in your life? Have you defiled yourself through compromise and tolerance of that which I call an abomination? Have you innocent blood on your hands for the children murdered on your watch and the young ones perverted in their way by evil men, seeking their own comfort and reviling me?

No. At the end of the day, I want him to simply say, the evidence is in. Well done thou good and faithful servant. I love my God and I love his creation and I will go to my grave telling the world that evil is evil and only God is good and Jesus came to save the world.

That no matter the evil in the world, I will never give up and in spite of the hate, I will love in truth. God bless you all and may love remove the veil so you all might enter into his rest. And welcome back to Children Generation Radio where no topic is off limits and everything is filtered through biblical glasses. Thanks so much for being here. I know you have a choice of where you can listen each and every day and I thank you for keeping it tuned here to Children Generation Radio.

All right, we are just about ready to bring in our next guest. And also just want to remind you also about our India ministry and encourage you. We are definitely in significant need of some support. $20 will help support our pastors in India. Usually in December we try to provide the pastors with some additional assistance because of the cold weather, because of the severity of the of the weather situation there. And you know, these are individuals that are already in a very impoverished condition.

And so unfortunately, the week before Thanksgiving, we were given news that our our budgeting for India was was basically cut by close to 75%. And so we are are in a place where we're not able to help them or the orphans this year, as we have in the past. So we are really truly dependent on on your generosity and your help. Otherwise, I'm very concerned about how many of our pastors are still going to be with us come this next spring.

And I that's that's not overstating the reality of their situation. So any assistance you can give but $20 will make a huge difference in helping them to get through this this very difficult winter season. So anything you can do, you can do it at dollar sign pastor Greg CGR on cash app dollar sign pastor Greg CGR Venmo is also pastor Greg CGR at pastor Greg CGR. And then you can also go to the website and just click on the donate button.

And your contributions are all tax deductible to Faith Harvest Church. All right, let me welcome my next guest to the program. And he is with us today to talk about an interesting phenomenon. And I was mentioning as we were going into the break that I was watching an interview with the author of Rich Dad Poor Dad. And he was talking about how everybody talks about Oh, dead is bad and so on and so on. And he he said, you've got to break out of that mindset.

And and these stale assets are actually not necessarily in your best interest. So I want to welcome my next guest to the program. If I can get a two shot up here. There we go. Ilan Branca, CEO of IB global. Ilan, is that right? Did I say that correctly?

Yes, exactly. Good morning, Greg. Good morning.

Good morning. Great to have you. Thanks for being here. Very good. Yeah, it's a pleasure. I mean, thank you for having me. Absolutely, sir. Absolutely. So we do nation I also want to donate, you know. Oh, at least I get to know your first one here. Oh, thank you so very much.

You know, with the days with what's happening in the world, you know, is really born. We definitely, you know, donate and support Israel and it's a lot in many ways. And, and we'd love to support any any way we can. Thank you. Thank you, Ilan. Well, I just so you know, I've been a huge proponent for Israel for a very long time.

But in particular, through all of this, I have a dear friend, Dr. David Wormser, who was actually in Tel Aviv on October the seventh, I went the Holy Spirit woke me up that morning and gave me prayer points for Israel. He was texting me very early in the morning. And I went on to try to find somebody that was speaking truth about the situation.

And honestly, I was I was horrified. I actually literally went on to rebut what Steve Bannon was saying. That's why I went on because there's some things he was saying. And, and then my friend was messaging me and I said, Do you have internet?

He said, Yes, we did a two and a half hour interview on the seventh of October, with the sirens going off with him explaining what was actually happening on the ground live from Tel Aviv. Amazing. It's so important.

You know, very many people are not educated enough and are just so important to be out there and say and educate and put a point, you know, just to be true to yourself. Yes, absolutely. Absolutely.

Well, and and as a Christian, and and and and and as I assume you are you are a practicing Jew. Yeah. You know, we we we share the same God, the God of Abraham, Isaac and Jacob. Yes. And and and and we share the same hope.

And the same promise, which is which is the promise that was given to Abraham. Yes. And and and so I welcome you, my dear brother. Thank you. Thank you so much. Appreciate it. You know, thank you also having the opportunity. Thank you.

Thank you. Well, it's interesting. I was mentioning, you know, Rich Dad Poor Dad.

