Truth Network Podcasts : interest rates

Podcasts

The following listen on-demand podcasts matched your search results for: interest rates

Dana Loesch Show

Dana Loesch

March 20, 2025

Tesla Tantrums, The Fed's Decision & Soros Town Halls

Violent leftists continue to burn down and destroy Tesla s in protest of Elon Musk Fox Business Charles Payne joins us to break down the recent volatility of the stock market the Federal Reserve s interest rates decision inflation and more GOP Rep Harriet Hageman is booed for defending DOGE at her town hall Dana explains how left-wing groups are infiltrating Republican town halls after it occurs in her town A male high school student sets a season record after winning the Girls Meter Race in Portland Oregon Trump plans to sign an executive order to close the Department of [... more]

Faith And Finance

Rob West

March 17, 2025

High Yield Savings: Get it While Itâ€™s Hot

As the saying goes you don t need to be wealthy to start saving but you do need savings to build wealth Right now one of the best ways to grow your savings is by taking advantage of high-yield savings accounts But how long will these elevated rates last Let s explore what s driving these rates and what you can do to maximize your savings The Role of a Savings AccountBefore we dive into high-yield savings let s clarify what a savings account is and what it s not Unlike investing accounts involving higher risk a savings account is [... more]

Faith And Finance

Rob West

March 14, 2025

Financially Faithful in the Busyness of Life

If then you have not been faithful in the unrighteous wealth who will entrust to you the true riches Luke Managing money wisely in today s fast-paced world isn t always easy With so many financial demands it s tempting to take shortcuts grabbing coffee on the go eating out instead of cooking or neglecting a budget altogether But faithfulness in finances requires intentionality Here s how you can stay faithful in managing your money according to biblical principles Before making financial decisions seek God s wisdom James reminds us If any of you lacks wisdom let him ask God [... more]

Faith And Finance

Rob West

March 06, 2025

Making Ends Meet with Brian Holtz

As iron sharpens iron so one person sharpens another Proverbs Despite living in an era of unprecedented wealth many individuals and families struggle to meet basic needs like food and shelter Today Brian Holtz joins us to discuss a new resource aimed at helping communities in need Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families Intentionally Raising Faithful Children A New Focus Addressing Financial HardshipNavigating financial challenges can be overwhelming especially for those who struggle to make ends meet While many financial ministries focus on middle- and upper-income groups Compass Financial [... more]

Faith And Finance

Rob West

March 03, 2025

Donâ€™t Carry Debt Into Retirement

Paying off debt is always a smart financial move but eliminating it before retirement is one of the best decisions you can make With more people than ever retiring with debt financial security in retirement is at risk Let s explore why carrying debt into retirement can be problematic and what you can do to avoid it The latest statistics reveal a concerning trend According to the Federal Reserve's Survey of Consumer Finances of individuals aged to carry debt a significant increase from when the Fed began tracking this data years ago Debt in retirement severely limits lifestyle choices and [... more]

Faith And Finance

Rob West

February 11, 2025

Is 2025 the Right Time to Buy or Sell A House? with Dale Vermillion

The real estate market may be in its winter slump but spring is just around the corner only five weeks away Higher interest rates have kept many home buyers and sellers off the sidelines in recent years But could a change be on the horizon Today mortgage expert Dale Vermillion joins us with a market forecast and some practical advice on how to move forward Dale Vermillion is the author of Navigating the Mortgage Maze The Simple Truth About Financing Your Home This book covers everything you need to know about securing a mortgage all from a biblical perspective Is [... more]

Faith And Finance

Rob West

February 06, 2025

How to Choose a Trustworthy Tax Preparer This Tax Season

The holidays are behind us you know what that means it s tax season But before you start gathering your W- s and receipts there s an important question Do you know who will prepare your taxes this year With a nationwide shortage of Certified Public Accountants CPAs and tax professionals waiting too long to find a preparer could leave you scrambling and vulnerable to scams Here s how to protect yourself and find a trusted tax preparer Who Can Prepare Your Taxes When hiring a tax professional your preparer will likely fall into one of three categories Certified Public [... more]

Planning Matters Radio

Peter Richon

February 01, 2025

Are Annuities the Right Fit for Your Financial Plan?

