Are annuities the best product since sliced bread Or are they something to be avoided To best answer those questions it may be time to take an objective look at this investment vehicle On today's Faith amp Finance Live host Rob West will talk with Mike Miller to get the scoop on annuities Then Rob will answer your calls about the financial topics that are on your mind See omnystudio com listener for privacy information [... more]

Are annuities the best product since sliced bread Or are they something to be avoided To best answer those questions it may be time to take an objective look at this investment vehicle On today's Faith amp Finance Live host Rob West will talk with Mike Miller to get the scoop on annuities Then Rob will answer your calls about the financial topics that are on your mind See omnystudio com listener for privacy information [... more]

Robby is back again this week with Tom Griffith for a brand new episode This week's discussion is about single premium immediate annuities Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week they discuss the three retirement income annuities Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The third quarter of saw record growth in annuity sales billion That's an jump over the same quarter last year Here's one reason why recent interest rate hikes When interest rates rise that often means better returns on annuities especially for fixed and fixed index annuities Peter with Richon Planning explains the correlation to Erin Kennedy while outlining why annuities could make sense as part of your larger financial plan Annuities function as a private pension They can provide guaranteed income for the rest of your life Creating a private pension has become increasingly important because the percentage of workers [... more]

Faith is the heartbeat of our walk with God as we see in the lives of many examples throughout scripture So what can we learn from the biblical accounts of those faithful people On today's Faith amp Finance Live host Rob West will recount the story of Cain and Abel and share what it reveals about faith as it relates to giving Then Rob will answer your questions on various financial topics See omnystudio com listener for privacy information [... more]

Hans Robby and Tom are back again this week with a brand new episode This week they discuss income tax for life insurance annuities and hybrid long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

How you ever wondered if there rsquo s a way to receive income and increase your generosity at the same time On today's MoneyWise Live host Rob West will talk with George Duffin of the National Christian Foundation about a way you can do just that by using a charitable gift annuity Then Rob will answer your calls and questions on any financial topic nbsp nbsp See omnystudio com listener for privacy information [... more]

Before you exchange your annuity there are several questions you should consider first As Peter with Richon Planning explains to Erin Kennedy there are many situations where an exchange or transfer makes sense and there are many instances when exchanging your annuity is not a good idea So before you do anything watch out for these red flags -You're still within surrender charge period -You are offered a bonus or premium payment -You think you might need money from the annuity soon -You're not offered added benefits or a guaranteed lifetime rider -You pay higher charges for new features or [... more]

Are annuities the best product since sliced bread nbsp Or are they something to be avoided To best answer those questions it may be time to take an objective look at this investment vehicle On today's Faith amp Finance Live host Rob West will talk with Mike Miller to get the scoop on annuities Then Rob will answer your calls about the financial topics that are on your mind nbsp See omnystudio com listener for privacy information [... more]

Hans and Robby are talking retirement this week There is a lot to go over like annuities and so much more Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans goes over annuities specially different types and how they work for people in retirement The biggest advantage is that annuities create a guaranteed income for you exactly when you need it Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans and Robby go over a specific long term care policy They also discuss why long term care is so personal to both of them Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

The number one worry retirees face is outliving their money Hans and Robby go through examples of clients who faced this fear one who did it early and one who did it late While it is scary to face this fear head on it is only going to benefit you the earlier you start the process of planning While annuities get a bad rap Hans goes through how with the right plan and policy annuities can give you a guarantee that you cannot outlive your money Don't forget to get your copy of The Complete Cardinal Guide to Planning for [... more]

This week on Finishing Well Hans and Robby talk all about money Is Your Money Serving You or Are You Serving Your Money Hans and Robby go over a few stories of clients and how they made their money serve them specifically with annuities Hans explains a lot of people us annuities in the wrong way as savings accounts instead of income There is a lot of fear that comes with making your money last for the rest of your life and we want to help you stop worrying about it Don't forget to get your copy of The Complete [... more]

In John Jesus tells the story of the shepherd and the hired hand The hired hand cares nothing for the sheep but the shepherd is successful because he cares for the sheep You know people who are hired hands they don't care about their employees or their customers and you know people who are shepherds Shepherds and hired hands also exist in the financial industry This week's guest Doug Amis CFP and author joins Hans and Robby to discuss what to look out for when trying to select a financial advisor CFP's who have to be fiduciaries are required to [... more]

In Matthew Jesus says For verily I say unto you till heaven and earth pass one jot or one tittle shall in no wise pass from the law till all be fulfilled In other words God's law won't change in the slightest until the end of days Similarly the jots and tittles that name IRA beneficiaries are the letter of the law and will supersede your Will and financial intentions Recently at a conference hosted by Ed Slott Tom said he learned that a court will uphold your IRA's listed beneficiaries over the those listed on your will It can [... more]

In Romans Paul says Faith comes from hearing and hearing comes from the word of God This week Hans Robby and Tom discuss people's biggest worries in retirement and how to confront those worries with faith and smart planning Tom says the number one worry he's confronted as a CFP Professional is the question Am I going to run out of money People thinking about retirement are concerned they won't have enough money to live comfortably or have the financial resources when and how they need it Hans and Robby discuss how understanding the debate between the investment and insurance [... more]

In Genesis Joseph was called to interpret Pharaoh's dream about an oncoming famine that would last years When the famine hit everyone was taken care of because Joseph made sure to proactively save Unlike Joseph you do not know how many years your famine or retirement is going to last You need years of reserve or money to take care of you and your family A solution to this gap can be an annuity Hans tells the story of a recent client who wanted her full income to be replaced before she retired Social Security was not going to do [... more]

We all have the fear of the unknown Psalm says in God I trust and am not afraid We stake our whole future on god because we know him and we can trust him which makes us feel peaceful and at ease Hans and Robby talk about how to feel this same ease with the stock market We are scared of the stock market because we don't know what is going on The market does not like uncertainty either but uncertainty is necessary If you do or do not like this uncertainty that is going to affect what kind of [... more]

In the bible Eve had a choice eat from tree of knowledge or eat from tree of life While we all know how the story goes the interesting thing is if she took from tree of life she would have lived forever As we finish well we have to think about how our money is going to last forever Hans tells Robby that the biggest fear clients come in with is the fear of running out of money and becoming dependent on their family or the state They need their money to last even when they stop working So how [... more]

God provided for the Israelites in the dessert with manna so they did not have to worry Even in retirement life and bills keep coming but there is a way to stop this worry Hans and Robby discuss how annuities can be the solution to this worry If you think you are going to live a short life buy life insurance if you think you are going to live a long life buy an annuity Hans explains investments returns and why getting an annuity might be the best decision you can make in retirement Don't forget to get your copy [... more]