And it's so funny. I was just watching his interview. And he was kind of talking about, you know, you got to break the paradigm. And I was like, Oh, yeah, makes sense. But you know, regarding stat, the static real estate as a static, right, as opposed to real estate as an investment, which I assume has a lot to do with why a lot of these younger people are saying, No, I'm gonna, I'm all rent, but I'll buy, but I'm gonna buy and rent out while I'm renting.

Am I am I on to something? Exactly. It's exactly what's happening.

I'm an old dog learning a new trick. Very educated, you know, the social media in general, the internet, they just step open their mind to so many young crowd that's coming into the real estate market and say, Wait a second, why should they want the flexibility, right? You know, after the pandemic, everybody want the flexibility. And that's allowed you is, you know, if you buy you still in the game of real estate, you're not saying don't buy or don't, you know, buying real estate, but don't move in. They they're renting it out, getting the income, and then choose whoever they want to leave and renting out rent for themselves. Now that's allowed them to be flexible growing if you have a life changing event, you know, from one bedroom to two bedroom from two bedroom to three. But as a as a investor, you still in the real estate market, you still benefit so many, you know, tax benefits and appreciate depreciation and, and many ways of benefit from just being in the real estate.

I think it's, you know, it's, if they own something, it just it's, it's, it's a trend that's getting bigger and bigger. And it's also allowed you to edge yourself from the market that's, you know, changing like that, you know, like interest rate changing a lot, but then they the rent going up so you have the flexibility from location and also form like the market change. I would think also from a tax strategy, right? Because wherever you're renting, you you you carve that out as an office space, if you will. And so now a large percentage of your rent, which you're actually getting your rent paid for you by the properties that you're renting. So now you have positive cash flow, and you have, yeah, and you have and and that and that rent becomes an expense. That's a necessary part of your business.

Right. And then when the market shift back now, and you have now a huge appreciation, you can actually roll the the the game to another property without, you know, paying taxes, okay, pay eventually, but you defer it. So 1031 exchange, that's what it's called, you allowed you an investment property to buy the same kind of property on the same price or more, right and exchange it as long as you're changing in the game, you can defer the taxes. And that's that's alone allowed you to create a wealth in five to 10 years, which is it's it's a game changer for your for your future. People don't see, don't understand many of them don't understand that real estate, it's not like a one year or two years, like you think as a rental, or when you buy your property, it's a 510 15 years game.

When you're looking at 15 years and then backward, you can create you actually can predict what kind of a wealth you can have, more or less, based on the decision you make today. And it sounds like, listen, we I came from Israel with nothing, you know, we came in and America, it's it's beautiful, you give you the opportunity to do all those things, they educate you enough to do it, and you start, and you have to start somewhere, but you start with, you know, small real estate, and then you get bigger and better. And so I think it's, I think if people will just start buying, but not necessarily look for the best property that I will buy and move in, just let me buy something and just as investment, even if it's something the same neighborhood I live in, maybe if it's something that's a little bit less than what I was expecting, right?

So the perfect one, but it's a start. And that's, that's a big thing. Now, now relative to these property values, because I had, I believe her name is Catherine Cain, who's on who's also in real estate, and she was talking about here in Texas, especially in the in the metroplexes, like Dallas and Houston, there have been a lot of people that came in from out of state, that bought like apartment buildings, that was a big hot item that people were buying, who have now are we are beginning to have issues because the values of those properties, much like what happened in 2008, are starting to drop, the APR is jumping in. And, and now all of a sudden, they're looking at, you know, a big payment and a lot less income coming in.

How do you advise people as it relates to the kinds of properties that they might look at? Okay, so that's a great question. So in 2008, was my first breakdown, it was like the first time because every year before that it was a breakthrough over after another. And then 2008, I remember I called a friend of my business advisor, and I told her, I told her, you know, this is this is something I can't believe what's happening, you know, this is the first time it's happening. And she told me, you know, you're gonna have so many cycles in your career. And if you and you just need to prepare yourself for the next cycle.

So that was my one of the my biggest star and it came in in obviously in the big year 2008. But if you're looking at today as well, we constantly gonna have cycles. And if you prepare yourself for the cycle, meanings, you have enough cash to handle the times that we are handling now the people that wasn't prepared, need to actually will suffer, maybe lose their properties right now, if you prepare for the next cycle, it means you're not going to buy something that it's above your cash on the reserve, you won't be able to take you know, loan that's above what you can, you know, forget about the property, you can service right property, right, going back and looking in real estate as a 10-15 years horizon.