Annuity sales set new records in In the first nine months of the year we saw a increase to billion In this video Peter with Richon Planning and Erin Kennedy walk through why annuity sales have seen a huge jump in sales and they discuss whether the Fed's decision to lower interest rates will affect their returns People often turn to annuities to create sustainable income in retirement If you'd like to learn more about annuities how they're taxed and whether they make sense as part of your financial plan or if you'd like a second opinion about an annuity [... more]

Faith And Finance

Rob West

January 21, 2025

Guidance For Economic Disruption with Mark Biller

Major changes are likely coming for the U S economy Will you be ready for them We have a new president who s pledged to overhaul the economy How will that affect investors and the markets Mark Biller joins us today with a plan for managing anticipated disruption Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance Learning from the Past Market Trends in ReviewBefore diving into predictions it s essential to recognize the value of reviewing recent market trends Forecasting is often unreliable so Sound Mind Investing focuses on building [... more]

Faith And Finance

Rob West

January 16, 2025

2025 Predictions with Bob Doll

If you re wondering what the economy will do in you don t want to miss this program Few major league hitters can bat in a given season Imagine hitting That s what Bob Doll does every year forecasting economic trends He joins us today with his ten predictions for Bob Doll is the CEO and CIO of Crossmark Global Investments He regularly contributes to Faith and Finance and other media outlets like Bloomberg TV Fox Business and CNBC Key Economic Predictions Fewer Tailwinds More Tail RisksThe theme of Doll s predictions signals a shift Fewer Tailwinds Slower earnings growth [... more]

Faith And Finance

Rob West

January 08, 2025

New Year, New Hope for Paying Down Debt with Neile Simon

At this time of year many people hate going to the mailbox or checking their email That s because the Christmas bills are starting to roll in Yes the holidays are behind us but for many people burgeoning credit card balances are just ahead If you think you ll have trouble making those payments Neile Simon is here with a plan to help you get out of debt Neile Simon is a Certified Credit Counselor with Christian Credit Counselors CCC an underwriter of Faith Finance The Growing Problem of Credit Card DebtCredit card debt has surpassed trillion marking a increase [... more]

Faith And Finance

Rob West

January 06, 2025

God Owns It All

What if everything you own isn t really yours It s a biblical truth that changes everything once you grasp it The belief that God owns it all has profound implications for how we manage our resources and our lives Let s explore what it means to be a faithful steward of everything God has entrusted to us The Foundation of Biblical Money ManagementThe cornerstone of biblical money management is the belief that God owns everything Psalm states this clearly The earth is the Lord's and the fullness thereof the world and those who dwell therein Paul builds on this [... more]

Faith And Finance

Rob West

January 03, 2025

Lending to Family and Friends

Money and relationships are a tricky combination When a family member or close friend asks to borrow money it can put you in a difficult spot On the one hand you want to help someone you care about but on the other lending money can easily lead to strained relationships or hurt feelings Proverbs reads The borrower becomes slave to the lender Lending money can hurt a relationship And that can happen whether you lend the money or not You re between a rock and a hard place and it seems like either way someone may end up resentful There [... more]

Faith And Finance

Rob West

December 13, 2024

3 Biblical Principles for Debt With Sharon Epps

They say that money is a good servant but a terrible master especially when it comes to debt Surveys show that taking on debt ranks near the top of the list of financial regrets Debt can make profound changes in your life and have spiritual consequences Sharon Epps joins us to talk about that today Sharon Epps is the President of Kingdom Advisors our parent organization Kingdom Advisors is a group dedicated to training financial professionals to guide and advise you according to biblical principles Four Key Uses of Money Live Give Owe and GrowMany of us face the challenge [... more]

Faith And Finance

Rob West

November 29, 2024

Praying for Our Daily Bread

In Matthew Jesus tells us how we should pray and how not to do not heap up empty phrases as the Gentiles do for they think that they will be heard for their many words Of course Jesus then gives us the Lord s Prayer as an example of how we should bring our needs to God But are we skimming over part of it A Prayer of DependenceIn our world of abundance it s easy to forget that everything we have comes from God From food and water to shelter and income every provision is a gift from Him [... more]

