The use of genetic optimization software to select embryos based on intelligence and health raises concerns about eugenics and the commodification of human life. From a Christian perspective, every human being is eternally valuable and carries the divine imprint of God's image, regardless of age, health, or stage of development. [... more]

Understanding the different types of retirement savings accounts, including taxable, tax-deferred, and tax-free options, can help individuals optimize their financial planning and minimize taxes in retirement. Certified financial planner Hans Scheil explains how to use a combination of these accounts to create a tax-free retirement income stream. [... more]

Certified financial planner Hans Scheil explains how to manage Social Security income and other income to minimize federal income taxes in retirement, using examples of individuals who have successfully implemented this strategy to keep more of their money. [... more]