It's very simple. It's the only thing is that people want to come in and buying it like it's in the stock market stuff, the liquidity of the stock market, and liquidity of real estate, it's totally different. You cannot jump in and cash out immediately. It takes time to move the property, it's time to market it. So the people that are will be the probably the first time buyers of apartment buildings will be in a very bad situation.

The one that's prepared for it, maybe take advantage and buy more today. But it's an interesting thing, too, is, is, is you remember, you know, they bundled, right, they had the subprime, and they were bundling things, and then they were put kind of putting a label on them that was overestimating the ability of the individual to pay back that debt. Now, it was assumed that that we would never see anything like 2008 again, quote unquote, because supposedly, they put in stop safes that we're going to stop that from happening again. But it looks to me like they've just kind of repackaged but but it's essentially I mean, it's the same kind of subprime bundles that people have invested in once again, 15 years later. Again, I guess the question is, you know, I mean, you mentioned this is a cycle you got to be prepared.

Sounds like Joseph to me, right talking to the Pharaoh, you know, get ready for sit for the famine. But should we be doing something to prevent the the dramatic dip? I mean, because there's people that are going to lose their life savings in all this potentially coming up, and I think they are. Yes, so hopefully the banks will work with those owners. So some banks, you know, if they can work with the owners to buy some time, they will allow them to maybe refinance in a year or two.

And that's when probably that's what they need. They need life, you know, the breeding time for like a year or two until you know, they can refinance. So if the banks are will be smart enough can work with it and not lose money, because no bank wants the property, but then, you know, back to themselves and what they're going to do with it. So if the smallest banks can work with with owners, and some of them owners with reputation, it would be easier to do it.

And, and I think we will see a lot of it's happening. It's happening now, for the one that's well known name, because the banks feel more comfortable. And maybe they take some collaterals on some other property they own. But they should and we will see more happening with people that just want to build these owners, you know, like, say the mom and pop shop, you know, like those, I think we will see more of that happening.

There is no reason for the banks to get it and then you know, find themselves find themselves owning a building that they don't know how to maintain. So, from what I'm hearing, one of the first pieces of advice is is to keep yourself flexible, especially if you're if you're younger, if you're in a situation where you're, you know, a growing family, things of that nature, you know, that you're potentially going to need a larger place as your family grows, rather than than buying, which they're, you know, a lot of people think, Oh, well, I'm going to buy that way, I'm going to get the equity and so on. Your advice is is no, take the money that you would buy with and buy something that you're going to rent out and get income from and then rent to the space that you need right now. When you're ready, rent to the larger space. And when you finally get yourself situated and settled, that's the point at which to consider buying for yourself, right and in this point, you can see a lot of people will buy the second home, meaning they have some property, but they will buy the second home before they buy the first home, right, be cheaper and easier to get in. And the one that they're renting right now, it's already with you know, next to school, and then there was a lot of operation around it. And they can be, you know, renting the neighborhood itself. So it's, you will see that strengths going on, you know, with the with the kids are in the 20s 30s going into, you know, and building their, their future and life.

I see that it's growing now, but we will see more of that. All right, how do people reach you if they would like to get some more information on this and maybe work with you? We can get us in Instagram, you know, it's the name, you know, they can get us over there, they can send us an email and link in, you know, like, find us for sure. It's a I a, I'd be Elan at

That's another way. What about the The website That'd be a It's another email and the

It's a, it's a website with the operation of the brokerage, helping a lot of people to find their homes from the luxury market, mainly in the investment side of it. Okay, so yeah, definitely buffer that come in. It's a great way of getting us. You know, and thank you so much for being with me today. Thank you for having me. I appreciate it. Shalom.

It was beautiful morning. Thank you. Thank you. All right. We're going to take a break, folks, when we come back, Vivian Cunningham, the 60th anniversary of the JFK assassination. We'll be back with that coming up for you right after this brief break. Hi, I'm Tim Schaaf, a certified natural 40 years. I want to introduce you to a product that yeah, skip to the world. You know, we, we've beennecessized for looking out for ourselves in the middle of our days.
Whisper: medium.en / 2023-11-28 10:12:04 / 2023-11-28 10:32:59 / 21

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