Faith And Finance

Rob West

November 19, 2024

6 Bad Investing Habits to Quit with Mark Biller

They say that winners never quit and quitters never win but that s not really true is it What if you re trying to quit a bad habit It s not only okay to quit a bad habit it s something we should always strive to do especially with investing Mark Biller joins us today with a list of bad habits you should quit if you find yourself doing them Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance Go Ahead Be a QuitterIn a recent article titled Go Ahead Be [... more]

Faith And Finance

Rob West

November 14, 2024

Understanding Bonds and Their Role in Your Portfolio with Benjamin Bailey

Bonds are considered safe investments but also a bit boring Is that true though In the investing world all the drama for good or ill is in the stock market It s up it s down you get the picture However bonds also have an interesting story and Benjamin Bailey is here to tell us about it Benjamin Bailey is Vice President of Investments and Senior Fixed Income Manager at Praxis Mutual Funds an underwriter of Faith Finance Introduction to Bonds and StocksBonds play a unique role in building a well-rounded investment portfolio compared to stocks Stocks represent ownership in [... more]

Faith And Finance

Rob West

October 31, 2024

Mortgage 411 with Dale Vermillion

The Fed is scheduled to meet next week Will it lower interest rates again With one rate cut already on the books and perhaps two more coming before the end of the year folks are wondering what effect all this will have on mortgages and home sales Dale Vermillion joins us today to talk about it Dale Vermillion is the author of Navigating the Mortgage Maze The Simple Truth About Financing Your Home This book covers everything you need to know about securing a mortgage all from a biblical perspective Current Mortgage Rate TrendsWith recent shifts in the economy many [... more]

Faith And Finance

Rob West

October 28, 2024

Best Savings Vessels Right Now with Aaron Caid

There s a saying Any port in a storm Does that apply to your savings The economic waters seem choppy these days so where s a safe harbor for your savings that still gives you a return Aaron Caid helps you plot a course for your money today Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union an underwriter of Faith Finance Understanding Savings OptionsIf you've ever wondered which one is right for you here are the basics of each type of account so you can determine which best suits your needs Savings Accounts The BasicsSavings accounts [... more]

Faith And Finance

Rob West

October 21, 2024

Time to Refinance?

If you bought a house in the last couple of years you ve probably been wondering When can I refinance The Federal Reserve has already made one interest rate cut and more are expected before the end of the year So when will it make sense to refinance your mortgage If you re considering refinancing your mortgage it s crucial to weigh various factors before making a decision Movement Mortgage provides a helpful article Refinancing Calculate Your Break-Even Point First which explains when refinancing makes sense and how to determine if it's right for you While lower interest rates are [... more]

Faith And Finance

Rob West

October 15, 2024

What Do Fed Rate Cuts Mean for Investors? with Mark Biller

You ve heard the saying Past performance is no guarantee of future results Does that apply to Federal Reserve policy The Fed is finally cutting interest rates for the first time in four years What does this mean for investors You might be surprised Mark Biller has the details Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance The Guiding Principle Don t Fight the FedIn mid-September the Federal Reserve surprised many investors by cutting the funds rate by half a percent While many might view this as a positive signal [... more]

Faith And Finance

Rob West

October 08, 2024

Simple Money, Rich Life with Bob Lotich

English statesman Francis Bacon once wrote Money is a great servant but a bad master If we don t learn to manage money wisely to take control of it it will soon master us It s one way or the other Today Bob Lotich tells us how to be the master and not the servant when it comes to money and he makes it pretty clear as well Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance CEPF and has been named a top- influencer in personal finance His wife Linda and his award-winning website SeedTime [... more]

Faith And Finance

Rob West

October 01, 2024

7 Steps To Recession-Proof Your Finances

Are you worried about a recession Some economists say there s still a chance it could happen in People often ask Will we have a recession The answer of course is Yes We ll always have another recession the real questions are When and Are you prepared for it If you re not now s the time to get started With the economy showing signs of slowing down preparing yourself financially for a potential recession is essential Here are seven practical steps to recession-proof your finances and help you navigate uncertain times Check Your Credit Score and ReportsThe first step [... more]

