Dr. Abadan Shah and his team discuss the dangers of procrastination in ministry and leadership, highlighting the importance of living in the present and making decisions with urgency, as they reflect on the consequences of delaying actions and the benefits of living a life of faithfulness and productivity. [... more]

Trusting God's provision is about a relationship with a God who sees, knows, and cares. Faith in God's provision means we can plan without panic, give without fear, and endure seasons of scarcity with hope. It's about understanding God's character and trusting His promise, not just about securing every possible outcome. [... more]

First-time homebuyers often face common misunderstandings around home ownership, including the cost of getting into a home, rising rent, and the fear of waiting too long. It's essential to take a clear-eyed look at the true costs of moving from renting into home ownership and to approach the transition with wisdom and patience. A home should fit one's current season of life and support responsibilities and priorities, not stretch finances or limit the ability to live and give faithfully. [... more]

Josh Whitaker and Joe Hamer, managing partners at Whitaker and Hamer Law Firm, discuss various legal topics, including estate planning, personal injury, and homeowners association issues. They also address real property concerns, traffic tickets, and the importance of not delaying legal matters. The attorneys provide guidance on how to navigate these complex issues and emphasize the need for prompt action to avoid potential problems and consequences. [... more]

Families face significant challenges in planning for long-term care, with many retirees unprepared for the financial burden. Harlan Akala discusses the financial realities of long-term care and how home equity can play a strategic role in meeting those costs. He also explores the benefits of delaying Social Security benefits and the risks of 401k loans. Additionally, the hosts answer listener questions on beneficiary designations and 1031 exchanges. [... more]

Biblical wisdom provides a framework for making financial decisions that honor God and not just benefit ourselves. When we approach money through this lens, our habits begin to change, and we move from reacting emotionally to responding spiritually. [... more]

Estate planning is often delayed due to emotional and psychological barriers, such as discomfort with mortality, feeling too young, and being overwhelmed. Perceived financial and complexity barriers, like believing estate planning is for the wealthy and lack of knowledge on how to start the process, also contribute to delays. Additionally, consequences of delaying estate planning include assets being distributed by North Carolina state law, probate administration, and a more complicated and costly process for the administrator. [... more]

Rob West shares 10 common personal finance mistakes to avoid, including borrowing from 401(k), claiming Social Security too early, and overextending oneself for kids. He also discusses biblical wisdom for financial decisions, credit scores, and investments, and answers listener questions on topics such as home equity lines of credit and credit unions. [... more]

No nation that outlaws the mention of God in the public square, celebrates the murder of its own children, and destroys the most basic unit of society, the family, will survive. Dr. Robert Jeffress explains how America's decline began with the removal of God from public life, the legalization of abortion, and the redefinition of marriage, and how Christians can push back against evil by being salt and light in the world. [... more]

The National Guard's role in California is at the center of a court battle between President Trump and Governor Gavin Newsom, while the Supreme Court rules in favor of families suing the Palestinian Authority for terror-related damages. Meanwhile, tensions rise in the Middle East as Israel responds to Iran's aggression, and the ACLJ is working to protect Israel's interests at the UN. [... more]

North Carolina's budget negotiations continue to stall, with the House and Senate at odds over tax reductions and spending priorities. Meanwhile, the state treasurer says a recent US Supreme Court decision bolsters the state's position in a legal battle over transgender care. The state health plan's exclusion of transition-related procedures and medications is at the center of the dispute, with the treasurer arguing that it's about managing benefits equally for all plan members while keeping costs reasonable. [... more]

Deciding when to take Social Security benefits can be a complex financial decision, impacting tens of thousands of dollars. A financial advisor can help you consider factors such as reduction, cash flow needs, debt, charitable giving, and longevity to make an informed decision. Additionally, establishing a lifestyle finish line can help guide personal spending and long-term planning, while a net worth finish line can provide a maximum limit on total assets. Stewardship and financial wisdom are essential in managing God's money and accomplishing His purposes. [... more]

For those nearing retirement, working longer can have a significant impact on their financial security, with studies showing that delaying retirement by just a few months can have the same benefit as saving a higher percentage of income over three decades. This can be especially beneficial for those who plan to claim Social Security benefits before age 70, as waiting beyond full retirement age can increase monthly benefits by two-thirds of one percent or eight percent per year. However, this decision also involves considering emotional and relational factors, such as the potential impact on relationships and lifestyle, and requires open and honest communication as a couple. [... more]

Carrying debt into retirement can significantly reduce lifestyle choices and increase the likelihood of returning to work. Understanding biblical principles of finance and effective debt management strategies can help individuals avoid debt and achieve financial freedom. Additionally, making informed decisions about inherited IRAs and property investments can also impact one's financial future. [... more]

Exploring the role of values in financial decision making and how a biblical worldview can inform our approach to money management, investment, and stewardship. [... more]

Living according to the Spirit requires a mindset of surrender to God's ways, including how we handle our money. A financial reset can help us recenter our minds and focus on spiritual priorities. Understanding the differences between traditional and Roth IRAs, as well as qualified charitable distributions, can also help us make informed decisions about our finances. [... more]

Delaying Social Security to 70 can significantly increase monthly benefits, providing a substantial increase in income for retirement. By using annuities and Roth conversions, individuals can create a customized plan to meet their financial goals and enjoy their retirement. This approach can also help minimize taxes and ensure a secure financial future. [... more]

A post-election victory for President Trump's legal team in New York, a delay in sentencing, and implications on national security. The Trump administration's plans for border security and immigration, and the potential impact on Israel and the Middle East. The ACLJ's work to defend election integrity and promote faith and freedom. [... more]

Respecting time to grieve and needing time before making large financial decisions are crucial for widows to gain financial confidence. A financial professional can help by providing a safe place, listening to the widow's needs, and offering guidance on financial decisions. Encouraging and empowering the widow to take control of her finances is also essential, as well as helping her navigate the process of wealth transfer and estate planning. [... more]

A financial reset can re-center our minds and help us focus on spiritual priorities, key to getting back on track. Certified Kingdom Advisors offer biblical financial advice, and understanding reverse mortgages can provide flexibility in financial life. [... more]