Planning Matters Radio

Peter Richon

September 28, 2024

How to Invest When Interest Rates are Cut

Interest rates have been high since March of but now they're finally coming down That means it's time to rethink how we're investing In this video Peter with Richon Planning and Erin Kennedy talk through why the Fed has decided to lower interest rates and they discuss specific investments you should consider now that rates are coming down including High-yield Investments Bond ETFs Preferred Stock REITs Housing Stocks If you would like to talk to Peter about how to invest as the Fed continues to lower interest rates please feel free to reach out by giving him a call at [... more]

Sekulow Radio Show

Jay Sekulow & Jordan Sekulow

September 19, 2024

HISTORIC SHIFT: Massive Union Wants Trump

The Teamsters union just broke a decades-long tradition of presidential endorsements choosing not to endorse Vice President Kamala Harris or President Donald Trump How will this lack of labor union support affect the presidential election polls The Sekulow team discusses the Teamsters declining to endorse VP Harris the Federal Reserve cutting interest rates the ACLJ representing the Green Party Jill Stein at the U S Supreme Court and much more [... more]

Dana Loesch Show

Dana Loesch

September 18, 2024

Wednesday September 18 - Full Show

More details emerge on the second Trump assassin as he was previously flagged by a second federal agency Kamala Harris gets pressed about her gun control proposals at the NABJ conference A dog owner says their Dachshund is gender-fluid Sec Mayorkas says Trump is now receiving the same amount of Secret Service protection as Biden Senate Republicans block an IVF bill The Biden Administration continues to make false claims about Springfield The majority of Americans support deportations The Federal Reserve plans to cut interest rates for the first time in years A Florida sheriff publicly arrests an -year-old who threatened [... more]

Faith And Finance

Rob West

August 23, 2024

5 Things To Consider Before You Buy A House

Most of today s renters say they d like to buy a home but a clear majority think they ll never be able to afford it It s certainly gotten more difficult to buy a house these days with soaring home values and interest rates But certainly not impossible especially if you re prepared Renting Is Not Throwing Money AwayOne of the most common myths in the housing market is that renting is equivalent to throwing money down the drain However this perspective is misguided Renting provides a home for you and your family which is a valuable use of [... more]

Faith And Finance

Rob West

August 13, 2024

Why Debt Management Is Better with Neile Simon

If you re drowning in debt and someone offers a lifeline make sure it s not really an anchor You have a few different options for paying off debt but they are definitely not all equal You have debt settlement debt consolidation and debt management Neile Simon joins us today to explain the difference Neile Simon is a Certified Credit Counselor with Christian Credit Counselors CCC an underwriter of Faith Finance Debt Consolidation A Quick Fix with Hidden DangersDebt consolidation is often seen as an attractive option because it combines multiple debts into one loan with an interest rate between [... more]

Faith And Finance

Rob West

August 12, 2024

Misconceptions About Debt and Credit with Dr. Shane Enete

The poet Ogden Nash once wrote Some debts are fun when you are acquiring them but none are fun when you set about retiring them One thing s for sure getting into debt is much easier than getting out of debt so the more you know about debt and credit the better off you ll be Author Dr Shane Enete joins us again today to discuss his take on that double-edged sword Dr Shane Enete is an Associate Professor of Finance at Biola University and the author of the brand new book Whole Heart Finances A Jesus-Centered Guide to Managing [... more]

Faith And Finance

Rob West

August 02, 2024

The High Price of a Home Purchase with Dale Vermillion

Home mortgage rates haven t gone through the roof in recent weeks that s the good news The bad news is that they re already pretty high Coupled with high home values it s an uphill climb for first-time home buyers Will it get easier anytime soon Dale Vermillion joins us today to talk about it Dale Vermillion is the author of Navigating the Mortgage Maze The Simple Truth About Financing Your Home This book covers everything you need to know about securing a mortgage all from a biblical perspective Current Mortgage Rate OutlookThe rates on a -year fixed mortgage [... more]

Faith And Finance

Rob West

July 29, 2024

Back To School Shopping Tips

If you have school-age children you know that we ve entered one of the year's busiest shopping seasons It s true families are gearing up to send kids back to school which means a lot of spending So how can you make the most of yours without going into debt As summer winds down retailers gear up for their own version of Christmas back-to-school shopping season A recent survey by NerdWallet reveals that parents of K- and college students plan to spend an average of on school supplies and clothing this year Unfortunately this can lead to financial strain with [... more]

Faith And Finance

Rob West

July 16, 2024

What People Think About Inflation with Mark Biller

Everyone knows what inflation means right You d be surprised by how fuzzy some people think about inflation Is inflation a rise in prices or simply high prices Or does it mean something else entirely The results of a recent poll may surprise you but we ve got Mark Biller with us today to explain it Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing an underwriter of Faith Finance What is Inflation A Common MisunderstandingA recent survey revealed a significant misunderstanding among the general public about what inflation actually means While of respondents expressed concern [... more]

Planning Matters Radio

Peter Richon

July 13, 2024

Top Financial Planning Misses for People in Their 30s and 40s

There are key areas most people in their s and s miss when it comes to financial planning In this video Peter Richon with Richon Planning and Erin Kennedy discuss how to avoid those pitfalls and Peter breaks down the steps you need to take now to set yourself up for financial success Bank Savings Emergency Fund liquidity is key And it will ensure you don't have to borrow money at high interest rates Life Insurance protect yourself and your family in case the worst happens Open and Invest in a Roth take advantage of today's historically low tax rate [... more]

Faith And Finance

Rob West

July 12, 2024

Donâ€™t Carry Debt Into Retirement

Paying off debt is always a good thing but paying it off before retirement is one of the best financial moves you ll ever make It s a disturbing trend more people than ever are retiring with debt That reduces their lifestyle choices and increases the likelihood they ll have to return to work at some point Today we ll talk about carrying debt into retirement and how you can avoid it Preparing for a Debt-Free Retirement A Practical GuideAccording to the Federal Reserve's Survey of Consumer Finances of people aged to are in debt up from years ago This [... more]

Faith And Finance

Rob West

July 11, 2024

State of the Housing Market

Is it the best of times or the worst of times Well it all depends on if you re trying to buy or sell a house It really is a matter of perspective Home values remain sky-high and are likely to continue rising in the foreseeable future How you view that depends on which side of the transaction you re on Navigating the Current Housing Market Tips for First-Time Home BuyersIt may be the worst of times if you're a first-time home buyer Home values have never been higher thanks to the continued high cost of building materials inflation and [... more]

Faith And Finance

Rob West

July 01, 2024

Living Wisely in Either Prosperity or Adversity

In the First Century B C Roman historian Sallust said Prosperity tries the souls even of the wise Most people would choose financial prosperity despite its temptations But what if you re living with financial adversity Today we ll talk about how to be wise in good times and bad The Temptations of Financial Success and AdversityWhen things are going well financially it s tempting to take credit for your success leading to sins like pride and greed On the other hand adversity brings its own set of temptations such as self-pity bitterness and envy Neither set of attitudes is [... more]

Faith And Finance

Rob West

June 24, 2024

3 Myths About Wealth That Christians Believe with Rachel Mcdonough

Myths can be persistent things For a long time people thought the world was flat The investing world has its share of myths that persist to this day Rachel McDonough joins us today to go over myths about wealth that many Christians believe but shouldn t Rachel McDonough is a Certified Financial Planner CFP a Certified Kingdom Advisor CKA and a regular Faith Finance contributor Flat Earth and Financial MythsWhen your core assumptions are wrong your strategy becomes useless Imagine planning a voyage worldwide while believing it's flat you'd never reach your destination accurately Similarly in finance myths perpetuated by [... more]

Planning Matters Radio

Peter Richon

June 22, 2024

Interest Rates are Staying High: How to Make them Work in Your Favor

For several months now The Fed has decided to leave interest rates unchanged For the most part this isn't great news for borrowers but as Peter Richon with Richon Planning explains to Erin Kennedy it may offer some unique opportunities for savers High interest rates offer unique opportunities when investing in high-yield bonds or money market accounts You may also want to consider an annuity which can provide a stable stream of income especially during periods of high-interest rates If you'd like to talk to Peter about turning these high interest rates into opportunities please feel free to give him [... more]

Faith And Finance

Rob West

June 21, 2024

FaithFi: The Mission with Chad Clark

You ve probably heard the saying If you aim at nothing you'll hit it every time But do you know who coined it Christian author and speaker Zig Ziglar is credited with that famous quote It urges us to set goals and stay on mission What are our goals and what s our mission here at FaithFi Chad Clark fills you in today and invites you to be a part of it all Chad Clark is the Executive Director of FaithFi Faith Finance Integrating Faith and Finances for God s GloryAt FaithFi our mission is clear we aim to equip [... more]

Faith And Finance

Rob West

June 19, 2024

Financial Discipleship for Families With Brian Holtz

Train up a child in the way he should go even when he is old he will not depart from it Proverbs Teaching our children how to manage God s money is vital to raising them But how can parents do this well Brian Holtz will share some great insights today Brian Holtz is the Chief Operating Officer at Compass Financial Ministry and the author of Financial Discipleship for Families Intentionally Raising Faithful Children MVP Parenting Building Financial Wisdom in the Next GenerationIntroducing MVP Parenting a concept foundational for nurturing financial wisdom and spiritual growth in our children Howard Dayton [... more]

Faith And Finance

Rob West

May 31, 2024

Buckner International, Doing Good With Scott Collins

And let us not grow weary of doing good for in due season we will reap if we do not give up - Galatians One Christian ministry has been doing good for nearly years and shows zero signs of growing weary Scott Collins joins us today to discuss Buckner International and its ongoing efforts to support foster care adoption and family outreach Scott Collins is the Senior Vice President of Communications at Buckner International an underwriter of Faith Finance A Legacy of Service Since Buckner International founded by R C Buckner years ago with just for its first orphanage has [... more]

Faith And Finance

Rob West

May 30, 2024

Worrying About The Financial Future With Neile Simon

The data shows that personal debt is rising and folks are worried about their financial future So what s the solution We can t control some things like inflation and a slowing economy But we can do some things especially when managing and eliminating debt Neile Simon joins us today to discuss the solution to fretting over finances Neile Simon is a Certified Credit Counselor with Christian Credit Counselors CCC an underwriter of Faith Finance Understanding The Financial StormWith credit card debt at an all-time high the GDP falling and a disappointing jobs report it s a perfect storm for [... more]

Faith And Finance

Rob West

May 24, 2024

For Where Your Treasure Is With Chad Clark

Are you storing up treasures on earth or in heaven Are you focused on the temporal or the eternal In Matthew Jesus clarifies that our hearts will always follow after what we treasure Was he talking about money Chad Clark shares his insights with us today Chad Clark is the Executive Director of FaithFi Faith Finance What does Jesus mean when he says For where your treasure is your heart will be also It challenges us to evaluate what we treasure most It's common for us to say that where our money is there our hearts will be and we [... more]

Faith And Finance

Rob West

May 20, 2024

Save a Fortune On Your Mortgage

You've heard the expression Pennywise and pound foolish Here in the States we could say Pennywise and dollar foolish A good example is when someone is more concerned about the interest they're getting on their savings account than the interest they're paying on their mortgage Top Tips to Save Big on InterestWhen managing your finances shopping around for the best interest rates on savings is wise However focusing on reducing the interest on your mortgage can have a much bigger payoff Consider the total interest paid over a -year fixed-rate mortgage It's a powerful motivator to pay off your mortgage [... more]

Faith And Finance

Rob West

May 13, 2024

All The Insurance You Need

Proverbs reads The prudent sees danger and hides himself but the simple go on and suffer for it The word insurance isn't in the Bible but it does say that it's wise to protect your financial holdings and insurance is one way to do that Understanding Essential Insurance PoliciesInsurance is a fundamental aspect of financial planning For most of us unless we have vast wealth diversified across numerous investments insurance serves as a critical safety net So what insurance policies are necessary Auto and Home InsuranceAuto insurance is generally required by law if you own a vehicle Homeowners insurance is [... more]

Faith And Finance

Rob West

April 25, 2024

Managing Chronic Financial Anxiety With Steve Cuss

The Playbook for Chronic AnxietyIt's generated by assumptions expectations false beliefs and false needs So if we can uncover false needs we can learn to die to them and relax into God's sovereignty This is a compelling way to grow in our relationship with faith We can use our anxiety triggers to open our souls up to God's presence What is an assumption you hold about yourself that's unreasonable If you're a perfectionist almost every assumption you hold about yourself is unreasonable Think about it When was the last time you looked at your work and said That was well [... more]

Faith And Finance

Rob West

April 09, 2024

The Scoop On Annuities With Mike Miller

What is the main problem with any investment that guarantees returns such as annuities They're always a tradeoff Guarantees come with a cost Typically the lower the risk the lower the return What does the Bible say about this You won't find the word annuities'' in the Bible but there is a biblical principle to guide us on this topic The Parable of the Talents found in Matthew reveals that one of the servants buried his talent in the ground The master asked why he did that and the servant said he was afraid and the master was displeased All [... more]

Faith And Finance

Rob West

March 29, 2024

Good Friday Reflections

It's appropriate during this Easter season to reflect on the big picture of our Christian faith Sometimes we just have our noses to the grindstone so to speak and we can lose sight of why we're here and how much God has done for us You know whether you're in a season of prosperity or facing hardships you have to remember that God is still on the throne and that your circumstances haven't caught Him by surprise His plan for the redemption of humankind is still on track The Significance of Jesus' SacrificeOf course on Easter Sunday Christians everywhere will [... more]

Faith And Finance

Rob West

March 25, 2024

Handling Economic Uncertainty with Brandon Sieben

Trust in the Lord with all your heart and do not lean on your own understanding In all your ways acknowledge him and he will make straight your paths - Proverbs - Why are people so worried about the economy these days Part of the issue is concern about a number of factors including the upcoming US election high inflation high interest rates and various geopolitical issues like what's happening with China Taiwan Ukraine and the Middle East How are people dealing with this uncertainty Uncertainty for many people leads to fear especially for those on a fixed budget or [... more]

Faith And Finance

Rob West

March 21, 2024

Exploring the Parable of the Rich Fool

So is the one who lays up treasure for himself and is not rich toward God Luke Chad Clark is Executive Director here at FaithFi and over the last several months our team has been working on a brand new -week study on the Parable of the Rich Fool called Rich Toward God INTRODUCTION TO THE RICH TOWARD GOD STUDYThe Rich Toward God '' study emerges from FaithFi's mission to equip Christians with tools and resources for integrating faith with financial decisions aiming to help believers see God as their ultimate treasure The parable of the rich fool serves as [... more]

Faith And Finance

Rob West

February 13, 2024

Helping the Kids Buy a House

Home values and interest rates remain high and that rsquo s leading some parents to consider becoming a bank for their kids to help them finance their home purchase But are there pitfalls that come with that strategy On today's Faith amp Finance Live host Rob West will explore the idea of you helping your kids buy a house Then he rsquo ll answer some calls and financial questions nbsp See omnystudio com listener for privacy information [... more]

Faith And Finance

Rob West

February 13, 2024

Helping the Kids Buy a House

LENDING MONEY TO CHILDREN FOR A HOUSE PURCHASE Rob discusses the reasons parents might consider lending money to their children for a house purchase such as reducing the interest the child must pay and helping if the child does not qualify for a mortgage due to debt-to-income ratio issues or insufficient credit history He emphasizes the importance of understanding the implications of lending versus gifting money the potential risks involved and ensuring any loan is legally documented Parents may lend to their children to save them from high interest rates or if they're unable to secure a loan due to [... more]

Planning Matters Radio

Peter Richon

February 10, 2024

The Dow and the S&P Climb to Record Highs... How Long Will the Rally Last?

The S P recently crossed its January peak fueled by investor optimism and signaling from the Fed that we'll begin to see lower interest rates The Dow also recently hit a new high However as Peter with Richon Planning explains to Erin Kennedy this rally can't last forever which is why it's so important to stick to your financial plan When the market reaches new highs investors feel euphoric and tend to invest more precisely when we are at the point of maximum financial risk This counterintuitive reaction is known as emotional investing Remember the point of maximum financial opportunity [... more]

Faith And Finance

Rob West

February 07, 2024

Helping Your Divorced Daughter With Ron Blue

Ron Blue is the co-founder of Kingdom Advisors author of a shelf-full of books on biblical finance including Master Your Money HELPING A DAUGHTER WHO'S GOING THROUGH A DIVORCE WHAT'S THE BEST APPROACH Support must be dynamic adapting as circumstances change Emotional spiritual and financial challenges intertwine requiring sensitive navigation Equitable treatment among siblings means addressing each child's unique needs especially in crisis HOW DID YOU AND JUDY DECIDE ON THE EXTENT AND MANNER OF HELP The decision on how much to help was made progressively acknowledging the fluid situation post-divorce The process involves constant reassessment based on changing needs [... more]

Faith And Finance

Rob West

February 06, 2024

The Housing Market: Rent or Buy?

IMPACT OF COVID ON HOUSING MARKET AND RENT VS BUY DEBATEThere's no question that we're still feeling the impact of the COVID pandemic The COVID pandemic significantly disrupted the housing market increasing home prices and rental rates making it challenging for first-time home buyers Also during that time rental rates also skyrocketed In the age-old debate rent vs buy things have shifted CURRENT HOUSING MARKET CONDITIONS Skyhigh mortgage payments On average new mortgage payments are now higher than apartment rents the largest gap in years according to CBRE Low first-time home buyer activity Only of buyers were first-timers in the [... more]

Faith And Finance

Rob West

February 05, 2024

3 Tips for Financial Wellness With Neile Simon

Neile Simon is a Certified Credit Counselor with Christian Credit Counselors and underwriter of this program WHAT ARE SOME TRIED AND TRUE WAYS TO AVOID DEBT AND PROMOTE FINANCIAL WELLNESS Neile Simon from Christian Credit Counselors shares key strategies to manage finances effectively emphasizing the importance of budgeting reducing debt and saving for emergencies Creating or updating a budget is crucial Most Americans need to revisit their budgets especially to adjust for inflation Your budget should track major expenses such as housing food transportation and more It's also wise to review and possibly reduce subscriptions to entertainment services by examining [... more]

Faith And Finance

Rob West

January 17, 2024

10 Predictions for 2024 With Bob Doll

REFLECTION ON LAST YEAR'S PREDICTIONSBob Doll reflects on his previous year's predictions noting that while they achieved a accuracy rate it fell short of their usual mark The unexpected strength in the economy and labor market combined with a decrease in inflation led to deviations from their projections The economy was stronger than expected preventing the anticipated recession Inflation continued to decrease but did not reach the central bank's target of Stock market valuations increased particularly for a small group of high-performing stocks OUTLOOK ON THE US ECONOMY FOR THE UPCOMING YEARBob predicts a mild recession for the upcoming year [... more]

Faith And Finance

Rob West

January 05, 2024

Identity in Money vs Identity in Christ

THE ISSUE OF IDENTITY BIBLICAL PERSPECTIVE In today's culture there's pressure to define ourselves by worldly standards but for Christians true identity is found in Jesus not in worldly achievements or possessions John says But to all who did receive him who believed in his name he gave the right to become children of God DANGERS OF WORLDLY IDENTITY SPIRITUAL PITFALLS Focusing on wealth or success can lead to pride envy constant comparison worry about finances and disillusionment as these pursuits never truly satisfy Letting money or success define us can make us believe our worth is tied to our [... more]

Faith And Finance

Rob West

January 03, 2024

Bad Credit Is Expensive

Having bad credit is expensive With inflation and high interest rates it rsquo s more important than ever to keep your credit score as high as possible and you won rsquo t believe how much money that can save you On today's Faith amp Finance Live host Rob West will talk about the added expense of having bad credit Then he rsquo ll answer your financial questions on various topics nbsp See omnystudio com listener for privacy information [... more]

Faith And Finance

Rob West

January 03, 2024

Bad Credit Is Expensive

GOD'S WORD ON PAYING DEBTS Proverbs emphasizes the importance of paying back debts on time Do not withhold good from those to whom it is due when it is in your power to do it DEFINING GOOD CREDIT SCORES FICO scores range from to with a good score between and A very good score is between and and excellent is to Higher credit scores result in better interest rate offers from lenders IMPACT OF CREDIT SCORE ON LOANS AND INTEREST RATES A higher credit score can significantly reduce interest rates on mortgages personal loans and credit cards Example Raising a [... more]